305 - Shelby Pt. 2 "You have to cut something!"
In this episode of Future Rich, host Barbara Ginty continues her conversation with Shelby, a 55-year-old government employee, about her financial situation, including income, expenses, retirement planning, and debt management.
In this episode, Barbara gives Shelby some hard-to-hear, but necessary advice: her budget needs to get under control! Listen to learn what Barbara's tips are for Shelby to get started on paying off her debt effectively and why creating an emergency fund is essential for her financial security.
*This is part two of a two-part episode; part one aired on all major podcast platforms last Friday, 10/31.
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