What do baseball and investing have in common? More than you think.

In this fun and insightful episode of The Future of Finance, Marissa Wood and Lisa Greene break down financial strategies using baseball analogies—from spring training and home runs to bullpen management and the ultimate grand slam.

If finance has ever felt confusing or boring, this episode makes it simple, relatable, and actually enjoyable.

⚾ Learn how to “round the bases” in your financial life
📈 Understand diversification through hitters, pitchers, and game strategy
💡 Discover how to avoid costly financial “errors” that can follow you for life

⚾ What You’ll Learn

 * Why diversification is like building a winning baseball team
 * How to balance aggressive growth with steady income
 * The biggest financial mistakes to avoid (and how to recover)
 * Why your strategy should evolve as you move through life
 * How to create a “grand slam” financial future

💬 Which tip are you starting with this week? Drop a comment and let us know.

👍 Like, subscribe, and share if you want more money strategies made simple.

Baseball Meets Finance ⚾💰 | Build a Winning Investment Strategy Like a Pro | Future of Finance S2 Ep.26

AI is everywhere right now—but should you trust it with your financial future?

In this episode of The Future of Finance, Marissa Wood sits down with industry expert Dee Costa to break down the real role of AI in financial planning—what it’s great at, where it falls short, and how to use it the right way.

From budgeting and goal-setting to emotional decision-making and life events, this episode shows why AI is a powerful tool—but not a replacement for human advice.

🤖 Learn how to use AI to prepare for financial meetings
📊 Discover what AI can (and can’t) do with your money
💡 Understand why strategy, discipline, and accountability still matter most


🤖 What You’ll Learn

 * How to use AI as a tool (not a crutch)
 * The biggest mistakes people make relying on AI
 * Why financial planning is more emotional than logical
 * How to prepare for a meeting with a financial advisor
 * The real secret to building wealth: consistency over time

💬 Which tip are you starting with this week? Drop a comment and let us know.

👍 Like, subscribe, and share if you want more money strategies made simple.

Can AI Replace Your Financial Advisor? 🤖💰 What You NEED to Know | Future of Finance S2 Ep. 27

What does a former undercover police officer know about financial planning? More than you’d think.

In this episode of The Future of Finance, Marissa Wood sits down with Chris Wood, financial advisor and former narcotics detective, to break down how crisis response, risk management, and preparation translate directly into your financial life.

From emergency funds to market crashes, taxes, and life’s unexpected moments—this episode shows why the best financial plans aren’t reactive… they’re prepared.

🚨 Learn how to build a crisis-ready financial plan
📉 Understand the risks that can quietly destroy your future
🧠 Discover why staying calm (not reacting) is your biggest advantage

🚨 What You’ll Learn

 * How to build a financial plan that can handle real-life emergencies
 * The biggest risks most people don’t plan for (but should)
 * Why income planning > account balance
 * The difference between reacting emotionally vs responding strategically
 * The first step everyone should take this week to improve their finances

💬 Which tip are you starting with this week? Drop a comment and let us know.

👍 Like, subscribe, and share if you want more money strategies made simple.

⏱️ Episode Timestamps

00:00 – Intro: Crisis response meets financial planning
00:45 – Meet Chris Wood: From police officer to financial advisor
01:39 – Serving people in different ways: protection in life vs finance
02:11 – What undercover police work teaches about planning for risk
03:10 – Why you can’t plan for everything—but you still must prepare
04:14 – Markets, life events, and “things going wonky”
05:00 – Staying calm: why emotional reactions destroy plans
06:02 – Confidence comes from preparation and repetition
06:46 – The role of financial advisors: risk managers, not just investors
07:08 – Biggest risks: legislation, markets, and black swan events
07:56 – Sequence of returns risk explained (and why timing matters)
08:56 – Longevity risk: the longer you live, the more can go wrong
09:46 – Real-life financial emergencies (and why planning ahead matters)

