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Mars, May Pera KPB?
102 Plays1 year ago
A wise proverb once said, "It's not about the money, money, money. We don't need your money, money, money..." (Jessie J, 2011) <--taray may pa-APA na mali chz
But now that we're adults, we say, "gagi scam ka, Jessie J *cries in poverty*" chariz labyu mama Jessie In this episode, we are joined by our dear friend (and financial advisor, oha) Shiela, where she shares her story about how she overcame the struggles in life despite obstacles (financial or otherwise) and what she's learned so far when it comes to managing your finances. Dahil oo, matatanda na tayo and at some point, we really do need to learn how to manage life as an adult without getting broke every single time (wow, samin pa talaga nanggaling hahaha)
In this episode, we also discuss how privilege, opportunities, hard work, and luck come into play with financial success/stability. CUZ IT'S NOT ALL HARD WORK, KAREN!! ACKNOWLEDGE YER PRIVILEGE!!
Sabi nga nila, money is a terrible master but an excellent servant. Hindi umiikot ang mundo sa pera lamang, pero let's face it, we need to know how to handle this shit, mga bevz. HAHAHA
We learned a lot from this episode, we hope you will too!
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Transcript
Introduction to Podcast & Hosts
00:00:01
Speaker
Are you ready? I'm ready! Hello! I'm Daryll! And I'm Cash! And you're listening to... Is this thing on? The Podcast! Alright! Let's go to Cash!
00:00:22
Speaker
I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
Island Adventure & Coast Guard Event
00:00:53
Speaker
It's like a 45 minute boat ride away.
00:01:02
Speaker
island it was it was a very it was a very good experience the island was very beautiful so powered by generator lama i saw it it was a nice getaway from you know the crazy life
00:01:27
Speaker
That's what I like to do. I like to go to the weekend, but I don't like to go to the beach. I like to go to the beach, but I like to go to the beach. I like to go to the beach, but I don't like to go to the beach.
00:02:00
Speaker
from the coast guard, there's a lot of people from all over the coast guard that came from this area a few hours ago. They came from all over the island. They came from all over the island. They came from all over the island. They came from all over the island. They came from all over the island. They came from all over the island. They came from all over the island.
00:02:06
Speaker
Like literally,
00:02:27
Speaker
We are going to miss our work.
00:02:47
Speaker
Do you have a lot of time here? Yes, I have a lot of time in the house. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know.
Childhood Identity Realization
00:03:15
Speaker
I'm not going to say that I'm not going to go to the coast. I'm not going to say that. I'm not going to say that. I'm not going to say that. I'm not going to say that. I'm not going to say that. I'm not going to say that. I'm not going to say that. I'm going to say that.
00:03:37
Speaker
Because at first, when I was a kid, I didn't know that I was a kid. I didn't know that I was a kid. I didn't know that I was a kid. I didn't know that I was a kid. I didn't know that I was a kid. I didn't know that I was a kid.
00:03:54
Speaker
I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say.
00:04:15
Speaker
I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:04:40
Speaker
Anyway, thanks for watching! I'll see you in the next episode!
00:04:58
Speaker
Where are you from? I'm from Korea. I don't know what to say. Oh my gosh, I think it's called IG. I don't know what to say, but I guess it's not for today. Oh yeah, I think it's not for today.
Announcement of New Podcast
00:05:15
Speaker
Well, anyway, this is Sheila and Anja. I'm working with her. She's a big fan of working with me. She's a big fan of her. She's a big fan of her. She's super close to me. She's a big fan of her. She's a big fan of her. She's a big fan of her. She's a big fan of her.
00:05:36
Speaker
Oh, I think we are going to have to go one kilometer. We are going to have to go one kilometer. We are going to have to go one kilometer. We are going to have to go one kilometer. We are going to have to go one kilometer. We are going to have to go one kilometer.
00:05:49
Speaker
I have a question. Hi, Sheila. Actually, I have a question for you. You said you were going to do a new podcast. So, finally, guest back on charge. Yeah, I'm going to start December. I'm going to start...
00:06:12
Speaker
I guess it's a podcast. We're doing a podcast on December 10th. So we're finally doing it and we're so happy. Thanks, Sheila. We're very impressed. We're doing a podcast on December 10th. We're doing a podcast on December 10th. We're doing a podcast on December 10th. We're doing a podcast on December 10th.
