Introduction to Yay for Adulting Podcast
00:00:04
Speaker
Hello and welcome to the very first episode of the Yay for Adulting podcast. I'm your host Lisa. And I'm her co-host Joseph. And we are here to help you figure out what it is to be an adult and how we can improve you know our our adulting skills.
00:00:26
Speaker
Welcome to Adulting 101, Remains Edition.
Essential Adulting Skills
00:00:30
Speaker
This is stuff nobody actually teaches you, but everybody experiences. how to share space and set boundaries and and how to handle those little habits before they turn into a full-grown feud.
00:00:46
Speaker
but Joseph, so what's whats how about you share your experience with with how it's been out in the world? um Because you did go off and you did you lived in an apartment. um you know You went from living at home with your parental roommates and then you jumped into living in a dorm, right?
Dorm Living Challenges
00:01:06
Speaker
It was all right. So having a dorm, it was fine, though. I did have the issue or run into the issue of accidentally locking myself out of the dorm hall on more than a few occasions. So I had to like walk across to the other dorm hall and Smith says like, hey, could you guys let me inside so I can go grab so I can go into my room because I just always left my ID card in like, you know, somewhere like I just step up for somewhere in my room. like, oops.
00:01:34
Speaker
right just wasn't used to everything having a lock for the longest time right yeah and that was the one where um they did it free for a couple times but then at some point didn't they start charging or am i misremembering uh oh no no i think no you're confusing that for when i was like you know when i moved off to the um apartment complex and i uh lost my key and i lost my keys once ah okay I think, yeah, I think at one point, like, we lost our keys once, and ah at that point, is at ah they changed it to where you had to pay, like, up to $25 per key lost it if you had, a if you have like, either the one
Off-Campus Living Experiences
00:02:15
Speaker
key. If it was, like, your room key, you would, like, pay one amount. But if you lost the key to the entire apartment, then that's, like, you know, locks had to be reset for everyone. So, they're like, you know, I think it's, like, $25 or something like that. after Or keys had to be... Oh, man, per...
00:02:33
Speaker
like 25 per key i don't know exactly it's been a while since i was at gables and it's been long time since gables was the gable right they changed names a bunch of times oh man but yeah but so when you were at gables that was a that was unique at least to me because it was kind of like off campus housing and um and it was like the one you stayed in what was it like four bedrooms and then each bedroom had a lock and then each like each side like two bedrooms on each side and then each pair of rooms shared a bathroom and then you shared some kind of common space yep it was a four bedroom two bathroom apartment with one common living room area
00:03:24
Speaker
Overall, not a bad place, though, just simply depending on which roommates I had. Some of them were fine, then other ones are, you know, of the reason why we're starting this podcast. Right.
00:03:36
Speaker
Right. Yeah. Especially with four people, um you're bringing four different experiences together. into one space. and And a lot of people, this is their first time living away from home. I remember going in one time and I think maybe I brought you guys food or something and I went into the kitchen and there was like a tower.
00:03:57
Speaker
oh yes. The tower of dip. yeah i wasn't aware of just how many, how much is like chewing tobacco people partook it until I saw The dip
Gaps in Practical Education
00:04:14
Speaker
tower. The dip tower.
00:04:15
Speaker
Even when he... And at one point, that of course, because of how tall it was, is it was going to fall. And it did fall. it's like And even when he... By the time like that roommate left, we were still finding dip cans oh in random spots. like even like In the bathroom. In the living room.
00:04:32
Speaker
How? Yeah, it was it was so many. And it wasn't like 10 or 20. was... I mean, it was it was tall. And it was like... It wasn't just like a single road either, was right? It was like... i mean, like a column. It was like multiple columns.
00:04:50
Speaker
It was like... reminds of like those old... You know, some towers. like Oh, yeah. There's like three small, like smaller towers. And then like in the middle of those is like one big tower. That's ah that's held up by the other three.
