The 1% Approach to Spending — For Your Version of Wealth

What if the problem isn’t how much you spend, but where you spend it?

In this episode, Maya introduces the concept of Money Dials, a powerful framework popularised by Ramit Sethi, and explores how it can help high achievers spend with confidence, clarity, and intention

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Rather than obsessing over budgets or cutting back everywhere, Money Dials help you identify the specific areas of life where spending genuinely adds value and where it doesn’t. Once you know your dials, you can turn them up unapologetically and cut back mercilessly on the rest, without guilt or resentment.

Maya shares her own biggest money dial (convenience), explains why this framework is especially helpful for high performers, and introduces a coaching twist: combining money dials to get the greatest return on your spending.

What You’ll Learn

• What Money Dials are — and why they matter more than budgeting
• The 10 most common money dials (including convenience, freedom, relationships, and health)

• Why some spending feels expansive while other spending feels draining
• How your money choices reflect what you truly value (even when you don’t realise it)
• How combining money dials leads to elite level decisions

This episode is especially relevant if you often feel conflicted about spending money despite earning well and you want to align your finances with the life you’re building.

To find out more about Maya you can connect with her at www.mayagudka.com and https://www.linkedin.com/in/mayagudka/

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