00:06:41
Speaker
I'm going to go to Malaysia. Oh my god. I'm going to go to Malaysia because I'm a princess. I'm going to go to the island. I'm going to go to Malaysia. I'm going to go to Malaysia. I'm going to go to the island. I'm going to go to the island. I'm going to go to the island.
International Festival Experience
00:07:04
Speaker
The third day is the first day of the festival. We have a lot of foreigners. We have a lot of people. But we have a lot of people from all over the world. We have a lot of people from all over the world. We have a lot of people from all over the world. We have a lot of people from all over the world.
00:07:27
Speaker
It's super open water, but it's not open at all. So, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, sorry. I don't know, I don't know, I don't know, I don't know, I don't know, I don't know.
00:07:49
Speaker
So, I think that's it for today, but I think that's it for today's video. I hope you enjoyed it. I hope you enjoyed it. I hope you enjoyed it. I hope you enjoyed it. I hope you enjoyed it. I hope you enjoyed it.
00:08:04
Speaker
This is the first time I've been to India. I've been to one R.O.A. I've been to one R.O.A. I've been to one R.O.A. I've been to one R.O.A. I've been to one R.O.A. I've been to one R.O.A.
00:08:27
Speaker
3 hours away from Sikhsikan Island. What is your experience at least once in a while? Once in a lifetime. What kind of budget? 13,000 per person.
00:08:54
Speaker
So my name is 4 days 3 nights. So we have transferred from San Buerto Princessa to Pabale. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the
Inspiration from Literature During Struggles
00:09:10
Speaker
package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package. So we are all in the package
00:09:24
Speaker
I was inspired by this book, because I had a lot of fun. I didn't have a lot of work to do, but I had a great time. I had a lot of work to do in 2018. But I had a lot of money. I had a lot of finances. I didn't have a lot of money, but I had a lot of money.
00:09:51
Speaker
I don't know how to describe it, but I don't know how to describe it. I don't know how to describe it, but I don't know how to describe it, but I don't know how to describe it, but I don't know how to describe it, but I don't know how to describe it, but I don't know how to describe it, but I don't know how to describe it, but I don't know how to describe it, but I don't know how to describe it, but I don't know how to describe it.
00:10:16
Speaker
Thank you so much for watching this video, I hope you enjoyed it!
00:10:25
Speaker
I have friends. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know.
00:10:54
Speaker
I'm very happy to be with you. I'm very happy to be with you. I'm very happy to be with you. I'm very happy to be with you. I'm very happy to be with you. I'm very happy to be with you. I'm very happy to be with you.
00:11:13
Speaker
I don't know, but I have a family. But I don't know. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it.
00:12:03
Speaker
I think it's a good idea to be able to be able to be able to be able to be able to be able to be able to be able to
00:12:07
Speaker
And I'm 25 years old now, no?
00:12:26
Speaker
So, that's why I'm responsible for this. So, for me, I don't think I'm responsible for this. Okay, I think that's why I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this. I don't think I'm responsible for this.
00:12:55
Speaker
I love it. That is so good. I can't take away that. To be kinder to yourself and to not compare. I love it.
00:13:24
Speaker
I want to say a little bit about her style. I'm going to say something about her style. I'm going to say something about her style. I'm going to say something about her style. I'm going to say something about her style.
00:13:48
Speaker
Oh, I'm going to say that I discovered nothing new in class, actually. So can you like share it with your own class? Oh, oh. I'm going to say that I discovered nothing new in class, actually. So can you like share it with your own class? Oh, oh. I'm going to say that I discovered nothing new in class, actually. So can you like share it with your own class? Oh, oh. I'm going to say that I discovered nothing new in class, actually. So can you like share it with your own class? Oh, oh. I'm going to say that I discovered nothing new in class, actually. So can you like share it with your own class? Oh, oh. I'm going to say that I discovered nothing new in class, actually. So can you like share it with your own class? Oh, oh. I'm going to say that I discovered nothing new in class, actually. So can you like share it with your own class? Oh, oh. I'm going to say that I discovered nothing new in class
00:14:34
Speaker
So,
00:14:44
Speaker
I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know.