00:05:03
Speaker
the other four towers. I mean, yeah. It was it was insane. Would you say it was like a hundred? Would that be... i want to say nah close to like 40 or 50 okay because they were thick cans they were that is true that is true the ones on the and the count the tower anyway i mean because then you said you were finding other ones around that is just and i don't know if they just got kicked around and ended up there or what
00:05:36
Speaker
Yeah, I don't know um there were the you know. There were a lot of things that i think Again, we weren't taught in high school. um Like I said, we had an econ class and then we had, it was kind of like a home ec class, but they didn't really teach us what we needed to know. It was more like a, i don't, I don't even remember most of the stuff from it.
00:05:59
Speaker
um But I don't remember you having any of those classes,
Decline of Practical Classes
00:06:03
Speaker
right? You didn't have home ec, you didn't have shop. Did you even have econ? Yeah. we I did have like a business slash economy class, I think, like for a senior year, but that was like you know more broad. And then I also had ah personal finance in sophomore year, but that was like that is a more recent thing. that they like Oh, yeah, this is something that we just now are starting to add to this school.
00:06:30
Speaker
Oh, okay. Yeah, so I remember it being very rudimentary. ok and Okay, okay. So maybe if you went back and checked on it, maybe they've they've either expanded it and it's better or they were like, um this isn't working.
00:06:46
Speaker
We'll get rid of it. Who knows? Like, i yeah, I know, as you said, but you guys had driver's ed at one point, like ah like a two mile per hour car. We don't even have that down here. And you, I remember you you and Dave constantly been upset about how people drive down here.
00:07:04
Speaker
Oh, 100%. 100%. That is definitely something that really needs to be back in schools. um But yeah, actually, so yeah, we did. We did the high school I went to. One of the high schools I went to, they had a of course, um a big, huge driver our driver's ed course where, you know, and had stop signs and streets and I had a couple cars. And yeah, you can only go two miles an hour.
00:07:31
Speaker
it was, it was fantastic. And then we also, you know, in, we also, there was also a class and you took it and, you know, you learn the basics of the road and that was great. And it was unfortunate. We were just there um for Christmas. That was the school that, that the place we stayed in was next to. It's gone. They don't have it anymore. that The driver, the driver's aid course, it's,
00:07:55
Speaker
Yeah, I remember you guys were driving around looking to see he's like, wait, wasn't there supposed to be right here? Right? Yeah. Yeah, that's that's unfortunate. So it seems like they're taking more and more of those kinds of classes.
00:08:13
Speaker
Like I said, like like shop and um and but the personal the personal finance economy class. those are Those are really important, right? I mean, I know you guys you guys don't write checks anymore. Yeah.
00:08:31
Speaker
But it's you know it's a great idea to know things like how to balance your checkbook and what's a debit versus what's a credit and um how to open a bank account. you know what What information do you need to open a bank account? I don't think you guys have that anywhere. Was there any kind of class when you started college that that kind of offered that?
00:08:52
Speaker
Like they sort of have that covered a bit in what's it called? ah It was one of the like freshman the introduction classes. I know they covered that somewhat.
00:09:04
Speaker
So yeah, most people ah I knew basically learned like their bank account management from personal experience or like from what their parents told them and like that, which has had some that had different results.
00:09:18
Speaker
Sometimes they were giving good advice. Sometimes their advice like ah POPs, that does that has been obsolete for the past 10 years. ah Sorry, Gramps, what you're describing there is credit fraud.
00:09:34
Speaker
They can check that now.
00:09:41
Speaker
Oh man. Yeah, exactly. Exactly. So, um, and I think that's kind of
Podcast Goals and Adult Education
00:09:48
Speaker
that. So, so to circle back, that's how we started this, right? Because so many of your friends had mentioned that there really isn't a lot of information. They weren't really taught things like, you know, bank account management or driver's ed, or maybe finding the best deal for a car, or how do you buy health insurance or,
00:10:08
Speaker
um And what about healthcare? care You know, why do you need to schedule an annual physical? And why do you need to go to the dentist? And how do you do it? And how does insurance work? And all of these things that, yeah, maybe you learn stuff from your parents, but but to your point, sometimes our parents have been doing it wrong for a long time, or they're doing it differently.
00:10:31
Speaker
And there's a different, you know, there's a different way to, there's a different, more improved, more, you know, seamless and efficient way to do things that ah they just aren't privy to or they just don't know about. And so, so they don't pass that on to their kids or they pass on the wrong information to their kids.
