Introduction: Living an Uncommon Life
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Everyone dreams of living an uncommon life and the best asset you have to achieve your dreams is you. Welcome to the Uncommon Wealth Podcast.
Podcast Goals and Hosts Introduction
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We're going to introduce you to people who are living uncommonly. We're also going to give you some tools and strategies for building wealth and for pursuing an uncommon path that is uniquely right for you.
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Hello and welcome everybody to the uncommon wealth podcast where I'm your host, Philip Ramsey and I'm Aaron. Thanks for tuning in again. We try to get you to get excited about where you're at currently and get you to a place where you
Introducing Joe and His Passion-Fueled Business
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love your life. So we have a guest on the show today that does that has his own fishing and charter business. And so like you think about combining your passions and then making a little bit of money on it. This is what this guy's done.
00:00:50
Speaker
I'm not going to give it away. Aaron has met Joe. That's our guest while he was on his own fishing charter and was like, I got to get a little bit more of this guy. That's why we have him on the show. So, Aaron, why did you want Joe on the show? Gosh, it's. Yeah, because Joe is for me like he just.
00:01:07
Speaker
really like talk to me like how my daughter and I really intuitive on everything like answer like here I am from Iowa and I'm around the ocean asking really stupid questions to like answer it. Well, made me feel smart. They were stupid questions, but I know they were. And then the light and I even I told them right off the bat, I was like, all I want to do, like, if you let me catch a shark today, like my day,
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but no golly kind of kind of shark and it was a good one. I was like, yeah.
Joe's Charter Business Journey and Challenges
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Good. Joe, welcome to the show, man. Thanks for taking your time. Appreciate it. Thank you very much. I appreciate you having me. What's the company name that you currently run now? Joe Snook Fishing Charters. Okay. And where's that based out of?
00:01:53
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I go to Marco Island, Florida. Yeah, you do. Okay. So tell me what got you into this and what were you doing before this? There's a lot of questions I have, man. We can't wait. If I forget them all, just reiterate them. No problem. I'll start with two. Um, so this is all I ever wanted to do. Um,
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with my life's been a dream. And the reason was is I went on so many bad charters and just loved fishing. And I was like, man, I could tell this guy just doesn't even care. Like I didn't even sleep at night. I can't sleep at night waiting for this trip. And this guy could care less. I'm like,
00:02:35
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This sucks, right? So I was like, man, I'm going to be a guy and I'm never going to have support kids staying up all night. I said, even if we don't catch anything, I'm going to try as hard as I can to make that happen. Um, because I just felt that right. And, uh, that's what I wanted to do. Plus it was good money. Um, well, it sounded like it was better money than it was. But, uh,
00:03:03
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Yeah, so that that was it. And I just have always been into fishing all my life. That's good. I like it that you were like, I can do this better. I'm going to do this better. Yeah, I got to jump in because I talked to Joe about this on the boat and Joe, you were working construction prior and like just getting.
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like reamed by like just working for the man. Yeah. I mean, all you do is go to work, like building stuff, hoping not to die or get fired. Right. Yeah. Yeah. I mean, Joe, like you smart man, like you were saying that you knew how much the projects were going for and how much they were making the company and you're sitting there thinking like, I'm making like fractions of this and you're running the crews and all that stuff like and doing the big projects. You know, as the manager and
00:03:50
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I thought it was sweet to hear. It's just like, you're like, no, nevermind. I don't mind doing this when you, you know, yeah, I mean this. And I eventually, well, what happened was with the last year, I was, I partnered up with a guy and, uh, my fault, I didn't do anything legal or anything like that. Uh, we did like 3 million our first year. He didn't know. Yeah. He didn't know anything about it. He was a plumber. And I was like, well, what are you doing with your leaks?
00:04:18
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I said, dude, that's a lot of money right there. I said, I could remodel all that stuff and we'll have a business going. We did and we built it up and it was like two and a half years. It was millions, man. And then finally when it turned to
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me actually getting some of those millions. He basically screwed me out of that and then he ended up losing everything. Karma got him in the end. He lost the GC company I built up. He lost his plumbing company and his wife took off.
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Ooh, they're rough. Okay, so let's talk about things.
