What does it take to finance a country's transition to a more sustainable economy? In this episode, Seçil Yıldız, Sustainability and Impact Leader at the Development and Investment Bank of Türkiye, speaks about the role development finance can play in accelerating environmental and social progress. Seçil shares how her team works at the intersection of finance, policy, and impact and how they help channel capital into renewable energy, circular economy initiatives, water resilience projects, and businesses that are creating better opportunities for women. We also explore why development banks are often the first institutions willing to finance emerging technologies and ideas before they become mainstream. Most importantly, Seçil reminds us that sustainability is not simply about reducing harm. It is about creating long-term prosperity for people, communities, and future generations.

Please review the episode, share your feedback, and subscribe to the podcast!

You can also

 * Visit our website: womenchangingfinance.org [https://womenchangingfinance.org/]
 * Follow Seçil on LinkedIn [https://www.linkedin.com/in/seyildiz/]

Women Changing Finance is part of the Impact Alpha Podcast Network [https://impactalpha.com/podcasts/].

E30 - Seçil Yıldız, Sustainability and Impact Leader, Development and Investment Bank of Türkiye, 

Why do less than 2% of investments go to female founders globally? And what are we missing because of it? In this episode, Tokunboh Ishmael, one of Africa’s leading voices in impact investing and gender lens finance, explores the realities of investing to improve lives across Africa. As co-founder of Alitheia Capital, managing over $250 million in assets, Tokunboh has spent nearly two decades investing in businesses that expand access to finance, clean energy, and economic opportunity. In this conversation, she shares examples of what success looks like:

 * helping grow a small financial services company into a national player serving underserved entrepreneurs,
 * supporting a farmer aggregation business connecting West African farmers to international markets,
 * backing a woman-led manufacturing company that now powers surrounding communities while creating jobs and export opportunities.

This discussion touches on why diversity leads to better business decisions and why impact investing done well makes sense from all perspectives: economic, social, and environmental.

Please review the episode, share your feedback, and subscribe to the podcast!

You can also

 * Visit our website: womenchangingfinance.org [https://womenchangingfinance.org/]
 * Follow Tokunboh on LinkedIn [https://www.linkedin.com/in/tokunbohishmael/]
 * Read Tokunboh's full bio [https://tokunbohishmael.com/about-me/]

To go further, here are some of the references mentioned during the episode:

 * Alitheia Capital — https://alitheia.com/
 * Alitheia IDF - https://www.alitheiaidf.com/
 * 2X Global (2X Framework) — https://www.2xglobal.org/
 * The Earthshot Prize — https://earthshotprize.org/
 * The Atomic Human by Neil Lawrence — https://www.penguin.co.uk/books/455130/the-atomic-human-by-lawrence-neil-d/9781802062106 [https://www.penguin.co.uk/books/455184/the-atomic-human-by-lawrence-neil/9780241629472]
 * Tomorrow, and Tomorrow, and Tomorrow by Gabrielle Zevin — https://gabriellezevin.com/tomorrowx3/ [https://www.penguinrandomhouse.com/books/657117/tomorrow-and-tomorrow-and-tomorrow-by-gabrielle-zevin/]
 * Ready Player One by Ernest Cline — https://www.penguinrandomhouse.com/books/209887/ready-player-one-by-ernest-cline/ [https://www.penguinrandomhouse.com/books/215702/ready-player-one-by-ernest-cline/]

Women Changing Finance is part of the Impact Alpha Podcast Network [https://impactalpha.com/podcasts/].

E29 - Tokunboh Ishmael, Co-Founder and Managing Director of Alitheia Capital

What if financiers started thinking like finance ministers? In this episode of Women Changing Finance, Megumi Muto, Senior Managing Executive Officer and Deputy Group Chief Sustainability Officer at Mizuho Financial Group describes what it means to integrate impact into one of Japan’s largest financial institutions. Megumi brings a rare dual perspective: decades in development finance, including at JICA, and now as a sustainability executive inside a large bank, financing industrial transformation. From hydrogen and carbon credits to adaptation finance and blended finance, Megumi explains how Mizuho is working to transform industries like energy, steel, chemicals, and automotive, and make them more sustainable. She shares how Mizuho is embedding impact across $14 billion in assets, and we explore:

 * What  “transition finance” looks like in practice
 * Why impact-related decisions must take future impacts into account
 * Why public and private actors must collaborate from the very beginning
 * How Japan leads regional efforts on adaptation and transition finance across Asia.

