Transcript
Speaker: of attitude cause repossessed nobody believes in you you lost again and again and again the lights are cut off but you're still looking at your dream reviewing it every day and say to yourself it's not over until I win
Speaker: Yeah, I love that song. Everybody, welcome to nonsensical nonsense network. And of course, we are the dollars and cents podcast. Vera is not here today. She is, as usual, kind of under the weather. It'll happen. We get it.
Speaker: We are live now. We have Samantha here with us. There's Samantha. I am your host, Jeff. And we are going to go over what we're going to be doing on this podcast. So Sam, do me a favor real quick and tell us a little bit about yourself, a little bit about your background.
Speaker: My background, so I've actually been in the corporate world for over 25 years in the financial services industry, mostly insurance and financial services and employee benefits. I decided back in 2019 to go into a nomad lifestyle. So I left the US and decided to travel through Costa Rica, Panama,
Speaker: Columbia, you know so and so forth and so And I did insurance and now we're now helping businesses. So You know just like me, you know the the whole nomad lifestyle it's uh, it's It can be a pain in the ass, but it is fun. I mean, let's get it off as we always say Let's be honest. It's pretty cool. I
Speaker: You know, I get to play with my buttons. And I love it, you know, what's up, sir. So Benji is Benji is a big fan of nonsense nonsense. Benji is also I'm actually trying to get Benji to become one of my brokers. But I get it. He's got stuff going on. It happens. So and like myself, you know, you've had lots of jobs, you know, throughout the years. And you're let's be honest.
Speaker: you're slightly older than I am. I won't reveal your age, but sometimes I'll call your mom, just say. But yeah, like I said, you know, you are more of the
Speaker: the white collar background, where I'm more of the blue collar background, hence my tagline, I am the black sheep. We both work for the same company, technically saying, I mean, it's overly complicated.
Speaker: The beauty of what we do is and I literally, you know, we have a message board all day and we talk back and forth for for our team. And I said a gift today and I truly believe it. I love my job. You know, in my 42 years, oh, my gosh, I'm 42. Oh, shit.
Speaker: I've had so many jobs, it's countless. And this is the one job that I'm actually excited to go to work. And I don't know about you, because I know how I am. On my day off, I'm fucking bored and I wish I was at work. Maybe not the whole day, but I'm like, I'm sitting there watching TV going,
Speaker: I can be sending fucking emails and getting more clients in. Is that something that happens to you? It does. It does. I really enjoy my career. I think that I love building things. I love helping people. Helping people really is my strong suit. I like being a part of...
Speaker: being able to provide a service and just helping people. And so to me, that's what motivates me to get up every morning in order to do work. I just, you know, I love giving back.
Speaker: I do have to ask, and we are both remote workers, and can I just say remote work is fucking awesome. Yes. I do joke with my buddies all the time that, you know, oh my gosh, it was so hard getting to work today. And they're like, what are you talking about? I said, well, I had to actually get up.
Speaker: and walk into my bosses. And I do claim this room as my bosses, as we all know, it is a bathroom slash office, but you know, how many other people can say they got a 32 inch TV in the bathroom? I'm just saying. Yeah, nobody really.
Speaker: Well, and I do have to say, out of everybody's houses that I've seen on Zoom and whatnot, you have the best view I've ever seen in my life. However, I will never go into your apartment. You're way too high off the ground. Yeah, the 42nd floor, but ocean view, gotta love it. Gotta love it. Yeah, not gonna do it. Not gonna do it.
Speaker: Anything higher than the second floor. I'm kind of out in third floor. It's questionable Yeah in Panama though is that you do get like, you know on the Pacific Ocean You get to see sunrise and sunset at the same place So it's not like as though, you know, you're on East Coast West Coast like in the States You actually see the sunrise and sunset in the same area. So I get that's pretty cool. I
Speaker: That is pretty cool. I am mildly envious of that. However, your balcony. I got to talk about this for a second. Your balcony just makes me want to sit there with a cup of coffee. But just inside the window, I don't want to actually go out of the balcony.
Speaker: ever like you sent a video and i wish i had a copy of it so i could show it on the show but you you you sent us a video when you first were moving in your video scared the shit out of me
Speaker: I was like, oh no, I couldn't even watch the whole, like you got to the balcony and I was like, oh, I'm done, I'm done. I know, let's put the phone down. Whoa. You know, I wanted to send it to my buddy Chris who does nonsense with nonsense with me. He's so afraid of heights. I was like, I need to send this to Chris. But he would somehow figure out a way to get to Cancun without getting on a plane, just to punch me in the face.
Speaker: the beauty of the way we work is you know being a remote worker is one of those things where it's like you you get to literally go all over the country without leaving home it's kind of cool it is or even outside the country but yeah you can pretty much be anywhere pretty much anywhere
Speaker: With my plans of moving sometime this year, there's no date on it because I have funds. We've started new projects at work and we're in the growing pains of it. Eventually, I did speak with a couple of co -workers.
