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Ep. 8 - SF Rent Is No Joke
53 Plays1 year ago
On this week's episode, Michela shares the struggle of what it's like apartment hunting in SF and the higher cost of living. Denis also shares the huge difference in cost of homes from 1957 and 1977.
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Transcript
Introduction and Episode Kickoff
00:00:12
Speaker
Welcome back to Fuck You Boomer. I'm your host, Michaela, and I'm accompanied with my co-host, my papa, Dennis. Burr, burr, burr, burr.
00:00:24
Speaker
Burr, burr, burr, burr. Highly unexpected. Hello, everybody. I don't know. i just had a weird case of zoomies. is I just had to like let it out a little bit.
00:00:34
Speaker
Yeah, run around the room now in a corner, do figure eights. Yeah, honestly, probably will. I'll probably run around with the cat so he can leave me alone later. um Yeah, that's the rest.
Rising Rents and Luxury Living Discussion
00:00:47
Speaker
I honestly, i I mentioned to you yesterday that I had an idea of what I wanted to talk about. And this all came about because um I recently toured a new building to look at. So basically, um our topic is the The issue of rising rents and mortgages in San Francisco. so i mean, also it could be just in general because everything is getting more expensive. But for my circumstances, I live in San Francisco and it's bullshit.
00:01:22
Speaker
It's bull caca. So where I went to, i went to look at and like basically where we live, we're happy. Okay. Okay. And we've looked at lots and lots and lots of places.
00:01:36
Speaker
And it's like, they don't have this. They don't have that. But they have this. But they don't have that. Or their community or property management is garbage or you know, all that kind of stuff. So there's this new high rise that was just built on the corner of Bryant and fourth street, right off the exit. When if you're going on 80 towards the bridge.
00:01:58
Speaker
And, um, I was like, you know, they're pre-leasing. I want to take a look at their building. And it's a luxury building, just like kind of like how ours is. Ours is fairly new. It's only like four years old.
00:02:10
Speaker
And we're, he was one of the first people that to live here when he first moved moved to San Francisco. But we, We were like, you know, it's brand new The aesthetic of the place looks pretty cool. Let's go check it out.
00:02:22
Speaker
Okay. This place... Fees on top of fees on top of fees. And then it's like valet parking. You don't park your car. Someone parks it for you. And oh, you want to hang out with your neighbor? $75 a month.
00:02:40
Speaker
Oh, and included in your $75 a month, you get two free classes with a trainer in our gym. and And it's like, can they be optional?
00:02:52
Speaker
Wow. it And then it's like, What the fuck? And then the units, they, this building, it's based on levels.
00:03:05
Speaker
So they group floors and like, let's say this place is 16 floors, the top floor, of the 16th floor, they built penthouses. So maybe only three units on the top.
00:03:17
Speaker
And then, so floors like two, three, four, five, six, or like their bottom tier, meaning they don't have elevated or upgraded amenities, like, you know, features in the apartment, like they don't have built-ins or the color of the woods, a different shade, and there's no tile in the bathroom, but laminate.
00:03:35
Speaker
And then you go to these floors, oh, slightly different color. Oh, you have built-ins now, but this bathroom is like kind of like this. And then you get, lott and then it's better and better.
00:03:47
Speaker
Isn't that interesting? It's almost like, hey, the Dodgers are coming to town. We can charge more. Oh, here comes the, in the old days, the Montreal Expos on a Tuesday night.
00:03:59
Speaker
We're trying to give those tickets away. But the reality is this. They know what they've got. They know what they' their target audience is going to be. These are six-figure incomes, two probably two people both making six figures.
00:04:11
Speaker
They want to go up in the building as high as they can. Oh, yeah. We know that. And the the way how this building was built too is that it's kind of like a weird w shape.
00:04:24
Speaker
Okay. Where it's like you're if you're an interior apartment, you're kind of facing other the other side of the building and other units. And then if you're on the outside, your apartment. You got view. No, but the view is the fucking freeway on one side. And then the other side actually cool because you're facing Oracle Park.
00:04:45
Speaker
But the way how the exterior of the building is built is like jigsaw. Weird. How many floors? What's the max floor on the penthouse? 16. And 16 is also where they have the rooftop.
00:04:59
Speaker
The rooftop is actually really cool. and Are you allowed to go there when you're a bottom feeder at the bottom of it? You can, but only up until 11 o'clock at night. And penthouse has access 24 hours a day. Of course they do.
00:05:12
Speaker
Of course they
Comparing Living Situations and Costs
00:05:13
Speaker
do. So a two bedroom, one bath is what we have now. Yeah. And to be honest, compared to other buildings that have way less amenity features than we do, they're charging more.
00:05:27
Speaker
So one of the buildings that we really like in a neighborhood that we like, but the property management sucks and that's why we don't want to live there. They're charging for an apartment of our size, basically, like $5,000 or pretty much $48,000 $5,000. What are you getting charged? are you paying them on $39,000. Wow.
00:05:43
Speaker
what do you think what do what do you get in charge what are you paying them month now thirty nine oh So it's kind of like a steal, right? it's being And so it's like, why would we go somewhere else? Also, not all the places are doing concessions.