This episode is about bridging worlds: public and private, short-term and long-term, profit and purpose.

Please review the episode, share your feedback, and subscribe to the podcast!

You can also

 * Visit our website: womenchangingfinance.org [https://womenchangingfinance.org/]
 * Read Megumi's full bio [https://www.siew.gov.sg/siew-2026/speakers/2025/megumi-muto]

To go further, here are some of the references mentioned during the episode:

 * Mizuho Financial Group — https://www.mizuhogroup.com [https://www.mizuhogroup.com/]
 * Japan International Cooperation Agency (JICA) — https://www.jica.go.jp [https://www.jica.go.jp/]
 * Impact Driven Finance Initiative (IDFI) — https://idfi.jp [https://idfi.jp/]
 * Development Bank of Japan (DBJ) — https://www.dbj.jp [https://www.dbj.jp/]
 * Asia Capital Markets Forum (ACMF) — https://www.theacmf.org [https://www.theacmf.org/]
 * ASEAN Taxonomy for Sustainable Finance — https://www.theacmf.org/sustainable-finance/publications/asean-taxonomy-for-sustainable-finance-version-4
 * Asia Transition Finance Study Group — http://atfsg.org/
 * Sendai Framework for Disaster Risk Reduction — https://www.undrr.org/implementing-sendai-framework/what-sendai-framework
 * GSG Impact Japan - https://impactinvestment.jp [https://impactinvestment.jp/en/index.html]

Women Changing Finance is part of the Impact Alpha Podcast Network [https://impactalpha.com/podcasts/].

E28 - Megumi Muto, Deputy Group Chief Sustainability Officer at Mizuho Financial Group (Japan)

In this episode of the Body Evolution Podcast, we shift the focus of fitness away from intensity and toward something far more fundamental: movement and endurance.

Most people think improving fitness means pushing harder, doing more, or spending hours training. But in reality, the foundation of health starts with something much simpler — moving your body consistently.

We explore why walking has become one of the most powerful tools in modern health, how aerobic capacity shapes your energy and longevity, and how simple strategies like Zone 2 training can transform how your body produces and uses energy.

In this episode, we explore:

 * Why walking is one of the most powerful health tools
 * The difference between movement, cardio, and endurance
 * How sedentary lifestyles disrupt natural energy systems
 * What VO2 max is and why it matters for longevity
 * How mitochondria produce energy inside your body
 * Why Zone 2 training improves fat metabolism and endurance
 * The role of oxygen in energy production and performance
 * How short bursts of intensity (HIIT) support long-term health
 * Why walking after meals supports metabolism and digestion
 * How to integrate movement into a busy lifestyle
 * Simple ways to build endurance without overtraining

This episode is an invitation to simplify fitness.

When movement becomes part of your daily rhythm, energy improves, stress regulates, and your body begins to work with you — not against you.

📚 Resources (Short, High-Authority Only)

Lancet — Step count & mortality (meta-analysis)

https://pubmed.ncbi.nlm.nih.gov/34469705/

Cooper Clinic — Cardiorespiratory fitness & mortality

https://pubmed.ncbi.nlm.nih.gov/22371897/

WHO — Physical Activity Guidelines

https://www.who.int/publications/i/item/9789240015128

Harvard — VO2 max & cardiovascular fitness

https://www.health.harvard.edu/staying-healthy/what-is-vo2-max

NCBI — Mitochondria and energy metabolism

https://www.ncbi.nlm.nih.gov/books/NBK22436/

NIH — Exercise and mitochondrial function

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5505200/

Tabata Protocol (original research)

https://pubmed.ncbi.nlm.nih.gov/8897392/

Inigo San Millán — Zone 2 & metabolic health (research overview)

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8915572/

🔗 Connect with Body Evolution

🌐 Website

http://www.Body-evolve.com [http://www.body-evolve.com/]

🔗 Linktree

https://linktr.ee/body_evolution

Follow us, join the conversation, and continue evolving with us.