00:10:51
Speaker
Like, oh, hey, you can write a check. And don't worry if you don't have money in the account for three days. As long as, you know, you get it in there in time, then then it's fine to write a check with the money your bank account. As long as you're going to be paid in a couple days. like No, actually, that's kiting a check.
00:11:13
Speaker
electronics and technology now you know your check you write a check and they can check it you know overnight it gets posted to your account and then you start racking up late fees so that's that's why we started it um i think there are there are a lot of topics we want to talk about um
00:11:35
Speaker
A lot of people we want to talk to, ah different generations, ah have some have a roundtable of generations talk about talk about some of these subjects,
Conventional Wisdom's Relevance
00:11:45
Speaker
right? Yeah. Like, you know, like some like, you know oh, hey, where did this conventional wisdom come from? You know, some of this conventional wisdom that we take for granted nowadays. Like, oh, where did this all come from? Oh, OK.
00:11:57
Speaker
It came from this point in time where, you know, we had these set of rules. Right. And now let's check, let's reevaluate these rules in the year 2026 or, you know,
00:12:10
Speaker
because, you know, sometimes, you know, like, for example, the golden rule has been around since forever and it's a good rule so good to abide by, I think. Agree.
00:12:20
Speaker
Agree. But, you know there are other rules like, oh, maybe, yeah, as you said, maybe that whole kiting check thing doesn't, isn't a good thing, you know, since we can just check it immediately. right Right, exactly. Exactly.
Roommate Lessons
00:12:38
Speaker
So yeah, so that's what we want to do. We want to, we want to help educate and inform all kinds of people and you don't have to be an adultling or someone who's not an adult. You can be a fully formed adult and still, you know, learn something. I i learned something new.
00:12:56
Speaker
Every single day. um And so whether you are 16 or 20 or 21 or 30 or 50 or, you know, 75, I think there's always information that you can share and information that you can learn.
00:13:15
Speaker
And um absolutely. because The world is massive. it is massive. Like as much as love to learn everything about the world, ah I can't do that in my lifetime. no one can. Right.
00:13:31
Speaker
Right. And we all have such and kind of back to the roommates, right? you You're put in a position where it's four different people or two different people and you are forced to, you know, deal with each other, bring together your different backgrounds.
Bizarre Living Situations
00:13:47
Speaker
And it either works and you guys are great and maybe you're still friends today or it doesn't work. and you And you hate each other to this day. um But you probably did learn something.
00:14:00
Speaker
from everybody maybe perhaps from the whole dip um tower maybe you learned you know what maybe maybe dip isn't isn't for me um maybe i'll just listen if i want to engage in abstract art i'll least tell my folks that i'm engaging in abstract art ahead of time
00:14:23
Speaker
Talking about the roommates. And I wanted to talk maybe about some shared spaces. One time, I think, well, I think I used to pop in on you all the time. Not pop in because you weren't that close, but I would stop in. And I remember one time maybe bringing you groceries and opening the refrigerator and almost passing out.
00:14:44
Speaker
And um yeah, I don't... Yeah, that's why I just stuck to using my own mini fridge for like the longest time. Yeah. And ordering out on top of that, you know what?
00:14:59
Speaker
if ah If the fridge is being used with most of that, um then I will just deal with my own corner of the room and not deal with that.
00:15:10
Speaker
Yeah. Yeah. Good point. Cause I remember 1.1 roommate left something there, like two roommates prior, ah room like left something. And then like when we got to like, ah when the current set of roommates went to go through the fridge, there's like, whose is this? None of us could raise our heads because it didn't belong to us.
00:15:30
Speaker
Oh, no. cause How long had it have been in there, do you think? i I think, like, you know, we're looking at, and like, you know, the year, but I think it was, like, 2016. We looked at, like, the expiration date was, like, 2014 something like that, I want to say.
00:15:49
Speaker
Oh, that's disgusting. That's disgusting. Yeah. But your kitchen there the, and I guess we can refer to it as the Gable since it's not that anymore. The kitchen there was interesting. So you had the dip tower. Oh, right. You had the kitchen. mean, you had the refrigerator. And then...
