Transcript
Speaker: Yeah!
Speaker: I get money!
Speaker: Welcome to Bigger Talks.
Speaker: Bigger Talks, another IG Live edition.
Speaker: I'm so happy and excited for this episode.
Speaker: We got financial expert, money guru, money coach, Vince.
Speaker: Vince Hollerman, and he's phenomenal.
Speaker: He's gonna break down financial literacy, money management, investing, and saving.
Speaker: So get your notepads out, people.
Speaker: Get your thinking caps on.
Speaker: It's time to talk about money.
Speaker: How do we make it?
Speaker: How do we save it?
Speaker: Where should we invest it?
Speaker: And so he's going to be on here soon.
Speaker: And have your questions ready and we're going to talk.
Speaker: I'm looking forward to this information.
Speaker: Let me see.
Speaker: I know he's in here.
Speaker: There he is.
Speaker: Money Coach Fitz.
Speaker: Money Coach.
Speaker: What's going on?
Speaker: How's everybody feeling?
Speaker: I'm excited like I'm about to go to class.
Speaker: I got my pen and my notepad ready.
Speaker: There he is.
Speaker: What's up, man?
Speaker: What's up?
Speaker: What's up?
Speaker: Happy Wednesday.
Speaker: Wealth Wednesday.
Speaker: I want to say, you know, money Wednesday.
Speaker: How was your day?
Speaker: It's great, man.
Speaker: My day is going wonderful.
Speaker: My day is going wonderful.
Speaker: I can't complain at all.
Speaker: I'm just glad.
Speaker: I can't I really can't complain.
Speaker: I'm doing this in this on this message to my group.
Speaker: Let everybody know I'm live.
Speaker: I know how we get down on my page for those that are that follow me.
Speaker: Um,
Speaker: I usually always send my community a link anytime I go live so that they can get all this information, any gems and stuff that I drop, they'll be able to catch it.
Speaker: So how have they been up?
Speaker: Man, it's been good, man.
Speaker: I've been looking forward to this interview since last week.
Speaker: Remember, we got the misunderstanding and communication.
Speaker: But actually, before I got on here, I signed up for the Financial Starter Kit.
Speaker: And it's really brilliant.
Speaker: the five concepts the five money affirmations the 15 things you shouldn't do i've been in class man yeah i see that's crazy man welcome to bigger talks man um you know before we get into like the details of what you do and how you get down like where are you from and you know how did this whole money journey start for you man um so
Speaker: I'm originally from Georgia.
Speaker: I'm a Georgia boy.
Speaker: You know, born and raised in the South all my life.
Speaker: You know, down south is like where the heart is.
Speaker: Right now I'm in Delaware.
Speaker: I came up here to play football, so that's why I'm in Delaware now.
Speaker: I got a full-ride scholarship at the University of Delaware, was a four-year star.
Speaker: They had the opportunity to play with the Eagles, all that stuff, man.
Speaker: Just an amazing journey.
Speaker: And I just thank God for like just guiding me and putting me in, you know, these different places and helping me make the decisions that I've made.
Speaker: So I'm really thankful for where I am right now.
Speaker: It's all thanks to him for, you know, for putting me, for putting me in this place.
Speaker: At the college though, I really had the football didn't work out, obviously.
Speaker: Um,
Speaker: I got into the financial industry.
Speaker: Okay.
Speaker: And, you know, I always love money.
Speaker: I always love talking about money and all that stuff.
Speaker: And I've always been the type of person to go get it and always on the weekends trying to make some money or something.
Speaker: So I got my degree in economics and business at University of Delaware.
Speaker: So immediately out of school,
Speaker: After football, I got a job at Morgan Stanley.
Speaker: So I was working on the desk there, helping with financial advisors, set up accounts.
Speaker: And so I was really in it from the gate, looking at like million-dollar accounts and all that stuff and helping them set up these accounts for their clients and all that.
Speaker: So that's what really opened my eyes to the financial world.
Speaker: Still, at that point, I really had no clue exactly like the vast, like how massive it is out here in these streets.
Speaker: Until I started like digging digging more into it and I eventually I wanted to go to financial advisor about so I Wanted to be a financial advisor.
Speaker: I want to have my own firm and all that type of stuff So I got all my life.
Speaker: So I was fully licensed and life insurance investment I invested over a quarter million dollars in my short time of being a financial advisor help times of people get life insurance, so
Speaker: Basically, that time was like a lot of education, a lot of knowledge, like from the book, like straight from the book and understanding exactly how money works and, you know, how everything is.
Speaker: Somebody said they can't hear me in the chat.
Speaker: Yeah, I can hear you.
Speaker: Perfect.
Speaker: But basically just understanding how money works and how, you know, how to get down out here financially.
Speaker: And so for a little bit,
Speaker: I tried to start, you know, my own company, my own firm.
Speaker: That didn't work out, you know, especially coming from Georgia, being in a place that I didn't know anybody, just trying to start something from scratch.
Speaker: It was very hard.
Speaker: And so, you know, I ultimately had to give up that temporarily, but I still had the heart to teach people, right?
Speaker: Especially all the stuff that I learned, all the gyms and everything that I learned from being in school and taking those classes and stuff like that.
Speaker: And, um,
Speaker: you know, I still kept doing it online.
Speaker: I kept teaching people online and eventually in 2020, so I've been doing it since 2017, 2018, just online, you know, just financial literacy.
Speaker: Um,
Speaker: 2020 is when everything happened for me on social media just blew up.
Speaker: TikTok, Instagram, everything.
Speaker: Just from, you know, doing what I normally do.
Speaker: I'm still for this day.
Speaker: I'm like surprised with everything.
Speaker: Like, it's all about it.
Speaker: You're definitely passionate.
Speaker: I can hear it in your voice and then from your spirit.
Speaker: But you said something.
Speaker: You said you grew up in Georgia.
Speaker: You went to Delaware on a full ride.
Speaker: You had a chance to play the Eagles.
Speaker: You said that, so that already made me think like, oh, this guy is driven, he's determined, he played big time football.
Speaker: Like he's not an average guy when it comes to like getting things done.
Speaker: But you also said something, I love money.
Speaker: And that's the tricky part with most people because people are afraid to have a love for money or appreciate money.
Speaker: There's a guy named Ken Honda, he talks about happy money, right?
Speaker: Money EQ and money IQ.
Speaker: And he always say everybody has a money story.
Speaker: So for you, what was your first money story or money interaction with money that makes you think like, oh, wow, I can make more money.
Speaker: Or you had a turning point like, oh, I just lost all my money.
Speaker: At what age and what moment was that for you?
Speaker: I would say like the biggest moment was when I was, you know,
Speaker: like 21, 20, yeah, 21, 22, I think it was, when I actually, like, started making money because in college, I was a poor life scholarship, so I was just blowing that money on.