Misconceptions of Passion and Hard Work
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Sounds like you were working a day-to-day job and then you cross over to this chartered fishing, which I think is fascinating. Here's the deal. This is the reason why I wanted John to show. Are you ready for this? Sure. I just heard this saying that says, if you find something that you love to do and you do it, you won't work a day in your life. I want to say that's the biggest croc. You ready for this?
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I agree, dude. Because you find out something you love to do and you work as hard as you ever have because you just love what you're doing. You're going to work harder than you ever have in your life. The difference is you kind of like what you're doing.
00:05:35
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but to think that you won't work a day in your life is the biggest misconception. And so that's what I want to talk to you about. So let's say, you know, you're, you're starting your data from your eight to five and you're like, I want to do this fishing charter thing. What is the first thing that you do out the gate when you're, do you quit? Do you do things on the side? Like, how did you go about that transition? I knew the guy was kind of trying to oust me out of the whole partner thing. And I was like, well,
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You know, I did some research, man. So I went to the boat ramps, talked to some of the guys, saw what they were doing. And I'm like, man, I could do that. This is a joke, right? I'm like, you guys suck. I'm going to come out here and I'm going to crush you. Right. So this guy finally.
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Got me to the end. So I started throwing stuff all over the construction site. Never talked to him again. He kept calling me and stuff. And then I just went full bore, uh, with a little bit of money. I think I had like 12 grand burned through that right away. And, uh, just put time in talking to the other captains. This way I would get their overflow.
Starting a Business: Motivation and Support
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I'd be accepted of going into their marina and stuff like that. And, um,
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I did one ad, one print ad, and that was it, man. I just struggled. I did a lot of meditating and a lot of praying.
00:07:03
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Nice. So was it as easy as you thought it was? Cause I do remember this day, Joe, I thought when I was going to get into this industry, this financial service industry, I had really good relationships and I was like, Oh, they're going to throw their money at me. Like this is going to be so easy. Yeah. And that's not how it went for me. So was it as easy as you thought it was going to be? Oh my God, dude. There were so many times where those guys that I thought, wow, do they suck? And I come back to that Marina and they just kicked my ass and I was like, Oh man,
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I got some work to do. But what I couldn't do is go home thinking about that. One of the things I would meditate on is
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I am the best fishing guide in the Everglades. I am the best fish and I would literally sit there and meditate on that before I went to sleep. It was either that or cry myself to sleep and figure out another way to do it. Suck your thumb and get in the corner. Yeah, you might as well. I ain't that kind of guy, man.
00:08:05
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That's what I did. And a lot of praying, you know, not going to say I never did shed a tear for anything in this business because that'd be a lie. But yeah, I never quit. What was the reason? What do you think the hardest part was when you were just like, oh, is this is a mountain that I didn't realize how big it was and how treacherous this is? What what was the overcoming thing of like, dang, I got to get that. Like, was it a boat? Was it people marketing? What was it?
00:08:35
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No, man, I had all that in line. For me, it was just the self-confidence and the
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motivation to keep going as I was kind of learning. Eating beans, eating ramen noodles, living on that. I had a good dude I was rending from, so he was on my side. Had a lot of good people on my side. Never took one penny from anybody. I just wouldn't do it because I didn't want an escape route, you know what I mean, and then go down that trail.
00:09:12
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So, uh, but they were all motivated, you know, motivating me and all that, but that was the hardest thing was myself, my own mind to keep myself going, man. Yeah. I couldn't went back into construction a thousand times. Right. Right. Well, it shows you like, get a good community though. Like that helps. Oh man. If you like get up and going and like, they all knew the struggle, you know, you guys are showing up. Like I showed up that morning, like you're all sitting around, you know, I walked on the wrong side of the.
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like dog side. And then the, one of the captain's like, Oh no, he's over there. It's like, okay, thanks. But like everyone, it seems like everyone is super friendly to help keep you up as you're trying to build up your client base. Dude, this is a over 10 years, 12 years. Uh, those people, the first, so that wasn't the original Marina. When I went to my original Marina, it took years.
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uh for them to even consider that yeah you are acceptable to be in that area man like it helped that i was about
Building Reputation and Overcoming Financial Struggles
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almost 20 pounds uh
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heavier and built that. But I did get into physical altercations with people. I just wasn't having it, Matt. And then when I went to it, it wasn't me starting. It's just like, yeah, you're having your fun, but I don't need to hear this. Like, yeah, you know, so.
