Why physicians stay in jobs they could afford to leave

Most physicians who feel stuck in a job could actually afford to leave. They just can't stomach what the worst week might look like. Stanley Liu, cardiologist and fiduciary financial planner, discusses the KevinMD article "Physician career choices come down to risk tolerance." You will hear the gap between risk capacity (what your finances can actually absorb) and risk tolerance (what you can emotionally accept), why the two are not the same, and how the "first do no harm" reflex bleeds from clinical decisions into career decisions. He walks through the specific moves that make a worst-case scenario acceptable: a reserve fund, a debt payoff plan, proactive tax planning. He also explains why this conversation belongs in the family before it belongs on a resume, and how the spectrum of options is wider than physicians are trained to see. You will hear two failure modes to avoid: the rage-quit that lands in a worse job, and the five-year delay in a job you could have left long ago.

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