Speaker: Mitch and Greg and Kevin and some others that are eventually going to come on here on the show and kind of give a little quick overview of what they do. But the beauty of what we're going to be doing here is I am not a business background person. I'm kind of the guy that was, I was digging ditches where you were sitting in class going, oh, that's what that is. I get it. You know,
Speaker: Um, I'm not that guy. Let's be honest. So, so one of the things I want to do on this show is I want to be able to, um, uh, you know, when fear is on here as well, I'm going to ask you guys questions that may sound stupid to most. And let's be honest, probably 90 % of them will be, but it's the one thing I've learned in being in the corporate world over the past three years is there's so much, I don't know. And, and.
Speaker: In general, people don't understand about the different ways a business can be done, the different LLCs and so on and so forth. So I wanna be able to dumb it down for people while still having a good time. I take almost nothing serious, let's be honest. So I wanna be able to be able to dumb it down for people and kinda,
Speaker: break the stereotype that business is hard. And let's be honest, it's not always easy, but it doesn't have to be hard. No, it doesn't have to be hard. It doesn't have to be hard. It's just a lot of time. So basically a lot of it is just time, right? Like when you're first starting out, it's putting that sweat and tears into it first.
Speaker: But eventually you want to have the business to be able to pretty much pull itself. So you're not taking that much time in order for that to come into fruition. So like you end up getting, you know, the money starts coming in and you're doing less work because you probably have grown a team or you know, you have, you know, more people doing other things that are able to pretty much do the work for you. And then
Speaker: end up building that business where you know you can go to Tahiti if you want to for like a couple of weeks or months or whatever right the business is still there growing um you know as you were talking about like the LSEs and like that's like all there's tax advantages with owning a business
Speaker: You know, there's you know, protecting your business by personal stuff So there's a lot of areas to go into like when you're when you're thinking about businesses that could be very beneficial and I think the entrepreneurship is definitely You know the way to go and especially now like when we can go remote, you know You don't have to have to have an office, you know, you don't need to have a brick and mortar
Speaker: So let's be honest, most days I'm Donald ducking it or Winnie the Pooh -ing it. I'm just wearing a shirt.
Speaker: And I'm like, yeah, this is going to change mine. But it's it, you know, the I think the biggest stereotype when it comes to that that's actually Glick jumping in there in the chat here. The biggest stereotype about business is it comes down to everybody's like, oh, my gosh, it's so hard. But as I said this to somebody the other day,
Speaker: You know, they were, they were saying, you know, I'd love to start a business or I'd love to be part of something where I make commission and huge commissions. You know, some of the questions we work with are. Shocking. I mean, I've heard some, I know you've heard some numbers where we've gone. Really? Yeah. How do I do that? Like, yeah, I mean, it can be outrageous.
Speaker: And, and, and he's like, you know, my friend of mine said this to me the other day, I'd love to be able to do that. But I need the stability of a salary. And I told him something that that's been said to me a bunch of times. I lately post this on my Instagram the other day. No one ever got rich by working for a salary unless you're like the CEO of Walmart. You know, Doug McMillan does pretty good for himself. Let's be honest.
Speaker: And that is the one catch of owning your business, I think, is you got to be prepared to have a nut each month that you won't reach right away. We talked about this the other day, you and I, where I was like, I have an X amount of money, I need to hit every month just to cover my bills and make sure my family's fed, I'm fed, and I have cigarettes.
Speaker: Uh, I don't need much, but I do need my cigarette and um But once you get to that point And and we we were talking about this the other day when we were talking about the the preventative health program if we can get Just enough where you're like, okay, I can breathe now That area once you hit that I can breathe and I don't have to worry and now let's worry about the profits Let's worry about it. Let's you know, that's the that's the that's the goal
Speaker: And the profits also, you know, goes into savings, which a lot of people need to think about, too. It's like when you write.
