
In this episode of Scaling with Purpose, host Mohamed Alkaduhimi sits down with Victor Daniyan, founder of NearPays, a fintech company building accessible digital payment infrastructure across Africa and beyond. Victor shares how a payment problem at a logistics company sparked the idea for a soft POS solution that works with or without internet connectivity, and how organic demand from other businesses pushed him to productize it.
The conversation covers Victor's journey from working at Nokia under Microsoft to becoming a full-time entrepreneur, his three-point checklist for validating a startup idea (problem-solving, scalability, and marketability), and his unique hiring philosophy that puts attitude above qualifications. Victor also opens up about navigating fintech compliance across multiple African countries, the power of strategic partnerships for early-stage startups, and why building a strong company culture from day one is essential for scaling across borders.
Whether you are a founder looking for practical growth advice, curious about Africa's booming tech talent ecosystem, or interested in how fintech startups tackle financial inclusion, this episode is packed with actionable insights.
Topics discussed: fintech in Africa, financial inclusion, digital payments, soft POS technology, startup validation, hiring for attitude, scaling across countries, fintech compliance and regulation, company culture, leadership development, cross-border payments.