Speaker: Didn't realize, like, the power that I had or what I could have turned that money into.
Speaker: But at 21, 22 years old, I was introduced to, like, the stock market and investments.
Speaker: And so I was sitting down one day actually with my mentor at the time.
Speaker: And he showed me just how me starting at a young age, how much investing in just $100, $200 a month could do for me.
Speaker: And I've seen that figure and I'm like, if I invest $100 starting at 21 to 67 a month without doing anything
Speaker: like just passively investing, I could be, I can have $5 million, right?
Speaker: That's the figure that he showed me just from doing that, you know, just having that working for me in the background, you know, is really that turning point.
Speaker: I'm like, dang, like this is- It's 21.
Speaker: Yeah.
Speaker: And so, and what was that account or what was that opportunity?
Speaker: Like you said you can invest $100 a month and by the age of 65, you can be a multimillionaire.
Speaker: Like what account or what stock investment is that?
Speaker: Yeah, yeah, yeah.
Speaker: So it's an account called a Roth IRA.
Speaker: So for those that don't know what a Roth IRA is, it's a tax-free growth account that in retirement, you get access to the money completely tax-free.
Speaker: So basically,
Speaker: your money can grow tax free for however long that you invested for after 59 and a half, you get access to that money, no penalty, no anything to be able to, you know, live off of that money.
Speaker: And that's, and that's the key too.
Speaker: I think a lot of people, when they hear $5 million, you're gonna have $5 million.
Speaker: They think, I get to have $5 million that I get to spend, but really the key and the real knowledge that you get, or when you really start understanding money, it's about how you can live off that money.
Speaker: Okay.
Speaker: Not about spending this, but how you can live off of it.
Speaker: Yeah, how you can leverage that money to live off of, to make more, pass it down for generations and, you know, how that go real wealth.
Speaker: That's what that is.
Speaker: Yeah.
Speaker: And so, you know, with that being said, let's get into this money talk.
Speaker: What is like three to five things that the average human being, you know, human being coming up that they should think about when it comes to money?
Speaker: Like, what is, like, three to five things that you can give someone right now about just money in general when you're thinking about it, your mindset, where to put it?
Speaker: Like, what is some things that we can think about?
Speaker: Yeah, right off the bat is your mindset.
Speaker: Okay.
Speaker: So I think, you know, when I meet with clients, when I meet with people, like, the first thing that I always try to uncover or try to, you know, figure out about that person is their mindset.
Speaker: And I really take everybody that I meet, everybody that I help through, like, a mindset trainer.
Speaker: which is basically you just uncovering those limiting beliefs that you have, all the negative thoughts, all that stuff about money.
Speaker: So that's the first thing, you know, shifting your mindset from, like, the money is evil to money is abundant.
Speaker: Like, I can do more of the things that I love to do.
Speaker: I can do good things with money, you know, if I...
Speaker: I started understanding money.
Speaker: If I started understanding that money is a tool, it's not necessarily a solution, you know, it's something that I can use to not only, like, shift my mindset, but also, you know, build something for the next generation as well.
Speaker: So that's the first thing.
Speaker: Mindset is key.
Speaker: From there, it's about control.
Speaker: So having control over your finances is key because a lot of us let the alternative happen.
Speaker: we let money control us, right?
Speaker: Like our emotions.
Speaker: Yeah, exactly.
Speaker: So we let money dictate how we live life.
Speaker: We let money dictate how we feel.
Speaker: We let how much money we make dictate how successful we are.
Speaker: A lot of things like that.
Speaker: And again, that also plays back into the mindset piece, which is why mindset is so important.
Speaker: But the sooner that you can get control
Speaker: over your finances, the sooner that you realize that when you do budget, when you do have a money management system, when you do put these things in place, the sooner that you have control and the more permission you actually give yourself and that it's not actually a restriction over what you're able to do, the sooner that you realize that, the more power you will have financially and the more that you'll be able to do more to
Speaker: that you want to do and think about other things and have the capacity to actually be creative and create and have a business and all that stuff.
Speaker: I can go Dave talking about this, but... No, because I think it's always important in life with anything we're looking at to get to the root level, right?
Speaker: Because everybody's like, I want to make millions, I want to make money, I want to do this, I want to do that.
Speaker: I can relate on my money journey and I started making a little bit of money.
Speaker: I'm like, oh, I'll make your money.
Speaker: But I realized my channel is I couldn't manage it, right?
Speaker: You know, I thought I was doing good.
Speaker: I thought I was like, oh God, I just spent time.
Speaker: Where's my money going?
Speaker: Right?
Speaker: Or you make a lot of money then people say, get the bag, make money, but you don't know where to put it.
Speaker: So you met us at a space now, like, okay, how do I invest it?
Speaker: When to invest it?
Speaker: Oh, the stock market is down.
Speaker: inflation, all these things.
Speaker: But you know, I really want to hold in on you said mindset, right?
Speaker: And you say, bro, you know, having control of that position and leverage.
Speaker: I think you also said in your financial starter that I took earlier.
Speaker: So how do we people us?
Speaker: We how do we get in a position where we can change our money mindset?
Speaker: And what do we have to be or become mentally to have that control, right, and have that power over our money and our money not controlling and dictating what we do and how we feel?
Speaker: What must a person do to get in that space like you are?
Speaker: Yeah, that's a great precedent, man.
Speaker: I'm the rip.
Speaker: I'm big on community.
Speaker: I'm big on, like, togetherness.
Speaker: So, you know, what I did and what I realized, like, early, well, not really early, I guess, like, the last couple years,
Speaker: It's really about the people that you surround yourself with and the information that you have access to.
Speaker: So we can choose what we see on the Internet as much as it's an algorithm and all that stuff.
Speaker: What you watch most of the time is what's going to be shown to you.
Speaker: So if you decide to, especially on social media, start paying attention and start following people that's more financially literate or more acclimated and just dropping knowledge into them,
Speaker: that's more the stuff that you're going to be around.
Speaker: And what's going to happen is because you consume that, that's going to be like a subconscious fire in your head.
Speaker: So, you know, that's the first thing, surrounding yourself with information, surrounding yourself with people, having a community, getting around other people that's also thinking the same way that you think, that want to accomplish some of the same things that you want to accomplish, that want to learn some of the same things that you want to learn.
Speaker: That's the main thing, right?
Speaker: Having that environment because
Speaker: you know, that environment, you know, most everything about, you know, not only like mentally, but physically as well.
Speaker: So, um, getting in the right space, reading the right books.
Speaker: Um, I know for me, you know, my, some of the books that I read early on with that poor dad, um, they can grow rich, how to win friends and influence people with isn't like a money book, but it's more for like, just like how to treat people books, you know, and that ultimately, you know, will help you in business and other things down the line.
