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Scaling Last-Mile Banking | Ajeet Kumar Singh @ Save Solutions
132 Plays2 years ago
Financial inclusivity is the only way to improve economic growth and reduce poverty. While with the evolution of FinTech and newer technologies, things have certainly improved, still a lot needs to be done at the rural level.
In this edition of Founder Thesis, Akshay Datt speaks with Ajeet Kumar Singh, Managing Director and CEO, Save Solutions Pvt Ltd.
Founded in 2009, this Bihar-based venture is making strides in the Indian financial sector by building a network of business correspondents. Leveraging on this network, Save Solutions focuses on providing access to financial products and services through kiosk banking and customer service points to rural and semi-urban unbanked customers.
Tune in to this episode to hear Ajeet speak about how Save Solutions is delivering the best financial services by providing last-mile banking services to rural and unbanked communities.
What you must not miss!
- Experience in setting up CSPs in Naxal areas
- Collaboration with State Bank of India to scale lending ops
- Expanding to PAN India presence
- Vision 2025
Recommended
Transcript
00:00:00
Speaker
Take a minute, I'm dead. I'm dead. I'm dead.
Ajith Kumar Singh's Journey to Success
00:00:27
Speaker
Today's episode is a testament to the fact that not every founder of a large company needs to have an IIT or an IM pedigree or even come from a metro city or even be fluent in English for that matter. Today I'm speaking to Ajith Kumar Singh, the founder of Save Group.
00:00:51
Speaker
SAVE is a financial services behemoth based out of Gaya in Bihar. You may not have heard of it, which is primarily because the focus of SAVE is tier two, tier three rural areas of India. And they have 8,500 branches across India, which in itself is amazing.
00:01:12
Speaker
Not only are they helping rural Indians to access banking services, but they are also providing loans, both in the form of secured loan and unsecured loan like the Microfinance Institute. And Ajit's journey is nothing short of inspirational from
00:01:31
Speaker
Starting with one small center in Bihar to today running 8,500 centers and running three businesses, he is the epitome of threat and perseverance. Here's where Ajith's journey begins.
Origins in Bihar
00:01:46
Speaker
My name is Ajith Kumar Singh. I am from Gayadistic, Bihar, and I'm the group MD of Safe Solutions Private Limited, as also a founder member.
00:01:57
Speaker
I have been living in this village for a long time. My father was a businessman. He was a transport business. He was a mother housewife. He was already married.
00:02:23
Speaker
The basics of education are very important. After my graduation, I will start my graduation.
00:02:38
Speaker
Do you have a business team? I am a standard director of the agency. I am from Guy 3 Automobile. Do you have a business team? Yes, I have a business team. Do you have a business team? Yes, I have a business team. Do you have a business team? Yes, I have a business team. Do you have a business team? Yes, I have a business team. I have a business team.
00:03:08
Speaker
I think it's important for us to make sure that we have a job. We don't have a job, we don't have a job, we don't have a job, we don't have a job, we don't have a job, we don't have a job, we don't have a job, we don't have a job, we don't have a job, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we don't have an air force, we
00:03:38
Speaker
Sir, did you graduate from Kishal? Yes, 1996. So, how long did you graduate from Kishal? Like 21 years old. How long did you graduate from Kishal? I went to my father's school. He had a lot of surgery from Bangalore Hospital.
00:04:01
Speaker
I think it's important for us to be able to reach out to people who have been attracted to the agency. I think it's important for us to be able to reach out to people who have been attracted to the agency. I think it's important for us to be able to reach out to people who have been attracted to the agency. I think it's important for us to be able to reach out to people who have been attracted to the agency. I think it's important for us to be able to reach out to people who have been attracted to the agency. I think it's important for us to be able to reach out to people who have been attracted to the agency. I think it's important for us to be able to reach out to people who have been attracted to the agency.
00:04:31
Speaker
I think it's a good idea to do this. I think it's a good idea to do this. I think it's a good idea to do this. I think it's a good idea to do this. I think it's a good idea to do this. I think it's a good idea to do this. I think it's a good idea to do this.
00:05:02
Speaker
And what do you think about your father's journey? How lonely are you? I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know. I don't know.
Beginning as a Recovery Agent
00:05:30
Speaker
The state bank started in 2005. No, no, no. The state bank started as a recovery agent. The state bank is not a loaner. It is a bank loaner. It is a bank loaner. It is a bank loaner. It is a bank loaner. It is a bank loaner.
00:05:57
Speaker
In fact, in 2005, in fact, in 2005, in fact, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005, in 2005
00:06:16
Speaker
We already have a bank recovery company already, and we have children and friends already. We have a bank recovery company already, and we have a self-company company already, and we have a self-company company already.
00:06:44
Speaker
In 2005, there was an impanelment company called impanelment. In 2005, there was an MBS Private Limited. So MBS Private Limited as an enforcement agency, as an enforcement agency impanel, we are a state bank of India in 2005.
00:07:00
Speaker
In 2005, I was able to work with region 4, which is a state bank bank, and region 4, which is a three-district state bank, which is a four-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which is a three-district state bank, which
00:07:27
Speaker
What do you think about the recovery of the company? What techniques do you think about the recovery of the company? As a surface agency, as a surface agency, there are two concepts. One is a normal agent, and the other one is a normal agent, and the other one is a total tiger.
00:07:46
Speaker
But there is no enforcement agency. There is no law enforcement agency. There is no law enforcement agency. There is no law enforcement agency.
