Why does money feel harder to manage today? Why do so many people feel behind, even when they’re doing everything “right”?

In this episode, Jim and Cade sit down with author Seb Bunney to unpack the hidden ways our current money system affects behavior, stress, and long-term planning.

Seb explains how inflation, declining purchasing power, and broken incentives quietly shape the choices people make every day. Together, they explore why financial goals feel further away, how money functions as a language, and what happens when essential goods—like housing—turn into investment assets.

This episode gives listeners clarity, language, and perspective for understanding the pressure they feel around money. If you’ve ever wondered why modern financial life feels heavier than it should, this conversation will help you see the root causes—and what you can do to navigate them with more confidence and intention.

Topics include:

• Why money feels “broken” today

• How inflation changes behavior and priorities

• Why long-term goals feel harder to reach

• Money as a language and communication tool

• The emotional impact of unstable purchasing power

• The difference between saving and investing in today’s economy

• Why housing has become an investment instead of a home

• How curiosity creates clarity and agency

A grounded, eye-opening conversation for anyone feeling stretched financially or looking to understand the deeper forces shaping modern life.

The Hidden Cost of Money: Why Modern Life Feels Harder Than It Should

In this final episode of their What Is Money? series, Jim Crider and Cade Grimm bring it all together — exploring what it really means to take action once you’ve clarified your values, set goals, and made intentional decisions.

So many people stop short of actually doing the thing. They plan, think, and talk about what matters — but never follow through. Jim and Cade break down why that happens and how to move from knowing to doing in your financial life, your habits, and your faith.

💬 This episode dives into:

 * Why small, consistent actions compound into radical results
 * The connection between behavior, habit, and identity
 * How to build momentum when motivation fades
 * Priming your environment to make good actions easy and bad ones harder
 * The power of gamifying your habits to make discipline enjoyable
 * How community and comparison influence your actions (for better or worse)
 * Why “knowing better” isn’t the same as “doing better”
 * The surprising truth that inaction is still a decision

Jim and Cade also get practical — from 401(k) contributions to health habits, from “Eat the Frog” mornings to making the mundane meaningful. You’ll hear stories about gamifying productivity (yes, including the “dump water on Jim’s head” story), creative accountability, and learning to find joy in doing hard things.

At its core, this conversation challenges you to close the gap between intention and impact — to turn the values you say matter into actions that actually reflect them.

Whether you’re taking the first step toward financial confidence or trying to rebuild consistency in your daily routines, this episode will help you see action not as pressure, but as freedom — the natural outflow of living in alignment with what you truly value.

Taking Action: Turning Intentions Into Impact

How do you talk to your kids about money — without making it awkward or stressful? In this episode, Jim Crider and Cade Grimm unpack how to build financial wisdom in your children at every age — from toddlers learning about trade-offs to grown kids navigating inheritance and legacy.  Jim shares real stories from his own family: how a simple “golf cart vs. vacation” conversation turned into a powerful lesson about priorities, and how reframing “We can’t afford that” into “We’re choosing to spend differently” helps kids learn intentional decision-making.  Cade brings in the perspective of a new dad, showing how even small, everyday choices can model healthy money habits. Together, they explore allowance strategies, the value of work, and how transparency around money creates strong, trusting families.

Episode 4 — Money with Your Children 

Jim Crider and Cade Grimm unpack how faith, psychology, and intentional planning shape better decisions. From confidence and bias to biblical wisdom and daily habits, discover how to think clearly, act intentionally, and align every choice with what truly matters.

What if the hardest part of making a good decision is realizing there’s a decision to be made?

In this episode of Intentional Living, Jim Crider and Cade Grimm dive deep into the art and psychology of decision-making — through the lens of faith, values, and practical wisdom. They explore how most people make choices without realizing it, how bias and emotion shape our thinking, and how aligning decisions with your values leads to clarity and peace.

Drawing on research from Daniel Kahneman, Annie Duke, and Proverbs’ call for wise counsel, Jim and Cade uncover how to recognize blind spots, manage decision fatigue, and use tools like premortems and Stop–Start–Continue to create more thoughtful action.

Whether you’re leading a business, planning your finances, or navigating life’s daily choices, this conversation will help you think clearly, act intentionally, and live with purpose.

Making Decisions | How to Think Clearly, Act Intentionally, and Live by Your Values

In this episode of the Intentional Living FP Podcast, financial planners Jim Crider and Cade Grimm explore how money shapes marriage—not just through budgets, but through communication. Money isn’t only about math; it’s a language that reveals what you value most.

Jim and Cade unpack how financial stress, hidden spending, and misaligned priorities can quietly erode trust—but also how intentional conversations about money can strengthen connection, clarity, and peace. You’ll hear real-life stories of couples who turned conflict into understanding, and learn why regular financial communication makes couples 20–25% less likely to divorce.

They also challenge the comparison culture fueled by social media and offer a healthier perspective: you can have anything, but you can’t have everything.

If you’ve ever felt tension around money in your relationship, this episode will help you align your time, finances, and values—so your money story becomes one of teamwork, purpose, and intentional living.

Money in Marriage: How to Talk About What Really Matters

Most couples wish they had talked about money before marriage. Jim Crider and Cade Grimm from Intentional Living FP share how to start healthy financial conversations early — without awkwardness — to build trust and unity before saying “I do.”

Money Before Marriage: How to Talk About Finances Before You Say “I Do”

Financial planners Jim Crider and Cade Grimm of Intentional Living unpack one deceptively simple question—what is money?—and reveal how understanding it can reshape your relationship with wealth, purpose, and life itself.

What Is Money? A Conversation About Meaning, Values, and Financial Freedom

In this episode, Jim gives a Shakespeare-like monologue regarding bitcoin, the current macroeconomic state we find ourselves in, and answers some questions you might be having.



Bitcoin is not a hedge - Parker Lewis: https://youtu.be/Z6qzEYxBYcQ?si=gmoO258W2kFAMoQp



US debt clock: https://www.usdebtclock.org/

TILP #12: Bitcoin and our current macroeconomic state

In this episode, Jim is joined with/by Ben Justman. Ben is the founder of Peony Lane which is a natural winemaking company. He relays the story of how his business got started, his journey in discovering Bitcoin and how his business uses it, and other things regarding his life.

Peony Lane's website: https://t.co/d9Qdi6IHD7

2021 31% Wine discount code: 2021RELEASE

Ben's Twitter: @BenJustman

TILP #11: Low time preference business & money w/ Ben Justman

In this episode, Jim is joined with/by Cody Morgan.  Cody poses questions that most people are probably wondering about regarding money, but either don't have the background to answer them alone or don't have anyone they can go to find them elsewhere.

TILP #10: Financial Planner answers questions that the average person might have about money

The Intentional Living Podcast is dedicated to helping you align your resources (time, money, talents, relationships) with what you value in life. We do this through 4 key Steps: 

 * Helping you articulate what is important to you and your family (Values)
 * Establishing what you want to do, be, and achieve (Goals)
 * Helping make informed Decisions
 * Equipping to take intentional Action



Each episode focuses on the topics that benefit you the most. Learn effective methods of identifying what is important to you and your family, how to align your time, money, and talents with what you value, how to navigate the path to financial independence without neglecting what is important to you today, and much, much more.



Subscribe to The Intentional Living Podcast today.

Jim Crider

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