Moira Somers is a behavioural psychologist, based in Winnipeg in Manitoba. She also advises individuals and organisations about personal finance, and she also works as a consultant to the financial services sector.

In this interview, she explains why so many people put off investing for retirement and making important financial decisions (her academic expertise, appropriately, is in procrastination).

She also discusses how women invest differently to men, why investors need to be more self-compassionate, the value of hiring a financial planner, and what parents could be doing to help their children to develop a healthy relationship with money.