00:10:39
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Then I went to this new marina like four years after I had built up a solid reputation and built and won two tournaments in the slowest boat, ugliest boat and smallest boat. Um, so I built up my reputation that way. And still, when I went to this new marina, not having it.
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Dude, nobody talked to me for years and I really, really couldn't care less. I didn't understand it, but now I do because I've seen a lot come and go and I've tried to help some and all they do is just, you get nothing out of helping them, unfortunately.
00:11:25
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Wow. So yeah, so I see why they were like that because they probably did the same there. I guess some other guy just coming in here. He'll be gone, you know.
00:11:37
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Yeah, but now it's now it's different. That's a lot different. That's because we can relate to that. Oh, yeah. In our industry is so much like that. Like, you know, if you're going into a big office, all your senior advisors, they won't talk to you for the first five years. Yeah. You know, I mean, I want to pick your brain. It's like, no, I got my brain in five years if you're still here. Yeah. It's like, well, I can't be here if you don't teach me.
00:12:03
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Nope, you've got to prove yourself, boy. And that's the way they were. And let's face it, some people appreciate that. And then other people, they hate you for that. Because I guess, I don't know, it makes them feel bad about themselves, but then other people are like, hell yeah.
00:12:27
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Watching that kid kick ass. When did, when did it start changing for you? Like when you were like, all right, I think we can do this, you know? Uh, yeah, that's a good question. Um, I never thought I couldn't, that was just never in my head. Um, but, you know, start turning apart profit. Well, that's, that's, that's what I was going to say. That's what I was going to, uh, it, where I was comfortable.
00:12:56
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Yeah, and you know to where you can pay the bills. You weren't eating ramen noodles and beans. That's right. I was grilling steaks at some point. I would say that was probably 3434 years into it. Okay, something like that. Yeah. Yeah. Okay. But
00:13:19
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Man, I've been broke just about every year of this business. You go broke. Because of the just the seasonality of it. Well, maybe not just about every year, but you'll have maybe a little something way more than I had back then. Let's put it that way. And then you build it up and then you just crushed by a truck.
00:13:44
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Right. I had to buy a truck. So I'm sure 50 some thousand dollars in debt. Uh, I went through three boats. Okay. Uh, last one I bought was like $65,000. Um, had an engine needed to be rebuilt right after I paid off that boat. Right. Here I am broke because I have all these trips lined up and then, uh,
00:14:11
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I, two days later I needed an engine rebuilt. So then I had to cancel all those trips and do it. That was not a good, I was not in a healthy state of mind at that point. That was bad stuff. But that's hard when like your operation, like your boat has to be an operation for you to make money. I know my father-in-law, he's in the boats and he always says like, they break down all the time.
00:14:38
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Yeah. I mean, I got, I put 500 hours a year or more on the boat and people are like, I've had this boat forever. I got 130 hours on it. Yeah.
00:14:52
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You don't use it much, do you? Every day, I'm like, huh, okay. For an hour? Yeah, exactly. Not every day for 16 hours. I go right down yonder and catch as many as I want. Do you have any employees with the chartering? No, I went that route, man. And it just really wasn't worth it. And I see people that try to do it and go through it. Yeah.
00:15:20
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What was that experience for you? Tell me about that. It wasn't much because I pretty much knew that. I said, if I'm going to be doing this and have employees and all that, I'm going to build a construction business and make some real freaking money, not a couple hundred dollars on you. You tried two people then. I don't know when I was out there.
00:15:44
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Two extra people you were trying to bring up. I did. I had four boats at one point, all different tools for different stuff. And then, yeah, you know, and, uh, they were friends. I knew him, you know, so nobody screws you like your friends. Right. So, uh, they just feel more comfortable instead of being like, Hey, you know, I'm quitting or whatever. So.
00:16:10
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Yeah, buddy. I just, yeah, I'm not, I can be able to make it today. And you know, sorry about kind of important kind of. I was like, listen, man, I'm just selling this boat. You know, no, you can't sell it. I'm like, you don't show up to work. I'm so there. What do you want me to do? So I sold that, you know, so then I had four boats maintain and fix at one point. So,
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So I gave up quickly. Obviously this is a people business, right?
