Lex chats with Libor Michalek, the President of Affirm, a buy now, pay later (BNPL) company. Michalek discusses his early experiences with the internet and how it shaped his understanding of technology and its potential in the financial services industry. He explains how Affirm was founded with the goal of building honest financial products that improve people's lives, and how the convergence of e-commerce, mobile technology, machine learning, and access to consumer information enabled the company to create a credit product that aligned with consumer interests. Michalek also discusses the challenges of building a technology-driven finance company, the performance of Affirm's loans compared to credit cards and personal loans, and the company's approach to competition and future growth.

 

MENTIONED IN THE CONVERSATION

 

Affirm's Website: https://bit.ly/3Qo2DvI

Libor's LinkedIn: https://bit.ly/4bfsQVk

 

Topics: fintech, buy now pay later, BNPL, e-commerce, machine learning, loans, credit,  credit cards, payments

Companies: Affirm, Thinking Machines Corporation, PayPal, Amazon

 

ABOUT THE FINTECH BLUEPRINT

 

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

 

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

 

👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’00: Internet Pioneers and Business Innovation: Libor Michalek touches on Early Web Experiences

 

4’56: Digital Transformation and Commerce: Unpacking the Consumer Insights and Technological Advances That Fuelled the E-commerce Explosion

 

9’18: Beyond Traditional Finance: How Affirm's Founding Insights and Technological Integration Redefined Fintech in the 2010s

 

13’14: Redefining Credit: Exploring the Consumer Demand for Transparency and Fairness in Financial Products with Affirm

 

19’04: Integrating Innovation: How Affirm's Unique Approach to E-commerce and Payments Shaped Its Market Strategy

 

23’47: Machine Learning and Financial Innovation: Launching Affirm's Transaction-Specific Underwriting Models

 

27’56: Assessing Investment Opportunities: The Risk and Return Profile of Affirm's Customer Loans from an Institutional Perspective

 

32’11: Empowering Customers: Affirm's Commitment to Transparency and Support in Financial Services

 

37’42: Leading the Charge: Navigating Competition and Innovation in the Buy Now, Pay Later Market

 

41’22: Defining Innovation in FinTech: Distinguishing Between Technology-Driven and Finance-First Companies

 

43’29: The channels used to connect with Libor & learn more about Affirm

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

How Affirm built the Buy Now Pay Later (BNPL) industry, with President Libor Michalek

Lex chats with Sarah Levy, CEO of Betterment - the largest independent digital investment advisor. Levy kicks off the conversation by discussing her career journey from working in the media industry to leading a fintech company. Levy explains that she was attracted to Betterment's mission of making people's lives better and saw the potential for growth and scale in the company. She also highlights the importance of brand building and understanding the customer in creating a successful business. Levy discusses Betterment's core products, including its retail robo-advisory service and its 401(k) offering for small and medium-sized businesses. She explains that Betterment aims to be a holistic investing home for its customers, focusing on expanding access and offering more account types and asset classes. Levy also discusses the potential for Betterment to offer self-directed investing options in the future.

 

MENTIONED IN THE CONVERSATION

 

Betterment's Website: https://bit.ly/3Uq5gPK

Sarah's LinkedIn: https://bit.ly/4d5aGqJ

 

Topics: Fintech, embedded finance, banking, investment, RIA, Tax, roboadvisor, advisory, branding, 401k

Companies: Betterment, Nickelodeon, Disney, Viacom, Schwab, Fidelity

 

ABOUT THE FINTECH BLUEPRINT

 

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

 

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

 

👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’10: From Nickelodeon to Betterment: Tracing Sarah Levy's Journey Through Media and FinTech

 

7’22: Brand Personification and Audience Engagement: Exploring Digital Transformation with a lens on the consumer

 

13’33: Mission and Brand Resonance: Transitioning Leadership at Betterment

 

16’50: Initial Impressions and Strategic Directions: Enhancing Betterment's Brand and Services

 