00:14:53
Speaker
I don't know how to say it. I'm serious. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:15:08
Speaker
It's not the same for everyone, and I should be kinder to myself. This is okay. It's okay. But after that, it's okay. What are the ways that you can do to get yourself out of the financial situation that you were in during that time?
00:15:34
Speaker
Can we hear more about that? Thanks, Cash, for that wonderful question. I know, but I don't know. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:16:02
Speaker
25 years old at that time. So, for the first time in my life, I didn't have any support for my family. But for the first time in my life, I didn't have any support for my family. But for the first time in my life, I didn't have any support for my family.
00:16:21
Speaker
So, for me, I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do.
00:16:49
Speaker
What do you think about the future? What do you think about the future? What do you think about the future? What do you think about the future?
Asian Community Relations
00:17:00
Speaker
What do you think about the future?
00:17:19
Speaker
So, let's start.
00:17:24
Speaker
After a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months, after a few months,
00:17:50
Speaker
I don't know, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it, I don't know how to do it,
00:18:19
Speaker
I think it's important for us to have a relationship with the Asian people. I think it's important for us to have a relationship with the Asian people. It's important for us to have a relationship with the Asian people. It's important for us to have a relationship with the Asian people. It's important for us to have a relationship with the Asian people.
00:18:47
Speaker
In 2019, I was able to graduate from college.
Graduating College Journey
00:18:55
Speaker
So I was able to graduate from college. I was able to graduate from school. I was able to graduate from school. So I was able to graduate from college. So I was able to graduate from college.
00:19:05
Speaker
for an extra or livelihood young parents go. So, you know, I don't know how to say this, but I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:19:30
Speaker
That's 60-40. So, I think it's important to know what's going on in the world. But it's important to know what's going on in the world. So, I think it's important to know what's going on in the world and what's going on in the psychological world. So, I think it's important to know what's going on in the world.
00:19:56
Speaker
It's a great way to achieve things. It's a great way to achieve things. It's a great way to achieve things. But it's a great way to achieve things. It's a great way to achieve things. It's a great way to achieve things. It's a great way to achieve things. It's a great way to achieve things. It's a great way to achieve things.
00:20:20
Speaker
I don't know if I'm going to be able to do that, but I'm not going to be able to do that. I don't know if I'm going to be able to do that. I don't know if I'm going to be able to do that. I don't know if I'm going to be able to do that. I don't know if I'm going to be able to do that. I don't know if I'm going to be able to do that.
00:20:45
Speaker
I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say.
00:21:04
Speaker
Mm-hmm.
Privilege vs. Hard Work in Success
00:21:34
Speaker
It sounds like she got her shit together.
00:21:45
Speaker
I think it's important for us to think about how to give us a quick overview of our life. I think it's a bit of an overview of how to do it financially. But I think it's important for our listeners. I think it's important for our listeners.
00:22:09
Speaker
she's like this is also possible you're not you know you were not handed um things on a silver plate yeah can you tell us more about where you came from and how was life like um
00:22:31
Speaker
I don't know. I'm sorry, but I don't know what to do. I don't know what to do. I don't know what to do. I don't know what to do.
00:22:46
Speaker
but I think it's a good experience to be able to do that. So, I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know.
00:23:07
Speaker
So, that's what happened in Israel. So, that's what happened in Israel. So, that's what happened in Israel. So, that's what happened in Israel. So, that's what happened in Israel. So, that's what happened in Israel. So, that's what happened in Israel. So, that's what happened in Israel. So, that's what happened in Israel. So, that's what happened in Israel. So, that's what happened in Israel.
00:23:32
Speaker
elementary, so every day.
00:24:03
Speaker
Okay, no. So no, no, no, no, no, no. And so, and then the gap.
00:24:09
Speaker
But I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know.
00:24:36
Speaker
I was growing up, I had no idea what I was doing. So, I had no idea what I was doing. I had no idea what I was doing. I had no idea what I was doing. I had no idea what I was doing. I had no idea what I was doing. I had no idea what I was doing. I had no idea what I was doing.
00:25:28
Speaker
My mother asked for a strong will, or a strong lifestyle. So, I think it's important for me to think about the influence of my mother. I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know,
00:25:32
Speaker
Yeah. Yeah. Yeah.
00:26:00
Speaker
It's a schoolwork now. It's a schoolwork now. It's a schoolwork now. It's a schoolwork now.
