In this episode of the Uncommon Wealth Podcast, Phillip Ramsey dives deep into the common anxieties associated with transitioning into retirement. This episode offers valuable insights and practical strategies for easing the stress many feel as they approach this pivotal life phase. Whether you’re planning your retirement or already enjoying it, Phillip provides guidance on how to maximize this period, focusing on maintaining purpose, managing finances wisely, and embracing new opportunities.

Phillip discusses the psychology behind retirement, addressing the fear of running out of money and illustrating the concept of the "retirement curb" when you shift from earning a paycheck to relying on your nest egg. He emphasizes the significance of having a trusted advisor and explains the three stages of retirement: the go-go years, the slow-go years, and the no-go years. Phillip also highlights maintaining social connections, prioritizing health, and finding purpose beyond the traditional work environment—essential elements for a fulfilling retirement journey.

### Key Takeaways:

*   **Retirement Planning**: Engaging with a financial advisor or planner can alleviate much of the anxiety associated with transitioning into retirement.

*   **Retirement Stages**: Understanding the three stages of retirement—go-go, slow-go, and no-go—can help prepare for the varied experiences you may face.

*   **Financial Security**: A common concern is running out of money; having a well-thought-out financial strategy and increasing cash flow through investments or businesses can mitigate this worry.

*   **Maintaining Purpose**: Finding new purposes or projects in retirement ensures a continued sense of identity and reduces the risk of a decreased lifespan associated with a lack of engagement.

*   **Health and Social Connections**: Prioritizing health and maintaining social connections are crucial to experiencing a rewarding retirement.

Retirement Anxiety

Phillip Ramsey delves into the intricacies of estate planning with a focus on the lesser-known term "Per Stirpes." Using relatable family examples, he explains how selecting this option affects the allocation of IRA benefits and ensures inheritance flows along family lines. Learn how to navigate beneficiary designations to align with your financial intentions, ensuring provision for descendants. Whether you're new to estate planning or looking to deepen your understanding, Phillip's insights offer clarity on making informed decisions to achieve an uncommon life.

Simple Step | Per Stirpes

In this captivating episode of the Uncommon Wealth Podcast, host Phillip Ramsey engages with Jeff Allen, winner of the inaugural Beast Games—a monumental contest hosted by YouTuber Mr. Beast with a historic $10 million prize. The episode unravels the thrilling experience of participating in such a vast-scale event, Allen's strategy and emotions during the competition, and the profound impact winning has had on his life. The conversation seamlessly transitions from the spectacular to the personal, offering insights into Allen's journey as a father and his mission to harness this newfound attention to advocate for rare disease research.

From discussing his initial career in medical device sales to his transformation into a notable media figure, Allen shares the serendipitous events that shaped his path, including the pivotal role his family has played throughout. Listeners are invited to contemplate the importance of faith and resilience as Jeff recounts his faith journey which was deepened by his son Lucas's rare diagnosis. The conversation is laden with themes of perseverance, the power of faith, and the pursuit of purpose-driven goals. Jeff offers a genuine glimpse into how he plans to utilize his winnings beyond personal gain to support families confronting the challenges of rare diseases.

Key Takeaways:

 * Jeff Allen transitioned from a career in medical sales to becoming a content creator and advocate, having won the $10 million Beast Games hosted by Mr. Beast.
 * Jeff’s journey is deeply rooted in family values and faith, which played a crucial role in his life, particularly when coping with his son Lucas’s rare disease diagnosis.
 * Despite the daunting odds at Beast Games with 1,000 contestants, Jeff was able to maintain composure and make strategic moves, ultimately securing a life-changing victory.
 * Winning the hefty prize has sparked a new mission for Jeff: investing in research for creatine transporter deficiency and supporting other families navigating rare diseases.
 * The experience at Beast Games fostered lifelong friendships and reinforced Jeff’s resolve to turn personal successes into meaningful, broader impacts.

Notable Quotes:

 * "Finding the beauty in the bumps. You think things happen, and good is going to come from it."
 * "Lucas brought the light of God back to me."
 * "You can really see somebody's character when things don't go your way."

What's Next | Interview with Beast Games Winner Jeff Allen

Phillip Ramsey hosts the latest Uncommon Wealth podcast episode featuring Cody Kowalski, the first-ever intern at Uncommon Wealth. Cody shares his journey, including his recent marriage and honeymoon, his passion for financial planning, and a potential career in ministry. Cody discusses his current role and responsibilities as an intern, focusing on creating a one-page financial plan and formulating a marketing calendar. This episode offers insights into Cody's aspirations and provides a glimpse into the unique approach Uncommon Wealth takes towards financial planning.

Timestamp Summary     

 * 0:00 Introduction and Guest Welcome   
 * 0:41 Cody's Background and Internship Choice   
 * 3:13 Phillip's Perspective on Cody's Role   
 * 5:03 Cody's Excitement and Responsibilities   
 * 7:06 Day-to-Day Operations at Uncommon Wealth   
 * 10:08 Cody's Future Vision  
 *  13:29 Reflection and Conclusion

Meet Cody | Interview with Cody Kowalski

Explore the power of gratitude with host Phillip Ramsey in this episode of the Uncommon Wealth Podcast. Delve into the profound insight that gratitude is a choice, not a consequence, and discover how embracing this mindset can shift your perspective on life. Ramsey offers an engaging analogy comparing small bites to a buffet, emphasizing appreciation for life's simple pleasures. Learn how gratitude fosters abundance and joy, encouraging you to view your journey through an uncommon lens. Tune in for strategies to enrich your life with thankfulness in every circumstance.