00:05:58
Speaker
And if you don't know what a concession is, basically it's your coupon that you can apply to how many weeks you get. And then depending on the property management, they will allow you to either take them all up front or you can spread them out consecutively over the course of your lease.
00:06:13
Speaker
So this place, the new one that I just rent ah looked at, I... i There's one unit that I loved. Storage was going to be an issue. i was and We're not going to end up living there because it's it too expensive.
00:06:27
Speaker
it Two bedroom, two bath was $5,025. Parking, $550. month. And then, yeah. And then on top of that, you have to pay for your- And it's in a garage, secured garage? Secured garage.
00:06:41
Speaker
Then it's an additional- $75 a month for your amenity fee to go towards the apartment. Then it's an additional $35 because they don't have traditional mailboxes for big packages. So they do mail valet. So they bring it up to your apartment so no one steals it.
00:06:58
Speaker
So I have to literally pay for services that I don't care about. And it's like, can these not be tick marks for checking if I want them or not?
00:07:10
Speaker
So then plus if we're doing, okay, internet and then doing water sewage and then all the other bills on top of all the other fees that we'd be doing, we'd be paying almost ah an additional thousand dollars on top of that.
00:07:22
Speaker
So it'll be a $6,000 fucking lease on an, on an apartment. And what's the um what's the minimum lease months? Uh, Well, it's brand new. So basically, I think they'll take whatever they want there because it's they're pre-leasing. They're not technically technically going to be finished even building it until July 1st.
00:07:42
Speaker
Okay, so they're finishing things off now. The whole structure's been done and they're just finishing each end of the- It's just like the little fine find touches and in apartments. Like some blinds haven't been installed yet or like mirrors in common areas haven't been installed on walls yet. like Or like a furniture piece hasn't been but been delivered for one of the common areas. Security cameras that the that the the owners really want to know what you guys are doing in the apartment.
00:08:07
Speaker
That's my fear, honestly. We had to have- Oh, sliver. That's an old, old, old move. No, I honestly get – have you – don't know. You're not really on social media. We'll kind of – we'll divert from this topic for a second. Go ahead. But there is a issue with hidden cameras in hotel rooms and Airbnbs.
00:08:33
Speaker
Oh, I believe it. camouflaging them as light switch covers or smoke detectors oh yeah or phones. Oh, I've seen a lot NCIS. Yeah. Right.
00:08:44
Speaker
And so my fear is like, we have an onset team of maintenance, right? So I can, we have an app that we submit all of the things that we need done in the apartment. Like we need a new water filter, new air filter in our refrigerator.
00:08:59
Speaker
And we've had like, um, a flushing issue with our toilet. Basically we have one of those toilets that's not a lever, but it's one of those that has like the two buttons on top where it's like a big button for number two, small button for number one.
00:09:13
Speaker
So basically all of a sudden the water wasn't re-triggering to fill up for the tank to flush again. okay So we would have to take the lid off every time to like flick the trigger for it to start filling with water.
00:09:30
Speaker
So little that every time we needed to use the bathroom, we take the lid, touch, take the lid, touch. And so we just got it fixed, but it took them like almost a month to do it. Thanks super. Yeah. Yeah.
00:09:42
Speaker
Well, we don't have a super. It's just maintenance. But it's just – Well, that's not what they call them. I know. That's an old term. I'm sorry I'm old. know. It's a boomer term.
00:09:54
Speaker
It's a boomer term. It's so analog. Super – yeah, it's analog. It's analog. um But the thing is, though, that like with my fear, that's why it's taken kind of a long time to get it done is because I don't like – giving someone the okay to come in when I'm not home.
00:10:13
Speaker
Oh yeah. I don't blame you. And so there's their schedule. It's like, okay, well we set up an appointment. Oh, they didn't show up. Okay. Well then now since they, okay. And then I had to resubmit it again. And then I got to be like, okay, well please, we need to get this done. So they came in, they get, I guess they did it today.
00:10:31
Speaker
So basically an outside vendor that the owner of the building or the, say so should I say the people that are running the building for the owners, they're the ones that go and vend out and go out to these maintenance outfits that come into when they, okay, what apartment do I have to go to? No, we have an actual designated maintenance team that work for the building.
00:10:52
Speaker
And they are actually on site, like way down in the- They're employed by the property management. In the bowels of the building, they're there. Okay. yeah Always.
00:11:03
Speaker
Always. Like I know their names. There's like three people. Oh, good. At least you know who they are. Right. Okay. Yeah, but I don't know them. Stranger danger. I don't talk to people like you.
00:11:15
Speaker
Do you want somebody that knows how to do a background check, which we all know who that could be, if you got their name- And where they work at. He could do a background check for you. You know, I could easily do that too, but I don't know their full name. I obviously only know their first name.
00:11:30
Speaker
Well, this is why Dennis talks to people to understand them and talk to their full name and get all that info and then write it down. Okay. You're just going to be the next person that's going to be on Chris Hansen. You sound like a weirdo.