00:08:02
Speaker
If the bank is going to make money, then the bank is going to make money, then the bank is going to make money. But if the bank is going to make money, then the bank is going to make money, then the bank is going to make money, then the bank is going to make money, then the bank is going to make money, then the bank is going to make money.
00:08:40
Speaker
In the case of the notice, there were 15 days of filming, which was not the case. The notice was not the case. In the case of the notice, there were 15 days of filming, which was not the case. In the case of the notice, the paper publication was not the case. In the case of the notice, there were 15 days of filming, which was not the case.
00:08:44
Speaker
This act is a legal right to the right to the right to the right to the right to the right to the right to the right to the right to the right.
00:09:04
Speaker
If you look at the physical position, you can see that there is no physical position. If you look at the physical position, you can see that there is no physical position. If you look at the physical position, you can see that there is no physical position. If you look at the physical position, you can see that there is no physical position. If you look at the physical position, you can see that there is no physical position. If you look at the physical position, you can see that there is no physical position. If you look at the physical position, you can see that there is no physical position.
00:09:30
Speaker
And notice based on 30 days of time, maximum 30 days, which is 30 days of time. Otherwise, it will be a possession of 30 days of time. After 7 days, 7 to 15 days will be applied to state capacity.
00:09:54
Speaker
In the district of the state, there is a lot of police forces that are involved in the government, the local authorities, etc. There is a lot of police forces that are involved in the government, the local authorities, etc., etc., etc., etc., etc., etc., etc., etc., etc., etc., etc., etc., etc., etc., etc.
00:10:18
Speaker
We have a lot of people who are interested in selling silver and have a bank account. We have a bank account for that. We have a bank account for that. We have a bank account for that. We have 15 days to move from here to here. We have a bank account for that. We have a paper paper account for that. We have a paper address for that. We have a bank account for that.
00:10:47
Speaker
This is the last time the party has moved to India. The last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last time the party has moved to India, the last
00:11:08
Speaker
I think it's important for us to understand that we have to have a handover of our hands, and that we have to be able to take care of each other. We have to be able to take care of each other. We have to be able to take care of each other. We have to be able to take care of each other. We have to be able to take care of each other. We have to be able to take care of each other.
00:11:34
Speaker
State Bank has secured loans, has unsecured the recovery system? It is a self-secured loan. It has secured the property mortgage. It has also secured the act. It has also conditioned the act. It has agriculture land. It has also secured the property of the act.
00:11:58
Speaker
In the end, we have to make sure that we don't have to be insecure. If we don't have to be insecure, we have to make sure that we don't have to be a seizure. We have to make sure that we don't have to be a seizure. If we don't have a seizure, we have to make sure that we don't have a physical position. We have to make sure that we don't have a secure property market. So, after business, you have to make sure that you have a secure property market? Yes, after business, we have to make sure that we don't have a secure property market. Yes, after business, we have to make sure that we don't have a secure property market. Yes, after business, we have to make sure that we don't have a secure property market. Yes, after business, we have to make sure that we don't have a secure property market. Yes, after business, we have to make sure that we don't have a secure property market. Yes, after business, we have to make sure that we
00:12:28
Speaker
This is an insecure lending act. This is an insecure lending act. This is an insecure lending act. This is an insecure lending act. This is an insecure lending act. This is an insecure lending act. This is an insecure lending act. This is an insecure lending act. This is an insecure lending act.
00:12:50
Speaker
I think the auto law, the tractor law, the bank, and the seizure system are very important. There are many NPA's. There are a lot of seizure lists. There are a lot of seizure lists. There are a lot of them. There are a lot of them. There are a lot of them. There are a lot of seizure lists. There are a lot of banks. There are a lot of banks. There are a lot of banks.
00:13:16
Speaker
I think that in 2005, the state bank started to start. That's right. And what about annual earnings? I don't know. It's a monthly case-to-case basis. I don't know how much the bill will reach. But I think that in 2005, 2006, there were a lot of banks. That's right. And what do you think about that?
00:13:45
Speaker
Actually, the company is a company and the company has a lot of sales. They have a lot of sales. They have a lot of sales. They have a lot of sales. They have a lot of sales. They have a lot of sales. They have a lot of sales. They have a lot of sales. They have a lot of sales. They have a lot of sales. They have a lot of investment. They have a lot of sales.
00:14:07
Speaker
If you like to hear stories of founders, then we have tons of great stories from entrepreneurs who have built billion dollar businesses. Just search for the founder thesis podcast on any audio streaming app like Spotify, Ghana, Apple podcasts, and subscribe to the show.
00:14:28
Speaker
In 2005, what was your growth rate? In 2005, what was your turnover rate? What was your growth rate? In 2005, the recovery rate was more than the recovery rate. In 2005, the recovery rate was more than the recovery rate. In 2005, the recovery rate was more than the recovery rate. In 2005, the recovery rate was more than the recovery rate. In 2005, the recovery rate was more than the recovery rate. In 2005, the recovery rate was more than the recovery rate. In 2005, the recovery rate was more than the recovery rate. In 2005, the recovery rate was more than the recovery rate. In 2005, the recovery rate was more than the recovery rate.
00:14:54
Speaker
This is the first bank enforcement agency in the panel. It is a state bank and a state bank. In 2010, there was a business correspondent who was a model of the bank. He was a branch of the bank. He was also a branch of the bank. He was also a head officer of the local circle office.