Episode 8: Endurance, Energy, and Longevity: What Most People Get Wrong About Cardio

What if it was possible to build a regenerative economy? In this episode, Laura Ortiz Montemayor, a pioneer of regenerative finance in Latin America and founder of SVX Mexico, unpacks assumptions behind today’s impact investing models and why they often fall short. Laura shares her perspective on one of the biggest challenges in the Latin American region: the belief that job creation alone equals impact, and protecting nature is treated as “nice to have”. She explores how impact investing has evolved from socially focused initiatives to a more integrated understanding that we cannot separate people from the ecosystems they depend on. Laura also introduces the concept of regeneration as a fundamental quality of life and how this enabled her to create a fund that supports regenerative agriculture and nature-based solutions. Through powerful examples, she explains how finance can support biodiversity, community resilience, and long-term value creation. This is an invitation to think differently and to co-create financial systems rooted in local wisdom, interdependence, and care.

Please review the episode, share your feedback, and subscribe to the podcast!

You can also:

 * Visit our website: womenchangingfinance.org [https://womenchangingfinance.org/]
 * Follow Laura on LinkedIn [https://www.linkedin.com/in/lauraom/]

To go further, here are some of the references mentioned during the episode:

 * SVX Mexico – https://www.svx.mx/
 * Regenera ventures Fund – https://regeneraventures.com/
 * ANDE (Aspen Network of Development Entrepreneurs) – https://www.andeglobal.org/ 
 * Oxford Impact Investing Programme –https://www.sbs.ox.ac.uk/programmes/executive-education/person-programmes/oxford-impact-investing-programme
 * SVX Canada – https://www.svx.ca/
 * John Fullerton / Capital Institute (Regenerative Economy) – https://capitalinstitute.org/
 * Beneficial Returns (Reciprocity Fund) – https://www.beneficialreturns.com/
 * Vandana Shiva – https://navdanya.org/
 * Robin Wall Kimmerer, Braiding Sweetgrass – https://www.robinwallkimmerer.com/
 * bell hooks – All About Love – https://dn790000.ca.archive.org/0/items/all-about-love-new-visions-bell/All-About-Love-New-Visions-Bell.pdf [https://www.harpercollins.com/products/all-about-love-bell-hooks]

Women Changing Finance is part of the Impact Alpha Podcast Network [https://impactalpha.com/podcasts/].





E27 - Laura Ortiz Montemayor, Founder and Chief Purpose Officer at SVX Mexico

How do you make sense of a rapidly evolving impact investing landscape? In this episode, Zuleyma Bebell, Co-Founder and COO of ImpactAlpha, explores how stories, data, and community are shaping the future of finance. Over the past 10 years, ImpactAlpha has grown from a start-up into the leading voice in the field, tracking trends, connecting people, and making impact investing more approachable. We discuss what has changed in the industry, what signals matter today, and how investors are navigating uncertainty. We also talk about learning and what it takes to build and grow a business in a space that can often feel intimidating from the outside. But progress doesn’t happen in isolation. Zuleyma shares why building trust, staying curious, and simply talking to people may be the most important things we can do. This episode is an invitation: step out of your bubble, reach out, and be part of the conversation.

Please review the episode, share your feedback, and subscribe to the podcast!

You can also:

 * Visit our website: womenchangingfinance.org [https://womenchangingfinance.org/]
 * Follow Zuleyma on LinkedIn [https://www.linkedin.com/in/zuleyma-bebell/]

Women Changing Finance is part of the Impact Alpha Podcast Network [https://impactalpha.com/podcasts/].

