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Episode 39: Why Estate Planning is About More Than Just the Price Tag
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Tune in this week as we dive into the comparison that might just change how you view the costs of estate planning! Ever balked at the price tag on a solid estate plan? We stack that up against the everyday splurges we don't think twice about.
It's an episode filled with eye-opening insights showing you why estate planning might just be the most valuable bargain out there. Join us and learn why securing your estate is a lasting investment that outvalues many day-to-day expenses!
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Transcript
Introduction to Wills and Estate Planning
00:00:03
Speaker
Welcome to another episode of One of Us Knows What They're Talking About. Another one is you. I'm Lori Burch, your host. Join us as we discuss and unpack wills, trust, estate planning, and probate law in a way that's actually informative, interesting, and well, hopefully entertaining. Because if you don't have a will, the state of Texas has one for you. Let's dive in.
00:00:41
Speaker
Let's just kick it off with Sarah and Sam. What do you have to talk to us about today, Sarah and Sam? If you see that really fast, it sounds like Son of Sam.
00:00:54
Speaker
Do you even know what that is? No. Son of Sam. Google Son of Sam right now. Do you know what this is, Cynthia? Oh, Lord. Oh.
00:01:11
Speaker
Like the Alcatraz thing? No. what Did you Google it? Yeah. so same whereas David Berkowitz, American serial killer. known as Yeah. Yeah. Son of Sam. Yeah. Okay. Okay. So anyway, what do you all have prepared for us today?
Value of Estate Planning vs. Other Expenses
00:01:32
Speaker
So we have a list of things that are more so expensive than estate planning. Um, so you should just get your state planning already.
00:01:42
Speaker
Okay, and why like what what about this topic do you think is good to take an episode to discuss?
00:01:52
Speaker
I feel like cost is a huge thing that people are concerned about. yeah They want the cheaper thing. If you really want something and need something, do you Are you focused on the cost? I mean, the cost matters. I'm not going to say cost doesn't matter, but like what part of your criteria does that fall into?
00:02:23
Speaker
I mean, like pretty high, I'd feel like. Yeah, it kind of depends on what it is. Yeah. And the value. let's say Okay. So let's say, Sam, it's concert tickets. Yeah. Oh.
00:02:38
Speaker
Yeah. So what, what goes into you choosing how much you'll spend for tickets to a concert?
00:02:48
Speaker
Depends who it is. Um, it's, it's like dream concert. Any, any KTS is back together. Full band. thought we going next year So I mean, no, they have to do the military service serving their country.
00:03:06
Speaker
Um, and they're coming back. um Um, she's not joking, but yes, keep going. Yeah. Yeah. Yeah. Like old men are like, you have to serve it's North or South.
00:03:18
Speaker
um
00:03:21
Speaker
Really, Lori? Okay, like that. Okay. BTS is coming back, right? Um, location. I mean, the hope is that they're going to be in Dallas, but I think it's probably going to be okay. Just say they're in doubt. Like you're, you're talking about, you asked me what is the perfect storm. What is the perfect storm? but yeah on a page storm Okay. I'm trying to describe the perfect store in Dallas. Um,
00:03:50
Speaker
What like the setup is, like if it's pit, I'm not going to do it. So if it's seated near the front. I guess who wants to go with me, because it's going to be easier to get like a single ticket than a group ticket, right? um I mean, what comes with it? Like, I mean, with some K-pop concerts, you get like sound check, VIP, early merch, stuff like that. So um
00:04:21
Speaker
A lot. It's gonna be a lot.
00:04:26
Speaker
And why would you spend a lot? And what is a lot? you I mean, the last concert I i was supposed to see live in 2020 before it got canceled and that was like 350, not including fees, I think. So like 500, 600, probably more.
00:04:52
Speaker
and could depend but But I don't know. I mean, I feel like I'm going to end up being like how my best friend was for Taylor and kind of black out. And suddenly she has spent a couple of thousand. So butre we're going to see how it goes. What about you, Sarah? Your turn to talk.