00:15:21
Speaker
I think it's important for us to be able to deliver to the company, to the company, to the company and to the company. I think it's important for us to be able to deliver to the company.
00:15:42
Speaker
This is the case where growth and recovery can be increased by the MPO. The average number of cases in the MPO is increased by the average number of cases in the MPO.
00:16:05
Speaker
I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it. I don't know how to say it.
00:16:33
Speaker
I think it's normal for me to go to a village with many banks. Banks are extension banks, but they are extension banks. So, I think that's it. So, for me, one week ago, I filmed a film that I had a lot of fun with. So, I was able to document this page, print it, and do a job with it. So, I think that's it.
00:17:01
Speaker
I don't know if it's true or not, but it's not true. I don't know if it's true or not. I don't know if it's true or not. I don't know if it's true or not. I don't know if it's true or not. I don't know if it's true or not. I don't know if it's true or not. I don't know if it's true or not. I don't know if it's true or not. I don't know if it's true or not. I don't know if it's true or not.
00:17:28
Speaker
We are a bank software company. We have a bank and a middleware server, which is an F.I. server. F.I. server is an integration company. And we have an API integration company, which is a popular company, and an API integration company, which is an advanced development company, which is an auto company. We have an FTP company, which is an FTP company. We have an S FTP company, which is a single FTP company.
00:17:56
Speaker
So, FTP, FTP data upload, then FIRMAS, bank file, consume, and so on. So, FTP data upload, then FIRMAS, bank file, consume, and so on. So, FTP data upload, and so on. So, FTP data upload, and so on. So, FTP data upload, and so on. So, FTP data upload, and so on. So, FTP data upload, and so on. So, FTP data upload, and so on. So, FTP data upload, and so on. So, FTP data upload, and so on. So, FTP data upload, and so on. So, FTP data upload, and so on.
00:18:26
Speaker
I would like to thank EC Beach for their support. The EC Beach is a bank of software and kiosk banking. It is a model of kiosk banking. So, kiosk banking is a bank of a lot of people who are interested in kiosk banking. So, I would like to thank them for their support. I would like to thank them for their support. I would like to thank them for their support.
00:18:55
Speaker
For the next week, we are going to have a lot of fun, we are going to have a lot of fun, we are going to have a lot of computers, we
Technology Integration in SAVE
00:19:03
Speaker
are going to have a lot of fun, we are going to have a lot of fun, we are going to have a lot of fun, we are going to have a lot of fun, we are going to have a lot of fun, we are going to have a lot of fun,
00:19:15
Speaker
I think it's important to keep the technology in place. I think that banks are able to use mobile mobile devices. I think it's important to keep the data in place. I think it's important to keep the data in place. I think it's important to keep the data in place. I think it's important to keep the data in place.
00:19:39
Speaker
We will start in 2010, March 13, 2010. We will open the CSP Open in the region. Are you a region? Yes, I am a region. Are you a franchisee? Yes, we are in the X-Circle region. The X-Circle region is in the state of Bihar and Jharkhand.
00:19:58
Speaker
I think it's a good question. I think it's a good question. I think it's a good question. I think the state of the country is going to have a good start. I think the CSP is going to have a good start. The CSP is going to have a full-form customer service point. I think the government, the bank, and the banking correspondent are going to have a good start.
00:20:25
Speaker
The banking language of the CSP, the customer service point board, has been CSPed. So, the CSP, 13th, 13th, 14th, and 10th, have been started. It was built at about an hour and a half, and it was built at about an hour and a half, and it was built at about an hour and a half.
00:20:48
Speaker
So, sir, what is investment? How do you think it will come about in the next few years, like computers and things like that? Well, I think the model model is the model of the investment model. The investment model is the model of the model model.
00:21:06
Speaker
The state bank is a big part of the state bank. The state bank is a big part of the state bank. The state bank is a big part of the state bank. The state bank is a big part of the state bank. The state bank is a big part of the state bank. The state bank is a big part of the state bank. The state bank is a big part of the state bank. The state bank is a big part of the state bank.
00:21:34
Speaker
And Mr. Kamayi, can you tell us what you think about this? Yes, I think it is. I think it is. I think it is. I think it is. I think it is. I think it is. I think it is. I think it is. I think it is.
00:21:50
Speaker
If you look at the logic, you can see that there is a lot of interest in the project. And if you look at the interest in the project, you can see that the model fits success. If you look at the model, you can see that there is a lot of interest in the project. If you look at the model, you can see that there is a lot of interest in the project. If you look at the model, you can see that there is a lot of interest in the project. If you look at the model, you can see that there is a lot of interest in the project.
00:22:20
Speaker
This is the first time we have been able to do this in 2010. We have been able to do this in 2010. This is the first time we have been able to do this in 2018. This is the first time we have been able to do this in 2018. This is the first time we have been able to do this in 2018. This is the first time we have been able to do this in 2018. This is the first time we have been able to do this in 2018.
00:22:38
Speaker
And I think that most banks are going to have to pay for their taxes. They are going to have to pay for their taxes. They are going to have to pay for their taxes. They are going to have to pay for their taxes. They are going to have to pay for their taxes. They are going to have to pay for their taxes. They are going to pay for their taxes.
00:23:01
Speaker
I think that the bank will be able to do a lot of things in the future. I think that the bank will be able to do a lot of things in the future. I think that the bank will be able to do a lot of things in the future. I think that the mainstream business will be able to do a lot of things in the future. I think that the bank will be able to do a lot of things in the future. I think that the bank will be able to do a lot of things in the future.