Speaker: Um,
Speaker: recent book, The Stockology of Money.
Speaker: Oh, that book right there?
Speaker: Yeah, fire.
Speaker: Bro, that book?
Speaker: He talks about baby boomers in Generation X and Z and like the time you were born is based on how you think and how you see money.
Speaker: And in 1987, the stock market crashed.
Speaker: And I was like, oh my God.
Speaker: And he talked about behavior.
Speaker: He said, it's not about information.
Speaker: You can be a financial advisor in your behavior.
Speaker: He said you will justify something in your mind just to make it make sense to buy it.
Speaker: Yeah, he got so many lines in that book.
Speaker: It's crazy.
Speaker: I had to really sit with some of the things that he said and really think about it for a few days and then pick the book back up because it just helped me just really evaluate everything that I thought, really evaluate, like you said, the behaviors and all that stuff.
Speaker: The book that we're talking about is The Psychology of Money.
Speaker: So you're there.
Speaker: Yeah, that book, that's golden.
Speaker: And so, you know, the mindset, environment, you spoke on environment, your community, who you follow, who you share space, time, and energy with people.
Speaker: You know, as you listen to Money Coach Vance, he knows this because he's surrounded himself with wealthy individuals.
Speaker: Now he's one.
Speaker: So we got that piece.
Speaker: We got that part.
Speaker: My biggest thing that I think everybody experiences
Speaker: And when I say everybody, I think everybody has different money wounds, right?
Speaker: Their challenges, their gifts, right?
Speaker: But why is it?
Speaker: Is it kind of like, are we programmed in condition for money management to be a challenge?
Speaker: Why is that the most common thing amongst all of us that we don't properly know how?
Speaker: It's not that we don't want to, because I think we try, but we probably don't know how the basics or the fundamentals.
Speaker: to manage money.
Speaker: What is that?
Speaker: So like, yo, I've been going on this all day, man.
Speaker: This is my thing.
Speaker: But it all comes back to society and get rich quick and just trying to get things faster than you're capable of getting them.
Speaker: Does that make sense?
Speaker: So like, for example,
Speaker: today it's about like getting that money and get to the bag, all that type of stuff.
Speaker: But what a lot of people forget or don't realize is that when you get that bag, you got to know what to do with it.
Speaker: Like you talked about earlier, you know what I mean?
Speaker: Right.
Speaker: Cause even when you get that bag and there's a stat that like,
Speaker: 33 or I forget, um, 60% of people who make over a hundred thousand.
Speaker: Cause I think that's like the barrier where most people think if I make over a hundred thousand, then I'm going to be good.
Speaker: I'm going to be set.
Speaker: I know that was one of my, my beliefs.
Speaker: When I make over a hundred thousand, I'm going to be good.
Speaker: I'm going to be set.
Speaker: I ain't going to never need no more money.
Speaker: But what you don't realize is that, um, the more money you,
Speaker: make doesn't necessarily mean like you're going to be free.
Speaker: Exactly.
Speaker: So that's the thing.
Speaker: We got to understand that in order to maintain and keep that money, we got to understand what to do with it when we get it.
Speaker: And it's not enough just to get it.
Speaker: It's never been about the money that there's people that make millions of dollars that's pulling their hair out of their head to this day even though they make a million dollars a year.
Speaker: Because they don't know
Speaker: what the heck the money is doing.
Speaker: They don't know where it's going.
Speaker: They don't know how much is going here, how much is going here.
Speaker: They have no control.
Speaker: And if they stop doing what they're doing, then that money is going to stop coming in.
Speaker: And that cycle is going on forever and ever.
Speaker: So, like, we got to realize that the sooner that we're able to manage the money that we make, even if it's $40,000, $30,000, $20,000,
Speaker: You learn how to manage that properly.
Speaker: It won't matter how much money you make down the line.
Speaker: Then you can really get to the bag.
Speaker: That's what I say all the time.
Speaker: Because you learn how to manage the money in the beginning, and I think this is what helped me on my journey, really taking the time to get really good at managing $20,000 a year.
Speaker: really helped me be in position to manage whatever amount of money that came down the line.
Speaker: It really put me in position to go out and really be able to chase my dreams the way I want to because I put the things in place foundationally or I don't even know if that's a word.
Speaker: No, you're right.
Speaker: Put the things in place for my foundation so that I can go and pursue the things that I want to do.
Speaker: And then when you have that skill and when you learn how to manage your money properly,
Speaker: that totally eliminates all the other money words that's going on inside your head.
Speaker: That removes an entire block that's sitting inside your brain mentally so that you can then go and think about other things, go do other things, go create businesses, go do other stuff with your life.
Speaker: Go actually enjoy your money.
Speaker: Go actually enjoy your life.
Speaker: Go actually start living.
Speaker: That's the place that you want to get to.
Speaker: It's not the money.
Speaker: The money's going to come.
Speaker: You got to get to the point where you know what to do with your finances, how to set it up, how to create a foundation so that you can start doing that from right where you are.
Speaker: And then everything else becomes overflow.
Speaker: Everything else becomes abundant.
Speaker: Everything else is prosperous.
Speaker: because you know what to do at a base level.
Speaker: And that's the biggest thing.
Speaker: I think, you know, there's a cliche, a quote that says how you do one thing is how you do all things, right?
Speaker: And I think when I started, kid, you talked about systems, right?
Speaker: Having a system in place.
Speaker: You said you learned how to, you know, with 20,000, how to manage 20,000 a year, right?
Speaker: But that transferred into 200, 300, 400, however,
Speaker: much money you make you taking the same principles in detail intricate subtle habits and place it in the grand scheme of things so in your practice and what you do do you have a module do you have a program or a course or system that teaches people how to like build um healthy money management habits you do you have something i mean i'm pretty sure you do
Speaker: webinars and you teach, you know, online, but I think that to me, for most people who can't keep the money, me, exactly sometimes, how do you properly manage it and what do you have to sacrifice to kind of deal with it, you know?
Speaker: Yeah, that's the key because I, another thing too, before I get to like, you know, some of the stuff that I offer, but that's the key too, just
Speaker: realizing that in the beginning, it's going to be some sacrifices.
Speaker: Like, that's for anything.
Speaker: It doesn't have to be, like, a long-term sacrifice.
Speaker: The thing about money, just like anything, it's a skill, right?
Speaker: Once you learn a skill, once you learn a habit that you put in place and you go through those short-term sacrifices that you need to go through, what happens is those habits become
Speaker: or those skills that can become habits that, you know, you can manage or automate or whatever the case may be going forward.
Speaker: And, you know, that's just going to, you know, unleash so much money.
Speaker: So that's the thing.
Speaker: It's temporary.
Speaker: Like those sacrifices are temporary.
