Building better financial habits doesn't start with numbers. It starts with understanding behaviour.
In this episode of The Wallet, Emilie Bellet (founder of Vestpod) speaks with Jaskiran Mangat, financial adviser, coach and former banker, whose work sits at the intersection of money, mindset and behaviour.
Jaskiran shares how cognitive biases, habits and emotional patterns shape the way we earn, spend, save and invest, and explains how behavioural science can help us build.
They discuss:
What behavioural science is and why it matters for your finances
The common cognitive biases that make saving and investing harder
How childhood experiences shape our relationship with money
Why we sometimes sabotage our own financial progress
Practical ways to recognise and overcome unhelpful money habits
The psychology behind earning more and negotiating your salary
How to overcome fear of rejection and imposter syndrome
Science-backed strategies for building better financial habits
The power of automation, habit stacking and the 24-hour spending rule
How to stay motivated when working towards long-term goals like retirement
Whether you're trying to save more, invest with confidence, negotiate a pay rise or simply understand your financial behaviours better, this episode is packed with practical insights to help you make better money decisions.
Trigger warning: This episode includes discussion of suicide and difficult life circumstances.
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