00:23:30
Speaker
And if you don't want to do that, then you have to be able to do that. So, the daily business, the daily turnover, is going to be a big part of the company. So, the company has already come here to try to make sure that the company is working with us. So, it's going to be a big part of the model. So, it's going to be a separate company and it's going to be a bank, a bank, a bank, a bank, a bank, a bank, a bank, a bank.
00:23:57
Speaker
And there is a lot of work to be done. There is a lot of work to be done. There is a lot of documents to be done. There is a lot of deposits to be done. There is a lot of work to be done. There is a lot of work to be done. There is a lot of work to be done.
00:24:18
Speaker
I would like to say that there are a lot of people who are interested in this concept. There are a lot of people who are interested in this concept. I would like to say that there are a lot of people who are interested in this concept. I would like to say that there are a lot of people who are interested in this concept. I would like to say that there are a lot of people who are interested in this concept. I would like to say that there are a lot of people who are interested in this concept. I would like to say that there are a lot of people who are interested in this concept. I would like to say that there are a lot of people who are interested in this concept.
00:24:46
Speaker
Do you have a franchise that you would like to see? Yes, I would like to see a revenue model for the bank, even if it is a revenue model. Like, if you account for a 20 rupees bank, it is 20 rupees. It is 20 rupees for the banks, for the CSP, it is 10,000 rupees for the bank.
00:25:09
Speaker
We have 75% of our revenue involved. 5% of our district model is in the district coordinator. We have to manage this district. We have to visit this district. We have to support our technical issues. 5% of our cost is 20% of our cost involved. We have to pay our cost plus our revenue involved.
00:25:37
Speaker
We have defined the bank account, the deposit account, the withdrawal account, the fund transfer account, the mobile feeding account, and the print account.
00:25:55
Speaker
I don't know if it's a good product or not. I don't know if it's a good product or not. I don't know if it's a good product or not. I don't know if it's a good product or not. I don't know if it's a good product or not. I don't know if it's a good product or not. I don't know if it's a good product. I don't know if it's a good product or not. I don't know if it's a good product.
00:26:23
Speaker
First month of the year, I had a lot of trouble.
00:26:28
Speaker
I would like to say 1,200-1,500 billion I.T. I think it's the first month that we've had a lot of struggle with local business, plus net connectivity, and also bank and server technology. We've had a lot of response. We've had a lot of contact with the company.
00:26:53
Speaker
But the Internet connectivity is not there. But you said that the Internet connectivity is not there. But the Internet connectivity is not there. But the Internet connectivity is not there. The Internet connectivity is not there. But the Internet connectivity is not there. But the Internet connectivity is not there. But the Internet connectivity is not there.
00:27:13
Speaker
And this is a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time customer who has a real-time
00:27:29
Speaker
So, after two months of research, I was able to find the address of the village. I was able to find the address of the village. I was able to find the address of the village. I was able to find the address of the village. I was able to find the address of the village. I was able to find the address of the village. I was able to find the address of the village. I was able to find the address of the village.
00:27:53
Speaker
The speed is 128 kbps. The cost of the speed is 128 kbps. The improvement of the speed is improved. The software improvement is improved. The software improvement is improved. The software improvement is improved. The software improvement is improved. The software improvement is improved. The software improvement is improved. The software improvement is improved.
00:28:38
Speaker
But you have lost a lot of time, right? Yes, I have lost a lot of time. I think the region is going to have a big impact on the economy. I think the reason why we have a big impact on the economy is because we are going to have a big impact on the economy. We are going to have a big impact on the economy. We are going to have a big impact on the economy. We are going to have a big impact on the economy. We are going to have a big impact on the economy. We have a big impact on the economy.
00:28:41
Speaker
and photo the real-time capture of the customer.
00:29:07
Speaker
I think that the 6th month of May, I think that the commission will adjust. I think that the 6th month of May, I think that the 6th month of May, I think that the commission will adjust. I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of May, I think that the 6th month of
00:29:27
Speaker
I think it's going to be a good time for us to be able to do that. And I think it's going to be a good time for us to be able to do that. And I think it's going to be a good time for us to be able to do that. And I think it's going to be a good time for us to be able to do that. And I think it's going to be a good time for us to be able to do that. And I think it's going to be a good time for us to be able to do that. I think it's going to be a good time for us to be able to do that.
00:29:56
Speaker
Do you think 2011 will be a 120% growth rate? I think it will be a high growth rate. I think it will be a 120% growth rate. I think it will be a high growth rate. Actually, I think it will be a CSP. I think it will be a recovery rate.
00:30:26
Speaker
I think the existing theme of this project is very important. I think the trust of the company is very important, and the state bank and the Delhi branch are very important. The branch is very important, and the branch is very important in terms of the concept.
00:30:48
Speaker
We have been working with local businesses for a long time. We have been working with marketing for a long time. We have been working with local businesses for a long time. We have been working with local businesses for a long time.
00:31:04
Speaker
I think marketing is important for all the district coordinators. I think district coordinators are very important. And district coordinators are very important to marketing and start their own FIP village. Financial inclusion plan is very important for the bank. I think this village is very important for CSP.
00:31:25
Speaker
So, if you are looking for a CSP or a CSP, you have to look for a CSP. If you are looking for a CSP, you have to look for a relative CSP. So, if you are looking for a CSP, you have to look for a relative CSP. So, if you are looking for a CSP, you have to look for a relative CSP. So, if you are looking for a CSP, you have to look for a relative CSP. So, if you are looking for a CSP, you have to look for a relative CSP. So, if you are looking for a CSP, you have to look for a relative CSP.