Speaker: I say this all the time too.
Speaker: Like if you, if you choose to like put your head down and really focus on this money stuff for six to 12 months, that's when you really think about the grand scheme of things, six to 12 months is like, oh,
Speaker: fraction of a fraction of the amount of time that we have.
Speaker: Yeah.
Speaker: Like, for you to actually get really disciplined, be disciplined for 6 to 12 months, be disciplined for a year, that's really like a fraction of the time that we have, you know, over this, like, just think about how old you are right now, how fraction, how little bit of time a year is.
Speaker: Like, that's crazy.
Speaker: That's crazy to me.
Speaker: And then how much can actually change within that year?
Speaker: Not
Speaker: Not only financially, but mentally as well.
Speaker: So we have to go through that.
Speaker: We got to go through those, you know, those sacrifices in order to get to the end result.
Speaker: And commit.
Speaker: Because I think it's doable.
Speaker: You know, I was in a gym earlier today and I was telling, you know, my followers, I said, look, I've been lifting weights since the age of 14.
Speaker: 34 years old, right?
Speaker: But when I'm lifting the weights, when I'm working out, I'm not thinking about how hard it is.
Speaker: I'm not thinking about the sacrifice that's involved.
Speaker: I'm not thinking about what time I got to go to the gym, because I've done it for so long, it's automated, right?
Speaker: I have a system.
Speaker: So when I go to the gym, I already know what to do.
Speaker: And I think it's the same thing when it comes to money needs.
Speaker: managing it and investing it.
Speaker: I think you also said something in your starter kit and I learned this from a few financial people, having your savings and your investments like automated, right?
Speaker: Like I have certain investments that go out every month no matter what.
Speaker: And it makes you feel good, especially at the end of the year.
Speaker: Like
Speaker: Oh, wow.
Speaker: Okay, cool.
Speaker: I had this amount of money invested every month.
Speaker: Okay, y'all feel good, right?
Speaker: At least I know I got something going somewhere, especially if when you get it, you know how to get rid of it, right?
Speaker: And I want to share something with you and maybe some of your clients or people you know that
Speaker: So I've done like a lot of work, you know, internal work around money and money wounds, right?
Speaker: So I realized my money wound and my money story started when I was a young kid.
Speaker: I was 15.
Speaker: I was living with my grandmother and I worked at Foot Action, right?
Speaker: I was a stock boy.
Speaker: We was making like $6.75 an hour.
Speaker: You know, we was good.
Speaker: Good, right.
Speaker: literally saving my little bit of money and putting it in the shoebox, right?
Speaker: I think at the time, it was like, I had like $364.
Speaker: I'm 15.
Speaker: I'm like, it's not a lot of money, but I was building.
Speaker: And I remember to this day, the vivid and visual in my mind, my grandmother came in and said, hey, you think you got some money?
Speaker: Can you pay the phone bill?
Speaker: My phone bill was $313.
Speaker: I remember.
Speaker: So I think I gave her the whole, I gave her everything.
Speaker: Because in my mind, it was like, well, at least the phone will be on.
Speaker: I can pay the bill.
Speaker: Cool.
Speaker: And so I realized over time by doing this work, like, oh, shit, I have a relationship that when I get money, right, I'm obligated.
Speaker: It feels bittersweet that I must find a way, right, to get rid of it or give it away.
Speaker: And I'm like, okay, where is that coming from?
Speaker: And it might be something healthy.
Speaker: Oh, someone might need a little bit of money to go to get a certification.
Speaker: Someone might need something to get some books for education.
Speaker: It's all from a good place.
Speaker: And I'm like, hold on, this is a pattern.
Speaker: This is really not good.
Speaker: So I want to share that with the people listening with yourself because we all somewhere in there have that story.
Speaker: We just probably don't know what it is.
Speaker: But it took me down memory lane to really understand my money habits.
Speaker: And I learned that from listening to the psychology of money.
Speaker: And I think it's important.
Speaker: It all stems from somewhere, man.
Speaker: Yes.
Speaker: At the end of the day, it all stems from some place.
Speaker: It's rooted somewhere where it's just, you know, just ingrained in us.
Speaker: And that's just our belief.
Speaker: That's our perspective that we grow with.
Speaker: Yeah.
Speaker: Definitely, I see exactly what you mean.
Speaker: Yeah, man.
Speaker: And that's the thing.
Speaker: And that's why the funny thing about you is that I ran into your TikTok like eight months ago, bro.
Speaker: That's crazy.
Speaker: About the six ways to get financially free.
Speaker: And I'm so big on the law of attraction.
Speaker: I'm so big on energy, right?
Speaker: I had that video in my phone for eight months.
Speaker: I don't know if I even shared it on social.
Speaker: Wow.
Speaker: But I was mindful about it.
Speaker: And I think because I had that energy about...
Speaker: You and the video, I didn't know you, but I also was doing a savings challenge on my mobile app.
Speaker: It's miracle season.
Speaker: And it was a 10 week challenge, $25 a week.
Speaker: You save $250.
Speaker: And then I said, after that, the goal and the intention is to speak to some money experts and say, okay, I have $250.
Speaker: It's not a lot of money.
Speaker: What should I do with it?
Speaker: So then I said, I'm going to interview people.
Speaker: But then I was thinking, well, what if I make people pay interest on the 250 of their own money?
Speaker: Because that's what credit card companies do.
Speaker: So I'm curious, you have a lot of savings and money challenges.
Speaker: Like when you get, say a person has $500 right now, what is it that they can do to invest it for them to grow it?
Speaker: Like, how does that work in your world?
Speaker: Yeah.
Speaker: So I'm also,
Speaker: Um, it's a, it's a, it's a couple ways you can go about it.
Speaker: So I guess I'm gonna start from like the ideal space.
Speaker: So like, if you, if you already have like your savings saved up, you pretty much got a foundation, you got life insurance, stuff like that.
Speaker: Um, then that $500 can, you know, or should be, uh, put the work.
Speaker: Okay.
Speaker: Right.
Speaker: Um, most definitely.
Speaker: So by put the work, I mean, invest it.
Speaker: So somewhere where it can earn interest.
Speaker: Now that's multiple places.
Speaker: There's a lot of places where you can do that.
Speaker: Now that's stock market, that's real estate, that, um, that's like fund riser where you can invest in real estate without actually investing for the digital, I mean, the physical real estate.
Speaker: Um, you know, you got crypto now, a whole bunch of stuff, right.
Speaker: Um,
Speaker: that $500 is like a good place for you to start like opening up an investment account and start investing in there.
Speaker: I think that's always like the first place that people should go, especially if it's something that you can do on a consistent basis.
Speaker: Now, if it's just $500 that, you know, you just, you just got saved up, you don't know what to do with it, then I always suggest
Speaker: that you put that back into yourself.