Speaker: You know, you do need to sit because you know as an entrepreneur, right? You know, you're gonna have your highs and you're gonna have your lows and you know the beauty I think you know, especially with preventive health care that you were talking about. I mean that is continuous amount of Passive income that's coming in and correct and and that's the beauty about having a business where you know You may be working for so many hours, but you know, you had that income coming time and time and right then and
Speaker: And even on a small case, even on a small case, you know, like I, uh, I actually have a list where I'm going through right now where I'm calling people, you know, trying to get them onto the program, trying to set up appointments and you know, they're, they're, they're not giant. They're like, you know, 20, 40, 50, you know, I think my biggest one is over 580 or something like that. But you know, the beauty of something that the,
Speaker: the first time I ever heard of a residual pay out on commission was at this company. You know, I've, I've sold everything, you name it, I've sold it. Uh, and you know, commission has been my life for well over 20 years. And I'm like, wait, so I sell it once and I get paid every single month. That's insane. And
Speaker: there a form of where you were in the industry you were in with insurance that that was a thing as well correct yeah of course and so like you know insurance you know there is either the one -time payout or you have residual income um whole life insurance health insurance they're all residual you know for the life of the plan is going to be a residual income but you think about it's like the time that i put into it like
Speaker: I recently just realized, and maybe you can confirm or deny this,
Speaker: I felt like as though I put a lot of time in order to you know from the time that I met with the client you know
Speaker: having them understand what it is to the point of you know they signed everything that became into you know it became enforced you know that time you know in comparison to someone who has like a full -time you know 40 hour a week job you know is it's very different like i actually took a small amount of time but the payout is going to be so much greater because you know it could be the person could have that policy for 20 years a person can have you know that
Speaker: You know a plan, you know 20 30 years down the line. So, you know, that's already done My work is already done and i'm still getting paid for it. I think that's beautiful Well, and the the the one of the beauties of our job and it doesn't really apply to us as much yet emphasis on the yet but In in a commission job where you can literally and greg said this today in the meeting He was at a bar
Speaker: explain it to a buddy of his and another guy was like wait what I want that and you know it granted it was it what Greg is doing with the company is is something normal way different than what we're focusing on the moment not that we're not focusing on it but it's not our main point of goal um with the merchant processing
Speaker: There was so much about merchant processing, I did not know. And once again, I go into these meetings and this is one of the reasons I set all these meetings.
Speaker: with you know every time i see an email from any one of the programs i i jump on it because every time i go i learn something new and i feel less stupid yeah because and merchant processing is like a whole other territory like that was brand new like i knew nothing all i knew is it had something to do with credit cards and that was the end of it right you know
Speaker: And definitely think much of it like exactly you swipe your card or if you're if you're tap it if you've ever worked you tap your card or or even if you know, I can work a credit card machine I used to have to do it when I did tour sales so you don't think about those little bitty things that that we're learning and It I don't know about you, but for myself, it's so fascinating and
Speaker: Because every time, you know, like I was on a meeting with Mitch the other day for our A .I. tax program. And Mitch said something to me. And I don't even remember what it was, but I was like, light bulb. And it's just every time I go to one of these meetings, even if I've been on the same meeting 40 times and we do joke that some meetings could have been in the email.
Speaker: We all know that we all ended up meeting. But when you go to some of these meetings, it's a whole new learning experience because some of the meetings, like the one we had with Greg today, I thought was awesome because it was a collaboration.
Speaker: I love those beats because everybody's willing to listen to somebody's two cents and what you're doing might be different with somebody else's. What's up, Connor? How are you doing, sir? I forgot the hard R. That's Connor. He's actually co -host of Nonsense Go Nonsense, which is tomorrow. And you may not know the answer to this. I'm probably understanding you know more than I.
Speaker: we were talking a little bit, a little bit ago, like 10 minutes ago about the difference between LLC, C Corp. I don't even know how many there are. And I've been doing this for three years. How irresponsible? Yeah. How irresponsible is that? I've been doing this for three years and I still don't know the difference.
Speaker: I knew I, you know, I have an LLC myself because I'm a sole proprietor. And so, you know, and, you know, I understood a little bit about S -corps and C -corps. You know, S -corps you get a lot more tax advantages is my understanding. LLC is more of a protection.
Speaker: Um, so like, it's not like, you know, and especially as a sole proprietor, you know, I mean, you can have an LLC and not be a sole proprietor, but like, that's the one that I have because it's just me. Um, you know, where if, if anything were to happen with your business, like let's say somebody wanted to sue you.
Speaker: They're not suing you directly. They're suing the LLC. It's kind of like that protection barrier. So you have your own EIN number. There's a lot of tax advantages that you can get depending upon the state that you're in. You can get tax advantages for that. So Wyoming, Delaware, Florida, those are several states that actually don't have state tax. And so if you have an LLC within those,
Speaker: non -state taxes, those states that don't have tax, that you don't have to pay state tax for, you can benefit from that. Especially like I was a resident in California where the taxes were so high. I grew up in New Jersey, the taxes were so high. So I decided to have my LLC in Wyoming just to be able to take advantage of those, not having to pay those state taxes.
Speaker: The goal, the goal for most of what we do is less tax. Yeah, I think for everybody, like everybody's mantra should be try not to pay as much taxes as you can. 100%. Well, and let's be honest, you know, if you're if you're in, God forbid, you're in California.
Speaker: the the the federal tax doesn't change across the board from my understanding but what's killing you is state tax state tax in california there there there was talks about jumping it up again for god knows what yeah there's state taxes there's you know i'm even new york city too because if you live in new jersey and work in new york city like you're not only paying state taxes new jersey because you're a resident there but you're also paying city tax for working in new york city so it's like
Speaker: There's a lot of different areas where you can get really taxed a lot. California is just as bad. If you're self -employed, there's another type of tax that you're paying. You know, you could pay up to 20 % just being self -employed. So, yeah, I mean, they even say to like, you know, death and taxes, like, even when you're dead, if you don't properly set yourself up in the United States, they can tax you 50 % when you're dead.