00:05:14
Speaker
Yeah, I think it's also a really good Sarah one. You'd spend a couple thousand dollars. I, um, that was what you did. So for Taylor. Okay. fair Yeah. I mean, it's a little different now that I have bills before I had bills, I would spend a thousand dollars on a ticket. No issue. But now that I have bills.
00:05:40
Speaker
it It's like anything. I mean, if it's like my dream concert. Anything more than. Five, six, seven hundred dollars, I'd have to happen. Is your dream concert like. So wait, I have a question, Sarah. You're saying now 700 before you drop a thousand. What what is that 300? Why is that so big?
00:06:04
Speaker
You're so right, actually, that's, um, you're just going to well, no, that's kind of the thing. It's like, what is, because whenever I'm rationalizing a purchase, if I'm going to buy like a new couch and if the one that I really want is only a couple hundred dollars more overall, sure. It's a thousand versus like 600. Yeah.
00:06:29
Speaker
yeah I do think that's a good way to look at when we're making, when we're making purchases, because if you look at something that's $400 versus $600, you sometimes you isolate like $600 to have the $600, but you're going to get it anyway. So rather than just say, why, you know, I don't want to spend $600. The real question is, is the extra $200 worth it?
00:06:56
Speaker
Yeah, that's the way the lot. If you're going to do something or get something anyway. And I mean, really, it makes more sense and is more rational. So not to make this anything relevant to what we do for a living. But it's the same thing when people are like trying to price shop is.
00:07:15
Speaker
they may look at, you know, ah an estate plan or a will plan or a trust plan and let's say it's $3,500, right? And they're like, oh my gosh, like $3,500 for most people, that that's money. That's real money, right? The expression that I like to use is not couch cushion money.
00:07:35
Speaker
But then two ways that you compare it is, well, if you're going to call around and find like another firm that does it, because we're not even talking about the DIY lame stuff, but you find a firm that does it for, um, you know, 3000.
00:07:53
Speaker
But you know that there's these other things, this other firm you feel more comfortable with, you feel like they've got more support, you feel like they're more experts, because the $3,000 firm is the one that does you know both DUI immigration and OSURE. We dabble in estate planning. um you know A lot of the criteria that we talk about, but is it worth $500, not $3,500? Is it worth $500 more to make sure that you're getting the value and the service and quality that you want?
00:08:24
Speaker
And then the other point is, what if because nobody has to get a trust or a will in place. But what is the alternative? I mean, if you think the alternative is spending nothing, you are wrong. Because at some point,
00:08:44
Speaker
This is going to happen, meaning you are going to, oh, you know what we should do in an episode is all the like euphemisms for dying. So I was about to say, you know one day you're gonna meet your maker. One day you're gonna buy the farm. When the time comes, one day you're you're gonna buy the farm, meet your maker. Cross the rainbow bridge.
00:09:10
Speaker
That's for animals. And then but still use them for death. ah yeah They killed. OK, there are people to be a fun one. It would be Sarah. why don't Why don't you think of these things? Noodle on it, if you will. Oh, I'll noodle on it. The great unknown, the great beyond. Anyway, pushing up daisies. Six feet under.
00:09:36
Speaker
Actually, fun story with pushing
Humorous Stories and Probate Costs
00:09:38
Speaker
up daisies. um My stepdad has asked me if I'm willing to make sure that once the time comes for him that I plant daisies just in the confines around his um his plot just directly over him because he wants to be pushing up daisies. OK, I'm like, I'm sure that the funeral or not the funeral home, the um the cemetery might not love that I do this, but I'm willing to do it in the dead of night.
00:10:09
Speaker
Okay. I wonder what the origin of, I can figure out the origin of the pushing, pushing up daisies. What's the origin of buying the farm?
00:10:22
Speaker
I wonder. Anyway, back to my actual point is that it's going to cost no matter what. there's There's no way for things just to automatically happen. You don't automatically have a house transfer to your spouse or kids. You don't automatically have who's in charge that can go to the bank. The bank's not going to talk to just anybody when someone's passed away. So something, some process, some expense is going to have to happen.
