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Vacation Investing

Uncommon Wealth Podcast
Uncommon Wealth Podcast

187 plays · Sep 1, 2025

In this episode of the Uncommon Wealth Podcast, host Phillip Ramsey explores the beauty and challenges of family vacations, emphasizing viewing these trips as investments in creating lasting memories. He shares a touching personal story of unexpected generosity when a stranger paid for his family's meal during a trip, illustrating how small acts of kindness can have a significant impact. Phil encourages listeners to spread positivity by paying it forward, highlighting the importance of these gestures in a world where many are feeling stressed and financially strained.

Transcript

Speaker: Everyone dreams of living an uncommon life and the best asset you have to achieve your dreams is you. Welcome to the Uncommon Wealth Podcast.

Speaker: We're going to introduce you to people who are living uncommonly. We're also going to give you some tools and strategies for building wealth and for pursuing an uncommon path that is uniquely right for you.

Speaker: Hello, everybody. Welcome to the Uncommon Wealth Podcast. I'm your host, Philip Ramsey. Man, don't you just love that beat? That fat intro song is dialed in. Okay, let's move on. So but I got a couple things to talk through today. The first one being family vacations, okay?

Speaker: ah We all love them and we all hate them. if you're ah If you're a father out there or you're the one who's in control of the finances, who is listening to this podcast, you know what I mean. Like, It's all great, but it's an investment. And one we've talked about before on making sure that you think about this stuff as an investment in your family.

Speaker: So maybe spending money isn't always that. What is the word? Hard. But it's just a different perspective in order to go into vacation and to be able to think through like, hey, this isn't always, but I'm investing in my family and this will produce things that I feel like will be lasting memories for my family.

Speaker: And again, we've never heard or I've never heard of a person on his gurney at the last stages of life. feel like I wish I would have gotten more money. It's like I wish I would have spent more time with my kids. I wish I would have poured into my family on kind of like these memory dividends or these.

Speaker: um Memories, let's just say that. Okay, so family vacations, we've been doing this thing. Actually, i believe it was my aunt and uncle, Pam and Wally, who went up to Park Rapids, a man, 40 some years ago.

Speaker: And then they started inviting my my parents. And then it started kind of snowballing into this pretty big thing where now every year we go kind of like the last week of July, first week of August to Park Rapids.

Speaker: And we all kind of just go up there. And now it's, I guess you could call it a family reunion in such a way because all of my aunts go. My grandparents started going, ah but now they've passed away.

Speaker: ah But now all my aunts and uncles go and then their kids go. There's always usually around 45, 48. one point we had like 63, I think even. But we all go and then we go to this resort.

Speaker: ah We get to hang out. It's amazing. like And people are like, oh, it's a family reunion. I don't feel like that at all. I feel like it's just like I got to go hang out with really close friends and we get to have fun. We water ski, we play pickleball, we play tennis. Obviously we're pretty active.

Speaker: um We swim across the lake. We play beach volleyball. We, we play cards. We just have, we jump off bridges. We just have kind of like traditions that we do and we get to go there every year. Okay.

Speaker: But that's not really what I was talking about today. Although I think I could do a whole podcast on the power of that and how much, i don't know, benefit that, our family gets from it just to be able to have that time.

Speaker: We actually do a little Sunday worship where we we sing we sing songs and then somebody from the family gives kind of a message on Sunday morning ah close to the beach so we get to see the water. It's just a cool time. Okay.

Speaker: Ask me some questions about that if you have any. Reach out to me. I'd love to tell you more about it. But in this particular time, my wife and i drive up there. Another thing that I feel like they do as a family, they kind of caravan.

Speaker: I think that's the devil. I hate caravanning. If you want to ask me something, to get me riled up. Talk about caravanning. Just the most inefficient way to drive up. So we don't do that. We ended up driving up a little bit earlier this year.

Speaker: I went to Minneapolis and then we went, I think it's like three hours northwest of Minneapolis to Park Rapids. Okay. We're driving and we end up going to Famous Dave. So that's kind of our tradition. We go to Famous Dave and we drive up there, we get barbecue, whatever. My wife used to work at Famous Dave. That's a fun fact.

Speaker: and So it's just a special place. We go up there and fun, fun ah another fun fact. This particular famous days that we went to had a coloring contest. Uh, when we were, i think my wife was pregnant with my third child and somebody's name was Oakley.

Speaker: And I was like, I love that name. Anyway, we ended up naming our son Oakley. So we're, We're eating our dinner at at Famous Dave's. And so, you know, and I'm thinking like, okay, like you look at the prices and and every time you go out, you're like, whoa, that's a little bit more expensive than I thought.

Speaker: And now we're getting older. So everyone's ordering their meal. It's great, but it's just expensive. So we get done and, and mind you, this is like right off the interstate. So there's a lot of just like single, what is it like single tables, probably truckers or people on the road, whatever.

Speaker: um but before we, we ate, I just, you know, Hey, who's going to pray. And my youngest Oakley was like, I'll pray. And so he prayed for us and blessed our meal. Uh, and then we had a fun time. we were just laughing and kind goofing around and, uh,

Speaker: just excited to go on vacation, right? We're on the first day of going up and we're all kind of excited. And so we're eating. it comes to our bill and the waiter comes over and she's like, well, she's like a gentleman already paid for your dinner.

Speaker: And it was like shocking, shocking. Like just one of those things were like, No. Like, are you, are you like, you feel like you stole something, you know, you're like, this is unbelievable. What a blessing by the way.

Speaker: So one of those truckers, I believe obviously like he paid for us, um, just somebody who probably observed us. I don't know what it was. Um, maybe that we prayed maybe just cause he missed his family. I don't know, but he paid for our meal and it had to be over a hundred dollars.

Speaker: Um, And like it blew us away. Like it was just like, we don't want to forget this. um We want to be able to bless other people. And so here's my challenge to you as a listener is go pay for somebody's meal. No,

Speaker: Don't even need to tell him. And you don't even need to be in the in the restaurant because he was obviously gone by the time we ate. But how much that like impacted me of like these small acts of kindness. It's $100, let's say. But it was so...

Speaker: but it was so impactful to me of how much that can really change the trajectory on people's lives. And so when I think this whole time and of of the seasons or or where we're at, I just feel like a lot of people are tense.

Speaker: They're frustrated. They're probably penny to penny, paycheck to paycheck. And, and so the impact that you can have on other people, when you just pay for their meal or pay for their coffee or, or whatever, that really changes their trajectory, no matter what's going on in their day.

Speaker: Like it, they do feel cared for and loved. And so anyway, so that's what I wanted to say. All that words to say, like, go pay for somebody's meal and go impact other people. And so, we are going to challenge ourselves next time we go out to dinner is pick a family and then just pay for their meal. So you've been listening on Commonwealth podcast.

Speaker: Hopefully it gives you a different perspective, but not only are you loved, you're cared for, you're valued, you're seen. And there's times that we can do that to other people. So today or this week, go pay for somebody's meal. Thanks for listening.

Speaker: That's all for this episode brought to you by Uncommon Wealth Partners. Be sure to visit UncommonWealth.com to learn more about our services. Don't miss an episode as we introduce you to inspiring people who are actively pursuing an uncommon life.

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