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EP 36: Debt Collectors on Facebook, Nostalgia Bone, Dopamine Nation
72 Plays3 years ago
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Transcript
Solo.to Overview
00:00:02
Speaker
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Speaker
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00:00:44
Speaker
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00:01:08
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Introducing DJ Tracey Tree & Show Focus
00:01:44
Speaker
What the pod? What's going on, y'all? Welcome back to What the Pod. I go by the name of DJ Tracey Tree Show, Auntie's favorite DJ and now your fairy pod mother. What the Pod is a podcast that recommends new shows for you to listen to. And if you follow me on Spotify, I've got a playlist every single week where you can follow me and listen to podcasts along with me. Let's jump right into today's show.
Bad With Money Review & Student Loans Discussion
00:02:11
Speaker
Now, the first podcast that I'm listening to is called Bad With Money with Gabby Dunn, all right? So it's by Cumulus. I'm an ex-radio one employee. So first of all, I don't be feeling cumulus like that. But I thought this podcast feels me, right? Gabby Dunn unapologetically examines the intersection of finances, feelings, and the effing system. Each week, New York Times bestselling author and comedian Gabby brings a social justice, feminist, and unabashedly radical point of view
00:02:40
Speaker
to conversations with top journalists, student loan experts, tax specialists, mutual aid organizers, and other disruptors in their fields. Now, first of all, you can leave by voicemail too. So first of all, student loans was a scam. I think they got the home, the millennials as a group.
00:02:59
Speaker
as a birth group. They got us with the scam. Our parents didn't deal with it as much. They had way lower student loans. The next generation don't even want to go to college because YouTube and all this information is free. So, you know, if YouTube was at the level that it's at now, masterclass and all these different things that you could take, I would have never went to college. And to be honest, I wasn't really there for the student part of it. I was there for the network part of it. And it was completely worth it. Like,
00:03:24
Speaker
I still make money to this day based on college acquaintances that I've had, Purdue still books me, you know what I mean? So I'm very grateful for my college experience, but I hate the fact that now it's like breathing down our necks to pay back this money that has got crazy interests. It's like, we're never gonna be able to pay this back. That's why I'm like Biden and Kamala, if they don't find a way, this is gonna be the most
00:03:51
Speaker
like the biggest presidential misstep of all of society if they don't get these student loans under arrest. But I digress,
Debt Collectors & Social Media Critique
00:03:57
Speaker
I digress. Anyway, the episode that I'm listening to on this Bad with Money podcast is called Debt Collectors Can Now Use Facebook to Track You. Now I saw something on Facebook that said debt collectors could find you on Facebook, not Facebook giving you a warning or anything. It was like one of these articles and I'm like, all right, why? Bullshit, like they not gonna do that. But anyway,
00:04:18
Speaker
Turns out that's true. And my thing, let me read this description first. Gary covers a new study that exposes the myth of trickle-down economics. Turns out billionaires getting tax cuts doesn't help the rest of us. Then an update on the trial of Theranos founder Elizabeth Holmes and a new law that now allows debt collectors to track you on social media. Finally, Discord comments about queer financial planners
00:04:48
Speaker
the Starbucks ASU partnership, why we should rethink 529 plans and nonprofits wanting to pay for employees' tuition. All right, this is a 15, 14-minute episode? How the hell does she talk about all of that in 14 minutes? It seems like a lot, but here's my take on these. I haven't listened to this episode, by the way. Here's my take very quickly on debt collectors being able to find you on Facebook.
00:05:15
Speaker
Do you think that's still gonna get you your money? Just because you can find people on social media, that still don't mean they gonna transfer any money to you, okay? That's crazy. Let people live their life in every company, their charge offs, their all kind of situations where people aren't happy with their service, they not paying, or they just decide not to pay. That's a risk you run if you give somebody some money and then give them some time to pay you back.
00:05:42
Speaker
If you wanted your money right up front, you should have asked for it up front and then you wouldn't have had no customers. But you wanted to have customers by allowing all these people to take out loans and credit cards and all this. Now I'm a cash positive person and this is why, you know, another thing. This credit card crap is crazy.
00:06:00
Speaker
because you knew what it was at the beginning. You get somebody some plastic and it's like, hey, you got 500, you good, but I'm gonna charge you some interest if you miss it. You think they give a fuck about charging and missing a card or something like that? That collectives leave people alone on Facebook. Y'all about to get cussed out like you've never been cussed out before. Don't forget all of the hackers and stuff is still on. So actually it's probably work out for the better. Get on Facebook. Who cares? Get on social media. Hopefully the hackers get you and they get your whole company and do some ransomware or something, you know, and then you just leave people alone.
00:06:30
Speaker
Damn, you can't even be on Facebook without debt collectors checking you out. Anyway, y'all listen to Bad Money with Gabby Dunn with me.
Exploring NPR's 'Thru Line' Podcast
00:06:37
Speaker
Check out that episode. It's on my Spotify playlist that is in the description. The next podcast that I'm listening to is called Thru Line. It's an NPR podcast.
00:06:49
Speaker
I'm not sure exactly what this one is about, but let's check. It says, the past is never the past. Every headline has a history. Join us every week as we go back in time to understand the present. There are times you can feel and sounds you can see from the moment that shaped your world. Yes, you can. The specific episode I'm listening to is called nostalgia bone. Let me get to this episode description real quick.