00:26:20
Speaker
I would like to thank you for your support because it's a school called BU, Bickel University. We have more than one hour away from Donsol. It's possible that Donsol's remote remote remote remote remote remote remote remote remote remote remote remote remote remote remote remote remote remote remote remote remote remote remote
00:26:42
Speaker
So I want to talk about bed space, bed space, I want to go to bed, I want to go to school, I want to go to school, I want to go to school, I want to go to school, I want to go to school, I want to go to school, I want to go to school, I want to go to school, I want to go to school,
00:27:07
Speaker
I think it's important for me to be able to be able to graduate from high school. To be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to
00:27:36
Speaker
I don't know, I don't know how to say it, or I don't know how to say it, but I don't know how to say it. I don't know how to say it, but I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:28:13
Speaker
The whole universe conspires.
00:28:51
Speaker
to help you achieve it.
00:28:56
Speaker
That's why I'm so proud to be part of 9K, 9K monthly. So, I don't know why I should have called this a family before. That was because in Langan, or I don't know, Pangastasco. That was, you know, for a more, not one year experience, but because of me, but Sam and Nila. That was, I guess, from 9K, I was going to give
00:29:21
Speaker
I was 13 years old, I was 13 years old. I was 16 years old. I had to go to a shop. I had to go to a hotel and restaurant. I had to go to a restaurant. I had to go to a hotel. I had to go to an experience. I had to go to a hotel.
00:29:52
Speaker
So you're new from almost 16. So after I finish that day, I'm from almost 16, like in 26. So yeah, I kind of didn't know the so name.
00:30:14
Speaker
It's almost 10, I don't know. It's a difference in childhood. So for me, it's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad. It's not that bad.
00:30:44
Speaker
That was, you know, the side has, the side has insurance aid. That's a commission-based shop. So exponential shop. So it depends on where you are from, or if you have clients who have a high income income. So after you have a high income, you have to have a high income, or you have to have a high income home.
00:31:11
Speaker
Now, I'm going to show you how to do it. I'm going to show you how to do it. I'm going to show you how to do it. I'm going to show you how to do it. I'm going to show you how to do it. I'm going to show you how to do it. I'm going to show you how to do it. I'm going to show you how to do it.
00:31:47
Speaker
It was your season, no? Yeah. It's not your season, of course. It's not your season, of course. It's not your season, of course.
00:31:59
Speaker
But, actually, in the Bunkit Mo'ai in Chile, I don't know how to say it, but I don't know how to say it. I don't know how to say it. In other words, I don't know how to say it, but I don't know how to say it. I don't know how to say it, but I don't know how to say it in the Philippines. I don't know how to say it, but I don't know how to say it. I don't know how to say it.
00:32:29
Speaker
I think it's a struggle for me. For example, there's an opportunity for me to go to a site that has 12 hours of travel. I think it's a minimum wage for me. For example, I think it's an opportunity for me to go to a site that has 12 hours of travel. For example, I think it's an opportunity for me to go to a site that has 12 hours of travel. For example, I think it's an opportunity for me to go to a site that has 12 hours of travel. For example, I think it's an opportunity for me to go to a site that has 12 hours of travel.
00:32:58
Speaker
Usually, it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us, because it's not enough for us,
00:33:27
Speaker
I think it's important to have the capability to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be
00:34:09
Speaker
I think, I think, I think
00:34:20
Speaker
I don't know, but I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:34:47
Speaker
Thank you very much. Thank you very much. Thank you.
00:35:05
Speaker
I think it's a good idea. I think it's a good idea. I think it's a good idea. I think it's a good idea. I think it's a good idea. I think it's a good idea. I think it's a good idea. I think it's a good idea. I think it's a good idea.
00:35:26
Speaker
I'm very happy to be with you today. I'm very happy to be with you today. I'm very happy to be with you today. I'm very happy to be with you today. I'm very happy to be with you today. I'm very happy to be with you today. I'm very happy to be with you today. I'm very happy to be with you today. I'm very happy to be here today.
00:35:50
Speaker
I don't know finances, personal development, I don't know what to say, I don't know what to say. I don't know what to say, but I don't know. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say.
00:36:13
Speaker
I think that's a great thing. I think that's a great thing. I think that's a great thing.