Speaker: And like, so like maybe 50 % of your, you know, your estate can go over to your family when you think they're getting 100%. So it's like, there's a lot of you, you want to try to pay the least amount of taxes. That's, you know, how the rich get richer. It's because they know, you know, what to do in order to lose the amount of tax. Yeah. The loopholes. And I hate using the word loophole, but let's be honest. That's what it is. I mean, there's no better term.
Speaker: Yeah, but it's no better. It's illegal. It's illegal. Like everything is different. Like you'll see like the Jeff Bezos or, you know, everybody else who's like living in California or Washington who are moving their businesses in Nevada or moving it to Florida or Texas. It's like it's because of those state tax situations. They can save millions upon billions of dollars. You know, why would she not do that? You know, if you're able to.
Speaker: I'm actually trying to figure out how to put Ukraine on my taxes as a dependent. But, you know, that's another story. Because, you know, I actually one of my favorite movies deals with taxes. It's called Oh, my gosh, it's Will Ferrell and what's her name? Maggie Gyllenhaal. Oh, my gosh, my brain shut off. He's a tax. He works for the IRS as a
Speaker: Oh my gosh, what's it called tax agent? I don't know an IRS agent. Well, he's an IRS agent. He's he's an auditor for the IRS and and she she owns a small bakery. Well, fair old. Excellent movie, but but basically he's going over taxes and she actually paid her taxes and left a note in the taxes that she's it's called stranger than fiction.
Speaker: She put in a note. She's like, I'm only sending you X amount because that's what goes to school, schools and roads and things like that. I'm not paying. So obviously she got audited. Rip, what we sell, we actually do solutions for businesses. And Sam, maybe you may be able to explain better what we do. We basically save people in taxes.
Speaker: Yes, we save people on money either trying to help them reduce their taxes or find tax solution strategies in order to be able to pay less taxes with the certain solutions that we have. There's also other solutions that we have or other product lines that can help in reducing their costs. So several of the products that we're able to offer
Speaker: you know or it's a wide range so it's getting bigger each week wide range so um you know we we do ai tax planning which is freaking awesome um it's pretty much the strategy of what the rich use but they're giving it to a a smaller um you know
Speaker: Those who are making like two hundred three hundred thousand dollars in their business you're able to save them you know thirty to seventy some cases no two hundred thousand dollars a Year in town heading upon just told me about business Did Mitch tell you about the guy they saved him over three million dollars a year in taxes. Yeah
Speaker: and you know that's insane. It has to be the net profit of the business in order to be able to see and what their tax liabilities are but you'd be amazed how many businesses or even people how much they're paying in taxes and don't even know their strategies that are out there and
Speaker: So they help with that. Preventative health care. I don't know why nobody is taking advantage of this like they should. Not only are you saving on FICA taxes, one of the clients that we're dealing with right now could save $777 ,000 a year
Speaker: in FICA taxes, but it also increases the employee's paychecks, you know, depending how they're paid, you know, on a weekly or biweekly, you know, by a monthly basis, you know, something at and all these preventative benefits like
Speaker: well on the mental when it comes to the the employee part of the llh program you know it's yeah the employees they don't necessarily get the the a bad deal they're seeing anywhere from 10 to 40 extra in each check yeah and they're also getting all these benefits you know the the if if anybody's had to take a time off to take their kid to the doctor
Speaker: You know, your kid walks in the room at two o 'clock in the morning, go, Mommy, I don't feel good. You could be like, well, let's get the doc on the phone right now. That that is genius. And I have to pay a copay, not have to wait. You could do it by video. You could do it by phone. And it's 24 seven. It could be four o 'clock in the morning and boom, they're available. And and if you need a prescription,
Speaker: it's sent over to you like right away they prescribe and they said it well not even take it for that either you know yeah you know the the the beauty of a lot of our programs is it's ease of use yeah the the ease of use and you know i think people make it harder than they need to um
Speaker: Like the one we're dealing with with the $770 ,000 worth of savings. It's not even the owner that's that's hold it up. It's I get it. It's tax season. You know, that happened. And that's the only thing really holding that one up. I was actually talking to one of the brokers today. Actually, he contacted me. I was one of Mark's brokers. He noticed my my email signature. He's like, that's so cool. I need that. I'm like, well, here's a copy. Make it your own, you know.
Speaker: And, you know, I was like, just don't use the, well, you can use those links, but they'll go to me. I mean, if you want, go ahead. But he was like, I don't understand why some of these aren't going through. And I said, I told him, I said, I think the biggest problem is some, there's somebody along the line.
Speaker: A lot of these programs are new. And some of them are brand new. Someone needs to take that leap. And once that leap is taken by somebody, the rest of them will fall like dominance. And the beauty of where you and I sit is we are on the ground floor. And a perfect example. I did the ERC for three years.