00:11:48
Speaker
Take a seat. Yeah, take a seat right here. Just take a seat sit down. Sit down. Sit down right here. Yeah, just go ahead. How does he do that? How he make them sit down? And they do. and they sit down.
00:11:59
Speaker
i you know. There was... Sorry, you just now I want to
Safety, Crime, and Parenting Challenges
00:12:05
Speaker
talk about this. So sorry, everyone. But there is an episode... You know, Daniel loves...
00:12:10
Speaker
loves loves loves um like cop videos um he also loves like he he likes he there's a sense of justice of why he loves watching like those videos of there's a lot of amateur like pedophile hunter youtubers oh yeah and there's one guy his name's alex God, he's not aging well. He's younger than me. He's ginormous.
00:12:39
Speaker
He's bald and he looks like he's 45. I tell you, man. Yeah. And I bet you he goes through drive-thru. I drive through all the time. Well, because he, he, he's catching like 10 people a week.
00:12:52
Speaker
He's actually driving through States every single week to catch people. No, no. Then you know, he's going through a lot of drive-thru. Oh, you know what he is a hundred percent.
00:13:04
Speaker
And it's like, But the the content that he makes is insane. Like, it is so good. The way how he also talks to them is that he, like, friends them up a little bit. Like, oh, no, I know you're not a good – I know you're a good guy. I know you're just going through some hard shit. And then he'll start kind of, like, making jabs at them.
00:13:22
Speaker
Like, so there was this video that he just showed me where there was a guy who was trying to inquire about having – um Intercourse with a woman's child. Basically, he was fronting. He was fronting being a mom trying to sell off a child, right? To catch someone.
00:13:43
Speaker
oh my The guy had a fetish for being a baby. So before the guy came to catch him, he was texting the mom, the mom, the fake mom.
00:13:59
Speaker
Oh, yeah, I'm going to shit in my diaper right now. He's 21. He's wearing an adult diaper. he just shit in it. And then he comes knocking on the door and is like, surprise, you just got caught, bitch.
00:14:13
Speaker
And then the cops come to arrest him. And they're... It's so bad. I can imagine that Daniel probably watches these and he almost sits there and I bet he tries to predict what the guy's going to say next, right?
00:14:30
Speaker
Kind of does stuff like that. What's he going to say next? I'll tell you what he's going to say next. Michaela watch, you know, it's honestly, it's so entertaining, but it it's also educating because it's like, you're learning about their dynamic, their mental illness, how they got to this way. And also just makes you nervous. Like I'm not a parent, but there's a possibility that could happen in the future.
00:14:56
Speaker
And it's like, Oh, restrictions on social media. Oh, hell no. I'm putting parental controls on everything. I'm putting cameras everywhere. i i won't even trust a male cousin because I bet there's a bunch kissing there's a bunch of psychos out there.
00:15:12
Speaker
But he showed me that video this past weekend and it was the most hilarious. So were any of them from his home state? You know what's surprising?
00:15:24
Speaker
a lot of them are Florida. Illinois, Michigan. Wow. Texas. Yeah. yeah Well, those populations, think about the populations in those, in especially in Texas. It's right behind California.
00:15:40
Speaker
So your chances of that. And then Florida's number three and the on the population base. So yeah, you know, they had these programs on radio and stuff. And it's Florida Fridays.
00:15:52
Speaker
And they'd have the weird ass stories, you know. On radio. and Florida Man. You remember the Florida Man thing on social media a couple years ago? yeah. Yeah. And there's a reason for it, too, because there's a lot of weird, you know, cop cases in Florida. And you see all the videos, let alone the chasing guy with the alligator in the truck with him and weird shit like that.
00:16:14
Speaker
It's just, you know, never ends. So
Historical and Current Housing Prices in San Francisco
00:16:17
Speaker
bad. Anyway, was going to talk to you about you wanted to mention about how expensive the the rents are in San Francisco. And I understand what I want.
00:16:25
Speaker
I wanted to also do a comparison. Right. OK. I wanted to know. Because you grew up on Ave, right? 28th Avenue. and then And then you're talking about between Lawton and Kirkham out there.
00:16:40
Speaker
Long time ago, you know, and then when they moved out of there in 57 and moved to out to the Glen Park District, right? And they bought a house for $14,950. In 1957, the average price of a house in San Francisco was $12,200.
00:16:57
Speaker
I just looked it up a little while ago. Okay. So you're looking at a house that was probably pretty nice because it was a newer home. it was built by Standard. That's one of those outfits like that. When they sold the place in 1978,
00:17:11
Speaker
The average price in San Francisco was like $62,200. Okay, later, it went from
00:17:20
Speaker
their house and they got they got when they sold that house they got sixty nine thousand for it okay in In that period of time. So it went up you know a pretty substantial amount from $14,950 all the way up to like you know what they sold it for, $69,000. Do you want to know the what $14,000 is equivalent to purchasing power to now? do you want to know how much? It's actually a lot less than you think than because the San Francisco prices are so high.
00:17:53
Speaker
Yeah, it's yeah basically... It's almost $160,000. Right. And that's how ridiculous prices have gone up in the city. But they've gone up that way all over California too.