Memorable Fishing Experiences
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Service, it's service business. That's what you're doing. You're chartering people. You're making sure they have a great time. Tell us your best experience that you've had that you were like, man, this is the high. And then you know, my next question would be like, when's the lowest? Like, what was the bad story? But let's start with the high. Cause I feel like that's going to be uplifting. And then we're going to say like, what's the one you're like, what am I doing? Sorry, man. Am I getting like,
00:17:06
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uh negative or something no this is great here's the beautiful about it yeah is uh well i would i mean dude he's sitting right there it's like did you get that quite a bit not every day unfortunately but he's like man let's let's get a shark you know yeah and uh i'm like hell yeah like if and then he was just stoked out of his mind then he got a snuck
00:17:30
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you know i got this little girl's daughter and i'm like all this big fish like to me what i take that you know pretty seriously like i don't know i mean that's that's pretty cool that happens every once in a while yeah and i love it and that's exactly why i wake up.
00:17:51
Speaker
You know, when things go right and the fish cooperate. Yeah, that's right. So real quick, though, is funny, like nothing. This is like uplifting. So it's a fun story for me, like the with the hammerhead shark. Oh, yeah. Like your scary time there. Oh, well, we had one on yesterday. So here's like the low, right? This kid's kid was like.
00:18:18
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Dude, I was determined. I kept him out like an extra hour because the kid loved fishing, like just sick in the head with fish. He just reminded me of me all day. He was out there the day before fishing the beach. So I'm like, now, man, I could get you hooked up on a shirt. So we do chumming up two hammerheads, come out, boom, pitch it out there. Kids got it on, got it on. And then
00:18:43
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for whatever reason, pull out, you know, I mean, I've seen kids cry over lost fish and stuff, you know, so I didn't see, but he had his head down for a while, you know? And I was like, like you said, with the instruction and stuff, I think the mile was like, damn, this guy's all over him.
00:19:03
Speaker
So then as we're idling in, she kind of came back and said, this is what I was trying to avoid was, you know, that horrible feeling of losing that huge fish. I wasn't like being mean to him. I was just telling him, you want to catch this is what you have to do.
00:19:21
Speaker
There's a lot of reality that you can really help process through, right? Like there's an excitement level that you want to get what you want to get. But at the end of the day, there are some outside and like things that I can really derail you. Right. And at the end of the day, head between your legs.
00:19:37
Speaker
Well, there's like a lot of skill on that. I know when I was on the boat, you're like, yeah, fighting it, like give it. And then like, like when he comes in, you reel it in like all this whole like basically you're wrestling with the line to wear out the fish and you're like, oh, like I mean, I'm somewhat like it was like started clicking for me towards the end. But like, yeah, you did great.
00:19:57
Speaker
Like I'm not shining you on like this kid just won't stop at the ring ring ring like you started but then you you caught on really? Yeah, I didn't think you were but you did I was listening coach I thought you're just gonna run in and grab and beat the shit out of him throw him on the boat actually
00:20:19
Speaker
I wanted to see that too. It was funny. Like I like a couple of days after we got back, I saw a video of a guy trying to like bring a boat, like bring a shark in and he got his like a hold of his pinky and like ripped it off. Wow. Oh yeah. But I was like, Hey, that's why we didn't bring it in the boat. Yeah. But no, I don't remember you telling me a story about how like you were pulling in a fish and a
00:20:48
Speaker
Out came like a hammerhead shark and like took the fish from you. Oh yeah. The tarpon. Yeah. I'll show you for the viewers. I don't know what that is. This was about 150 pound big silver fish, right? And they go leaping out of the air and the sharks have learned.
00:21:14
Speaker
So the sharks are like the Indians in the buffalo, right? The Indians followed the buffalo and then they eat the buffalo and all that. So now you have the sharks following the migration pattern of the tarpon. And when they're hungry, they eat them. So what they've learned is when they're hooked, they're vulnerable. They're easiest to get, yeah. Yeah, correct. So they're trained on that. Jeez.