Speaker: How long ago did you start the ERC? I started during 2024, so mid of 2022. Okay, mid of 2022. And at the height of that, at the height of ERC, you were pulling in bank. Oh, yeah. And you've said in the past, I wish I would have started when Vera and I started.
Speaker: Yeah, because Vera started like two months before me And I I had and I literally fell into this job. It is the luckiest fall i've ever had Uh because I literally was posted On on facebook that you know, I would build something for anybody because I was broke. I didn't I was you know, my wife was working but I wasn't pulling in money left and right and beer called me she's like
Speaker: You want to do this?" I was like, does it pay? She's like, yeah. I'm like, I'm in. When do I start? So I went out that weekend and bought a laptop and and I've created a laptop and now I've built myself a office. The
Speaker: The beauty of being like when Vera was telling me when they first started the ERC, by the time I got in there, in the two or three months that she started before me, it was the same way. It was that somebody needs to take a leap, rock this out. And, you know, one of the biggest brokers we had made like $3 million in a year. Yeah, I think that's inspiring.
Speaker: I think it was five. Was it five? I've been saying three. I mean, that's insane. That's ungodly amounts of money. We're literally, let's be honest, brokers don't do a whole lot.
Speaker: No, they don't. And I think that was the beauty about it was just, you know, a referral source, you know, they were able to be the ones that built that relationships or had relationships already and was able to, you know, bring this knowledge to them. And yeah, basically told the knowledge of what it actually is and, you know, held our hand. And yeah, I think we're doing that now with the new products as well. So yeah.
Speaker: Yeah. And, and, you know, the, the, one of the reasons why I wanted to start this podcast was a simple fact. Not only does it get the message out there, but, um, the, the being able to event at the end of the day, trust me, you're going to be able to be like, yeah.
Speaker: that, you know, I've gotten in trouble in the past for smoking at work, you know, on a video call. I don't do that anymore. Because I thought I'm not allowed to. But, but the beauty of and of course, you want to talk about somebody has to really worried about rips
Speaker: Uh, do me a favor. I'm going to, I'm going to actually put here a, uh, email source so people can actually emails. I haven't created it yet, but I'm going to create a dollars and cents email where we can actually, people can email us questions and things like that. I haven't done it yet. Please do. I love answering questions like, you know, and that's.
Speaker: Yeah, no, that's the beauty of having the chat as well. Another reason why I want to do it live, we can 100 % pre -record this. But the beauty of doing it live is A, it's live. I mean, anything can happen. My kid just walked in. Yeah.
Speaker: It's all day long, all day. And I'm literally, I put this chain here so I can hold on to it. Nobody can open my door because I'm like, oh my God! Hi, how you doing? This is Jeff, you know. There's something called a lock. You know, you should look into it. I have one. I have one. My wife took the key away from me because I'll lock myself in here and won't emerge until seven o 'clock. And then as I, as I leave,
Speaker: A cloud of smoke will follow. And then she complains about how the room smells. She's like, it smells like cigarettes in the air. I'm like, uh, yeah. Where does it go? It has a vent, but if I turn it on, it's too loud. Um, but yeah, I'm going to, let me go ahead and I'm going to put in, uh, I'm going to put the customer service email here.
Speaker: That way we can split these. And I've clicked, I've opened like four tabs, I keep opening the wrong one. I'm gonna throw our customer service email in here. That way you guys, if you're interested in joining or talking with us on a personal level about your situation or this is just gonna be a quick, I can't type and talk, I'm so stupid.
Speaker: You can, you can actually get to us and we can, you know, guide you where you need to be. You know, if you want to see one of the programs, we can, we can set that up. Here it is. Copy. Oh my. We haven't even spoken about all the programs, but like, yeah, there's just so many of them. Like there's so many of them, but in all gamuts. Yeah. And that's the, I think on the wrong one every time.
Speaker: It's here. I can only do so. Oh, oh. So I'm going to put our customer service email in here.
Speaker: And there it is at the bottom of your screen. You know, you guys can send us questions. You could send us, you know, if you were looking at becoming a broker, we can walk you through that process. And that's, like I said, another reason why I wanted to do this show was because, A, we can actually get more people interested and, you know, maybe help even more people. I truly believe this, what I'm about to say is,
Speaker: I don't do my job for the pay as much as it sounds. I love the pay, don't get me wrong, I'm not going to give it up, but when you work for, let's say you work retail selling a t -shirt, is it really fulfilling at the end of the day? You feel, you know, good about what you did and the beauty of what we do is we literally
Speaker: Daily our company that we work for has saved people over 2 billion dollars you know ran it over what 10 ,000 people, but that's still you know lots a lot of help and The beauty of what we're doing is that's all we're doing we're helping and
Speaker: The more we can help, the better the world could be, especially on the simple fact, let's be honest, I actually watched a video the other day, you know, the Great Depression. The Great Depression, houses cost like 15 grand or something like that. And it was to buy a house during the Great Depression, housing prices were 15 % higher than somebody would make a year.