00:18:05
Speaker
Because the house that they bought up here in Santa Rosa, okay, they sold that place for $69,000. They bought this place for $71,000. Okay. So they put $69,000 down, basically what they sold it, got out of it.
00:18:18
Speaker
That was after fees and everything else. And then they got they had the extra money, you know, and they basically paid it off. Bing, bang, boom, done. you know And they never used their house as an ATM.
00:18:29
Speaker
Never. They didn't do something stupid. I'm going to go get a boat and I'm 58 years old. No, dad didn't do that. Okay. So when we sold the house, you know, after they passed in 2012, we sold the in 2013. We got $480,000. Since that same style house in that is we got four hundred and eighty thousand since then that same style of house in that area now When you're looking at only 10, okay, years later, 13 years later, that same style of house now is worth around $750,000, okay?
00:19:06
Speaker
Square footage-wise, San Francisco, that same square footage in San Francisco is now worth around $1.4 million,
00:19:18
Speaker
That's crazy. It's about $700,000 more. So you're right. It's ridiculous. San Francisco's always been high. you know It's always been higher, but it's even gotten higher. And that's why you've got these corporations causing this problem because the investment that they're doing on places like property that you've seen and getting high amounts back because of not just rents, but also because of how much they're getting back like from The overall, how much the house and and all the property has increased.
00:19:49
Speaker
Okay. I told you about my friend up the street, right? It cost him a million dollars to build a house, right? Where the lot was 25 foot wide lot, about a hundred, not even a hundred feet long. I think they're like 80 feet, 75 feet deep.
00:20:04
Speaker
He's, you know, and the house now is worth over $3 million dollars because it's all modern amenities. He's got an elevator in it and it's, it's higher and all that stuff. So it's crazy.
00:20:15
Speaker
I know it's crazy that the median cost right now for a home in the Glen Park neighborhood yeah about $2 million. Yeah. yeah That's the medium cost. Yeah. Their house was never really increased in size except, you know, amenities inside improved a little bit, you know, but you can tell his place it'd be worth about closer to three.
00:20:35
Speaker
I'll tell you right now. Although the, the house in, in Wiki up or Larkfield, I should say. Yeah. Because it burned down, and when they rebuilt it, I'm sure it's worth more than $700,000. Oh, it probably is because it's newer.
00:20:51
Speaker
They're probably going take that. And he also moved it to a little closer to the front, and he picked up some more of square footage in the back, too, with the yard. Well, that backyard was already freaking massive.
00:21:02
Speaker
Well, now it's even bigger, but he's probably got ah even a larger square footage on the overall. like When we sold it, the place was like, I think it was like $1850. Mm-hmm.
00:21:14
Speaker
1,850. place now is probably closer to two. You know, a little bit. Maybe it's 1975 or something like that. Oh, your favorite band. I know. My favorite band.
00:21:25
Speaker
Yeah, it's just ridiculous. like There's just been... There was a slight decline. Obviously, i wasn't living in San Francisco yet, but like you know COVID caused a big positive situation with rent yeah because you know landlords and all that, they were ah giving you know a little cut back on people because they were not working as much.
00:21:46
Speaker
But it's gone up drastically. Basically, I think I saw something around like 8.3%. It's gone up in terms of rent.
00:21:59
Speaker
Yeah. so what's going to happen in there up to a certain period of time is if you don't have the dual incomes, both making six figures, you know, and paying even higher taxes because of how they keep screwing around with the tax base on people. And they're nailing people that they talk about, oh, I'm going to get such a tax break.
00:22:19
Speaker
No, you're not. You're not going to get the kind of tax break you think you're going to get because, They only give that to people that are the half one percenters. If you're talking about, hey, yeah, I'm doing really well. i Me and my wife are making close to almost $600,000 a year. You're not even close to the best tax bracket and the things that you can jump through you know and make even more.
00:22:39
Speaker
So a lot of those taxes, are they're going to go up, not just to the people that are making barely making it with one six-figure income, but they're really going to get hit hard. You know, the people that have the two six-figure incomes, they're going to really get hit hard.
00:22:55
Speaker
So by the time you got said, you got finished with this place, right? So you got these people moving in and they're going to go, yeah, I think I'll pay for that because I want to live in the city and the rest of that stuff. I wonder how long their lease agreements are because- Well, when I was talking with the the property, i'm I'm assuming he's the property manager because he actually came from Seattle. Yeah.
00:23:18
Speaker
And he's only been living here for a month to work at this building. So I'm assuming he's the property manager. Yeah. Well, he also kind of looked like Gabe Kapler. Really? He did. his voice His voice was like, it sounded like similar. And then when I was sitting there, I was like, why does he kind of look like someone? And then the next morning, i was like, Gabe Kapler.
00:23:40
Speaker
But like, Gabe was obviously... You know, he's the sexier one. Like, but like he had, had something about him that just made me, I was like, that's what he reminded me of.
00:23:55
Speaker
Minus the hand tattoos. He didn't have any tattoos that I could see, but. Okay. um But he was telling me the because I asked him, i'm like, what's your current leasing percentage? Because I, I toured it on the first of the month and they said they were pre-leasing for June.