21’41: Refining FinTech: How Betterment Evolved to Meet the Needs of Modern Investors

 

24’58: Building Betterment's 401k Business: Strategic Growth and Market Opportunities

 

34’45: Revamping RIA Economics: Betterment's Innovative Approach to Advisor Services

 

39’41: Beyond the Super App: Betterment's Strategic Approach to FinTech Diversification

 

44’12: Focused Growth: Betterment's Strategic Decision to Prioritize Long-Term Investing Over Self-Directed Trading

 

47’09: The channels used to connect with Sarah & learn more about Betterment

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

Betterment's path to $45B and beyond, with CEO Sarah Levy

Lex chats with Anthony Cimino, the head of policy at Carta - an equity management company that builds the infrastructure for innovators, supporting approximately 35,000 companies, over 2.2 million stakeholders, and more than 5,000 funds. Cimino discusses his background in government and policy in the financial services industry and how he got involved in finance and policy. He explains the role of policy in the fintech industry and the importance of engagement with policymakers. Cimino also talks about Carta's core business of cap table management and valuation services, as well as their fund administration business. He discusses the challenges and opportunities in the private markets industry, including the barriers to entry for investors and the need for more access and standardization. Cimino also mentions Carta's focus on supporting founders and their plans to expand globally. He emphasizes the role of policy in unlocking capital and creating access to private markets.

 

MENTIONED IN THE CONVERSATION

 

Carta's Website: https://bit.ly/3U92K0w

Anthony's LinkedIn: https://bit.ly/3J6u5db

 

Topics: fintech, regulation, policy, private markets, fund administration

Companies: Carta, SEC,  Committee on Financial Services

 

ABOUT THE FINTECH BLUEPRINT

 

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

 

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

 

👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’23: From Capitol Hill to Financial Crisis Management: Tracing Anthony's Journey through Finance and Policy

 

6’24: Building Trust in Turbulent Times: The Crucial Link Between Public Engagement and Policy Formation

 

10’50: Shaping the Future of Finance: The Essential Role of Stakeholder Engagement in Policy and Regulation

 

14’50: Digitizing Equity: Carta's Impact on Private Markets and the Future of Financial Infrastructure

 

20’07: Unlocking Private Markets: Navigating Complexity and Challenging Paternalistic Regulations

 

24’17: Expanding Economic Opportunity: The Imperative of Broadening Access to Private Markets

 

27’27: Beyond Data: Carta's Vision for Empowering Founders and Investors in the Private Market Ecosystem

 

31’50: Tailoring Growth: How Carta Supports Founders from Startup to Public Transition

 

34’39: Navigating the Terrain: The Dynamics of Private Fund Administration in Changing Economic Climates

 

38’56: Charting the Future: Carta's Vision for Empowering Founders, Revolutionizing Fund Administration, and Expanding Global Footprints

 

40’57: The channels used to connect with Anthony & learn more about Carta

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

Powering $2.5T of Private Equity, with Carta Head of Policy Anthony Cimino

Lex chats with Malcolm deMayo, Global Vice President for Financial Services at Nvidia. deMayo kicks off the discussion on how Nvidia has been working with financial services firms for over 15 years, providing accelerated compute platforms to help solve compute-intensive challenges in trading, banking, and insurance. DeMayo explains that Nvidia's hardware accelerators, such as GPUs, can execute thousands of instructions at a time, resulting in a significant speedup compared to traditional CPUs. He highlights the use of AI and machine learning in various financial services applications, including fraud detection, sentiment analysis in trading, and process automation in banking. DeMayo also discusses the emergence of Generative AI, which enables the generation of unique content and the potential for human-like engagement in customer service. He emphasizes the importance of collaboration between business and AI teams for successful AI deployment and mentions the role of open-source models and federated learning in the future of AI.