Speaker: And what I mean by that is your biggest, your biggest return on investment or your biggest interest that you're going to get back is within yourself.
Speaker: So for me, for me, what that looked like is, um, getting a, getting a computer or something like that, that I can run my business on that ultimately pays me back.
Speaker: So one of the, one of the, um, the rules inside the financial freedom startup act, um, is,
Speaker: of how to never go boat is to buy things that pay you back.
Speaker: So when you get in that habit of doing that, you will never, you will never go, but you'll always have money.
Speaker: You'll be able to recoup that $500, whatever that, whatever, whatever that is, you know, and multiples like 10 times that $5,000 depending on, you know, how you invest that and what you invested in.
Speaker: But,
Speaker: that's that's what i always suggest you know something like that put it put it back into yourself right and you can you share some examples of some things we can can invest in like you know personally said like a laptop i mean gym membership books education but what are some other things that we can get a return on our investment that you can come up with or you know of yeah so um like businesses digital product businesses personal brands
Speaker: Um, you know, just out of base level stuff like that.
Speaker: And then of course we got investment in the stock market.
Speaker: So, um, you know, one of the, one of the assets that I think is assets that is key for, um, a lot of people is like the S&P 500.
Speaker: So what that is, is the top 500 companies in the U S or the largest 500 companies in the U S that basically like is a gauge for the entire economy.
Speaker: Um, those 500 companies basically, you know, tell you how the economy is going.
Speaker: But if you invest in that over the last 100 years, since the S&P has been around, it's averaged about 10% per year, which you're really not going to find in a lot of places that, you know, it's going to give you that consistent return over that amount of time.
Speaker: Even when you look at, like, stuff like crypto, it hasn't been around long enough for you to really test it long term.
Speaker: Even though it's, you know, that's something that you can look
Speaker: forward to in the future but as far as like something that's that's been around that's consistent that has a track record that's something that you can invest in um as as well so that's always like the first place that's always like the foundational piece for most people but outside of that it's going to be like the books it's going to be the gym membership it's going to be stuff that make you better personal development um all that stuff because
Speaker: just like from me, like from my personal testimony, you know, me pointing to myself, you know, having my mindset and stuff like that, that's what has developed you to become who you want to be, right?
Speaker: To help you to get into that space
Speaker: know, who you see yourself as, and you know, if you want to make more money and all that stuff, you have to develop from within to get all that stuff on the outside to attract all those things to you.
Speaker: You know, that's, that's a big thing.
Speaker: You know, when I first started, I was big for me.
Speaker: You know, I paid to go to conferences.
Speaker: I paid to go to stuff.
Speaker: I paid books.
Speaker: I paid for classes, courses.
Speaker: It's all worth it.
Speaker: Yeah.
Speaker: That's how I got in this position.
Speaker: Exactly.
Speaker: Like all the books, seminars.
Speaker: Yeah.
Speaker: So for the S&P 500, like, okay, so we know about the stock market, but should a person get a financial advisor?
Speaker: Like, what does that look like?
Speaker: Like, should I hire someone like you?
Speaker: Like, if I got $500, just say I got $500 a month to invest.
Speaker: And I want to go to the S&P 500 because me personally, I have universal index, I think it's index life insurance.
Speaker: I have funds and I have my Roth IRA.
Speaker: I invest in that consistent number don't have to last three years, consistent all three, right?
Speaker: That's me.
Speaker: But I also know I've read something in the book was like, yeah, it's cool to invest in your RA.
Speaker: You're putting up your max, not the limit every year, but you still got to invest that money into the stock market.
Speaker: Right.
Speaker: So that's why I also think there's a disconnect with some of us or some people.
Speaker: How did you go about investing in a stock market if you don't have the information or expertise to I heard something.
Speaker: I have a friend who talks about REITs.
Speaker: You got ETAs or EFTs, I think.
Speaker: All these things, these terminologies, I don't really know what.
Speaker: How do you go about that?
Speaker: Like, what's the process?
Speaker: What's the order of operation to get healthy investments?
Speaker: What's your money?
Speaker: Yeah, so at a base level, ETFs are a good way to go.
Speaker: So I was talking about the S&P 500 a little bit earlier.
Speaker: But the S&P 500 is 500 companies, right?
Speaker: How the stock market works is if you were to buy 500 companies individually,
Speaker: that's going to cost you a pretty penny.
Speaker: That's going to cost you thousands and thousands of dollars.
Speaker: What ETFs do is they give you access to multiple companies at once for a discounted price, basically.
Speaker: So instead of paying $50,000 for 500 companies, you're going to pay $100 for a share of
Speaker: an ETF that controls 500.
Speaker: So, um, at a base level, you know, that's what an ETF is.
Speaker: And you want to start there.
Speaker: Why?
Speaker: Because it instantly diversifies your assets.
Speaker: So one of the key things of investing is diversification.
Speaker: Um, having diversified portfolio and stuff like that, that's going to give you quick access to a diversified portfolio.
Speaker: So, um,
Speaker: ETFs give you access to those multiple companies.
Speaker: ETFs also has like low expenses, low expense ratio.
Speaker: So whenever you, so you mentioned financial advisors, if you get a financial advisor and stuff like that, whenever you do get a financial advisor, most of us don't know that there's actually like fees associated with that.
Speaker: And those fees come directly from your investment.
Speaker: So,
Speaker: When I mentioned 10% earlier with the S&P 500, those fees actually either way at that 10%.
Speaker: So depending on your advisor or who you work with, that 10% can turn into 9% or 8%, and you'll be surprised what that 2% difference does.
Speaker: Plus, if it's middle-eats.
Speaker: Yeah, that's $200,000, $500,000, depending on how long you invest.
Speaker: So not that financial advisors are bad or anything like that.
Speaker: I'm not saying that.
Speaker: If you would rather have a financial advisor, if you would rather have somebody in your corner that is licensed and can give you the information that you need, and by all means do that, it could be worth it.
Speaker: But just so you're knowledgeable, just so you know that's how that works.
Speaker: With mutual funds, it's the same thing.
Speaker: So you don't necessarily have a financial advisor, but there's a manager over the fund
Speaker: and there's more fees associated with the mutual fund for that reason.
Speaker: So that's why I always suggest ETF, if you want to go at it like the do-it-yourself route, that's big now, do-it-yourself.
Speaker: You know, people don't want to.
Speaker: So basically you're saying that the real answer is you got to sacrifice those 6 to 12 months and you got to get in learning mode or education mode, right, to kind of understand what's going on opposed to just giving away your money because you trust someone.
Speaker: Even though that's fine, it's okay.
Speaker: We're not knocking it, but get a little bit more information.
Speaker: Get a little savvy in the financial department.