00:24:12
Speaker
And he said that they're already at 19%. And that's, thought for being only probably open to the public less than like two weeks to like start leasing, like that's pretty good.
00:24:24
Speaker
And he said that majority of who he's seen come in to at least tour possibly live there are people that are lawyers or work in tech. So probably a lot of tech startups. Oh yeah.
00:24:35
Speaker
Yeah. And they got the disposable income because of all the shareholders giving them money. Well, there's that. Yeah. And believe me, hey, those penthouses are going to fill up fast, huh?
00:24:47
Speaker
I'm sure there's only like three anyway, so it'll probably be some like... You know it's going to be the people that are running the whole that whole company and maybe the vice president of that company?
00:24:59
Speaker
It could honestly probably be a um It could be a professional athlete because Green greenin lives in one of the high-rises in San Francisco. I think he lives at 399 Fremont or he lives at the building next to it because Daniel has coworkers that live in the building that he lives in and they like ran into him walking in and out of the building or something like that. See him all the time. You can't miss him. All those guys are big. They're always tall.
00:25:31
Speaker
Yeah. Yeah, so it could ah it could be it could be a ah celebrity. You never know. Oh, yeah, you get into sports and stuff like that. There's quite a few of them that, you know, that that's that stay, well, your XXX boyfriend, they you know, the one that used to ride around on his powered skateboard all the time.
00:25:50
Speaker
What, you talking about my Me Smoke? No, I'm talking about the kid that came from ah Philadelphia, Philly. He's way back, and he finally got you got married a while back.
High Living Costs and Potential Relocation
00:26:01
Speaker
And anyway, he... My long, long, long boyfriend. I'm talking about underpants. Underpants? a Pence. Oh, I didn't like Pence.
00:26:12
Speaker
So anyway. He wasn't my boyfriend. It was always Lincecum. Oh, God. No. So anyway. I have my own opinion about Penn actually is living in the city. Yes.
00:26:22
Speaker
Yeah, he's he's actually, according to what he said, he is he really enjoys multiculturalism and he like he enjoys that the vibrancy the city. Well, I think also when he married his wife, because she's a local, I think that kind of...
00:26:38
Speaker
That clued him in to stay in here instead of moving out to Moraga or Blackhawk or someplace in the East Bay. But I know that he has like business ventures in like Austin or something. I think he has like a, he owns like part owns a coffee shop in like Austin, Texas.
00:26:52
Speaker
Oh, that's weird. I know. Yeah. That's well, I'm sure he has a manager that takes care of that, you know, all that stuff. Right. Oh yeah. When you're so rich and famous and have so much power, you can just delegate people to run your life.
00:27:07
Speaker
Yeah. Yeah. yeah I want to tell though, what has happened, though, ah to this this monster type thing that's happening with the rents, that all relates back to investment dollars.
00:27:17
Speaker
okay you've got You've heard of these things that that they have that you literally, I guarantee you, you're going to earn 8% to 10% on your money. Where do you think they're doing it from? They're doing it from these corporations that buy up these buildings like this, or even other multiple houses and stuff.
00:27:35
Speaker
prevent people from actually living and buying a house. And it's causing these things to escalate like this. And so they end up screwing the average guy that wants to be one, you know, Hey, I'm making really good money, but I can't even afford to buy a house in the city because I can't get enough of the down, you know, and get the, and now the interest rates are going up and it's screwing all those people.
00:28:00
Speaker
And it's also hurting some of the real estate agents in places too because of the rates going up. You know, a certain person that we know that's in real estate that lives way up north, she's having a heck of a time.
00:28:13
Speaker
oh yeah. Yeah. Well, also, who wants to live up there anyways? She's chosen the wrong place to do that. I know. But anyway, those rates, when the rates go up, sales go down in places like that.
00:28:27
Speaker
Well, yeah. Yeah. No, that's why. and matter how much want get lost. have enough money saved. I am not going to live in California.
00:28:38
Speaker
oh God. Here we go. I'm moving to Tennessee. Why don't you just move to Nevada so I can come and see you a of your paces? No, because Nevada's gross. Why would I want to live in a desert?
00:28:51
Speaker
There's places in Nevada called the Alpine Islands. Gross. And see the beautiful skies at night. So basically you just want me to live like you.
00:29:04
Speaker
I'll bring you firewood. No, thank you. No, because I will modernize. I will have a central heat and air. load back of the truck with a cord for you, baby. No.
00:29:15
Speaker
no no, no, no. Oh, you've become so soft. So soft. Modernization is the way to life. Oh, man. You're not a caveman.
00:29:27
Speaker
Renewable restarts. Good heat. Good. Speaking of caveman, how much did you buy your house for? $30,950 in 1977. ah thirty thousand nine hundred and fifty dollars in nineteen seventy seven And how long did it take you to pay that off?
00:29:40
Speaker
Oh, it took me 35 years at a very low salary because I didn't have a lot of money, but I gradually made all my payments. So how much was there how much was your mortgage?
00:29:51
Speaker
Oh, man. Like your payment every month. Okay, started off at $208.15. had 20% down on that. two ah eight two two hundred eight dollars and fifteen cents i had twenty per cent down on that And then I basically, it went up it had an adjustable rate.