 

MENTIONED IN THE CONVERSATION

 

Nvidia's Website: https://bit.ly/3TwEDXO

Malcom's LinkedIn: https://bit.ly/3xeimqa

 

Topics: AI, Artificial intelligence, Machine learning, accelerated compute, compute, generative AI, genAI, financial services, Neural networks

 

Companies: Nvidia, OpenAI, Google, Microsoft, EvidentAI, AlexNet

 

ABOUT THE FINTECH BLUEPRINT

 

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

 

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

 

👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’35: Beyond Moore's Law: Nvidia's Pioneering Role in Financial Services Innovation

 

6’56: Revolutionizing Efficiency: The Transformative Impact of GPU-Accelerated Computing in Finance

 

14’12: Unlocking Efficiency: How Nvidia's Accelerated Compute Platform Revolutionizes Machine Learning in Finance

 

19’52: Transforming Finance: The Power of Machine Learning in Fraud Detection and Market Analysis

 

29’15: From Data Custodianship to AI Revolution: Nvidia's Pivotal Role in Transforming Finance with Generative AI

 

35’03: Beyond Classification: Nvidia's Role in Fueling Generative AI's Impact on Financial Services Innovation

 

42’04: Shaping the AI Landscape: The Dynamic Between Open Source Innovation and Proprietary Models in Financial Services

 

47’01: The channels used to connect with Malcom & learn more about Nvidia

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

How NVIDIA is accelerating financial services into the AI age, with NVIDIA Global Head of Financial Services Industry Malcom deMayo

Lex chats with Nelson Chu, founder and CEO of Percent -  the modern credit marketplace. Nelson kicks off the discussion b by walking through his inspiration for building the private credit marketplace and the challenges of operating in the fintech industry. He explains that Percent aims to provide a better alternative investment platform for credit investors by offering shorter durations and lower minimum investments. Nelson also discusses the importance of infrastructure in the private credit market and the need for technology to streamline processes. He highlights the different types of investors and borrowers that use Percent's platform and the challenges of building a three-sided marketplace. Nelson also touches on the impact of macroeconomic factors, such as interest rates, on the private credit market and the role of data and AI in the industry.

 

MENTIONED IN THE CONVERSATION

 

Percent's Website: https://bit.ly/3x3w8Mg

Nelson's LinkedIn: https://bit.ly/4a5Nwym

 

Topics: Private credit, lending, borrowers, underwriting, AI, artificial intelligence, investment, alternative investment, fintech, marketplace

 

Companies: Percent, Lending Club, LendIt, Prosper, Blackstone

 

ABOUT THE FINTECH BLUEPRINT

 

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

 

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

 

👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’12: From FinTech Consulting to Revolutionizing Private Credit: The Genesis of Percent

 

4’33: Unveiling the Void: The Journey to Establishing Essential Infrastructure in Alternative Investments

 

6’55: Decoding Private Credit: Navigating Yields, Risk, and Investor Dynamics in Short-Duration Fixed Income

 

14’01: Investor Trends and Platform Evolution: The Shifting Terrain of Private Credit Investments

 

19’15: Building the Bridge: Crafting the Infrastructure to Power a Tripartite Financial Marketplace

 

26’15: Mastering Multi-Sided Markets: Strategies for Bootstrapping Borrowers, Investors, and Underwriters

 

31’26: Tech as the Catalyst: Navigating the Fusion of Traditional Finance and Innovative Infrastructure in Private Credit

 

36’49: Adapting to Shifts: The Impact of Changing Interest Rates on the Private Credit Landscape

 

40’16: Unlocking Potential with AI: How Proprietary Data Sets Are Shaping the Future of Finance

 