00:31:46
Speaker
I think it is important for us to be able to have a market-based CSP market. I think it is important for us to have a market-based CSP market. I think it is important for us to have a market-based CSP.
Revenue Model of SAVE
00:32:04
Speaker
What is your monthly earnings? What is your monthly earnings? My monthly earnings is 3.2 months old. I think that one of the remuneration fees that I have received from the commission has been slapped. The commission has been slapped, but it has been capped. Like I said, I think that Rs.10,000 is more than 0.5%. So, I think that Rs.20,000 is more than 0.5%. So, I think that Rs.20,000 is more than 0.5% is more than 0.5%.
00:32:58
Speaker
It's time to say, but your district
00:33:02
Speaker
I think marketing is a fixed salary, but it's a pure commission. How much is the model? It's 5% and the district is 5% plus the CSP is 5,000 rupees.
00:33:17
Speaker
5,000 to one-time, which means that 5% of the commission is 5% up. So, I think it's important for us to be able to make sure that we are able to make sure that we are able to make sure that we are able to make sure that we are able to make sure that we are able to make sure that we are able to make sure that we are able to make sure that we are able to make sure that we are able to make sure
00:33:45
Speaker
So, I would like to motivate you to be able to achieve this goal. I would like to be 95%, 96%, 97%. I would like to be able to achieve this goal in 2010. And I would like to be able to achieve this goal in 2011.
00:34:01
Speaker
Do you have any external funding for this? Do you want to invest in this? Sir, the same solution has been made. The same solution has been made. The same solution has been made. The same solution has been made. The same solution has been made. The same investment has been made. The same investment has been made.
00:34:26
Speaker
And the market market is very high. The value of the market market is very high. The value of the market market is very high. The value of the market market is very high. The value of the market market is very high. The value of the market market is very high. The value of the market market is very high.
00:34:47
Speaker
So, in 2010-11-12, in 2012, there was a total of 12 VCs. In 2012, there was a total of 12 VCs. So, there was a total of 12 VCs. So, in 2012, there was a total of 12 VCs. So, there was a total of 12 VCs.
00:35:08
Speaker
12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago, 12 years ago,
00:35:26
Speaker
In 2011, there was a CSP opening for the CSP. The RBA's government decided to open the CSP in 2011.
00:35:38
Speaker
10-11, and 12 years ago, the SBI chairman, Pete Chaudhijo, was a part of the SBA opening. So, he said that when he was in the regional level, he had a national level, and he said, I don't know what to do with this. He said, I don't know what to do with this. He said, I don't know what to do with this. It's not a tough condition, or it's less infrastructure.
00:36:02
Speaker
In 2012, I applied to the National B.C. So, the National B.C. had a bank that had a lot of money. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank. So, I decided to start the bank.
00:36:28
Speaker
When I was a child, I was a child. When I was a child, I became a child. When I was a child, I became a child. When I was a child, I became a child. When I was a child, I became a child. When I was a child, I became a child. When I was a child, I became a child. When I was a child, I became a child. When I was a child, I became a child. When I was a child, I became a child.
00:36:56
Speaker
Do you know how many people have traveled to the CSP? I don't know how many people have traveled to the CSP. Do you know how many people have traveled to the CSP? I don't know how many people have traveled to the CSP. I don't know how many people have traveled to the CSP. I don't know how many people have traveled to the CSP. I don't know how many people have traveled to the CSP. I don't know how many people have traveled to the CSP. I don't know how many people have traveled to the CSP. I don't know how many people have traveled to the CSP. I don't know how many people have traveled to the CSP. I don't know how many people have traveled to the CSP.
00:37:25
Speaker
That's right. So, in the last few months, I've been in the jungle, and I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time. I've been in the jungle for a long time.
00:37:50
Speaker
If you have a bike, you will have to go to the hotel. If you have a bike, you will have to go to the hotel. If you have a bike, you will have to go there. If you have a bike, you will have to go there. If you have a bike, you will have to go there.
00:38:06
Speaker
Yes, that's right. Yes, that's right. Yes, that's right. Yes, that's right. Yes, that's right. Yes, that's right. Yes, that's right. Yes, that's right. Yes, that's right. Yes, that's right. Yes, that's right. Yes, that's right.
00:38:23
Speaker
Meeting our district coordinator with our meeting who are meeting on a go home logon is sorry, but the saris is some guy the volume Cassie B's was correct. I'm glad I said this was correct. We have got a relative play that oh happy happy. I saw what happened. Jamal Karwai a state bank a kissy. So come on up in happening balance checker why I'm caught much better. You got my kitna pass. I'm a career
00:38:43
Speaker
This is the district district. This is the district district. This is the district district. This is the district district. This is the district district. This is the district district. This is the district district. This is the district district. This is the district district. This is the district district. This is the district district. This is the district district. This is the district district.
00:39:02
Speaker
I think it's important for us to know that we have a good relationship with each other. I think it's important for us to know that we have a good relationship with each other. I think it's important for us to know that we have a good relationship with each other. I think it's important for us to know that we have a good relationship with each other and that we have a good relationship with each other.
00:39:27
Speaker
If you want to visit the start of the visit, you can visit the start of the visit. If you want to visit the start of the visit, you can visit the start of the visit. If you want to visit the start of the visit, you can visit the start of the visit.