00:10:52
Speaker
And on average, if you have nothing at all, and we're just talking about a house or a bank account, that can easily be over $7,000. It can easily take nine months to even get what you need to get started. That's not the whole process. That's to get started. And then you have made no choices. It's only what the state of Texas decides should happen.
00:11:18
Speaker
So sure, might you want to save the $3,500 now, but you're not saving it. In fact, you are banking on the fact that two to three times more than that is what it'll cost to not do it. There's what's called an opportunity cost. so
00:11:39
Speaker
What are you guys looking up? Are you looking up the origins of bought the farm. What did we find? So apparently it's not completely determined if this is it, but it hasn't been disproven that the claim um that a GI's insurance was sufficient enough to settle mortgage back home. Sort of the word finished paying off ah land or something of that sort. So whenever they passed away, it's like, Oh, okay. They're buying the farm. Like the GI insurance payout to the family.
00:12:12
Speaker
is enough to secure that.
00:12:16
Speaker
but not That's more than I found but there's like several so Sarah go for it. I was just gonna say I there's a British version that's gone for a Burton. Can you say it in your British accent? Please do not. ah Okay sorry. and too Well you're gonna have to do it now so when no one's talking over you Sarah.
00:12:37
Speaker
Oh, man, I have to do it again. Okay. Yeah, it's it's the British version is gone for a bit. And that one wasn't as good. Neither was good. I don't know what you're talking about. What does that mean? It's the same thing. It's just like, a british just pretty it's just But what does it mean? We're looking this up. This is great. I believe for high quality podcasts, they probably do research ahead of time. and Maybe not.
00:13:07
Speaker
It's not as fun. Yeah, it's to its. Expression meaning to be missing or to die. Oh. ah
00:13:21
Speaker
Popularized around the time of World War two. Oh, OK. But um Burton, they're. British people. Oh, my gosh, OK.
00:13:41
Speaker
Okay. So what, what, what examples, ah what other examples do you have? The two of you have as far as comparing things, value, price, all of that. Um, ours was more just things that I guess are more expensive. Uh, so the first one I said was death.
00:14:06
Speaker
Because it is like expensive,
Innovative Afterlife Options
00:14:08
Speaker
expensive for your family to die, right? Like funeral expenses just alone are. Yeah, we don't talk about that enough because it's just it's there's all these additional expenses and in addition to what you have to go through with the court and everything like that probate and all that good stuff. Yeah. Or if you've like already prepaid for like your plot or earn or um like Neptune Society, like that's that's not cheap or turning yourself into a rock like it's Wait, what? You can do that? Uh, Cynthia, we can't hear you. There we go. Or people who want to do the decomposition thing along with, yeah or instead of being turned into a rock.
00:14:51
Speaker
this is the same spheres and I love it this is no no it's not well it's kind of related right so you can go and like prepay or like your family members who do it where you send yourself like your ashes to this company and they turn you into rocks they put um I think it's like clay mixed in and they like fake you and into rock and it's like I think 30 to 40 different rocks of different sizes. You can do it to your pits also, um but they are like pure white. And so my brain immediately went to what if you're walking on a beach and you see a rock and you're like, this rock doesn't match the others, but it's really nice looking. I'm going to take it home. And it turns out you took home a different thing. Like, isn't that kind of crazy? Yeah, this is I love reminding Sam about this, but I had a whole hyper fixation on it. Like, what was it like two months back? like I could not. so Yeah, it was only a few weeks ago.
00:15:43
Speaker
It was kind of crazy. So don't collect rock. Got it. Okay. Yeah. Yeah. you take home some la rock If you have a really smooth looking rock, that's a white, maybe, maybe go put it back. Okay. All right. So next on our list. Oh, yes, please.
00:16:09
Speaker
Um, other things that are more expensive than estate planning, that purebred cat that you look at at 3am. Sam, what did you mean by this? Like fine. Like you're searching for like purebred cats. Okay. And they're like, what? Like $5,000. You can also go. Which one would you want? Which one would I want? Not purebred. I want a Maine Coon.
