No Harm, No Foul

At twenty-four, Allen Fetters is blindsided by the worst gallstone attack of his life. Too stubborn to call 911 or even a friend, he decides to drive himself to the ER, floors it down an empty road of green lights, on a collision course with a man on a bicycle crossing the intersection ahead of him. Then Richard Velazquez rewinds to Christmas Eve, 1989, eighteen and riding shotgun in his mentor's prized 1964 Mercedes after a night of cocaine, rum, and reggaeton on repeat. On the snowy New Jersey Turnpike, with three other people in the car, he hears a whooshing sound and a  tremendous bang. Thanks to So Say We All [https://sosayweallonline.com] in San Diego, whose live show is where Richard first brought this story to an audience. Leave your comments on the stories and find episode details and music credits at risk-show.com/podcast/no-harm-no-foul [http://risk-show.com/podcast/no-harm-no-foul]  Be Part of RISK! 🎟 See RISK! live⁠ [https://risk-show.com/live] tonight (September 8, 2026) in New York City! ✍️ Pitch your story⁠ [https://risk-show.com/submissions] ❤️ Support us on Patreon⁠ [https://patreon.com/risk] 💵 Make a one-time donation⁠ [https://paypal.me/riskshow]⁠ [https://risk-show.com/live] via PayPal [https://paypal.me/riskshow] or Zelle to kevin@risk-show.com [https://www.zellepay.com/get-started] 📚 Shop merch or the RISK! book⁠ [https://risk-show.com/shop] 🎓 Take storytelling classes with us⁠ [https://thestorystudio.org] 🎥 Hire Kevin as a coach or get personalized videos [https://kevinallison.com] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]