00:30:08
Speaker
and it went up as high as two hundred and fifty five dollars at one time and then by the time i got to the end how much i actually owed i was paying it hundred and seventy three dollars a month because it actually went down because interest rates had gone down. But I gradually just, big old chunk of change at the end. Oh, basically you had a car payment.
00:30:26
Speaker
I basically, I basically gave them $6,400 and finished it off before I retired, you know, about three years before I retired. I said, that's enough, that's enough. pain So about 35 years I paid on it because it was a 40 year, it got extended out to 40 years, but I paid it off in 35. And, you know,
00:30:45
Speaker
and you know But you know what? Here's the deal. i never I never went in for a nu a larger house and all this stuff. As you know, I raised two kids of an opposite sex in a two-bedroom house. How did I do that?
00:30:57
Speaker
Well, it was interesting. I'll tell you the truth, as you know. I did it, though. And now the house is the perfect size for two older people. That's it. And it really makes like your mom came home for a while and she says, I got to get out of here. This place is too small.
00:31:14
Speaker
No, I mean, but we lived with you guys. i know. It fucking sucked. ah That was the idea. Four people and one shitter. Yeah.
00:31:27
Speaker
On a septic. Yeah. It was great, wasn't it? Fucking prison. yeah I think Alcatraz has better plumbing than that. I want to use the can. Can you please just turn around? i want to use the bathroom first.
00:31:42
Speaker
You're like you're in one cell ever sweet with with a steel. Oh, yeah. And the sink was on the back of the toilet. Yeah, right. Not quite that bad, but it was there.
00:31:53
Speaker
Do you like the shower only? No tub, baby. Just a shower. Get in. The amount of ginormous spiders that I had found in that shower when I lived there was truly traumatizing. Also, the amount of hair between bum and mom, they also looked like spiders.
00:32:08
Speaker
I know. They were big. Yeah. It was a lot of hair. Hey, so listen. Yeah. I wanted to tell you, as far as San Francisco has always been expensive, was even expensive, like I said, you can tell by the prices.
The Appeal of San Francisco Despite Costs
00:32:20
Speaker
It was more expensive back in the 50s, 60s, 70s, all the way up.
00:32:24
Speaker
People used to live in basically the East Bay, come to San Francisco, work, go home, go down the peninsula. They could buy a place down the peninsula cheaper than they could in San Francisco.
00:32:35
Speaker
Or they lived renting. San Mateo, all that kind of stuff. That has always been the case for the most part. That has always been, it's always been that way. you know And San Francisco, even with the population when it got bad in the seventy s And the population of the whole whole city went under 700,000 down to like almost 675.
00:32:55
Speaker
And now it's back over 800 and some odd. Is it almost 840 now? 850? It's only 49 square miles. And they filled up a lot of vacant lots with different things, you know, apartments and houses and stuff.
00:33:08
Speaker
You know, all that. So...
00:33:12
Speaker
But yeah, you can look at it. What's the 2025 or... on it, on the last one. twenty they'll give you a twenty twenty census sonnet on the last um ah estimated resident population of San Francisco because they haven't done
00:33:28
Speaker
ah eight hundred and twenty seven thousand five twenty seven six yeah all right that's the largest it's been ever it's actually and no twenty twenty twenty twenty was ah 874. Thousand?
00:33:44
Speaker
Okay. So what has happened then 2020 is 874? And dropped to 2021, 815. Okay. thousand okay so what has happened then if twenty twenty is eight seventy four and it dropped to back up to the COVID year, before the COVID kind thing.
00:33:56
Speaker
but then dropped twenty twenty two to eight fourteen then it bumped back up in twenty twenty three to eight nineteen and now we're at eight twenty seven yeah so it's only probably going to go back up to the covid year before the covid year kind of a thing It'll probably go back up because his jobs are here more again, you know, that kind of thing.
00:34:14
Speaker
I'm talking not only that, but all those little service jobs that come along with big tech and people want their dinners and want their stuff. Right. And so these people, they're going to be coming here working and looking for, you know, money, life and stuff.
00:34:29
Speaker
But the reality is it's always been more expensive here. That's the way it it always is Now it's just ridiculously more expensive. So just to let you know. It's bull caca, but I do love living here.
00:34:42
Speaker
And you love it for what is the main reason you like it, though, for the most part?
00:34:49
Speaker
It's like the energy of the city, I guess. People might think that San Francisco is dying, but I love the culture. i love the location. I love the climate. um i love i love the different neighborhoods that like no matter where you go, like it's just like you get a whole new ecosystem of people.
00:35:11
Speaker
That is it's like traveling without having to travel. Yeah. Yeah. um the homelessness and the drug usage, you can do without. But i think San Francisco has a lot to offer and I think people just need to give it more love. I've always i've always loved it. That's why I went to school here. and it's its I've always enjoyed coming here as a kid and all that stuff. so You might have had a different feel if you were actually raised from day one there all the way up and watched the changes that happened.