00:16:34
Speaker
um I don't think it would cost $5,000 to get a Mainekin. Well, but I mean, like those like pure, like white cat that seemed to have a... Well, I see. and Are you going to make her edit out, say I'm only wanting white cats? I don't want a white cat. I like my tebins. Thank you.
00:16:55
Speaker
I, my very first kitty cat was a white fluffy cat. And I would tell you what its name was, but that's half of my recovery passwords. You know, when they have to, like, what was the name of your first pet? Oh, you know what I would want? I would want a bingo, bingo cat. Is that how you say it? Bing bingo, bingo cat. Those are cute.
00:17:18
Speaker
Who just did the meow? That was turnip. That was my actual real life. Because you're actually a cat. Yeah, she heard. out She heard. us Yeah, Luke may have had to have quietly come in to remove her from the premises because she was starting to play with some chords and I'm like, this is not going to end well. Yeah, that that mute button is elusive, isn't it?
00:17:44
Speaker
According to. According to.
00:17:49
Speaker
Do you know about Devon Rexes? They sound familiar. Oh, that's, that's kind of our dream cat. Besides having every cat.
Pet Costs and Adoption Discussion
00:18:02
Speaker
Devon Rexes. They're great. Oh yeah, these cats. Well, one, not my problem, but we first encountered this breed. While we were doing block walking for my campaign, but they are hyperallergenic. And then if you read about their disposition, they're a friendly, loving, happy bunch. And at the end of the day, it's a cat. So why wouldn't we?
00:18:39
Speaker
According to the sprucecats.com, the most expensive cat is the Savannah cat, and it can be around from 1200 to 10,000. So, whoa. Again, can I just be that person and say, please, please, please do not buy wild animals and keep them in your home. F1 cats, please, please, please do not keep them in your home. Please. Is it like a Russian blue?
00:19:09
Speaker
What are F1 cats? Are those cats that like race cars? No, it's a really big problem actually. People have animals that are practically wild or one step away from have like they have a wild parent into where you, I just have beef with, you know, some breeding and some captivity adopt, don't shop kind of thing. So yeah. Yeah. We adopt.
00:19:38
Speaker
yeah I've ended up with some pets that were just adopted for, you know, were gotten for the sake of it. And it's like, well, by other people. And then now I have this other animal. We we looked out getting a f French bulldog through an adoption site. He was only six months old because of despicable people who bought him and then didn't like medical issues that he had. So then wanted to adopt him out.
00:20:08
Speaker
Or yeah, so that's how we that's how we did that. But we adopt, we don't shop. But I'm on board with any kitty cats, for sure. What's next on your list? ah The next one that is more expensive than getting your estate planning done is a used car from 2016. Is that what you have? No, I just picked a random year. I gotta be honest. But it works in search.
00:20:37
Speaker
What year is your car? 2009. Oh, grandma. Well, why not just say 2009? Because I think I paid like 5k. Well, no. Well, if you bought it for mine, I know. Yeah. Well, I got mine in 2018 in 20. So, um, I don't remember how much we paid for it, but it wasn't a lot because I think it had issues that my dad fixed.
00:21:07
Speaker
It's a very cute cat. I know. Look at that face. All right, so what else is something that's worth the price tag? Teeth. That's all I put on there. But I mean, specifically, if you say have an accident and you need to get your teeth fixed.
00:21:33
Speaker
Um, even just like a root canal, like that costs me in care credit, like 3k, which is like, curan so, uh, even just like, don't ever, don't ever get a dentist to do your root canal. Always go to an endodontist.
00:21:50
Speaker
Would you like to elaborate as to why? There that's just their specialty. It's kind of like, don't go to a general practitioner to do your will go to in the state planning firm. Okay.
00:22:02
Speaker
um They also have better equipment to get it done. I've I've worked both for a dentist doing root canals and for an in Adonis office. Strange little. It's not really a deviation because it's not like for a moment there, I thought I'd get into dentistry. It's just it was I guess that's a weird side hustle that I had for a while. It's a side route, scenic route in the dental field.
00:22:32
Speaker
You know, some people flip burgers. I did dental assisting and managed to end Adonis office in Northern Virginia.
