Patrick Stoy shares his journey from military school to the service industry to the finance industry. He emphasizes the importance of hard work, accountability, and mindset in achieving success. Stoy also discusses the impact of his upbringing on his career choices and his passion for helping people create stability and wealth through homeownership. He highlights the need to understand clients' lifestyles and financial goals when providing mortgage advice. Despite the challenges of the 2008 financial crisis. In this conversation, Pat Stoy and his guest discuss the importance of long-term thinking and building a sustainable business. They emphasize the value of providing trustworthy advice and creating lasting relationships with clients. They also touch on the power of social media in growing a business and the importance of surrounding oneself with the right people. The conversation then shifts to the real estate market and the impact of interest rates on buying a home. They discuss the benefits of buying property early and building generational wealth. The guest also shares insights into the private equity side of real estate investing. The conversation concludes with a discussion on work-life balance and the importance of enjoying life while working hard.