00:21:42
Speaker
Yeah. So it's very, very nerve wracking to stick my hands in the water. Yeah. Yeah. Yeah. And it's not like you fling them in like a bass, right, man? Like you got this thing. It's a two hand deal in his mouth. And when that sucker starts, like you lose them a
00:22:06
Speaker
that's bringing up all that, which attracts a shark. And the one time, yeah, man, I had that thing on the side of the boat, telling the guy, come and get your fish. All of a sudden, everybody just went, whoa, look, I felt the tug. I let it go. I looked over his blood all over this huge spin tails flying around. Yeah. Hammerhead. And I said, man, I didn't really see it too well. So how big was it? They all said at the same time, as big as that.
00:22:50
Speaker
Okay, so that's the big fish. So you didn't get a picture of the hammerhead, but you just get a picture of how big the fish is. Yeah, which is massive. That's what he ate. He bit it in half. Imagine the size of that fish.
00:23:07
Speaker
Do that's scary. I don't know. Not big fish that I caught. I wasn't near as big as that. Um, like it was kind of sucks. Cause like you wheel them in, they get real tired, you know, and you wear them out, throw them back in, but then they can't like run away from a shark. Then we saw this thing. Getting in half by our shark. Oh, really? I forgot about that. Yeah. Yeah. Yeah. That sucked trophy breeder snuck. Yeah. Yeah.
00:23:35
Speaker
I know it's crazy to see what it felt like there, but it's kind of freaky because it's like, that's not where we're meant to be.
Comparing Fishing Experiences: Ocean vs Iowa
00:23:42
Speaker
I'm not really, I'm not really a fisherman, but I feel like if I was on a chartered fishing thing, I would be a fisherman. Yeah. That's because like I'm the guy and I live in Iowa. We live in Iowa, which you probably don't know where it is. It's like nothing around the ocean. You're feeling, you're two hours up the road, buddy. Maybe bass.
00:24:00
Speaker
And like, if you get a bat, anyway, you're fishing all day, you get two bites and then maybe one of them, you're going to pull in for awhile. But that's just not my personality. But for ocean, I feel like you put it in, you're going to get something and it's going to be like the jackpot. It's going to be the biggest thing that you've ever seen in Iowa. And you're going to have somebody help you take it off the hook. So like Joe's like a lifter, we had a wrestler. So like he gets it. Yeah.
00:24:25
Speaker
Don't like you get it. You get it all. Like I'm not. I hate fishing like in Iowa. Right. That's so boring. Don't don't ask me to go. But like going out to the ocean or like these big lakes and stuff that you get done to pull these fish in. You get done and your arms are like just done because Joe even called me out on the boys like, what are you doing? Like, are you left handed? I was like, no, I saw my right hand.
00:24:54
Speaker
You do see people man, like some of these tarpon will take over an hour, right? So about 10 minutes into it, they're like, Oh, I can't do it.
00:25:04
Speaker
But then after that, like warm up or whatever, and then their primal instincts, like somebody always is like, all right, let me, let me take the ride, give you a break. They're like, no way. They just dig deeper, man. And then they don't stop. You know, that's one of the coolest things to see is, is, is that.
00:25:23
Speaker
if you ever catch a marlin i don't know what it is about the marlin but i wish they haven't like the offices with the like you know the fin thing that what i'm talking about right marlin it can be yeah it's definitely one of the bill fish species do you have you ever gotten one of those no i haven't unfortunately okay is that like the great white buffalo you know is that like to me it is buddy okay
00:25:49
Speaker
That takes money, buddy. I get it. That's a $4,000 charter in Hawaii. Something like that. Good to know.
Transitioning from Fishing to Construction
00:26:03
Speaker
Okay. So what's the future for your company for you? I'd love to hear all of that. This company is
00:26:13
Speaker
Probably gonna get phased out. Well, it is gonna get phased out by my construction company. Unfortunately It's gonna take years, I mean I'll be here and all that but
00:26:26
Speaker
Yeah, I got this construction, remodeling, home building business. I'm starting now and I'm just going to be too busy to do this. I gave it my all blood, sweat and tears, killed myself for it. It's been 10 years. How long have you been doing it? Yeah, over 12 years, but it's just not. I'm 48 now, right? And it's just
00:26:53
Speaker
Retirement in it. I don't have a rich wife or even a wife that works at all Which you know a lot of people do that would be that I would do it for the rest of my life if that was the case, right? Put ten years into one and I see how that one so Don't worry about so now I got to do something that is just me myself secure my own future 100% not depend on anybody or anything. So yeah unfortunately, yeah
00:27:21
Speaker
It's good to know. So phasing out, what does that look like for you and, uh, the, the fishing company, like, are you going to try to sell it? Can you sell it? Obviously you have assets. What do you do then? Right? Like, how do you situate yourself in such a way that maybe you can take some of the profit out of it?