00:22:42
Speaker
Kind of fun. There were aspects of it. that were or interesting. We did a lot of extractions at the dentist office. so And this is really terrible considering I have a very weak stomach and like I can't even watch show <unk> medical shows. I can't watch Grey's Anatomy, for example. Even if it's a great story, like ah you know people love the show. I can't because the chance of them showing something graphic
00:23:19
Speaker
that could lead me to passing out. It hasn't, but since people at virtual all love to pass out, that would be something that could get me to do it. But um yeah, like, you know, a paper cut could make me feel woozy. So um don't know why, but you know, like if when you're doing dental assisting, you've got the suction. And so when you're extracting teeth, you've got to keep the socket site clear.
00:23:47
Speaker
for the dentist to see what they're doing. Cause like if they accidentally leave a piece of the tooth or the bone or anything in there, then that's really bad. So your job is to fight with the dentist basically. That's what they want you to do while they've got their tools in there. And so it's when you've got the big suction, that's like a straw and you just have to stick it in the socket site.
00:24:09
Speaker
Well, there was one time that we were doing this major extraction, and the dentist waved me off because she needed me to pull pull out the suction. And so meanwhile, the mouth is filling with water and blood. And then she's like, do it. And I i had to put the the suction back in with it filled with water and blood. And when it hit the mouth, it splattered all over my face.
00:24:40
Speaker
So that would be my last day there. Yeah. Luckily, you know, you've got a mask on, you've got goggles and you've got that. But I mean, I remember just like wiping my with my gloves, my face and my glasses and just keeping it in there. I think I speak for all of us ill. I don't know how I handled that.
00:25:05
Speaker
Um, yeah. And then I still, I have a vague scar on my hand from the time that I like hit my hand on the top of the autoclave. So the autoclave is like the thing that you put the instruments in that gets super, super hot to sterilize them. Ooh. Yeah. I was kind of hoping you would say you have a scar from like a kid bit you or something. No, no, none of that. But yeah.
00:25:33
Speaker
Anyway, um I feel like talking about teeth though brings us back to the previous conversations about our our ah mother country across the pond. I don't know that people in Britain would have the same value on teeth as. Actually,
00:25:50
Speaker
actually so recently, um one of my brother-in-laws was in England and they were having this like issue. I think it's brothers-in-law, one of your brothers-in-law.
00:26:03
Speaker
Not one of your brother-in-laws. One of my brothers-in-laws? I don't know. Because it sounds like it's your brother's spouses. Okay. I don't know, I don't know that I'm right. That's the kind of stuff I love to dig into and discuss. You go find the answer to that real quick. So he was like having this like situation. He's overseas and he's like, listen, I need to go to a dentist. So he like, he went to a dentist in England. He was like, it was actually great. They were super nice. They were super polite.
00:26:34
Speaker
Easy to get into. No, like they like it was he said that it was genuinely like a pleasant experience. The doctor was very friendly. They were able to like talk about what was happening. They got x-rays done for like a very nominal amount compared to what you pay here. And it's like, no, they actually really just do care. They're not as caught up on the aesthetics of it. It's more of like, is the health of your teeth good?
00:27:00
Speaker
I mean, in you New Zealand, all throughout elementary school, like you had free dental, like checkups and stuff in the school. Whoa. Let's have better healthcare in other countries. It's like, it's like a certain age and under you get like free, I think freaked into here. Um, but I don't know if it's like good because they did take out like four of my teeth trying to see if that would straighten them. So, Oh,
00:27:27
Speaker
So are you sure that's why, Sam? Wait, you know, we're told. I mean, like, that's what they told me. Oh, I remember because I went specifically to get these teeth out and then I still had to get more taken out for my when I finally got braces. It was so too crowded.
00:27:47
Speaker
I mean, a lot of teeth, you know, that's weird. Were these adult teeth or baby teeth? Oh, no. This is getting weird. Yeah. and waver
00:27:58
Speaker
i I think teeth are really weird when they're not in the body, like in your gut. Yeah, teeth are weird to think about, right? People, I have found like baby teeth of mine, like going through stuff, unpacking stuff, and I'm like, this is disgusting. That's something serial killers do, is keep teeth.