Speaker: Well, if you look at the same metric right now in 2024, it's 42 % higher. And that goes for food. That goes for every little bit. So if we can save somebody $10 a month, it's worth it. Definitely going to be saving more.
Speaker: Oh, that didn't click. There it goes. Benji says, oh, I clicked on the wrong button. You think you can sell a big player company on a program that other big companies will jump on board? I do believe that. And I think that's, you know, Sam and I talked a lot, and Benji and I were talking the other day about this. Sometimes you need a big company to take that leap of faith and say, let's try it out.
Speaker: And I ask everybody, like, hey, if this program works for you, would you mind if I have somebody call you that wants to hear your side of it? How hard was it to set up? Is it really saving you money? Is what Jeff's telling me true? And people are like, hey, if I can help more people, great. And I think it's like you and I were talking about unions the other day.
Speaker: Yeah. Uh, the, the, and I, and I started doing the math. Um, when it comes to getting a union onto a preventative health, you're not dealing with one company, you're doing like 50. So yeah, it'll take time. But if one company in that union is like, I mean, the other ones will see the benefit and go, yeah, me too, me too, me too. And next thing you know, it's retirement time. Yeah.
Speaker: I appreciate that, buddy. We did. He and I had a, was it Saturday? Saturday, my wife went to a birthday party thing. So I was here by myself. I was like, what are what Benji's doing? So I called him up and we literally talked for like three hours. And the three hours, that's not that hard. Let's be honest. I can talk for days.
Speaker: Yeah, you can definitely talk for days. Why I'm so good at sales. But you know, I get that when you get a
Speaker: Oh, there she is. Oh my gosh, hold on, I'm gonna put my shades on. Leggy's here. This is Leggy that we were talking about before the show. Leggy, how you doing? But yeah, like I said, the beauty of what we do is it's helping people. And I love that fact. I used to sell timeshare. And
Speaker: You want to talk about feeling bad at the end of the day, I would get home and I'd be like, yeah, I'm going to get drunk because I, yeah, I made a shit ton of money today, but I sold somebody something that they could have gotten through a, you know, Expedia website. Right. Yeah.
Speaker: So I finally found something that I can actually sell and it's not even selling. I don't think it's selling. It's not even selling. It's really just showing like what opportunities are out there and see if they're actually eligible for those opportunities and see if it makes sense for them
Speaker: to go forward because of the amount of savings that they can have. It's basically all what we're doing is helping small and large businesses and even people save money. Like that's basically it, like in a nutshell. And who doesn't want to save money? You know, as you know, so and especially if you if you don't have to pay Uncle Sam, you know, if you can pay less to Uncle Sam, then you have to pay then. Well, not even Uncle Sam.
Speaker: the green energy project we have. Yeah, that's the beauty. The only problem I have with the green energy project comes down to one thing. It costs so much. And even though 70 % to 90 % of it is paid for, that's still a big hit. And I think that's the biggest hurdle. But I also think, too, you're also
Speaker: You know, not only are you going to the green energy route, whether it is the HVAC systems to, you know, solar to, you know, water to whatever energy that's lowering your bills and not having to deal with the grid, you know, where it could be down to zero dollars. And so and that could be long lasting.
Speaker: And they even have programs where you don't even have to deal with the maintenance. They'll do the maintenance for you So right and that's part of it And the I think the biggest the the beauty of the the green energy project comes down to one thing and this is something Trent and I were talking about the other day Trent being the the head of the program is The biggest problem
Speaker: Is with with the energy grid is it's old as fuck. Yeah and and it is not maintained weight It's not something that can be maintained. I don't want to take anything away from the electrical union Because I I have a plan to call them but but it comes down to it's a it's a large task and in uh, I was talking to uh chris the other day
Speaker: He was telling me when he worked at OSU and sometimes when you work for these big companies You could be like this light bulb need changed Now you and me were like, okay that light bulbs out. I'll change it Right. You have to put in like 14 forms and then get approved to change a light bulb California is the worst on that like and that's with anything regardless if it's electric or not It could be like, you know building a building
Speaker: But you know you have to go through like sometimes like 30 different Departments in order to get you know, all these different permits to get and sometimes it could take years Yeah, and he's like and he was telling me that Lily It gets to the last person like yeah, it's not in the budget. It's a light bulb. It's 50 cents You know, I got some change in my pocket brother. Yeah, you know, so it's it's
Speaker: The beauty of this program comes in where you can not only remove yourself from the energy grid, but they can add things to your property like the Tesla chargers. The video we watched the other day, and I was telling Benji about this, that farm that they showed in that video, the energy system was running off cow shit.