E26 - Zuleyma Bebell, COO & Co-Founder of ImpactAlpha

 1. Most people think fitness is about workouts and appearance. It’s not. In this episode of the Body Evolution Podcast, we zoom in on one of the most misunderstood pillars of health — fitness — and what it actually means to build a body that stays strong, capable, and resilient for life. We cover why modern life has made movement something you now have to do intentionally, why one hour at the gym doesn’t cancel out a sedentary day, and why muscle is one of the most powerful predictors of how long — and how well — you’ll live. You’ll also learn the five functional movement patterns that matter most, how to keep strength training simple and effective, and why consistency beats intensity every time. Whether you’re just starting or looking to train smarter, this episode will change how you think about movement.

In this episode: ∙ Why modern life made us too sedentary ∙ NEAT: the movement that burns more than you think ∙ Why muscle is a longevity predictor (the PURE study — 140,000 people) ∙ Sarcopenia: the silent muscle loss starting at 30 ∙ The 5 functional movements everyone should be doing ∙ How to structure 2–3 sessions a week for real results ∙ Why recovery and protein are part of the training, not optional ∙ How to make strength part of your identity — not just your schedule

This episode is an invitation to see movement differently — not as punishment, but as support. When you build strength in a way that fits your life, you’re not just training for now. You’re protecting your future.

🔗 Resources mentioned: ∙ PURE Study (grip strength & mortality): https://pubmed.ncbi.nlm.nih.gov/25982160/∙ WHO Physical Activity Guidelines: https://www.who.int/publications/i/item/9789240015128∙ Harvard — Strength Training & Aging: https://www.health.harvard.edu/healthy-aging-and-longevity/strength-training-builds-more-than-muscles∙ NIH — Sarcopenia: https://www.ncbi.nlm.nih.gov/books/NBK560813/📲 Follow Body Evolution: Website: www.body-evolve.com [http://www.body-evolve.com/]Linktree: https://linktr.ee/body_evolution

Episode 7: The Truth About Fitness: Muscle, Movement, and Long-Term Health

In this episode, Angela Achitei, a true pioneer of the social economy in Romania, shares how she built one of the most inspiring ecosystems of social enterprises in Eastern Europe. She started simple: hiring 25 people with disabilities when no one else would. Over the past 15 years, she expanded from one business into a group of businesses across sectors, from recruitment to travel services, all designed to create opportunities for people from vulnerable backgrounds. But like many social entrepreneurs, Angela faced a major barrier: access to finance. She shares how this challenge led her to co-create a community-owned financial institution, built with other entrepreneurs, to fund what traditional markets wouldn’t. This is a conversation with someone who doesn’t take no for an answer and who has demonstrated that social impact and business success can reinforce each other. 

Please review the episode, share your feedback, and subscribe to the podcast!

You can also:

 * Visit our website: womenchangingfinance.org [https://womenchangingfinance.org/]
 * Read Angela's full bio [https://alaturidevoi.ro/en/angela-achitei-president-adv-romania/]
 * Follow Angela on LinkedIn [https://www.linkedin.com/in/angelaachitei/]

To go further, here are some of the references mentioned during the episode:

 * ADV Romania (Alături de Voi Romania Foundation) — https://www.advromania.ro [https://www.advromania.ro/]
 * UtilDeco — https://www.utildeco.ro [https://www.utildeco.ro/]
 * WISE Travel — https://wise.travel/en/ [https://www.wisetravel.ro/]
 * Job Direct — https://www.jobdirect.ro [https://www.jobdirect.ro/]
 * AFIN (IFN) — https://afin.org.ro [https://afin.org.ro/]
 * Social Finance Association (Asociatia pentru Finantare Sociala) — https://finantaresociala.ro [https://finantaresociala.ro/]
 * TISE (Poland) — https://tise.pl [https://tise.pl/]
 * Social Economy Europe — https://www.socialeconomy.eu.org [https://www.socialeconomy.eu.org/]
 * ENSIE (European Network of Social Integration Enterprises) — https://www.ensie.org [https://www.ensie.org/]
 * FEBEA (European Federation of Ethical and Alternative Banks) — https://www.febea.org [https://www.febea.org/]
 * Microfinance Europe (Microfinance Centre) — https://www.mfc.org.pl [https://www.mfc.org.pl/]

Women Changing Finance is part of the Impact Alpha Podcast Network [https://impactalpha.com/podcasts/].