00:16:12
Speaker
The dishwasher that didn't work because the garbage disposal fed into the dishwasher. How? know Yeah. Have you ever seen some weird wiring like that before? i have heard about it. I have not seen it.
00:16:30
Speaker
um I mean, I could, and I don't understand the mechanics of that, but maybe they thought that if you put so dishes in the dishwasher,
00:16:42
Speaker
And they rinse, you know, and they, they clean, guess maybe it would go through the, ah disposal. And then, but then, you know, there has to be a way for, I don't think it actually works that way. I think that the disposal only has, you can only do it one way, right? It can go through the sink. I don't think that it can go from the dishwasher into the disposal. I think it probably goes, you put it in the sink, it goes to the disposal and that probably feeds right into the, which is what I think happened.
00:17:16
Speaker
It fed right into the dishwasher. Yeah. And made everything disgusting. So, you know sometimes you have to navigate around having certain appliances not work yet. And I guess sometimes just have to wash like your favorite dishes by hand. Or in my case, just go eat out.
00:17:34
Speaker
now nowadays Though nowadays that's less that's less viable given you know how things have gone up.
Food Affordability Issues
00:17:40
Speaker
Oh, my gosh. Yes. Yes. 100%. Because where I lived was, like, next right next to Like, I just had to go up a small hill, and I could just appear in right behind the cookouts.
00:17:53
Speaker
Yes. And the prices were there were really, really good. And the food was actually really good. $6 for three items and a drink. And a drink.
00:18:04
Speaker
And not like a piece of broccoli, a tortilla, and um i was out a piece of chicken. And some other fourth ah fourth thing. Don't forget the mystery fourth thingir fourth thing.
00:18:19
Speaker
But the food. But so at the cookout, it wasn't like that. It was actually um an actual burger, an actual like chicken quesadilla, an actual yeah ranch wrap.
00:18:32
Speaker
Yep. Yep. And good. I used to love, my favorite was the chicken, the chicken breast, because it was like grilled. It was so good. But I, the last time I went there, the prices had gone up significantly. And, you know, it, understandably, but for college students, especially here in this state, where the minimum wage hasn't changed for what, like 7, 7.55 something. to
00:19:00
Speaker
it's tough it's tough to To eat out all the time. It's even tough to buy groceries. I don't i don't know how how kids are doing it.
Transport Challenges in College
00:19:12
Speaker
Budgeting is something you now kind of, you a lot of people have to learn on the fly. Because you had your ah apartment, but I think your apartment, did it come with the electricity and cable and water maybe? Yep, we just had to worry about overages.
00:19:31
Speaker
oh hu my god the overages because you had to split those equally right if the electricity but if the electric bill was over about like 100 bucks everybody had to split that equally that how it works something like that but we never actually got that far just usually at worst only had to pay like i think 10 extra bucks or something like that for on my bill something like that maybe 25 at worst Okay.
00:19:59
Speaker
Well, that's not that's not horrible. I mean, for a poor college student, it's a little bad, but not yeah not too bad. um So you had, yes, you had your room and then include that stuff. And then you had to, i can't remember, did you did you have um
00:20:18
Speaker
a cafeteria? Did you eat at the cafeteria ever or did was that not on your plan? Did you just mostly... Oh, yeah. back at ah back at ah Back at the dorms, yeah, i ate at the cafeteria regularly. Right, when you were in the dorms, when you when you got into an apartment, the off-campus apartments, was that, did you eat also eat at the cafeteria, or did you not have that breakfast? I can't remember. Yeah, yeah a ya yeah efp I ate at the cafeteria on the regular.
00:20:44
Speaker
Occasionally. Well, that's good. So that covered most of your food. um And then you just had um transportation because in that college town, the you had now you did have a shuttle from the apartment to school, but then therere the bus system was... um They both ran from like nine to five. no Yeah, nine to five roughly.
00:21:15
Speaker
Yeah, yeah. And it wasn't a lot of buses. It was only a couple. Yeah, the bus system wasn't was not ideal. So if you need a transportation, um I know you walked a lot.