00:35:45
Speaker
yeah Over the period of time, you know? Well, I mean, I've seen a lot of change. I mean, from the moment, I mean, technically for the last 10 years, I've experienced...
00:36:01
Speaker
San Francisco to its fullest from starting being in college in San Francisco to now living here. I've seen so many businesses, businesses that I would frequent that are just gone, vanished. They never existed.
00:36:17
Speaker
So it's like, that is what's sad and devastating to me. I can get that perspective. um But I'm sure, yeah, i if I lived here, there definitely would be a whole other side to that as well.
00:36:30
Speaker
Yeah. Like, if I grew up here. Yeah. If you spent the first 20 years of your life there, like I did, you know, and I went through schooling there, all different types, public, three years, private, couple years, college and seeing the changes in how people act in general, wrote a lot of public transportation.
00:36:50
Speaker
That's one thing that you didn't experience when which was really an interesting experience. Writing public transportation, you get a real thrill of individuals that are going through a lot of different things that changes in their life.
00:37:08
Speaker
And a lot of these people that say, come here, I really love the city. It's vibrant. I really love the culture. I love all this stuff. Yeah, they're in their own isolated little car and their own isolated little garage. And they they, you know, they save themselves.
00:37:22
Speaker
I don't do public transit. Well, obviously, no one should do public transit now because everyone lives in the tunnels of getting down to public transit and ah smells like hot, humid piss.
00:37:34
Speaker
And you never know who's going to pop out from a corner. And if you you need to carry your fucking pistol. Yeah, you carry your bear spray and everything else with you, you know. Yeah. Yeah. So... I want to tell you, though, um it's difficult because as soon as you find any kind of reasonable rent, you're usually not looking at it good neighborhood.
00:37:55
Speaker
It's a safety issue. Yeah. You know, and when I left the city in a lot of ways, too, and I got another job where I am now and all this stuff and worked for 40 years doing what I'm doing, what I did.
00:38:07
Speaker
and everything. It was a different scenario. What I really liked in a lot of ways, you know, I didn't mind the city on a nice day when it was clean and it just rained and everything and all that stuff. That's kind of cool.
00:38:19
Speaker
But
00:38:23
Speaker
when you wake up in the morning and you're going, oh, what's that smell in the air now? Oh, They're doing something with, in the peninsula, there was, used to burn garbage at one time.
00:38:39
Speaker
um And stuff like that, where the garbage would go up in flames and stuff like that. you'd have this wonderful fire that would come across at certain times and you'd get that smell going. A lot of that has changed because of how they do things nowadays.
00:38:53
Speaker
You know, where the, how they distribute and how they pick up the trash. ah Hey, um, You know, and my dad grew up in a different era too. You know, he grew up in an area, kind of a Huck Finn existence, as I said, where he lived, you know, Visitation Valley, shooting rabbits across the county line, out in San Mateo, across the field, stuff like that, that you could do back then, you know, in the late twenties, early thirties that you can't do now.
00:39:22
Speaker
So it's, there is evolution of changes and stuff that happened, you know, over a period of years. Do you think, uh, South Park has an accurate representation of San Francisco?
00:39:33
Speaker
you think so? Do you think so? and The prettiest, the smug. They take things to an extreme. Then, you know, they get a point out of it. You know, that's fine. I got no problem with that.
00:39:44
Speaker
Making fun of stuff. Um, Well, okay. So when you want to ah get it, are you so right now, the lease that you're in right now, you're good for until when?
00:39:55
Speaker
Or is it on a month to month now? Is he after a certain period of time? um Our lease is up in August. So we should be getting our lease renewal offer and like by next week. Okay.
00:40:09
Speaker
um And then we'd have to give 60 days notice. Actually, we should be getting it this week because by next week we'd be giving a 60 day notice yeah in terms of if we're going to be staying or leaving.
00:40:21
Speaker
um Because, i mean, here's the thing. therere We're probably not going to leave because we already know that there's no other building that we like. um We need to have parking.
00:40:35
Speaker
We need to be able to have Figaro. We need to have in-unit washer, dryer. like That's a big deal. like I don't have the time. Daniel doesn't have the time in the middle of the week to go to a laundromat, to go do laundry. like I'm gone for 12 hours. i don't want to be going 10, 11 o'clock at night to a laund laundromat. Not safe.
00:40:56
Speaker
It's not safe. Not safe. Plus, also just carrying change. i never have fucking change. I use plastic. Yeah. and um Also, like we could live without AC, but if you live in a building where you have lots of floors, heat rises.
00:41:16
Speaker
Oh, yeah. And it gets stuffy and hot and the windows don't open all the way. So you don't get a good draft ah because they basically have the suicide locks on windows. So you can't open them and jump out.
00:41:30
Speaker
I'm paying too much rent. They're doing us a disservice. Yeah. I'm just kidding. But I mean, it's ah it's a luxury and we really like it. Plus when it's, you know, the the October summer Indian summer here in San Francisco.
00:41:45
Speaker
oh that AC is nice. Oh, it's nice. you you You kind of stand in the window and you go, ha ha, sucker. I bet you don't have AC. It's like Seattle, like Seattle. No one has AC there.