E25 - Angela Achitei, President of ADV Romania Group

What if financing could adapt to the realities of a business, instead of forcing businesses to adapt to rigid financial models? 

In this episode, Esther Ndeti, Managing Partner at Unconventional Capital, explains how she is pioneering new ways of financing SMEs, especially in the agricultural values chains across Africa. Esther shares why traditional funding models often fail entrepreneurs. Many businesses are too early for venture capital and lack the collateral required for bank loans. Her answer? Revenue-based financing. Instead of fixed repayments, businesses repay investors through a percentage of their revenues. When the business grows, repayments grow. When revenues fluctuate, payments adjust. We also talk about the broader ecosystem: • why SMEs are critical for Africa’s future workforce, the growing role of local investors and angel networks, and how technology can reduce bias in investment decisions. What emerges from this conversation is a powerful idea: finance should meet entrepreneurs where they are, not the other way around.

Please review the episode, share your feedback, and subscribe to the podcast!

You can also:

 * Visit our website: womenchangingfinance.org [https://womenchangingfinance.org/]
 * Follow Esther on LinkedIn [https://www.linkedin.com/in/estherndeti?skipRedirect=true&miniProfileUrn=urn%3Ali%3Afs_miniProfile%3AACoAAADXyBUBgJbwZc91jmSPQQnWi5DE-H7-4I4]

To go further, here are some of the references mentioned during the episode:

 * Unconventional Capital — https://unconventional.capital/
 * Impact Investing Kenya — https://impactke.org/
 * GSG Impact — https://gsgimpact.org [https://gsgimpact.org/]
 * East Africa Private Equity & Venture Capital Association (EAVCA) — https://eavca.org [https://eavca.org/]
 * Victoria Business Angel Network (VBAN) — https://www.vban.africa/
 * Nairobi Business Angel Network (NaiBAN) — https://naiban.com [https://naiban.co/]
 * FSD Africa — https://fsdafrica.org [https://fsdafrica.org/]
 * Level (investment management platform) — https://levelapp.io [https://levelapp.io/]
 * Theft by Abdulrazak Gurnah, https://www.penguinrandomhouse.com/books/763656/theft-winner-of-the-nobel-prize-in-literature-by-abdulrazak-gurnah/

Women Changing Finance is part of the Impact Alpha Podcast Network [https://impactalpha.com/podcasts/].

E24 - Esther Ndeti, Managing Partner at Unconventional Capital 

In this episode of the Body Evolution Podcast, we break down why so many people struggle to stay consistent — even when motivation is high and intentions are strong.

At the start of the year, many people commit to big changes. But weeks later, habits begin to fade, frustration sets in, and self-judgment takes over. This conversation explains why that cycle is so common — and why it’s not a failure of discipline, character, or willpower.

We explore how motivation fluctuates, why willpower is limited, and how the nervous system responds to overwhelm. Most importantly, we share a practical, human approach to building habits that actually stick — by lowering friction, starting small, and designing behaviors that fit real life.

In this episode, we explore:

 * Why motivation fades and can’t sustain habits long-term
 * How stress and emotional energy affect consistency
 * Why willpower is a limited resource
 * How doing too much at once creates resistance and burnout
 * The role of nervous system safety in habit formation
 * Why starting is the hardest part of any habit
 * How small, repeatable actions build momentum
 * The power of lowering friction and designing your environment
 * Why habit stacking makes consistency easier
 * How celebrating small wins reinforces behavior
 * Why habits form faster when they align with identity and lifestyle
 * How to restart without judgment after falling off

This episode is an invitation to let go of pressure and rethink how change actually happens. When habits feel safe, simple, and aligned with your life, consistency stops feeling like effort — and starts becoming natural.