00:36:41
Speaker
But I think it, you know, it makes a difference. Yes. Actually, I don't know how to say it. I don't know how to say it. At the same time, I don't know how to say it. But at the same time, I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:37:03
Speaker
This is a rich fucking economy at the end of the day. You can get that in the Bank of Bangui.
00:37:56
Speaker
Treat yourself. Treat yourself.
00:38:04
Speaker
Sorry, I'm going to edit that out anyway. But yeah, I just wanted to add some comments. Oh, my commentary!
00:38:21
Speaker
to share what worked for you and at the same time acknowledging that, okay, this might not work for everyone. This is going to work, but your willingness to share it, that still takes labor to share it to other people.
00:38:44
Speaker
Living takes time, it takes energy, and sometimes, you know, not everybody has that. Sometimes other people keep that shit to themselves. Sorry for my bad word. But, you know, generosity, me, Sheila, to share this with other people who wants to learn is really great. And I think that's something that I want to take away.
Financial Awareness & Planning
00:39:32
Speaker
So it's the ability to understand and effectively use various financial skills.
00:39:40
Speaker
So, for me, my goal is to make myself aware that I don't want to maximize myself, but I want to be a part of it. That's it. I'll see you next time.
00:39:56
Speaker
So, I think I'm a person that I love, but I want to be financially motivated. So, I want to be aware of personal finances. And then, I want to be a part of it.
00:40:17
Speaker
Like, you know, like I said, I don't know if it's personal finance or not, but I don't know if it's personal finance or not, but I don't know if it's personal finance or not, but I don't know if it's personal finance or not, but I don't know if it's personal finance or not, but I don't know if it's personal finance or not, but I don't know if it's personal finance or not, but I don't know if it's personal finance or not, but I don't know if it's personal finance.
00:40:43
Speaker
I'm a personal finance driver. I work in investments, but I don't have any other sources of income. Personally, I think I'm knowledgeable about the things that I'm doing. I'm a finance graduate, but I have an advantage. But I'm not a big fan.
00:41:13
Speaker
Although, literate is not good, but I think it's a super good idea to play with it. I think it's a completely good idea to play with it. But I think being financially literate is a process. It's a long process. But I think it's a good idea, at least for me, to be able to be able to be able to play with it.
00:41:41
Speaker
So it starts with budgeting. And also, I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track. I don't have a personal track.
00:42:06
Speaker
I think it's important for us to have this monthly or medical projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for our income for this month. I think it's important for us to have this monthly projection for
00:42:36
Speaker
I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:42:52
Speaker
I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know.
00:43:16
Speaker
I don't know if it's the app or not, but I don't know.
00:43:32
Speaker
to go back to tracking the expenses because it's so hard. Sorry, I'm using the word depressed very loosely.
00:43:49
Speaker
So, I think it's important to remember the feeling of the world. I think it's important to remember the feeling of the world. It's important to remember the feeling of the world. It's important to remember the feeling of the world.
00:44:07
Speaker
I don't know if it's true or not, but I don't know if it's true or not. I don't know if it's true or not, but I don't know if it's true or not.
00:44:25
Speaker
What's the problem? What's the problem? What's the problem? What's the problem? What's the problem? What's the problem? What's the problem? What's the problem? What's the problem? What's the problem? What's the problem? What's the problem?
00:44:53
Speaker
to get more out of life than just working. It's very difficult. That's what I've been realizing. Pero, like you said, going back to what you mentioned earlier,
00:45:10
Speaker
If you want to get out of your situation, there is probably a way. This may not be for everyone, as a disclaimer. This may not be for everyone, but let's say talking to people who resonate with our situation, working millennials. I don't know how to say that. I don't know how to say that.
00:45:38
Speaker
Sometimes we forget to be mindful already. Life just beats us up, you know, every day with work, with anything, everything. And that's okay. Yeah. And that's okay. But I think what we have to remember is to try again.
00:45:59
Speaker
In my case, sometimes I feel like just giving up altogether. It's never working. It's not going to work. But you know what? I'll never know until I actually continue it. I have to remember that it's OK that it's not linear. Learning about things in life, including financial literacy, is not linear. Sometimes there will be a day snap. You drop the ball.
00:46:29
Speaker
So when that happens, just pick it up again and see where that goes.
