Bitcoin = Home: The Mortgage Revolution No One Saw Coming with Josip Rupena of Milo

Here’s a sentence I never thought I’d say: you can buy a house with your Bitcoin — without ever selling it. That’s the financial revolution Josip Rupena is building. He’s the founder and CEO of Milo, the fintech startup that’s already issued over $60 million in crypto mortgages — loans backed by your Bitcoin, not your bank account. And here’s the kicker: they’ve never issued a single margin call. In this episode, we break down how it works, what happens behind the scenes, and why this could be one of the most powerful wealth-generating tools in the Bitcoin ecosystem. We also talk about tokenizing mortgages, using AI to streamline lending, and the potential for a future where your Bitcoin unlocks real-world utility — like homes, yield, and financial freedom. This is a rare mix of macro insight, startup strategy, and a deep dive into how crypto is transforming the mortgage game. This episode contains strong language. 📚 Mentioned: Milo Crypto Mortgage – www.milocrypto.com [https://www.milocrypto.com] Custodians: Coinbase & BitGo Bybit Hack (Largest Hack in History) Tokenized Mortgages & Yield Products Real Estate + Bitcoin as a Dual-Asset Lending Model AI Tools in Underwriting and Client Onboarding US Housing Inventory Trends (2024–2025) ✉️ Feedback or guest ideas? Email Charlie directly and find episodes and transcripts at CharlieShrem.com [https://www.charlieshrem.com] Thank you for listening to The Charlie Shrem Show. For more free content and access to over 400 episodes, visit www.CharlieShrem.com [http://www.CharlieShrem.com].