00:21:28
Speaker
I think you work everywhere. i Yeah, thanks. Yeah, I will have to. i Yeah, big thanks to my mobility instructors back now back in high school.
00:21:40
Speaker
they Yeah, they taught me how to navigate like a lot of, ah you know, streets in general and basically how to look out for most potential hazards. Yeah, that's great. That is that that was great.
00:21:55
Speaker
Yeah, shout out to Miss Dinwiddie or was it Miss... Yeah, Miss Dinwiddie was one of my mobility instructors.
00:22:05
Speaker
was the blonde lady i forgot miss vicky m vicki man you had some great teachers um but yeah that is that is good cause yeah you did you did so much walking i remember one time you came home and i was like oh my gosh you're so skinny but as good as you walked everywhere And I didn't mind walking like, you know, everywhere as long as like there are places around like it's one of the reasons why I do enjoy, you know, being more in the city that I do in the suburbs because I can at least walk to wherever I would want to as opposed to having to call an Uber more often than not to get to where I want to.
00:22:43
Speaker
Right. Uber or Lyft. um Yeah. Agree. i Agree.
Urban Development Challenges
00:22:49
Speaker
And this this, where we are now, it's not super walkable. I mean, it's walkable if you want to walk the dog.
00:22:55
Speaker
But it's not really close to, like, grocery stores or or anything like that. mean, if we really want to, I could walk down to the 7-Eleven.
00:23:07
Speaker
If I were so inclined. you could but You could. But your closest friend, that's ah that's even a hike. She lives a bit away. Yeah.
00:23:18
Speaker
Like, ah ah if it wasn't... ah If the streets had a proper bike lane, i would... And, you know, I would be fine biking there. But walking there, that'd be a bit of Yeah.
00:23:29
Speaker
quite ah That's... More than a few Colin Flips thy life to take. And she's... I mean, like I said, she's she's your closest. She's the one who lives the closest. And I don't even think...
00:23:41
Speaker
I don't even think she's a, well, maybe she's a mile away, but, um, even when you were a mile from Murphy's road, that's it's a different, it was a, it was just a different path and there are no sidewalks here because yeah, we, yes, that'll be discussed in our, our episode on urban development.
00:24:03
Speaker
Um, but, uh, What were we talking about? We were talking about budgeting. room Oh, budget.
Effective Budgeting Strategies
00:24:12
Speaker
That's what it was. Budgeting. Okay. So, yeah. So then you need, you didn't really need transportation, but you did have groceries and you lived right across the street from a really big grocery store or ah did not even a grocery store. It was like a Walmart. So you had everything.
00:24:30
Speaker
I do. Yeah. The time which we went are we went from having ah four our twenty four seven Walmart to just them opening till 10 will be a sad day.
00:24:43
Speaker
Are they did they... Did they stop being 24 hours a day? That one. That Supercenter, yes. Oh, did. Oh, that's too bad. Okay. Um...
00:24:56
Speaker
Yeah, specifically around COVID was the time when they cut down the air hours and they never really went back on that. Okay. I remember doing most of my shopping usually like at like 12 o'clock where everyone everyone else was like, you know, gnar around. Like, okay, cool. I don't have to worry about bombing anyone. No one's on the road at this time.
00:25:18
Speaker
you go shopping at midnight and you would just cross that big street with groceries just back and forth? At night? Oh, usually around 10, but yeah.
00:25:32
Speaker
Okay. Well, thank you for not telling me that then. i thought I did tell you that. ah Maybe if you did, I blocked it out. That's so concerning. But, um, I mean, I get it, right? You're young, invincible, totally. That's not the fact that young, invincible. I can see the lights at night.
00:25:52
Speaker
oh Okay, that makes sense. That makes sense. As long as you were wearing, were you at least wearing like bright, a bright color t-shirt? Okay. Okay, cool. All right. Awesome then. Yeah.
00:26:08
Speaker
yeah I wore, yeah, yeah. I mainly made it a point to like, you know, take my jacket off i like wear it around my waist to let my bright shirt at the time. Yeah. Stick out. Okay. Okay. I shouldn't have been concerned.