Speaker: You know, take some of your... I'm telling you, I only did the first... I'm like on step maybe six of the starter kit, the first section.
Speaker: But it's like, even like the first three, I'm like, yo.
Speaker: And I'm just like retaining the information.
Speaker: I know this stuff.
Speaker: But it's like the way you're delivering it and the way you're teaching it is easy for me to retain in a way like I got to keep coming back to this.
Speaker: Even the money affirmations.
Speaker: Bro, I've been doing money affirmations for a long time.
Speaker: Right?
Speaker: And I tell people I done had quantum leaps in my life.
Speaker: Where it's like, one minute I'm doing Uber, another minute I'm on TV.
Speaker: But they don't know what I'm doing at night.
Speaker: You know, like I got an affirmation sheet, 30 affirmations.
Speaker: And I'm constantly reading it, reprogramming my subconscious mind.
Speaker: So can you speak a little bit on the power of affirmations and having a money conscious and abundant mindset and how that benefits your overall in the money space?
Speaker: Yeah, that's totally, when you have the positive money mindset or positive affirmations, like on your side, like in your tool kit, like something that you do, something that you practice, something that you repeat to yourself on a daily basis, listen to, say, write, right?
Speaker: That's going to totally, like you said, give you like leaps and bounds over everybody else.
Speaker: It's so powerful, right?
Speaker: When I remember, like it's crazy because I just had like a reflection
Speaker: Respect the moment inside of our group.
Speaker: We're doing a 26 week saving and best challenge.
Speaker: That's all our community right now.
Speaker: And one of the things that I had them do or have everybody do.
Speaker: is write down affirmations, right?
Speaker: That's 26 affirmations for each week.
Speaker: We're going to build on the affirmations as we go because what's going to happen is as you go through this, and as you know, you grow each week or every time something happens.
Speaker: And so your mindset shifts, and what I have them do is write down 10 to begin with because as we go through, you're going to grow so much that your affirmations are going to begin to change.
Speaker: So I don't want you to have 26 affirmations for the 26 weeks
Speaker: Your affirmations won't actually change because by the 10th week, you may have already accomplished one of your affirmations.
Speaker: So now you can address and write some other things down.
Speaker: But affirmations are key.
Speaker: And back to the reflective piece, when I did that, I went back and I seen my own affirmations that I wrote for myself, that I said to myself seven times a day, repeated to myself, listened to myself, say them to myself.
Speaker: It's crazy how deep you can go with it.
Speaker: And the deeper that you go with it, the quicker the result happens for some reason.
Speaker: It's mind-blowing.
Speaker: It's mind-blowing, bro.
Speaker: Yes, I swear.
Speaker: It's different levels.
Speaker: If you write it down, that's a level.
Speaker: If you write it down and you say it to yourself, that's another level.
Speaker: If you write it down, say it to yourself, and record yourself saying it, it's crazy.
Speaker: I got an act that lets you record affirmations, and I will let the act play at night while I'm sleeping with my voice.
Speaker: Yes, with your voice, that's the key.
Speaker: Yeah.
Speaker: So it's like, I tell people, you always know Jay-Z got a famous line, the spiritual really works.
Speaker: Like that eternal being, that infinite intelligence, that spiritual realm, it really works when you go to work and you apply and you use the techniques given because it's like, I would never say this over and over.
Speaker: I said, but you'll repeat a rap song all day.
Speaker: You know, exactly.
Speaker: You know, money, money affirmations for your life.
Speaker: So you got to wrap your money affirmations.
Speaker: I'm telling you, like the same way you get in the car and you've seen that song that come on the radio.
Speaker: It's got to be the same thing with the affirmations.
Speaker: Because when you let your inner light shine and you put it out into the world, it only attacks the things.
Speaker: Yes.
Speaker: That's what you want to expect.
Speaker: Don't be big on that vibration, keeping your vibration high, standing in high vibration because everything that's on that vibration is going to connect to it.
Speaker: So I didn't got opportunities when I made more than enough money.
Speaker: Well, I'm like,
Speaker: But I know how I did it.
Speaker: Right.
Speaker: But the people outside, but they don't see the work that you and I know we do behind closed doors.
Speaker: There's a quote that says, which you practice in private, you will be rewarded for in public.
Speaker: Right.
Speaker: So I tell people, you know, be intentional, you know, get some books, get some education, sign up to your financial starter course.
Speaker: Learn about this.
Speaker: You know, I always say the more you learn, the more you earn.
Speaker: The learners will inherit the earth.
Speaker: And I'm big on financial literacy and mental health this year because over the last probably like six to 10 months, I've been getting close into like, you know, talking to big corporations and companies about, you know, hiring like influencers of talent for their financial corporation or, you know, mental health, suicide prevention.
Speaker: And one thing I realized that money, right, money EQ, our emotional attachment to money really affects our mental.
Speaker: how we think, how we feel.
Speaker: And so I was like, if I can bridge the gap on mental health and money EQ and money, we might have something that we can kind of build out and help people in both, you know, perspectives.
Speaker: That's why I think what you do is so vital to the world, man.
Speaker: And that's big.
Speaker: And I realized that too, like it has a big effect on your emotions, right?
Speaker: You're like, we're very emotional when it comes to money, even though we think so for the most part, we think negatively about it, right?
Speaker: You think if there's something negative, you know, you try not to, you know, deal with it or whatever, but we feel emotionally tied to it that, you know, it affects our mental health.
Speaker: It affects how we feel about ourselves, right?
Speaker: At a deep level.
Speaker: So, you know, that's another thing that I cover in my coaching program.
Speaker: that I have members go through, you know, I have an entire mindset training specifically on like the mind and your mental involving your money and uncovering those like issues underneath.
Speaker: that you know that money is just like a top layer it's like the surface level you got some other stuff underneath like mentally and of course you know that deep down the the issues that stem from childhood and all that other stuff like it's crazy so um you know and i was taking a guy from japan ken honda he has an exercise in one of his course i took it on mind valley and he actually has you go in your mind close your eyes
Speaker: Say today you're going on a date with money, right?
Speaker: So he had like visualized money as a date that like money is sitting across from you on his date and he asked you How do you feel?
Speaker: Do you feel happy?
Speaker: Do you feel anxious?
Speaker: Do you feel overwhelmed?
Speaker: You feel excited?
Speaker: And I was just kind of like damn when I did it I was kind of like I was kind of like happy but then I was kind of like like you know, I mean
Speaker: But it's crazy because I didn't think I would be that way.
Speaker: So it's crazy how we can put ourselves in a space and certain things come up that we're not aware of.
Speaker: So people, man, listen, exercise around money helps.
Speaker: But before we get off here, I really want to ask the token question.
Speaker: Are we in a recession?
Speaker: You know, because inflation is going on.
