#132 Building a consumer lending platform with over 20 million users / Olyv (formerly SmartCoin)

Olyv (formerly SmartCoin Financials Pvt. Ltd.) was established in 2017 as an app-based consumer lending platform. Olyv partners with RBI-registered NBFCs to offer digital personal loans to self-employed and salaried individuals who comprise the emerging and underbanked segment in India. We are among the most trusted quick personal loan apps in India. Over the last 7 years, the company has evolved from a consumer lending to a comprehensive, digital financial platform providing versatile offerings, beyond digital loans and including gold savings, among others.

Rohit Garg Co-Founder & CEO Rohit Garg is the Co-Founder & CEO of Olyv India (formerly SmartCoin Financials) where he has been driving the company’s vision of becoming a next-gen financial wellness platform for the millions of underbanked people in India. Rohit comes with nearly two decades of experience across trading, financial markets, financial modeling and business strategy with leading Indian and international players. His previous stints include acting as the Vice President for Nomura where he focused on European rates and inflation markets. He was also responsible for formulating income and investment strategies as well as trade ideas based on macro and RV themes. He also spearheaded regular research publications and played a key role in building the company’s analytical infrastructure. He began his career as an IT Associate in Morgan & Stanley and has also worked as a Senior Analyst at Deutsche Bank. Rohit completed his B.Tech in Computer Science from the Indian Institute of Technology, Kharagpur and his post-graduate diploma in Finance, Strategy and Entrepreneurship from Indian Institute of Management, Ahmedabad.

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