00:41:58
Speaker
And it's kind of like San Francisco here. It's like not every place does. But if you have it, you're lucky. Yeah. um It all has to do with how close you are. Well, San Francisco is surrounded by water on three sides.
00:42:09
Speaker
Puget Sound, you know, in Seattle, lot of flow, a lot of marine flow. Japanese current comes by, but it doesn't come. It's still a colder current.
00:42:19
Speaker
Yeah. It flows around the North Pacific. Yeah. And um I mean, like we follow a lot of different like... apartments, touring people like on TikTok and Instagram, there's someone specific that kind of posts a lot of, um you know, like those charming walk-up apartments that you see all over San Francisco, right? That could be like in Russian Hill, ah russian um and, you know, ah Pack Heights or over in like a Sunset, like stuff like that.
00:42:50
Speaker
And, um but with those- But those, it's like, okay, well, it's street parking, but street parking is not always available. So then it's like, hey, well, where do I park? But then I also don't want to park on the street because I don't want my car vandalized.
00:43:05
Speaker
Oh, yeah. And then not all of them are pet friendly. So it's like it's all pick and choose. So it's it's never everything that we want. So this place just ends up being our winner. And it's nothing wrong with this place.
00:43:19
Speaker
We just wish... that our property management did more events because there's no way for us to get to know our neighbors in a natural way other than us being those fucking weirdos going hi do you have sugar you want to be my friend you know like we actually had someone knock on our door for a can opener like two three weeks ago really and She didn't even go back to her apartment to go use it. She just squats on the floor, opens the can, and then gives it back to us.
00:43:54
Speaker
Okay. What was it? Was it frankenbeams or what was it? I think it was like a can of like coconut milk or something. Oh, cool. Okay. I was sitting on the couch. Dan opened the door. But then she's like, okay, bye. Like no one knows how to be social. And we are like wanting to make new friends here.
00:44:12
Speaker
But it's hard. When we're not given the situation to make friends. You know what you got to do? And that's why I liked the other building.
00:44:24
Speaker
I would sacrifice paying the $75 for an amenity fee because they do 15 events a month for everyone in the building to hang out and get together. i want to make friends.
00:44:37
Speaker
I don't want to be a hermit. I don't want my boyfriend to be my only friend.
00:44:45
Speaker
Which is fine. I love you I want to go South Park in South San Francisco. Actually, it's Orange Park ands in South San Francisco, and they have bocce courts there.
00:44:57
Speaker
You ought to go down there, and you ought to look into bocce, and then you could be hanging around a bunch of old fucks like me. Yeah. Guess what? They probably are. I'm not saying that you are, but if I went to that bocce court and I became friends with old, weird people, I'm sure...
00:45:14
Speaker
One out of five of them is probably a registered sex offender. Probably a perv. Exactly. Exactly. They got nice oyster shell courts down there, I heard. So, you know.
00:45:27
Speaker
he could There are ways of meeting people outside of a bar. There are ways of doing it, you know. I know. And I told Daniel, like, we got to become regulars, join groups, like, do stuff. But it's hard when, like, a lot of events occur on days that were not available.
Social Connections and Podcast Engagement
00:45:45
Speaker
Yeah.
00:45:47
Speaker
there's, like... And then he's like, well, because there's actually dating apps where you can actually change the setting where you're just looking for a friend.
00:45:58
Speaker
And then like, I don't like that because that's fucking weird. I bet most of those people are trying to still fuck you. So I don't even want to do that because that's weird. They're probably looking for a weird third or something. And I'm not into that shit. They're going for a full throuple, huh?
00:46:14
Speaker
Yeah, so they're looking for their unicorn or something. you know like And it's like, ugh, like i just like And it sucks because it's like I love like my like my actual friends.
00:46:25
Speaker
They just don't live here. And I feel like it's annoying to ask them to come because it's like a whole thing. yeah And i have friends also just don't live here at all. So it's like I don't even see them. So it's just like sad.
00:46:41
Speaker
I can understand. I just have my cat. You see, you become a cat lady. don't even realize it. And that's fine. He's cool. I get sexually molested.
00:46:54
Speaker
All the time. And, you know. You should have heard Pumpkin today. It's fine, I guess. walk by the kitchen and she's like, you haven't come in here. ra You haven't pet me yet. ran She was like really loud.
00:47:06
Speaker
i'm I'm surprised that she's affectionate because girl cats normally aren't. She's very affectionate. Ever since her brother was gone, passed away. She's very affectionate to both of us.
00:47:18
Speaker
And she's like, she wants it. She needs it. She loves it when I massage her. She's really happy. And it's keeping her spirit up. She's got a lot of energy. So even with a what's kidney, one of the kidneys that ain't working, it's still going okay. So we'll see how long it goes. But anyway. anyway Anyways.
00:47:38
Speaker
Okay, um I think that concludes this week's episode for Fuck You Boomer. Thank you so much for listening. Make sure that you follow us on social media at fuboomer underscore pod and make sure that you like and subscribe this episode. Oh, that makes no fucking sense.
00:47:55
Speaker
Make sure that you subscribe, like, rate this episode and and we will see you next week. Adios.