00:28:17
Speaker
I saw this lady on TikTok who kept her uterus. And I was like, why would you do that? What? Hold on. Hold on. Hold on. I have the story to tell the story. So one time I was I was scrolling through the Instagram and I came across this video where there's this lady who was ah like a home goods or something. And she's like, I am looking for the perfect jar to preserve my sister's uterus because she's having a hysterectomy done soon. What is going on? Anyway, so I'm sitting here. I'm like, surely, surely not. This cannot be a thing. So then I have to learn it was surely. No, I said surely. So then I go back and I find this person's channel. Sure enough. So apparently, this is like a multi multi multi part series. I unsaved it like weeks ago because ah it was done.
00:29:08
Speaker
her sister was getting a hysterectomy she they asked the doctor if the sister could keep it and they're like yeah sure just come pick it up at this time here's the note for it so the sister decided to buy like on amazon like a med kid like a med a med student suture kit to because what they do is they have the uterus they had to send it up to testing so they sliced it and in in the ribbons so then the sister you know, like, we got it back together reconstituted it, Frankenstein it and then put it in this jar and sealed it. And that those are like, that's a good half hour of my life. I wish I could get back.
00:29:52
Speaker
I don't know if I'd be willing to do that for my sibling. Yeah. like that i That's crazy. like i I don't definitely don't want to run afoul of being critical of something that's a different culture or lifestyle, unless you're a white person.
00:30:13
Speaker
um But am I missing something? Like is this is this like a different like different culture or country or something like that? Or am I just I'm not why would you do this? I think it was just for fun. I think it was just yeah, like the sister learned that her sibling was getting her uterus out. She's like, can I have it? And she was like, yeah, sure. Yeah, I think these were just some very close siblings.
00:30:39
Speaker
It wasn't i need close to my simple troll, anything like that. No, I think it was just for the funsies of it all. Oh, I wouldn't have the stomach for that. That's crazy. But I'm missing that. Like, is it just keeping any sort of body parts?
00:30:53
Speaker
I mean, I feel that's one thing because, you know, they used to say Vikings drink blood from the skulls of their enemies, but like this is a whole different level of odd because she just wanted to keep it as a furniture, like a a little furniture decor. Yeah, it's just like a decoration piece, essentially. Yeah, I. I never want to hear this conversation again. What do you do? And I have this piece, somebody wants their. own leader I don't know. You get to tell the story of why it came out, I guess. Like, I guess you're like, Oh, don't mind me. That's just my uterus right there. No, my sister's uterus. Sarah, come on. It was her sister. Sarah, so mindwe um sarah do you feel like they have some understanding that you and I don't have?
00:31:39
Speaker
I don't know, because I don't get it. I'm still very lost, but you are still speaking about it matter-of-factly. Yeah. I wouldn't do it, but I guess to some people, they just want to keep their uterus after it's... Listen, I just need it anymore. I just need to listen to something, and if I'm going to go along and get the whole story, but then that's kind of it. I'm willing to get the story and then move on with my life. You did this for some reason. I can't comprehend.
00:32:06
Speaker
I'm not going to waste like I'm not going to stress myself out trying to figure it out. You just did it. I feel that's how I feel about the situation. But no, they didn't mention anything specifically cultural, um religious or anything like that. It was just something for fun. They just asked to save it. Yeah.
00:32:28
Speaker
And then later, like a couple of videos later, the sister whose uterus got taken out, she appeared um for a hearing ah for like child, I think it was like child support or something. And she wore this like little fake wig on on camera, you know, for the hearing. It was really funny.
00:32:51
Speaker
OK, well, we're going to move on. um Again, deep dive. I will say. While there's lots of information about uteruses on uteri on the Google machine, I did not find anything quickly about rationale as to why people would keep one once it's removed from the body. I don't think there is one. Once it's removed from the body seems to be the key component because I saw all reasons why people would keep their uterus inside. Well, inside your body. Inside your body. I really don't think there's a reason.