11:30 – When it’s too late: procrastination and missed opportunities
12:21 – What a “crisis-ready” financial plan actually includes
14:28 – Why every financial plan must be personalized
14:42 – Emergency funds: your first line of defense
15:19 – Life insurance: protection against the unexpected
16:20 – Beneficiaries, power of attorney, and planning basics
17:50 – Why income planning matters more than account balances
18:54 – Social Security myths and income gaps
20:04 – The “widow’s trap” most couples overlook
22:02 – Done is better than perfect: take action now
23:02 – Financial blind spots: lifestyle creep in retirement
24:53 – Taxes: the silent drain on your wealth
27:24 – Reacting vs responding: the mindset shift that changes everything
29:13 – The #1 action step: know your monthly expenses
30:21 – Emergency fund goal: 6 months of expenses
31:03 – Debt management and reducing financial stress

32:23 – Final takeaway: don’t wait for urgency to force action



Crisis-Proof Your Finances 🚨 | What Police Training Teaches About Money | Future of Finance S2 Ep. 26

Every generation faces unique financial challenges—but what are the biggest money mistakes they keep making? In this episode of The Future of Finance, financial experts Marissa Wood and Lisa Green reveal the top financial pitfalls across Baby Boomers, Gen X, Millennials, and Gen Z—and share the exact strategies to avoid them.

From ignoring long-term care to overspending on credit cards, this episode breaks down real-life examples, practical tools, and actionable tips to help you take control of your financial future—no matter your age.

🎯 Topics Covered:

 * Long-term care & estate planning
 * Retirement readiness by generation
 * Prioritizing your kids vs. your own future
 * Credit card debt & Gen Z struggles
 * How to start investing (even with little money)
 * Smart tax-free retirement strategies

📌 Ready to take action? Visit union-financial.com [http://union-financial.com/] to book a free consultation today.

👥 For one-on-one planning with Marissa or Lisa: https://www.union-financial.com/

➡️ Phone • Zoom • In-person available

⏱️ Timestamps:

00:00 – Intro: Why Financial Mistakes Differ By Generation

02:00 – Baby Boomers’ #1 Mistake: No Long-Term Care Planning

04:30 – How Estate Planning & Annuities Can Help Boomers

08:00 – Why Boomers Must Introduce Their Financial Advisor to Family

11:00 – Gen X’s Mistake: Prioritizing Kids Over Their Own Retirement

13:00 – The Cost of Withdrawing from a 401(k) Too Early

15:30 – Maxing Out Retirement Plans the Right Way

18:00 – Millennials’ Mistake: Delaying Investing

20:30 – Understanding Dollar Cost Averaging for Beginners

22:00 – Why Roth IRAs & IULs Are Crucial for Millennials

26:30 – Budgeting, Emergency Funds & Spending Habits

28:30 – Gen Z’s Pitfall: Credit Cards & Instant Gratification

31:30 – Why Gen Z Should Start a Roth IRA Now

The biggest money mistake your generation is making… are you making it too? 👀

Feeling like you're behind with money in your 20s or 30s? You’re not alone—and you’re not failing.  In this episode of The Future of Finance, Marissa Wood breaks down 5 easy, high-impact financial moves you can implement in the next 90 days to build wealth early and avoid common financial pitfalls.  From understanding why budgets aren’t diets to leveraging compound interest and employer 401(k) matches, this episode is your go-to guide for getting on track without feeling overwhelmed. 

✅ Key Takeaways

- Budgeting is lifelong, not temporary

- Starting early with investing unlocks the power of compounding

- Employer match is free money—take it

- Diversify beyond your 401(k)

- Life insurance is cheaper when you don’t need it (yet)

- Taking action matters more than perfection

5 Smart Money Moves to Make in Your 20s & 30s | Build Wealth Early | Future of Finance Ep. 25

Annuities are one of the most misunderstood words in finance—and in this episode of The Future of Finance, Marissa Wood and Lisa Green break down exactly what they are, how they’ve evolved (think cell phones!), and how they can help you lock in income for life, protect against market losses, and even cover long-term care.

Whether you’ve heard horror stories or you’re curious if annuities could fit into your retirement plan, this episode gives you real answers, real examples, and real clarity—without the industry jargon.