Speaker: Are we currently in a recession?
Speaker: What do you say, man?
Speaker: Yeah, so I mean, technically, the technical terms is no, based on like, you know, the previous quarters and everything.
Speaker: So like a recession technically is two quarters of negative GDP.
Speaker: We didn't do that technically.
Speaker: So technically, no.
Speaker: But I think, you know, just looking at the signs and just looking at the corporations, looking at what's happening.
Speaker: So I'm sure we all heard about the layoff and stuff like that.
Speaker: Billion dollar companies, you know, laying off people like thousands of people, tens of thousands of people.
Speaker: That's like, that's not normal.
Speaker: That happens when you're trying to cut back.
Speaker: You're preparing for something to happen.
Speaker: And one thing that I talk about all the time is you got to follow the money.
Speaker: So follow the money, number one.
Speaker: And then number two, look at the signs and understand that the people that's in these positions of power, these people that make billions of dollars, billion-dollar corporations, they usually see them.
Speaker: They see the times before we usually see them.
Speaker: So if they're preparing for something that is projected to come, right, then we should see the signs and take heed to that, do whatever we have to do.
Speaker: So that's why I'm so like, especially this year in 2023 about being so disciplined, financially disciplined, because we don't know what that, and we don't know what this thing is going to look like over these next few months.
Speaker: Um, as far as like the recession talks about and,
Speaker: uh, recession talks and all that stuff.
Speaker: So we just have to be prepared.
Speaker: Just like these companies are preparing, right?
Speaker: Company finances are just like your finances.
Speaker: When things get tired, what you gonna do?
Speaker: You gonna start,
Speaker: Tightening up your expenses, right?
Speaker: You want to start cutting some things off.
Speaker: So if these companies see it, then we should be doing it and managing our finances the same way.
Speaker: So that's what I think.
Speaker: That's my perspective.
Speaker: That's good advice, bro.
Speaker: Like out of everything I've eaten from like EYLs into like all of financial NISA, I think her name is.
Speaker: Like I never heard it delivered like that.
Speaker: I'm pretty sure they might have the same information, but...
Speaker: I mean, to look ahead, to think about what's going on now with these billion dollar corporations, they're making, you know, layoffs, they're cutting people and thousands of people.
Speaker: So that's a sign of something was bound to happen, like a foreshadow.
Speaker: You know, before we leave, you know, is there in your career and in your profession, I always want to ask two questions.
Speaker: What's working for you and what's your biggest challenge?
Speaker: Um, dang, that's a good question.
Speaker: Um, what's working for me, yeah, what's working for me right now, um, is honestly, like, a lot of things, man.
Speaker: I'm super blessed.
Speaker: Like, all the visions and the goals and stuff that I've had, um, has just been coming through for us.
Speaker: And, you know, that's just a challenge.
Speaker: You know, thank you.
Speaker: Hard work and, you know, just having the vision and the affirmations and everything.
Speaker: Like, everything just has been boiling up, um, to this point.
Speaker: So, um, I think
Speaker: Social media is working.
Speaker: And not only just for like the big people, you know, I don't even think that I'm a big social media person yet, even though, you know, that's all I would say.
Speaker: But, you know, just understanding how to leverage social media, that's working right now.
Speaker: And that can work for anybody.
Speaker: for anybody that's interested in getting started on social media or, you know, starting a brand, because that's really what it is, a personal brand.
Speaker: Really hone in on your audience.
Speaker: Okay?
Speaker: Really hone in on building a community.
Speaker: That's what's going to matter, like, going forward.
Speaker: Just from, like, what I've seen and from talking to big corporations and companies and stuff like that, they're focused on, like, creators and personal brands that have connection with their community.
Speaker: More so, just
Speaker: Just having a follower like that's not it no more.
Speaker: No, just having a thought just having millions of followers is not it.
Speaker: You want to have a community.
Speaker: You want to have something good and for you want to have a connection relationship with people that follow you for whatever that is that you do.
Speaker: Right.
Speaker: If you fix phone, if you paint, if you, um, I don't know, you do something that most people don't see on a regular, right.
Speaker: You can create a community around anything.
Speaker: I would say if you wanna start winning, that's what's winning for me right now.
Speaker: Realize the power of social media, realize the shift that's happening, realize that an audience and a community is key if you wanna build something significant.
Speaker: My most challenging thing right now is like business-wise for me, it's being able to delegate.
Speaker: So being able to spread out, you know, tasks and stuff, you know, to the right people.
Speaker: And I wouldn't say it's like more so a task because it's something that I'm like just now focusing on because things are, like I said, things are starting to go really, really well, like getting really crazy for me, you know, in my business, which I thank God for every single day.
Speaker: But I'm just now getting into, you know, starting to outsource and all that stuff.
Speaker: to different things for different reasons, you know, while still having that connection.
Speaker: So that's really the tough part.
Speaker: Yeah, delegation is hard, bro, because you got to trust.
Speaker: Yeah, having that trust, but still having that connection, too, with the audience, with my community, that's, like, really tough.
Speaker: But, you know, I think what's crazy, and I say this all the time, but things always align, like, whenever you're doing the right thing.
Speaker: Ooh, that's good.
Speaker: Ooh, that's big.
Speaker: Say that again.
Speaker: Say that again.
Speaker: Things always align when you're doing the right thing.
Speaker: That is.
Speaker: Things always align when you're doing the right thing.
Speaker: And I say that to say this, because when I first started this year, I started to my best friend at the beginning of the year, and we were talking about my goals and his goals and stuff like that.
Speaker: And I was talking about, you know, me outsourcing and me starting to
Speaker: to, um, you know, delegate and stuff like that.
Speaker: And then, you know, it's crazy.
Speaker: Like I was saying, this whole thing started line.
Speaker: I started getting reached out by people and people in my network and all the stuff that I've been thinking to start coming in light, like right in front of me, but here's the key though.
Speaker: I wouldn't have been able to realize that if my money wasn't in order, if I didn't have the foundation in place, you know, all the stuff that I put in place foundationally wasn't in place.
Speaker: I wouldn't have the mental capacity to see these things or see these signs in front of me if I didn't have those things in order.
Speaker: So, you know, that's the key.
Speaker: I don't get anything from me.
Speaker: Set the foundation.
Speaker: The less you have to worry about the small things, the more you get to worry about the big things.
Speaker: That's amazing.
Speaker: Hey, man, listen, last but not least, how can I help and what should we follow you on?
Speaker: We know you're on Instagram at Money Coach Vince.
Speaker: You're on TikTok, right?
Speaker: I don't know if you have, like, Patreon or Twitch or you got a link in your bio.
Speaker: Like, where should we tap in with you the most and how do we get connected?
Speaker: Because I know I'm going to be tapping.