00:46:47
Speaker
Actually, I don't know how to explain it. I don't know how to explain it. I don't know how to explain it. I don't know how to explain it. I don't know how to explain it. I don't know how to explain it. I don't know how to explain it. I don't know how to explain it. I don't know how to explain it. I don't know how to explain it.
00:47:12
Speaker
So, I'm going to go back to the project. I'm going to go back.
00:47:30
Speaker
I know, but I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know, I don't know,
00:48:09
Speaker
It's okay to try again.
00:48:23
Speaker
I think it's a process. I don't know what I'm going to feel. So it's some area, the finance area, the finance is moving in. I don't know what I'm going to feel. I don't know what I'm going to feel. I don't know what I'm going to feel.
00:48:38
Speaker
business, business man, the bar. You didn't know my lagging. My gun, the young, the gosh, you know, the, the, my business in Egypt, not a fan can go to financial literature. It's a lagging and somehow then we're on a, on a, then low moments in Silla. And so I'm not a low moment. I'm a big city in behind the cannot finish it. So I think as I said, I'm not an exercise. Can I begin financially? It is not a lot more now.
00:49:02
Speaker
But it's also about the ability. The ability to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able
00:49:40
Speaker
When I look at you, guys, I don't know how to say it. I don't know how to say it anyway.
00:50:14
Speaker
If you think about it that way, I guess that's true. It is privilege. It is privilege.
00:50:26
Speaker
It's privilege, yes. Yes, it is.
Balancing Privilege & Achievement
00:50:29
Speaker
We are acknowledging that we come from a privileged position compared to a lot of other people. But at the same time, we also, sometimes we kind of discredit ourselves from the work that we have put into it. That's what we don't want to do then. If we keep on saying,
00:50:54
Speaker
This is not, this is, of course, too, a thousand. Disclaimer, Hindi, it's opinion that I can co-host a podcast. No, I guess. It's my opinion. Sometimes when we keep on giving the credit, no, it's pre-village. No, it's just because I got lucky or I just had things easier.
00:51:24
Speaker
I know that I have put work into it. Sometimes I forget that. If not sometimes, most of the time I forget that. And when I do forget that, I forget the power that I actually have in my hands. That I have power.
00:51:39
Speaker
like a Hidisha superpower. I mean there are limitations but at the same time I still have the means to get more, to do more. I keep on giving the credit to something else and forget that I did a lot of work too
00:52:09
Speaker
I will end up feeling just helpless. And I wouldn't want that. I wouldn't want that. Okay, so we use that for our advantage, right? We milk the most out of that privilege then.
00:52:29
Speaker
Also, of course, never forget to humble ourselves. It's not just us. It's, again, saying the word privilege. Also, it's also the help that came from other people. For example, she told us her relatives helped her go through college for her to be able to finish and go to work.
00:52:58
Speaker
Sometimes we forget that part. There are other people. That's the great thing, I guess, with most of us.
00:53:13
Speaker
Saka is speaking personally, I am surrounded by people who I know will help me in times of trouble. It may not be financial, it may not be financial, but moral support can go a long way. Like, guys like me into thinking I can do this shit, right? Whenever the people, my friends, my loved ones tell me that, you know what? You can do this, you can do that.
00:53:41
Speaker
That's a lot of help already and it helps you, it motivates you. Another thing is you also have to remember to motivate yourself.
00:53:59
Speaker
find a way you have a privilege of let's say just the internet you have computer you have sometimes though it's not it doesn't feel like that sometimes like for example energy time we also made factors that are the mindset would
00:54:21
Speaker
changing your mindset into that is definitely going to help. I want to hear more from that. How about you? I want to know. As a bachelor, as a single, millennial. Sometimes we are
00:54:53
Speaker
Like it's really a struggle to save. Years ago, I would tell myself,
00:55:15
Speaker
I'm very happy to be here at the Internet of Press, and I'm very happy to be here at 2018. I'm very happy to be here. I'm very happy to be here. I'm very happy to be here. I'm very happy to be here. I'm very happy to be here. I'm very happy.
00:55:44
Speaker
It's not bad, but at some point, it's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad. It's not bad.