00:26:20
Speaker
Cool. um So then you would say your budgeting would include your apartment and that included most of the stuff that you needed. um the The cable and the the cable and the internet, right? And the electricity and the water. And then you didn't have a lot of transportation expenses back then.
00:26:40
Speaker
expenses back then And then you had groceries and budgeting. How did you find budgeting? Did you did you find that pretty easy or did you ever find something like going over?
00:26:53
Speaker
Um, there are a few times where I would like miscalculate something. It's like, and I'd be off by off for like, you know a little bit, but that was usually like, you know, closer to the end of the month rather than like, you know, normally anything like that. And I usually have like, you know, enough groceries around, like, okay, I can still take care of myself and feed myself, even if I went little bit over. So, you know, so I don't to worry too much about, you know, managing anything at the time.
00:27:18
Speaker
Okay. And did you use anything like um like an app to track your spending or did you pretty much just use maybe your banking app and see what was going in and leaving?
00:27:30
Speaker
I primarily did like suck to like my banking app more often than not. Okay. and like just track like you things and like just like write it down a little bit real quick like okay let me do a quick math real quick if if what if there was a count or keeping track like more than two things like okay if i did this and then this and then this i'd have this much left okay so okay well that's good i created my own i mean i track my stuff in excel um or google sheets now um because i like to be able to project out
00:28:05
Speaker
how broke I'm going to be on any given day ah is lovely.
Financial Education Memories
00:28:10
Speaker
But I, I took, I didn't take a budgeting class. What happened? Oh, somebody, I know what it was. We had junior achievement, junior junior achievement came in and they taught us, it was some kind of budgeting something. um And it was great.
00:28:26
Speaker
It was a wonderful, it was a wonderful series that they provided and they came once a week and we did, we learned how to write a check. We learned how to, um,
00:28:38
Speaker
open a fake account so it was like okay you'll need your id and you'll need this is and this was remember this still long time ago so you like you need your id and maybe your social security card to open an account and that was it now it's even more extensive All of the information that you need and and it's not anything that they teach. So that's that's disappointing. Although you did say in college, you said there were take some college college course that they had maybe that kind of did a high level overview of that stuff.
00:29:16
Speaker
Sort of, don't know what the exact name was, but it was like, you know, like freshman introduction or something like that, that okay most anyone who's been to college can probably correct me on what it is called.
00:29:34
Speaker
But that's why we're here, right? We are here to create another network, another neighborhood, another community people.
Final Thoughts and Resources
00:29:45
Speaker
Right, right. for every, every other adult thing out there. um
00:29:52
Speaker
And so, yeah, so we do have some some downloadable items on the website. One of them is a bingo card. So if if you kind of need some direction on ah things to do and you and you're one of those people and you're a person who likes to, you know, check things off, you can download a bingo card of items, adulting items that maybe you need to get done in a week just for fun.
00:30:20
Speaker
We'll be uploading a bunch of other ones, and these are all free that you can download. A budgeting sheet, or you can do just basic budgeting skills. We have a number of books out there. We'll have a bunch more that are coming out. Or if you want to just learn, again, just the basics of adulting, or if you know someone who could benefit from being a better adult.
00:30:45
Speaker
And I think that's almost anybody. Friend, family. Some coworker. Just, you know, just like leave them like leave it at their desk on a, you know Yes.
00:30:58
Speaker
Yes. Either a downloadable or a book. The books have on the inside a little inscription. If you, a to and a from, if you want to give it to someone, it can be like a card or some kind of gift.
00:31:11
Speaker
Yeah. We, we, we've got you covered. So in the next, in the coming, however long we do this podcast, that is our goal to help people out there, to help everyone out there become a better adult.
00:31:24
Speaker
So we have a range of topics. We're going to have a range of um different guests that come on that are going to share their experiences. And I'm excited.
00:31:37
Speaker
looking forward to see what what all we can create with this little platform. 100 percent 100 percent well uh this has been great joseph thank you so much for being my co-host thank you for having me i can't wait to see who else we can uh invite onto this ah humble fireside chat yeah yeah all right well thanks so much everyone for for tuning in and uh we'll see the next episode