Speaker: I got to finish the starter kit, brother.
Speaker: Yeah, for sure.
Speaker: I mean, anything you need is at the link in my bio, but you can follow me on all social media.
Speaker: Everything is Money Coach Vent.
Speaker: So, you know, check me out on all social medias there, Twitter, Instagram, TikTok, YouTube.
Speaker: Going to start doing more, like, long-form videos on YouTube too soon, so look out for that.
Speaker: But, yeah, that's where you can find me.
Speaker: If you need, like, coaching or anything, Instagram is the person.
Speaker: platform for that where I do like most of my coaching content.
Speaker: I do different content on each platform.
Speaker: I think that's what differentiates me from a lot of people.
Speaker: But Instagram, I do more coaching.
Speaker: TikTok is more like tricks and hacks and tricks and stuff like that.
Speaker: YouTube is kind of like a mix of both.
Speaker: And, of course, it's going to get into our long-form content.
Speaker: And how do we get into the community?
Speaker: How do we get into part of your community?
Speaker: Yeah, I'd rather say that.
Speaker: So if you don't, I mean, if you want to follow me more, like you want to be involved with everything that I do, then go to the link in my bio right now.
Speaker: So on all platforms, the link in the bio is the same thing.
Speaker: Go to the link in my bio and sign up.
Speaker: When you sign up, you're going to get access to my email community.
Speaker: You'll get access to my group chat.
Speaker: So it's a Discord community, so we've got over 5,000 members inside that community that you can chat with, you can ask questions, you can join in on the challenges with.
Speaker: That's what we do.
Speaker: That's how we communicate inside a community.
Speaker: Y'all can get me topics, like ideas to talk about, all that stuff.
Speaker: and stay up to date on everything that I do.
Speaker: When new things drop, when I go live with people, when I do anything, you will be the first.
Speaker: Like classes, so we have a class coming up this Thursday.
Speaker: The seats are already filled.
Speaker: It's crazy how fast the seats fill.
Speaker: But we have a class coming up this Thursday.
Speaker: Members of my community get access first to those classes.
Speaker: So you definitely want to be a part of our community.
Speaker: We do giveaways, we do a bunch of stuff.
Speaker: So join us there.
Speaker: It's called the Money Mindset League.
Speaker: I think you can see it on the shirt a little bit.
Speaker: Okay.
Speaker: If you want coaching, so you can find everything inside the community.
Speaker: If you want coaching, DM me the word coach.
Speaker: That's the best way.
Speaker: January is filled up.
Speaker: Like I said, business has been going great.
Speaker: January is booked.
Speaker: February, um, will be opening.
Speaker: So you will have to join my, uh, my wait list for that.
Speaker: And then I also have a group coaching program, uh, that you can get access to as well.
Speaker: But all that is up in Lincoln.
Speaker: My bio.
Speaker: I know that's a lot, but the man, the main thing is just join the community.
Speaker: You get everything.
Speaker: You get access to everything there.
Speaker: So appreciate you.
Speaker: Um, yeah, we, we definitely got to work more.
Speaker: We got to go live more.
Speaker: Yeah, bro.
Speaker: I mean, I want to learn from you, bro.
Speaker: Say that again.
Speaker: You in the West Coast?
Speaker: Yeah, I'm in LA.
Speaker: I'm in Los Angeles.
Speaker: Okay.
Speaker: Yeah.
Speaker: I got to get out there.
Speaker: We got to do something, man.
Speaker: Yeah, we got to chop it up.
Speaker: Work out.
Speaker: I'm willing to learn, bro.
Speaker: Like, I've been reading.
Speaker: I got new books.
Speaker: I got the soul of money, create money.
Speaker: I still got a psychology of money on Audible.
Speaker: Like, I really want to change my paradigm around money to really, like, be wealthy so I can hire more people and help more people.
Speaker: So I think, you know, your spirit and who you are, man, I respect and I appreciate and I'm willing to learn because how you teach and what you think about, it helps because it's very simple, but it's to the point.
Speaker: So thank you.
Speaker: Appreciate it.
Speaker: Yeah, for sure.
Speaker: I'll DM you my info after this, and we'll stay in touch.
Speaker: For sure.
Speaker: My God.
Speaker: Thank you so much, man.
Speaker: It's been a pleasure.
Speaker: Coach Prince, y'all follow him on all platforms, TikTok, Twitter, YouTube, Instagram.
Speaker: Tap in, get in the community, get that financial starter kit.
Speaker: It's only $20, man.
Speaker: He's a good reed.
Speaker: He's a good reed.
Speaker: Let's help each other grow.
Speaker: Our money mindset, let's be abundant.
Speaker: And let's change the world with our consciousness, just our money alone, just how we think.
Speaker: So thank you once again, man.
Speaker: It's been amazing.
Speaker: Have a phenomenal night and evening.
Speaker: Chat soon.
Speaker: Yes, sir.
Speaker: Talk to you.
Speaker: Peace.
Speaker: Yep.
Speaker: So there we have it.
Speaker: Money coach Vince, he just dropped a bunch of gems about financial literacy, money management, investments.
Speaker: You know, we talk about the money mindset, you know, building that healthy foundation, right, around money.
Speaker: Your community, community is big.
Speaker: As you said, the big corporation is not looking for followers.
Speaker: They're looking for community.
Speaker: So you got a page and you got some followers with your community.
Speaker: You know, he also made me think about some things.
Speaker: Keep continuing to show up, be intentional.
Speaker: Look, do those money affirmations.
Speaker: Trust me, I'm living proof.
Speaker: You know, I'm living proof.
Speaker: Like, them affirmations work.
Speaker: I mean, I'm doing them every night.
Speaker: I'm actually about to create some new affirmations to do every night before I go to bed so it can tap into my subconscious.
Speaker: Thank you guys for being here.
Speaker: Thank you for listening.
Speaker: Let's grow a money mindset.
Speaker: Let's get money.
Speaker: Let's be spiritually rich.
Speaker: Let's be fulfilled.
Speaker: Let's be happy.
Speaker: And let's share love and abundance, man.
Speaker: Life is good, you know, when we come together.
Speaker: It's bigger than me.
Speaker: It's bigger than us.
Speaker: It's a weed thing and not a weed thing.
Speaker: It's miracle season.
Speaker: That's another Bigger Talks.
Speaker: IG Live Edition podcast.
Speaker: Subscribe.
Speaker: Tell a friend.
Speaker: Tell a friend.
Speaker: And go follow Money, Money, Money, Coach Money Vince.
Speaker: Hope I said it right.
Speaker: Money Coach Vince.
Speaker: I think I said it right.
Speaker: But anyway, there you go.
Speaker: There you have it.
Speaker: It's been amazing.
Speaker: Talk soon.
Speaker: Peace and love.