00:39:38
Speaker
I think it's important for the Bank to know that there are many countries in the United States. There are many North-East countries in the United States. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries. There are many North-East countries.
00:40:07
Speaker
North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East, North-East,
00:40:36
Speaker
Basically, there are 30% of the people who are out there who are out there who are out there who are out there who are out there who are out there who are out there who are out there who are out there who are out there who are out there who are out there who are out there who are out there who are out there
00:41:02
Speaker
Do you think the Chinese population will be open to the North East? North East will be open to the North East population? North East will be open to the North East.
00:41:44
Speaker
We have a local local local local local local local local local local local local local local local local local local
00:41:48
Speaker
When I was a North-East, I had to go to America to visit the North-East. When I was a North-East, I had to go to India to visit the North-East. When I was in India, I had to go to India to visit the North-East. When I was in India, I had to go to India to visit the North-East. When I was in India, I had to go there.
00:42:14
Speaker
There is a lot of communication in the area. There is a lot of communication in India. And basically, in the north-east, there is a main market in the main market. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the south-east. The main market is in the
00:42:49
Speaker
20% of the cash is distributed. The CSP is MDC. Do you have a fund rate? Do you have a fund rate? Do you have a fund rate?
00:43:15
Speaker
I think it's a surplus. I think it's a good thing. So, how much profit do you have for a percentage? How much cost do you have for a percentage? How much cost do you have for a CSP? How much cost do you have for a CSP? How much cost do you have for a CSP? How much cost do you have for a CSP? How much cost do you have for a CSP? How much cost do you have for a CSP? How much cost do you have for a CSP?
00:43:44
Speaker
So, the fixed cost is fixed. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L. So, the P&L has been hit by P&L.
00:44:08
Speaker
I think it's important to know that there is a total product bank, a bank that has a decision to make a decision. I think it's important to know that the government is going to be able to help us. I think it's important to know that there is a total product bank. I think it's important to know that there is a total investment bank. I think it's important to know that there is a total investment bank. I think it's important to know that there is a total investment bank.
00:44:38
Speaker
I think it's important to keep safe financial services. So, safe financial services means that the lending business starts with an internal CSP. Do you have any takeovers? Yes, I have. How long have you been working for 13, 14, 15 years? How long have you been working for NBS? It's been a long time since I've been working for IDEL. I've been working for IDEL for a long time. I've been working for IDEL.
00:45:06
Speaker
I think it's an ideal for the poor. I think it's important to take advantage of internal lending. I think it's important to take advantage of external lending. I think it's important to take advantage of external lending. I think it's important to take advantage of external lending. I think it's important to take advantage of external lending. I think it's important to take advantage of external lending. I think it's important to take advantage of external lending. I think it's important to take advantage of external lending.
00:45:36
Speaker
So what is the advance of cash? How do you deal with cash? The account is a fund transfer account. And the account is a physical cash account. So if you look at the SACSP list, you can see that the advance is the amount.
00:45:54
Speaker
If you look at the CSB address, you can see the advance address. If you look at the CSB address, you can see the advance address. If you look at the CSB address, you can see the advance address. If you look at the address, you can see the payment address. If you look at the payment address, you can see the blocks. If you look at the address, you can see the payment address.
00:46:17
Speaker
As a CSP, we identify the amount of CSPs we want. The amount of CSPs we want to advance to advance to the CSP. We want to make sure that the amount of CSPs we want to advance to the CSP is equal. As a CSP, we want to make sure that the amount of CSPs we want to advance to the CSP is equal. The amount of CSPs we want to advance to the CSP is equal. The amount of CSPs we want to advance to the CSP is equal. The amount of CSPs we want to advance to the CSP is equal. The amount of CSPs we want to advance to the CSP is equal. The amount of CSPs we want to advance to the CSP is equal. The amount of CSPs we want to advance to the CSP is equal. The amount of CSPs we want to advance to the CSP is equal. The amount of CSPs we want to advance to the CSP is equal. The amount of C
00:46:46
Speaker
Do you have a working capital loan? I have a working capital loan. Do you have a working capital loan? I have a working capital loan. I have a working capital loan. I have a working capital loan. I have a working capital loan. I have a working capital loan. I have a working capital loan. I have a working capital loan. I have a working capital loan. I have a working capital loan. I have a working capital loan. I have a working capital loan. I have a working capital loan.
00:47:10
Speaker
100% has been secured since the last 15 years. So, 15% has been secured since the last 15 years. So, what is your interest average? 20% has been secured since the last 24 years. 24% has been secured since the last 24 years.
00:47:34
Speaker
This is the 2018 or 2020 period of time. We don't know if it will be true or not, but we will be able to do it in the future. So, this is the period of time that the CSP and the CSP will be able to help our customers. We will be able to do it in the future. We will be able to do it in the future. We will be able to do it in the future. We will be able to do it in the future. We will be able to do it in the future.
00:47:59
Speaker
I think it's a very low-cost start. So, I think it's important to have a team hierarchy, a team hierarchy of maximum and low-cost tickets. I think it's a very low-cost start. I think it's a very low-cost income generated loan. A small-ticket side loan is still low. A small-ticket income-generated loan. So, I think it's a very low-cost start. A team hierarchy is a low-cost start. And I think it's a very low-cost loan through CSP.