00:33:29
Speaker
I guess we better move on to the next one then. Please. The next one that's more expensive than your estate planning. um and I would say it's one of the top. Yeah.
Financial Implications of Hobbies and Luxuries
00:33:41
Speaker
um Yeah. this wasn't so ah Children. Like even I probably want their first like year of life there. Even before their first year of life. I mean, je just going to the hospital. Do you know what I love about this? This was a great segue. What, what do you truly know about this?
00:34:00
Speaker
I mean, my nephew lived with me for the first like two to three years of his life. And were you legally and financially responsible for the nephew? No, I was a minor. I'm going to tell you something that is a whole different vibe. Oh, no, 100%. But like, I've seen how expensive they are. Yeah, whenever I get invited to baby showers, and they're like, Oh, bring this thing of diapers, bring this thing of this. And I'm like,
00:34:27
Speaker
There's a lot of options, first off. There's so many options, it's overwhelming. Two, which one do I get? And three, why is it this expensive? And then if you get the youngest like version of the the diapers, like are they gonna grow out of them really quickly to where they have too many and then they can't fit? like yeah They grow too fast. I always go on the safer side and buy slightly bigger than what I think yeah they'll need because they'll grow into it. easily come out you know yeah
00:34:57
Speaker
yeah A lot of people have that philosophy of just getting stuff that's bigger because they'll grow into it. And yet the time that you need the most assistance and most help is when it's a brand new baby. So it's like, oh, like I'm getting used to this. I'm staying up all night. I'm completely freaking out. Thank God I have diapers and clothes for six months from now. Listen, Laurie, have we had kids? Absolutely not. Are we planning to? I don't think so. That was your choice.
00:35:29
Speaker
Yes. fair i And it's a choice I would make over and over again. I just, I think it's fascinating to talk about things that are mostly hypothetical. Yeah. Cause I'll tell you the the biggest racket out there is car seats. Yeah. Yeah. no And I don't, those things you know in the forward facing and the rear facing and installing it correctly and then oh you can go to the fire department and they'll show you how to install it correctly and then they do that and then you read the manual and you're like they actually installed this incorrectly and what does it matter as long as you don't get an accident right?
00:36:15
Speaker
So what makes, what makes it safe? Five point harness, rear facing, forward facing. I will say there are hundreds and hundreds of dollars, like five, $600 easy to drop on a car seat. Since you started having kids, I've noticed brands a lot more and like the Duna, I feel like I i can point it out from a mile away now and like different other types of car seats. So.
00:36:42
Speaker
Yeah, it's pretty like that's early stages. And you know, then the downside of the Duna though, is that it's not built. It's like a weight limit once they get bigger, but really the whole, the whole, the whole beauty of the Duna is that it's a stroller car seat and car carrier and one. So that's the huge selling point of it that makes it like you just, I don't know how people did it without Dunas, but They, you get to a point where even if they could exceed the weight limit, you couldn't. Like it's so heavy to like lift them up and set them into the car.
00:37:25
Speaker
And then installing it like, I mean, when I had the Duna in my Mustang, I had to put the top down, put it in and then put the top back up. There would have been no way to put
00:37:37
Speaker
or in the and the Mustang, and I refuse to not have a Mustang. I actually thought that I'm gonna change my handle on Instagram, if that's what it's called, to I have two car seats in a Mustang. I think that that account could post a lot of interesting parental observational things. Yeah, it could. I did, I have two car seats in a Mustang.
00:38:02
Speaker
Because someone was telling me the other day like, oh, my son, he had to get rid of his Mustang because he had a kid and he couldn't put a car seat in it. I'm like, uh-uh, wait a minute. Was it a convertible? Because if it's a convertible Mustang, I'm here to tell you, you can. But um yeah, but I've officially gotten both Adley and Poppy into the back of the Mustang. It's not fun and I wouldn't want anybody to watch me do it.
00:38:31
Speaker
It's probably not my best look, but possible. It's possible. What's next? This one feels very oddly specific towards Sam. Yeah, that's very Sam specific. I did kind of tire myself a little bit. What is this? Yeah.