📚 Resources Mentioned in This Episode

These books and tools were explicitly referenced during the conversation and can help you go deeper into habit formation and behavior change:

🔹 Habit Formation & Behavior Change

 * Atomic Habits — James Clear https://www.amazon.com/dp/0735211299Reinforces the idea of small changes, identity-based habits, and reducing friction.
 * Tiny Habits — BJ Fogg, PhD https://www.amazon.com/dp/0358003326Directly supports the episode’s focus on starting small and designing habits that feel easy.
 * The 5 Second Rule — Mel Robbins https://www.amazon.com/dp/1682612384Referenced in relation to overcoming hesitation and starting before overthinking takes over.

🔹 Motivation vs Willpower (Scientific Context)

 * American Psychological Association — Willpower & Self-Regulation https://www.apa.org/monitor/2012/01/willpowerSupports the discussion that willpower is limited and unreliable as a long-term strategy.

🔹 Habit Formation & the Brain

 * NIH — “The Neuroscience of Habit Formation” https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4549517/Explains how habits form neurologically, reinforcing why repetition and safety matter.

These resources reinforce the core ideas discussed in the episode: starting small, reducing resistance, and building habits that feel safe and repeatable.

🔗 Connect with Body Evolution

🌐 Website

http://www.Body-evolve.com [http://www.body-evolve.com/]

🔗 Linktree (all links, free guides, and resources)

https://linktr.ee/body_evolution

Follow us, join the conversation, and continue evolving with us.

Episode 6: Why Habits Fail — And How to Build Consistency That Lasts

Women Changing Finance is about the people transforming finance to create a better world. Host Krisztina Tora, a global leader and changemaker, brings her extensive expertise to the conversation, inviting remarkable women from across the globe to share their stories of driving social and environmental impact through financial innovation.

Through real-world examples and personal journeys, this podcast reveals how finance can be a powerful tool for change—something we can all engage with and leverage for good.

Our guests are women proving that change is possible—whether by investing in underserved communities, developing innovative solutions to address climate challenges, or driving systems-level transformation. Their stories showcase the impact we can create when we align financial resources with our highest aspirations for a better world.

If you’re a changemaker, a professional seeking purpose, or simply curious about the role of finance in building a better future, join us to:

 * Get inspired by real stories of impact and innovation
 * Learn how to contribute to systemic change
 * Explore the intersection of finance, purpose, and leadership

Subscribe now and join us in reimagining finance!

Visit our website womenchangingfinance.org [https://womenchangingfinance.org/]

The show is part of the Impact Alpha Podcast Network [https://impactalpha.com/podcasts/].

Women Changing Finance 

The Body Evolution Podcast is a health and wellness podcast focused on helping people understand their body, their mind, and their habits, so they can build long-term wellbeing, sustainable performance, and a higher quality of life.

In a world full of conflicting advice and constant noise, this podcast offers clarity.

We explore health as a whole system, not isolated tactics.

Movement, nutrition, sleep, recovery, stress, mindset, identity, and daily choices all work together. When you understand how they connect, health stops feeling confusing and starts feeling manageable.

Each episode brings clear explanations and practical perspectives on key areas of wellbeing. Some conversations focus deeply on one topic, others take a broader view, but every episode is designed to reduce confusion and increase understanding.

You’ll hear discussions on:

 * How the body works and adapts over time
 * Strength, movement, and becoming more capable in your body
 * Nutrition and building a healthy relationship with food
 * Sleep, recovery, and energy management
 * Stress, mindset, and habit formation
 * Identity, behavior, and lifestyle design
 * Longevity — not just living longer, but living better

The goal is not perfection or extremes.

The goal is clarity, consistency, and a way of living that supports health for decades, for men and women, at any age.

Complex topics are simplified.

Science is explained in human language.

And everything is grounded in real life.

Body Evolution Podcast is for people who want less confusion, better understanding, and a smarter relationship with their health — so strength, energy, and wellbeing can evolve with them over time.

Krisztina Tora

Shows