00:48:28
Speaker
We have a customer, and we have a CSP guarantee, so we have to make sure that we can recover from this. We have to make sure that the customer is able to recover from this. We have to make sure that the customer is able to recover from this. We have to make sure that the customer is able to recover from this. We have to make sure that the customer is able to recover from this. We have to make sure that the customer is able to recover from this. We have to make sure that the customer is able to recover from this. We have to make sure that the customer is able
00:48:57
Speaker
I think that the CSP will be able to do more in terms of remuneration and income. I think that CSP will be able to do more in terms of start. I think that CSP will be able to do more in terms of 45% portfolio. I think that there is a limitation.
00:49:14
Speaker
If you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan, if you have a CSP loan,
00:49:56
Speaker
But it's because the app has already been licensed, so it's because of this.
00:50:02
Speaker
In the end, we have a MFI and MFI. MFI is a group-lending group. It is a group-lending group. It is also a social security group. It is also a group-lending group. It is also a group-lending group. It is also a group-lending group. It is also a group-lending group. It is also a group-lending group. It is also a group-lending group. It is also a group-lending group. It is also a group-lending group. It is also a group-lending group. It is also a group-lending group.
00:50:29
Speaker
So, if you have a license, the RBI is going to apply it, or if you have a microfinance background debt, a safe debt, or a micro license, it's going to be fine. So, if you have a microfinance, what would you say? Only microfinance. So, if you have a microfinance, what would your concept be? If you have a microfinance, what would you say? What would your microfinance be?
00:50:56
Speaker
To license this, we have to make sure that the safe financial services are purely NBFCA. We have to make sure that the product changes and the product changes to the loan against property. We have to make sure that the mortgage is in charge. We have to make sure that the customer is in charge. We have to make sure that the customer is in charge. We have to make sure that the customer is in charge. We have to make sure that the customer is in charge. We have to make sure that the customer is in charge.
00:51:24
Speaker
And micro-finance is a small-ticket-sized loan. It's a group of people. A group of people who are team members of the village service team. The village is the place where the village has a population population. It has a potential for micro-finance. It has a drawback to it. It has a drawback to it. It has a big impact to it. So, it's a big part of the village on-board. Village on-board.
00:51:51
Speaker
The village on-board has a group called GLG. It is a joint-live group. It has a group on-board, and it has a group that has a group that has a group that has a group that has a group that has a group that has a group group.
00:52:12
Speaker
We have a group, and we have a group training team. We have a group training team. We have a group training team. We have a group training team. We have a group training team. We have a group training team. We have a group training team. We have group training team.
00:52:35
Speaker
In the centre, we create and form our own forms. So that we can honor each other. So that we can live with each other. In the centre, we have the centre, which is the centre of the centre of the centre, which is the centre of the centre of the centre.
00:52:54
Speaker
I think it's a good idea to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be able to be
00:53:20
Speaker
If you have a group meeting, you can reach out to them. If you have time, you can reach out to them. And microfinance basically is a disciplined business. If you have a group meeting, you can reach out to them. If you have a group meeting, you can reach out to them. If you have a group meeting, you can reach out to them. If you have a group meeting, you can reach out to them.
00:53:41
Speaker
If you have a community like this, you have to have a group of people. If you have a group of people, you have to have a group of people. Basically, you have to have mental pressure to have a group of people. And you have a monthly meeting, right? Basically, you have to have a place to collect your email.
00:53:58
Speaker
The monthly meeting was a bit difficult. It was very difficult for me. I had a lot of problems. I had a lot of problems. I had a lot of problems. I had a lot of problems. I had a lot of problems. I had a lot of problems. I had a lot of problems.
00:54:21
Speaker
At the center meeting, there is a lot of work to be done. There is a lot of work to be done. There is a lot of work to be done. There is a lot of work to be done. There is a lot of work to be done. There is a lot of work to be done. There is a lot of work to be done. There is a lot of work to be done. There is a lot of work to be done. There is a lot of work to be done.
00:54:51
Speaker
I think training is very important. I think training is very important. I think training is very important. I think training is very important. I think training is very important. I think training is very important. I think training is very important. I think training is very important. I think training is very important.
00:55:20
Speaker
The MFI is a company that has a lot of money and has a lot of interest in the loan market. So, how do you fund it? Is it related to you? The MFI fund is a financial services fund, and the MFI is a licensed fund.
00:55:45
Speaker
That's right. So, what is the investment in your funding? It's about the financial services, the loan business that we have. We have to look at the financial services. What is your connection? What is your connection? What is your connection?
00:56:08
Speaker
It's an ethical capital, and I think it's important to have a chartered account. I don't think it's an ethical capital, but it's a fund-raising investment bank, and it's a fund-raising bank. I think it's important to have a real interest in the interest. I think it's important to have an interest in the interest. I think it's important to have a model model. I think it's important to have a model model. I think it's important to have a brief model.
00:56:33
Speaker
Finally, they convinced them that they would be able to go to Belgium and work in the IC committee. They invested 6 million dollars, 38, 39 crores per staff. Basically, after capitalization, they are lending to the US sector.
00:56:58
Speaker
We have a big capital, a big capital. We have a huge donor in our subsidiary. We have a huge nbfc safe solution for 100% subsidiary company. And we have a huge donor in our business. So, what do you think about this? We have a huge donor in our microfinance. We have a huge branch of microfinance.
00:57:24
Speaker
I think it will be a good start for us. I think we will have a good team branch. We will have a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team and a good team. We will have a good team. We will have a good team and a good team. We will
00:57:51
Speaker
And it was a tough time during the lockdown, a tough time successfully passed by during the Covid period.