Speaker: Yeah. And I was, you know, by the time it got through all three of those those giant balloons, and let's be honest, they look like balloons. It becomes comes out as perfect fertilizer. Yeah. You would talk about the circle of life. That's the circle of life on that farm. And I did a little bit more research on that farm. He is because I got bored. And that video intrigued the shit out of me. That guy is not only providing the electricity for his property.
Speaker: His entire town is able to get it. He is the energy company for his town. So he's got, you know, the cows, the milk, the cheese, all that stuff, the, the fertilizer and the electrical grid are all his. I mean, that guy's in 10 years, that guy's going to be multi -billionaire. Yeah.
Speaker: You know, we see the beauty of some of these programs. And it's not even programs we don't have. Well, I think on water, though.
Speaker: like water is also a big thing. And like, like I think of Nevada, I think of Vegas. Like I'm just like the water shortage that's over there. Like they're in a desert. Like do people like forget about California? California is the perfect example. Every time you turn around, California is in a drought.
Speaker: Yeah, well, listen, the energy company we're working with, they have a machine and I still don't understand how it works, even though I've seen the video like 50 times from like this, like it creates it. I've had it explained to me a couple of times. And the way I understand it is a couple of years ago, Elon Musk put out somebody make a carbon capture machine and I'll pay you X amount of dollars.
Speaker: And I'm pretty sure Volition was like, we got this and built this thing. But then they realized it works, but it's creating a bunch of water. They tested the water. It was 99 % pure. Like you can drink it right out the tap and they're small machine. And this is why I was asking Trent the other day, can we make that portable? Because you know that we're working with that big mine right now.
Speaker: And the video we watched the other day, it showed it on like in a backless semi truck. It was like a steel container, like put on a container ship. I said, we can make that portable. Imagine just showing up and the one machine produces 250 gallons a day. The other produces over 2000 gallons a day. Yeah.
Speaker: i see what you did there lady ah no but that's true the the the bloom energy system yeah but the the problem with solar panels that i've that most people realize really quickly there's two one they take them a lot of space if you need the power
Speaker: to run something big you need at least an acre of land the other problem is they don't work when the sun's off they don't work at night so they don't no they don't solar panels don't work without sun go figure solar panels
Speaker: No, but our solar panels. I'm just like that. Oh, okay. Yeah. Sorry. I misunderstood. I was thinking about our stuff. Okay. No. Solar panels don't work at night. Battery backups only work for about 12 hours, 12 to 14 hours, something like that. The Bloom energy system runs on a gas and it can be, as we learned, any gas.
Speaker: My question is, why aren't they? Because it's a hydrogen system. It makes hydrogen, which creates energy. My question is, can't they make things smaller and put it in a car so I can shit in my gas tank and drive down the road? I'm pretty sure they're doing something like that now. I mean, you know, it's all money. It's all money and, you know,
Speaker: And that's the thing too like when I think about cars like you know Especially when I think about the Prius and the Tesla's out there. It's like it You know, they say it's it's environmentally safe, but yet to produce those Issue We actually talked about that. I was talking about this with I can't remember who was maybe it might have been Benji, but it's like I
Speaker: If you looked at the environmental damage it does to create one of those Tesla batteries, and don't get me wrong, Tesla, I think Tesla's a great company. My uncle has a Tesla. I love that car. It's beautiful. The problem is the environmental damage you create to make that battery, to make that one car. You could buy a Honda Civic,
Speaker: brand new Honda Civic and drive it for 30 years before you come up even half that damage. Exactly. And I think the biggest problem with the whole, every car needs to be electric, right? The grid's not going to keep up. No. California alone, by 2030 or 2040 or something like that, they want to make 70 % of the cars electric.
Speaker: That's great in theory. But they were telling people last year, turn your air conditioners off because our grid can't keep up. When I lived in LA, like they lived in the valley, it used to happen all the time. The same thing with the water shortage. It's like, you can't water your lawn. You can't put water in the pool. There is a lot of restrictions that they had.
Speaker: Um, it was pretty insane. It's only getting worse. It's getting worse and like, you know, and that's the same thing when I look at Vegas. I'm just like, oh my God, like you look at like me. It's like it's just getting lower and lower and lower and lower. It's. Yeah. And that's where the water source is coming from. So it's it's it's insane. Like, you know, there has to be solutions for that. And yeah, like it's it's just insane.
Speaker: lady what the fuck is wrong with my typing i was the last one oh she she put in here uh you need to read gridlock by ben elton he wrote it about four years 40 years ago she she corrected that uh is inverting into water into a hydrogen engine actually that there was like guy there was a guy he built a you know the you know the rail buggies it's like a bull swaggin beetle motor but it's a
Speaker: pipes and it makes a car. There was a guy and it might even be the same guy. Um, he built a water powered car where you can literally grab snow off the ground, throw it in this thing and run it. Really? He was killed. He was killed. There's videos of that car on YouTube. He, he literally the, he's got patents out there where you can go and you can, you know, you can go to the patent office, email the patent office, then you get a copy of the patent. The problem is you can't read it.