00:27:40
Speaker
Yeah, I mean, that's a good question. I have heard of people selling their company, you know, for how much or whatever I don't know, but I'm definitely going to have to find somebody and pick their brain on that. I would just have basically, you know, a boat, which anybody could go by and intangible assets, right? That would be the thing that I would have to try and build value on such as
00:28:05
Speaker
Well, they can't have my reputation because they can't have me. Right. Right. Right. So it's tough. Like your website, because it gets that website for sure. Facebook and stuff like that was trails and stuff like that. So I don't get you, but like, I mean, that's a big deal you think about. If you look at your Facebook, you got followers, you got like content up there, things like that. All that's worth something.
00:28:30
Speaker
Hard for somebody to call themselves Joe snuck or have somebody that's been on the boat and be like who's this guy? So say I had multiple boats Called myself sunshine tours of Florida. They do actually they do and guys, you know, he's killing it but
00:28:52
Speaker
That's good. Like when you're thinking about phasing out of something, like how do you then situate in such a way that you might be able to get some assets out of it? Like that is something different and you have never built your business in order for that, right? So it's going to be pretty hard as you start to see kind of like the grass and the profitability of your construction company, a remodeling company.
00:29:14
Speaker
I could see how it's almost like, man, to try to now go and make it something that's valuable is like, eh, how about I just put my blood, sweat and tears now into the construction building. Right. So I feel you on that. I think it's awesome. The fact that like for our listeners, you know, I hear.
00:29:31
Speaker
Joe went, you know, uncommon started his own business. He's done for over 12 years. And then it's like, you're still at that point. You're like, no, I did this once. Like, I can do it again. Especially if there's profitability involved. Yeah. Construction's a little bit different than a tour. I mean, I live a good life. I got good friends. I make way more money than when I was working for people. I set my own schedule. I mean, it's been a great life. I absolutely love it. And I don't think I'll totally be done with it.
00:30:01
Speaker
Uh, there's some people like, dude, if you called me and like, I'm going to be down here for a week. I'm like, I'll figure out a way to get you on the chart. You know what I mean? And I got people like that. So, um, yeah, that's awesome. Well, Joe, I appreciate your, your candor, your honesty, man. I'm grateful just to have this time.
00:30:19
Speaker
Uh, obviously promote your fishing and charter company, but also just like give you kind of a high five on the way out. And like, you've done a good thing. Obviously you've, uh, have some core values that work in this whole uncommon space.
Unemployability After Uncommon Paths
00:30:32
Speaker
And so to try to find something that fits, you have experience in it. I think I'd give you a complete edification of just trying something that actually has some profitability for you to look out for yourself, because at the end of the day, you're not going to go back and work for somebody like you're too tainted for that. You're basically unemployable.
00:30:48
Speaker
Yeah. This uncommon path, it could be like, well, you're kind of turning into being unemployable because once you do it, you're like, uh, yeah, we're not going back. So, uh, congratulations on your success with one company. I know it's going to be successful at whatever you put your mind to. Uh, it's great to get to know you. I wish I was on the boat with you to wrestle a big old fish, but I'll have to make it happen, man. Let's not forget. I did build that remodeling company on Marco Island. That was all me.
00:31:17
Speaker
How do i build that right so i went from that first and then this going back so we're taking out not be accept i'm getting all the money and nobody could.
00:31:31
Speaker
Nobody can take that away from me. That's good, man. Well, hey, congrats and best of luck in the future, man. I appreciate your time. I appreciate you very much. Thank you very much. Yeah. You've been listening to the uncommon wealth podcast. I've been your host, Phillip Ramsey and I'm Aaron Kramer until next time. Go get unemployable. You know what I'm saying? Love it. Thanks for listening. Talk to you very much. Bye.
00:31:53
Speaker
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