00:56:11
Speaker
As long as I am doing my responsibilities, I think that I'm okay. I don't want to be like that. I don't want to be like that. I don't want to be like that. I want to be like that. I want to be like that. I want to be like that. I want to be like that. I want to be like that. I want to be like that. I want to be like that. I want to be like that.
00:56:42
Speaker
I have bills that I don't think we should be too hard on ourselves. Just because others are doing better than we are. And we also should not look down on other people just because they don't have the things that we have. Because life is shit.
00:57:06
Speaker
Who does that anyway? Look at all the other people. There are a lot of people. There are a lot? Yes, there are a lot. I don't know how to say that, but I don't know how to say that. I don't know how to say that, but I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:57:34
Speaker
It's really sad. I don't know how to describe it, but at the same time, I don't know how to describe it. I don't know how to describe it, but I don't know how to describe it. I don't know how to describe it. I don't know how to describe it. I don't know how to describe it. I don't know how to describe it. I don't know how to describe it.
00:58:13
Speaker
personal choice. Actually problem or issue. Strong motivation.
00:58:15
Speaker
Thank you very much. Thank you very much. Thank you very much.
00:58:35
Speaker
It's an opportunity for all of us to be able to be able to be able to be able to be able to be able to be able to be able
00:59:05
Speaker
I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:59:34
Speaker
Some are lucky enough to find the opportunities themselves.
01:00:01
Speaker
And do the hard work as well. And we're very happy for them. But them going out or them leaving their past situation does not... The rest was not just working hard enough. I don't know.
01:00:32
Speaker
As a last question, for me at least, are you a financial goals machine? As a millennial adult? How do you feel about that? How do you feel about that? How do you feel about that? I don't know, I don't have an idea. My name is not scared. I don't know how to say it. I don't know how to explain it.
01:00:57
Speaker
Actually, I don't know. Actually, I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
01:01:26
Speaker
Actually, I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say.
01:01:57
Speaker
I don't know how to say it, but I don't know how to say it. I don't know how to say it, but I don't know how to say it. I don't know how to say it, but I don't know how to say it. I don't know how to say it, but I don't know how to say it, but I don't know how to say it.
01:02:19
Speaker
I don't know if it's a financial goal or not. I don't know if it's a financial goal or not. I don't know if it's a financial goal or not. I don't know if it's a financial goal or not. I don't know if it's a financial goal or not. I don't know if it's a financial goal or not. I don't know if it's a financial goal or not. I don't know if it's a financial goal or not. I don't know if it's a financial goal or not. I don't know if it's a financial goal or not.
01:02:42
Speaker
I want just more money. Actually, I want more money.
01:03:11
Speaker
I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say.
01:03:41
Speaker
At the same time, there are many other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are other sources of income that are developed. Currently, there are
01:04:07
Speaker
The goal is to get other sources of income, streams of income, and financial goals. The goal is to get a source of income, and also to get a free source of income, so that we can get other sources of income, but at least we can get more resources. So that's why I want to ask you personally, what do you think about my security?
01:04:37
Speaker
I don't have any security. I don't have any security. I don't have any security. I don't have any security. I don't have any security. I don't have any security. I don't have any security. I don't have any security. I don't have any security. I don't have any security. I don't have any security.
01:05:00
Speaker
I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
01:05:28
Speaker
I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
01:05:57
Speaker
But I think it's a good source of income. I don't think it's a good source of income, but I think it's a good opportunity to have another opportunity. I think it's a good source of income, but I think it's a good source of income. I think it's a good source of income.
01:06:18
Speaker
So, I'm not going to go to the airport. So, I'm not going to go to the second school. No, I'm not going to go to the second school. Oh my gosh, I'm not going to go to the next school. I'm not going to go to the next school.
01:06:30
Speaker
I don't know what to say, but I think it's my favorite part of the business. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say. I don't know what to say.
01:06:58
Speaker
I will.
01:07:16
Speaker
I am super damn. I am super damn. I am super expensive. I am super expensive. I am super expensive. I am super expensive. I am super expensive. I am super expensive. I am super expensive.
01:07:35
Speaker
I think it's very practical. I think it's very practical. I think it's very practical. I think it's very practical. I think it's very practical. I think it's very practical. I think it's very practical. I think it's very practical. I think it's very practical. I think it's very practical.
01:08:01
Speaker
Right now, right now.