Speaker: because he was not an engineer. So an engineer looks at it and goes, well, that's chicken scratch. Can't figure that out. But he could read it. And that's a shame.
Speaker: Well, it turns out there was this whole thing. And I was watching this on Joe Rogan. He built this car and he was at a bar one day talking to his brother or something like that. And he ran out in the parking lot screaming. They're poisoning there. They're poisoning. Two minutes later, he was dead.
Speaker: Yeah, because he created something. There was another guy. He took a big old Lincoln Continental in the 80s, you know, the fucking yacht that you couldn't put in your living room. You know, you could touch the bumper of it if you stood it up from your apartment. Yeah. You know.
Speaker: he it was he didn't change the motor or anything but he was able to change he rebuilt the carburetor where on a single gallon of gas he drove it for 100 miles wow and he was killed in a car accident two weeks later
Speaker: So like you hear stories like that, you're just like that that really happened. Well, there's well, the thing is, is it comes down to back in the 80s. How much was gas in the 80s? I know. I got a couple of pennies that will fill your tank, you know. So back then, it wasn't a big deal. People were like, oh, what's what's three dollars to fill my tank? I run for a month, you know.
Speaker: And in the oil industry, as like he's saying there, that the oil industry is like, fuck you. We want all this fun. You know, the diesel engine was originally invented to run on peanut oil. Right. I remember. Yeah. And Mercedes was like all on that, too. Like, yeah, Mercedes diesels. Yes. And well, well, yeah.
Speaker: But it's the beauty of what I think is what's happening because of those things is we now have a proper company in in Volition where they're doing it right. They're they're saving they can they can do it properly without that worry. Like I don't think
Speaker: They helped Japan when they went through the whole tsunami. Yeah. Well, not just the tsunami. They had that meltdown. They had that whole meltdown of their power plant. They helped the country. So it's like the work that they do is pretty revolutionary and it's very important for what they're doing. So great to have them on board.
Speaker: Uh, we're coming to the end of me here. So, uh, been about an hour. So I have, yeah, you have a Volvo that doesn't count lady drives a Volvo. She's the queen Volvo. Um, but yeah, that's basically the plan for this show is, you know, whether it be a night like tonight where we just kind of shoot the shit about different ways.
Speaker: that business can be done. I already talked to a couple of people about coming on as guests, where they can come on and talk about their products. And of course, there's gonna be times where we learn something. There's gonna be times where we can teach something. And then that's the beauty of something like this is, yeah, you do love your Volos. She's so weird about her Volvo.
Speaker: Volvo's are good cars. Oh, don't get it wrong. They're amazing. Really good cars. They're amazing. But Leggy talks about Volvo's like they're going to save the planet. I love Volvo's. That's like I said, that's the beauty of the show. We're going to be doing every Tuesday.
Speaker: hour, hour and a half max. If we get on a good subject or we get on a good conversation, we can keep going. But yeah, that's pretty much it. Sam, say something to the people about as a goodbye.
Speaker: I don't know. I just appreciate it being on. It's the first time I've actually been on a podcast. So thank you for having me, Jeff. Well, you know, like I said, and you and I were talking about this the other day and we got time to spare because honest, nonsensical nonsense goes minimum three hours. So we got plenty of time. But you and I were talking about this today.
Speaker: the best form of, you know, I'm, I'm, I'm of that generation and being a guy that it was like, bottle it up. Don't tell nobody nothing. You, you deal with your problems. You walk it off, rub some dirt on it, get back out there. Don't be a pussy. And there's been times on, on nonsense, nonsense and, and, and podcasts that I've been on that you can open up
Speaker: you know i don't worry about you know 50 people watching or 5 000 people i don't care because i'm literally just talking to a friend you know uh chris and i've been friends for 27 years you and i've been friends for a little over a year beer and i've been friends for 10 years plus which i'm sure she feels bad about for herself but the beauty of this is is
Speaker: It's hard to explain. The one thing I love about the podcast that I've been involved with, there's no judgment. There's plenty of razzing, plenty of busting of balls, but there's no judgment. So yeah, like I said, I usually end nonsensical nonsense with my little deuces.
Speaker: I'm going to end this show. Well, and then of course we got to do, do you, our funny guy, Mike, but, but I'm going to go ahead. Like I said, if you got a little, think about something for the next time, you know, a little, but I'm going to end this show with, with, you know, we may not all have the dollars, but we can always make sense of the
Speaker: I'm working on it. I haven't really gotten something. It works. That works. We may not have the dollars, but we do have some sense. So I'm going to go ahead and end with our ending video, ending music, our opening music as well. And thanks for everybody for watching.
Speaker: What if we have that kind of attitude to cause repossess? Nobody believes in you. You lost again and again and again. The lights are cut off. But you're still looking at your dream, reviewing it every day and saying your stuff. It's not over until I win.