00:38:54
Speaker
Things more expensive than estate planning is the blind box obsession someone in your life has, but won't admit it. And I feel like this is Sam's time to admit that she has. I only have like four or five of them to be feared at one time on one location. Cause I think you have them grouped in clusters. I don't know what this is. be like say So there's, um, a uh, like obsession at the moment with a lot of people. Um, so there was some blind boxes that you can get at like TESO, which is like a Korean, would you say like convenience store? Um, Cynthia. I mean, yeah, but okay, Lori, think of it like, you know, when you would, most people go to get a happy meal, you wouldn't know what happy meal toy was going to come with it. It was just the luck of the draw. Yeah. Essentially you're just going buying a box that could, have um, from any kind of like,
00:39:48
Speaker
just me a place that has miniatures, like little miniatures from like ah TV shows, from movies, like, um oh, the LOL dolls that Adley gets, like how they're all different. china know Yeah, like the the margin brand mini brands. yeah yeah Yeah, it's like that just with figurines, essentially. um Like there's one brand I really like called Emma, which they're really cute. I can show you them tomorrow, when're here so you can see what they look like.
00:40:13
Speaker
um But I wouldn't say I have an obsession. I did for a while, but I think because I realized how much money they were, I stopped. um Because they're like $16 minimum.
00:40:26
Speaker
um But there's this ah streamer that I watch who streams on Twitch, who probably has about, I would say like 150 to 200 of them. And most of them she bought herself. Like she could do a summoning circle ah behind her on her floor.
00:40:44
Speaker
with how many there were. um So I wouldn't say I'm quite there yet, but i if I lit myself, I could be.
00:40:53
Speaker
OK. That's really it. All right. Oh, I was just, I made a cat reference to this. Yeah. Yeah. Um, okay. And then the last one we have is, uh, things that are more expensive than getting your state planning done is from a one ticket in a private suite, but specifically it's just the deposit. Um, because I searched this when I was writing these, um, just for a deposit for a private suite at, um, circuit of the Americas in Austin, $5,000 and that's just the deposit. So.
00:41:27
Speaker
Who knows? I don't know how much extra tickets are, but isn't that crazy? A lot of money. I mean, again, if the value's there, right? Yeah. So how many people how many people have Formula One suites that don't have a will or a trust? I don't know. We should go ask them. I bet it's a majority. Yeah. I mean, a lot of rich people go, though, so hopefully they'll And they probably won't, but we never know. No. No, it's just ah I guess all of those things, including death, sounds more fun than getting your estate planning. Oh. Like your whole list for concert tickets.
00:42:22
Speaker
Or whatever blind boxes are.
00:42:25
Speaker
Isn't that, doesn't Amazon have something like that where they have these mystery boxes where it's just a bunch of stuff that people have returned and you can go get, I feel like somebody had told me about that. Yeah, that's kind of like a thing, right? Where like people will buy so many of those and it. Yeah. Yeah. I feel like that must be close to a mission. Right. Because you can get whatever in those, like the little blind boxes, it's just this random little figurine person. Yeah. You know, the options that you're getting beforehand, you just don't know which one.
00:42:56
Speaker
Okay, so the takeaway is before you die, before you get your per purebred cat, before you get a used car from 2016, before you get your teeth fixed, before you have children, before you buy all your blind boxes, and before you put a deposit down for your Formula One private suite ticket, you should at the long-lasting legacy, lasting gift of the state.
Conclusion and Call to Action
00:43:32
Speaker
Thanks for listening. And just to cover all our bases about what you just heard, I'm sorry and you're welcome. Make sure you subscribe so you never miss an episode and tell your friends about us. We do webinars and live events.
00:43:48
Speaker
The best way to stay up to date is to follow us on Instagram, Facebook, TikTok, and YouTube. Links are in the show notes. If there's a topic you'd like us to cover, maybe you have a question you'd like us to answer, or maybe you just wanna say hi, hit the link in the show notes or go to birch-law.com forward slash podcast and fill out the contact form.
00:44:17
Speaker
much better. Yeah I thought that had a lot of energy.