📞 Ready to explore what an annuity could look like in your plan? Schedule a free call: https://union-financial.com/https://www.union-financial.com [https://www.union-financial.com/]

🔍 What You’ll Learn:

 * What annuities really are (not the scary kind you’ve heard about)
 * Why they're gaining popularity with all age groups
 * The difference between fixed, indexed, and variable annuities
 * How to get guaranteed income for life
 * Why many clients feel peace of mind (and live longer!) after buying one

💬 Question for You
 Have you ever considered an annuity—or do you think they’re all bad? Drop your thoughts and questions in the comments!

👍 Like, subscribe, and share this episode if you learned something new.

The Truth on Annuities: You’re Not Being Told the Full Story| Ep. 24

Becoming a parent changes everything—including your finances. In this episode, we break down 5 essential financial tips every new parent should know, from budgeting and saving to planning for the future. Simple, practical advice to help you feel confident and prepared.



Episode 23 - 5 Financial Tips For New Parents (REPLAY)

Climbing the mountain of retirement is hard—but the descent is where most people fall. Literally.

In this eye-opening episode of The Future of Finance, Marissa Wood sits down with Sam Payne, a financial advisor with 40+ years of experience, to uncover the five hidden threats that can destroy your retirement plan if you’re not prepared.

From taxes and inflation to sequence of returns and long-term care, this is not a scare tactic—it’s your survival guide for making your money last as long as you do.

The 5 Silent Retirement Killers (And How to Survive the Descent) | Future of Finance Ep. 22

In this special Q&A episode of The Future of Finance, host Marissa Wood tackles real questions from real listeners—covering job transitions, forgotten 401(k)s, emergency funds, retirement benchmarks, and how the 2025 Fed rate cut could affect your wallet.

Whether you’re changing jobs, building your first emergency fund, or wondering how to adjust your investments as rates shift, this episode delivers clear, actionable advice.

✅ Got your own question? Book a free call with Marissa at https://union-financial.com and get personalized guidance—Zoom, phone, or in-person.

401(k) Rollovers, Emergency Funds & Fed Rate Cuts Explained | Future of Finance Q&A Ep. 21

Being your own boss comes with incredible freedom—but also serious financial responsibility. In this episode of The Future of Finance, Marissa Wood and Lisa Green from Union Financial Services dive deep into what every self-employed person needs to know to plan for a secure future.

From setting up retirement plans and understanding Medicare penalties, to leveraging HSAs and preparing for emergencies, this is your one-stop-shop for building a smart, sustainable financial life as an entrepreneur, 1099 contractor, or small business owner.

If you’re wondering how to build your own pension, how to reduce taxes as a business owner, or how to prepare for the unexpected—don’t miss this conversation.

👉 Book a free consultation: https://union-financial.com

⏱️ Timestamps

0:00 – Intro: Why this episode matters for the self-employed

1:10 – The shocking retirement stat: 40% of self-employed save nothing

2:15 – SEP IRAs: What they are and how they reduce your taxes

3:52 – SIMPLE Plans for small teams: A 401(k)-like solution

5:12 – How small biz employees get personalized retirement plans

7:47 – Individual 401(k)s: Double the contributions, double the tax benefits

9:00 – Retaining talent through retirement benefits

10:35 – Roth IRAs for kids? Yep, it’s legal and powerful

12:10 – The #1 expense for self-employed people: Health insurance

15:15 – Medicare trap: Why your income at 63 really matters

18:00 – Triple tax advantage of Health Savings Accounts (HSAs)

19:34 – Don’t forget quarterly tax payments (and how to plan for them)

22:23 – Emergency funds: Why your business needs one too

25:02 – Disability & indemnity insurance: Prepare for the worst

28:17 – Can self-employed people get a pension? Yes—here’s how

30:44 – The reality of self-employment: Best parts & biggest challenges

32:25 – Final thoughts + how to schedule a personal consultation

32:51 – How to book a free meeting with Union Financial Services

The Self-Employed Survival Guide: Retirement, Taxes & Healthcare Tips | Future of Finance Ep. 20

Introducing The Future of Finance, a podcast hosted by our own Marissa Wood. Join us every other Thursday, where we will break down financial strategies, investment insights, and real success stories to help YOU take control of your financial future. Because financial freedom isn’t just a dream—it’s a plan. And it starts here.

Marissa Wood

Shows