Simple Step: Being Grateful

Phillip Ramsey hosts Jon and Hanna Shiplett of Eden and Gray, as they return to discuss their business journey since 2018. They delve into the evolution of their design and build company, highlighting changes in client types, project scales, and business challenges. With a growing team and higher project demands, they explore the nuances of leadership, maintaining their brand, and managing personal life alongside business growth. This episode provides insights into their dynamic partnership in business and marriage, reflecting on past experiences and future aspirations

Timestamp 

 * 0:01 Eden and Gray's Journey from Humble Beginnings to Success  
 *  5:30 Evolving Client Niches and Business Growth in Design Build   
 * 10:42 Challenges of Leadership and Business Growth  
 *  13:37 Growing a Business While Maintaining Brand and Culture   
 * 18:14 Rising Costs of Design and Construction Projects Over Time  
 *  19:34 Balancing Family Growth and Business Amidst Life's Challenges   
 * 22:42 Evolving Business Processes and Client Management in Design Projects   
 * 27:56 Challenges and Rewards of Working on Different Home Projects   
 * 29:12 Transforming Homes by Adding Character and Structural Changes   
 * 30:45 Lessons in Leadership and Growth from Business Challenges   
 * 38:31 Balancing Marriage and Business Partnership   
 * 40:57 Teamwork and Vision in Building Eden and Gray Interiors

Scaling Up |  Interview with Jon and Hanna Shiplett

In this deeply personal solo episode, Uncommon Wealth Podcast host Phillip Ramsey walks us through his winding, inspiring, and God-orchestrated career journey—from uncertain college grad to founding Uncommon Wealth Partners. With characteristic vulnerability and humor, Phillip reflects on his early setbacks, unlikely breakthroughs, and the faithful mentors who helped guide his path.

He shares how being nearly fired from his first job ignited a transformation in how he served others, why his time in customer service turned out to be pivotal, and how chance encounters (including on a plane!) led to unexpected opportunities in leadership, retail, and pharmaceuticals. Along the way, Phillip reveals the moments that taught him how to lead with humility, sell with integrity, and trust that setbacks are often setups for something greater.

This episode is a reminder that your story—peaks, valleys, detours, and all—matters. Phillip challenges listeners to reflect on their own path and trust that purpose can be found in even the most uncertain seasons.

My Path to Uncommon - Phillip Ramsey

In this quick "Simple Step" episode, Philip Ramsey challenges listeners to reflect on their own life journey by charting out the peaks and valleys—from career moves to personal milestones. He shares how this simple exercise of gratitude and self-awareness can offer unexpected clarity and direction. It’s a prelude to the next episode, where Philip unpacks his own uncommon path in full.

Simple Step: Peaks and Valleys

In this powerful and transparent episode of the Uncommon Wealth Podcast, Phillip Ramsey sits down with Gabe Chamberlin—retirement plan specialist, musician, and Christ follower—whose life is a testament to what it means to live on mission. Though his career is rooted in the financial world as a wholesaler for Transamerica, Gabe stands out for his authenticity, his faith, and his refusal to conform to industry norms.

The conversation dives into Gabe’s transformation from a self-focused lifestyle to one centered on purpose and service. He opens up about a pivotal moment in 2007, when a night of drinking spiraled into legal trouble, jail time, and a life-altering wake-up call. It was in a cold jail cell, with nothing but books and God’s Word, that Gabe surrendered his life to Christ. And in a beautiful twist only God could orchestrate—his now-wife Brooke made the same decision to follow Jesus on the very same night, though they hadn’t spoken. That shared moment of divine alignment became the spiritual foundation of their marriage and their future.

Gabe shares how faith now shapes every part of his life: from how he works, to how he parents, to how he uses his musical gifts to lead worship. He also reflects on a meaningful men’s retreat, where an unexpected cold plunge became a symbol of courage and surrender. Letters from loved ones during that trip reminded him just how deeply his life has impacted others, often without his even knowing.

This is a story about redemption, mission, and the grace of second chances. Same Night is more than a title—it's a reminder that transformation often begins when we least expect it, and sometimes, when it happens in tandem, it changes everything.

Same Night - Interview with Gabe Chamberlin

Phillip Ramsey explores the concept of wealth transfer, urging listeners to prioritize core values, experiences, and charitable giving over mere financial assets. By focusing on these aspects, Phillip suggests families can empower future generations to independently build wealth and life satisfaction. He introduces an exercise to reframe how we view money and time, emphasizing their roles as investments in relationships and personal growth. This episode delves into understanding wealth in broader terms, offering insights into living an uncommon life by investing in meaningful connections and nurturing a legacy beyond financial inheritance.

Passing on More Than Money

Don’t wait until you retire to begin to live out the life of your dreams. Make choices today that allow you to live in an uncommon way. Let the Uncommon Wealth podcast and its host Phillip Ramsey guide you to asking different questions, considering different paths and building a life that fits your unique definition of what your uncommon life might be.

Phillip Ramsey

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