01:08:13
Speaker
I think I'm going to have a good time in Paris. I think I'm going to have a good time. Actually, I think I'm going to have a good time. I think I'm going to have a good time. I'm going to have a good time. I'm going to have a good time. I'm going to have a good time. I'm going to have a good time. I'm going to have a good time. I'm going to have a good time. I'm going to have a good time. I'm going to have a good time. I'm going to have a good time. I'm going to have a good time.
01:08:41
Speaker
Okay, so you want financial goals. How about you, Daryll? What are your financial goals, if you have any? Same, actually. I don't know. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it. I don't know how to do it.
01:09:10
Speaker
It'll be fine. It's more of... Aside from going to others and...
01:09:40
Speaker
Thank you very much.
01:09:54
Speaker
I would be able to send them to good schools. I don't know if that's a financial, I know, goal. Kind of is because schools cost money. So, Angola is to give, I don't know if that's the way to do it. You know, privilege is power. And a lot of privilege, I don't know, a lot of generational wealth, I don't know.
01:10:23
Speaker
If you are educated, you are armed. You are armed with tools that you can bring up to your adult life.
Desire for Travel & Life Experiences
01:10:42
Speaker
Adult life. So,
01:10:53
Speaker
For myself, I don't want to travel, I want to experience my life. I don't want to go to India, I don't want to go there. I don't want to go to the Philippines. I don't want to go there. I don't want to go there. I don't want to go there. I don't want to go there. I don't want to go there. I don't want to go there. I want to go there.
01:11:23
Speaker
That is the idea for me.
01:11:48
Speaker
I thought I'd be compared for leash, but yeah. Look, but anyway, so if you're dating like a boy, you know what I'm talking about? If you're dating like a kid, you know what I'm talking about? It's super cute. It's super capable. It's very capable. Feeling oh-oh, I... I don't know how to say it.
01:12:15
Speaker
I'm so glad to hear that from you, Sheila. We see you the same way. To be honest, no Chika, no Echos. How you were able to get yourself out of
01:12:31
Speaker
your situation before and make it better, not just for you but for your family too.
01:12:47
Speaker
I still want to have that opportunity soon. I still want to have that opportunity soon. I still want to have that opportunity soon. I still want to have that opportunity soon. I still want to have that opportunity soon. I still want to have that opportunity soon. I still want to have that opportunity soon. I still want to have that opportunity soon.
01:13:18
Speaker
What's that? It's the end of the night, right? I don't know. I don't know what to say, but it's the end of the night. It's the end of the night. It's the end of the night. It's the end of the night. It's the end of the night. It's the end of the night.
Closing Reflections & Gratitude
01:13:40
Speaker
I'm actually super happy to be here finally because I'm really happy to be here. Also thank you, thank you for sharing your new story and what worked for you and your willingness to share what helped others. I'm really happy to have a guest that I will share with you.
01:14:11
Speaker
I'm sorry, are you alright? Thank you! Yeah, I'm fine. So anyways, I'm going to start with the episode. I'm going to start with the social media channel. I'm going to check out the show on the Spotify or Apple podcast, and I'm going to start with the episode.
01:14:38
Speaker
But I'm not going to miss out on any of the other videos.
01:14:45
Speaker
Also, we were serious about Sheila giving great advice when it comes to finances. So, if everyone has a financial advisor, I don't know if she's a friend or not. I don't know if she's a friend or not. I don't know if she's a friend or not. I don't know if she's a friend or not. I don't know if she's a friend or not.
01:15:12
Speaker
I'm super happy. I'm super happy. I'm super happy. I'm super happy. I'm super happy. I'm super happy. I'm super happy. I'm super happy. I'm super happy. I'm super happy. I'm super happy. I'm super happy. I'm super happy.
01:15:39
Speaker
I think she has a page. Facebook? Yeah, I see. But she's not a fan of the episode show. She's a fan of the episode show. She's a fan of the episode show. So you guys, let's talk about some of the social media. We're going to secure the future. Another time I'm a friend, it's very loud.
01:16:05
Speaker
Yeah, that we trust. That we trust and we would recommend. Yes, we would wholeheartedly recommend. Thank you that and good. Thank you B. Thank you so much.
01:16:33
Speaker
But that's another topic for another episode. And this is... Is this thing on?