00:07:20
Speaker
This is one of these podcasts that go in chronological order so I don't have to scroll down. All right, here it is. Okay, the episode is entitled the nostalgia bomb. The global pandemic has spawned a different type of epidemic.
00:07:37
Speaker
one of an entirely different nature, a nostalgia outbreak. Longing for simpler times and better days, many of us have been turning to the 90s dance playlists, TV sitcoms and sports highlights. We're looking for comfort and safety in the permanence of the past, or at least what we think was the past. But when it
00:08:02
Speaker
first appeared nostalgia itself wasn't considered a feeling it was a deadly disease the episode traces the history of nostalgia from its origins as an illness to a dominating emotion of our time and in doing so we wrestle with its eternal paradox to both hold us back and keep us going okay
00:08:23
Speaker
This is super, super interesting to me, right? I watch old TV shows. I really don't watch TV that much. So I was reading somewhere that it talks about people who suffer from anxiety and how they watch shows all the time that they already know the ending to. So it's like, not like you have to breathe any energy into that or be on a cliffhanger or any of that.
00:08:39
Speaker
I don't enjoy the anxiety that TV and most entertainment brings and that's why really I go with podcasts and more information based mediums so I can like skim and skip and it's something short so I can get right to it. I've also during quarantine was reading some books by Dr. Joe Dispenza.
00:08:58
Speaker
Um, specifically becoming supernatural. And it talks about you experiencing things from the past, right? Like things that are nostalgic make us feel really good. But what happens is you're experiencing an older version of yourself. So then you're sure to repeat your life over and over and over again.
00:09:18
Speaker
just based off of your brain's patterns, like how it associates things with that and all that. So I think I'm gonna listen to this episode because I do believe that nostalgia is a sickness. Like you can long for times that are not today and then you're remembering them wrong. You're remembering the best parts of everything. You weren't remembering how anxious you were or any of the negative things that came. Your mind is stringing it together and putting together these smells and these triggers and all these things.
00:09:46
Speaker
that work really well for you, that make you want to feel like you're in this older state or you're in a past place where you felt comfortable, but actually you're misleading yourself completely and you're out of control. You're not present with yourself is the real problem there. So I'm gonna listen to that one. That one will probably be on what the pie recaps on Friday. So check it out the live stream that's gonna be at the end of the week when I recap everything because that one's interesting to me.
The Next Big Idea & Modern Addictions
00:10:12
Speaker
All right, the last podcast that I'm listening to is called The Next Big Idea. This is a Wondery podcast and I listen to a whole lot of Wondery podcasts because they are heavily marketed. All right, think bigger, create better, live smarter. Ideas are coming at you every day from all directions. Where do you even start? Hosted by Rufus Griskum and featuring Malcolm Gladwell. Shut up!
00:10:35
Speaker
Malcolm Gladwell is on this podcast. Susan Cain, Adam Grant and Daniel Pink, the next big idea brings you groundbreaking ideas with the power to change the way that you see the world.
00:10:46
Speaker
Okay. Malcolm Gladwell is on this. I need to get on this one ASAP. All right. The specific episode that I'm listening to is called dopamine nation. Why the modern world puts us all at risk for addiction. And I think this went really well into that nostalgia episode because most of us are addicted to dopamine and have no idea. And nostalgia, nostalgia brings lots of dopamine. So that's whatever the episode description.
00:11:09
Speaker
and dopamine nation finding balance in an age of indulgence. Dr. Anna Lebke says, today's super abundance of pleasurable stimuli makes us all vulnerable to overindulgence, but don't lose hope. Anna, the medical director of addiction medicine at Stanford says that by understanding how modern stimulants from Instagram to masturbation machines
00:11:33
Speaker
pray on our primitive brains, we can find ways to overcome the unhealthy dependencies that prevent us from leading balanced lives.
00:11:50
Speaker
Stuff like that. When going to the grocery store and all of that was used to be part of your day, used to be you moving your body, doing all these things. Absolutely. I can agree with that. But also the fact that nothing is good if it's not in moderation. You know, drinking water is great. You drink too much water, you drown.
00:12:08
Speaker
You know, working out is great. Work out too much, hypergymnasia. You know what I mean? Like, so living a balanced life, I like that they put that there because you can have a little bit of everything. You really don't have to restrict yourself from anything. It's when you overindulge and you're doing too many things and then your body is like, hey, we're done with this many things, you know, you gotta live a balanced life. So looking forward to checking that one out. Check out the next big idea with me and the episode is entitled Dopamine Nation.
Podcast Closing & Social Media Engagement
00:12:38
Speaker
That's all I've got for today's episode, y'all. Thank you so much for joining me for What The Pod. I suggest you listen to these podcasts with me and let me know what you think on social media.
00:12:48
Speaker
Thank you for continuously listening to What The Pod. I go by the name of DJ Tresci Tres, your unceased favorite DJ, and now your fairy pod mother. It would mean the world to me if you left me a review on Apple Podcast that was five stars and some really kind words. And make sure you follow me on TikTok and Instagram at DJ Tresci Tres. That's DJ T-R-I-C-E-Y-T-R-I-C-E. I'll be back here tomorrow with more podcasts for you to listen to. It's DJ Tresci Tres.