Pandemic Challenges and Opportunities
00:58:04
Speaker
So, if there is a company about credit, if there is a market, if there is an image, if there is an advantage, then it's a tough time for investment.
00:58:19
Speaker
What is the lockdown? What is the business effect for cities and cities? What are the villages? What are the villages? I think it's a busy business or a lending business. Lending business is a safe microfinance and a safe financial service. A busy business has a growth of 10% to 20% growth.
00:58:43
Speaker
There was a reason why the government had to pay for the lockdown during the lockdown, and the local health department had to pay for it. So, there was a withdrawal rate, and there were 120 crores, 135 crores of gas. So, there was a reason why there was a withdrawal rate. Our applicative branches say those are beastmen? Those are beastmen, 8,500. 8,500, wow.
00:59:13
Speaker
The growth of microfinance has an effect on the impact of the market. The advantage of the market is that the market will be more efficient and more efficient. The advantage of the market is that the CSP will have essential services, and the CSP will have a bank bank that will be able to pass the bank, which will be able to receive local funds.
00:59:43
Speaker
In fact, there is a lot of work to be done on the phone and on the CSP to make sure that there is a lot of connection between MFI and MFI. In fact, there is a lot of safe financial services that are involved in the MFI business, and there is a lot of work to be done. There is a lot of impact on MFI, and there is a lot of advantage to other local companies.
01:00:10
Speaker
The advantage of this team is that the advantage of the team is that the network is connected to the collection. The 13% collection is impacted due to lockdown. What is the impact of the collection? The impact of the collection is impacted by the loan book.
01:00:36
Speaker
There's a lot of growth. The loan book has a lot of growth. If you don't know what's going to happen during the lockdown, the lockdown is going to be too long. If you don't know what's going to happen during the lockdown, it's going to be too long. If you don't know what's going to happen during the lockdown, it's going to be too long. If you don't know what's going to happen during the lockdown, it's going to be too long.
01:00:59
Speaker
I think it's important for us to look at the book and see what it looks like. I think it's important for us to look at the book and see what it looks like. I think it's important for us to look at the book and see what it looks like. But first of all, I think the personal challenge is that it's a journey. I think it's important for us to look at it and see what it looks like. And I think it's important for us to look at it and see what it looks like.
01:01:28
Speaker
What background do you think is better? What background do you think is better? Basically, I think there are many people who are interested in this type of branding.
01:01:46
Speaker
And if you don't have time, you have to pay attention to the company. You have to pay attention to the company. You have to pay attention to the company. You have to pay attention to the company. You have to pay attention to the company. You have to pay attention to the company. You have to pay attention to the company.
01:02:04
Speaker
I think it's important for us to have a lot of disadvantage. We need to recognize that there are a lot of challenges that we face. We need to have a lot of advantage. I think it's important for us to have a lot of advantage. I think it's important for us to have a lot of challenges that we face.
01:02:33
Speaker
This is a communication issue that we have to deal with in order to have a limited flight. This is why we have to deal with it. This is a flight that we have to deal with in order to have a day-to-day growth challenge.
01:02:52
Speaker
When I was a kid, I had a lot of branding. I had a lot of branding. I had a lot of branding. I had a lot of branding. I had a lot of branding. I had a lot of branding. I had a lot of branding. I had a lot of branding. I had a lot of branding.
01:03:14
Speaker
I think it's important for us to have an advantage and disadvantage. I think it's important for us to have both neutral and neutral side. I think it's important for us to have an impact on our own. I think it's important for us to have an impact on our own. It's important for us to have an impact on our own.
01:03:44
Speaker
I think this is a lesson that the company is going to take. I think that young entrepreneur advice is going to be a lesson that the company will take.
01:03:59
Speaker
Sir, there is a lot of money in the company. I don't know how to fund it. I don't know how to fund it. I don't know how to fund it. I don't know how to fund it. I don't know how to background it. But there is a lot of dedication and hard work that has been done for me. I don't know how to do it. I don't know how to do it. I don't know how to do it.
01:04:22
Speaker
dedication and hard-working.
01:04:30
Speaker
But sir, you are hardworking in India, right? How do you feel about this company? Sir, I think hardworking is important for me. I think hardworking is important for me. I think that hardworking is important for me. I think that hardworking is important for me. I think that hardworking is important for me. I think that hardworking is important for me. I think that hardworking is important for me. I think that hardworking is important for me. I think that hardworking is important for me. I think that hardworking is important for me. I think that hardworking is important for me. I think that hardworking is important for me.
01:04:58
Speaker
I think it's important for the VC business to be able to do this. I think it's important for the VC business to be able to do this. I think it's important for the VC business to be able to do this. I think it's important for the VC business to be able to do this.
Entrepreneurship Dedication and Hard Work
01:05:45
Speaker
Dedication is more important rather than hard work.
01:06:07
Speaker
The COVID-19 impact has been impacted by the third wave. It's been a long time since the 2005 IPO launched. The IPO launch has been launched, and it's been a long time since the 3-4 thousand people have sent a book to the VFC.
01:06:10
Speaker
Do you have any dedication? I don't think so. I don't think so. I don't think so. I don't think so. I don't think so. I don't think so. I don't think so.
Podcast Sponsorship
01:06:37
Speaker
This episode of Founder Thesis Podcast is brought to you by LongHaul Ventures. LongHaul Ventures is the long-haul partner for founders and startups that are building for the long haul. More about them is at www.longhaulventures.com.