43’15: The channels used to connect with Nelson & learn more about Percent

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

The promise behind investing in private credit, with Percent CEO Nelson Chu

Lex chats with Richard Ma, CEO of Quantstamp -a leading blockchain security company. Richard kicks off by discussing the origins of the company and the importance of security in the blockchain space. He explains that the idea for Quantstamp came after he invested in Ethereum and witnessed the hack of the DAO, which prompted him to focus on the security side of Ethereum. Richard describes how Quantstamp conducts audits of blockchain projects, identifying vulnerabilities and providing recommendations for improvement. He emphasizes the importance of reading audit reports and understanding the risks associated with projects. Richard also discusses different types of adversaries in the blockchain space, including nation-state actors, developers seeking recognition, and financially motivated hackers. He believes that while established projects will become more secure over time, new experimental projects will always carry some level of risk. Richard suggests that AI-based debuggers could help improve security auditing in the future. He highlights EigenLayer, ZK-rollups, and the development on Solana as exciting sectors to watch in the coming years.

 

MENTIONED IN THE CONVERSATION

 

Quantstamps's Website: https://bit.ly/3Iv6zX4

Richard's LinkedIn: https://bit.ly/3IvaxyO

 

Topics: blockchain, security, audit, hacking, hacks, crypto, cryptocurrency, digital assets, Web3, DeFi

 

Companies: Quantstamp, Ethereum, MakerDAO, Compound, EigenLayer

 

ABOUT THE FINTECH BLUEPRINT

 

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

 

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

 

👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’30: From High-Frequency Trading to Fintech Innovator: The Journey to Creating Quantstamp

 

9’26: Demystifying the Audit Process: Inside Quantstamp's Approach to Securing Blockchain Projects

 

15’04: The Art and Challenge of Blockchain Audits: Navigating the Complex World of Code Review

 

19’37: The Nomad Hack: A Case Study in Preventability and the Importance of Diligence in Code Auditing

 

24’39: Web3's Adversarial Landscape: Unpacking the Motivations Behind Crypto Hacks and Security Breaches

 

29’13: The Ethical Dilemma of Crypto Hacking: Navigating the Fine Line Between Exploitation and Market Manipulation

 

34’59: Exploring the Frontier: Key Innovations Shaping the Future of Blockchain in 2024 and Beyond

 

36’34: The channels used to connect with Richard & learn more about Quantstamp

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

Saving DeFi from financial hacks, with Quantstamp CEO Richard Ma

Lex chats with Christian Catalini, co-founder and chief strategy officer of Lightspark - a company aiming to break down global payment barriers, throwing its weight behind a new standard intended to make payments as easy as sending an email. Christian kicks off by discussing his career in blockchain and academia, as well as the challenges and opportunities in the fintech industry. He explains how he became interested in crypto through his research on crowdfunding and how he later focused on Bitcoin and cryptocurrencies. Catalini also discusses the importance of decentralized governance and the potential of Bitcoin as a global payment network. He introduces Lightspark's products, including Lightspark Predict and Universal Money Addresses (UMA), which aim to make Lightning Network more efficient and user-friendly for cross-border money movement. He emphasizes the need for compliance and regulatory clarity in the crypto industry and highlights the role of various partners in facilitating on and off-ramps between digital assets and traditional payment systems.

 

MENTIONED IN THE CONVERSATION

 

Lightspark's Website: https://bit.ly/3uQ0Nw1

Christian's LinkedIn: https://bit.ly/3UVwBu3

 

Topics: blockchain, crypto, cryptocurrency, Bitcoin, Digital Assets, AI, cross border, payments, lightning network

 

Companies: Lightspark, Diem, Libra, Meta Fintech, MIT, MIT Cryptoeconomics Lab

 

ABOUT THE FINTECH BLUEPRINT

 

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

 

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

 

👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’22: Bridging Worlds: From Academic Inquiry to Entrepreneurial Action in the Crypto and Crowdfunding Era

 

7’12: Innovating at the Intersection: From the Creative Destruction Lab to the Cryptoeconomics Lab at MIT

 

13’00: Designing Stability: The Economic Architecture and Vision Behind the Diem Experiment

 

18’37: Governance and Trust in Crypto: Navigating the Complex Landscape from Diem to Bitcoin

 

25’42: Money as a Public Good: The Evolutionary Path of Bitcoin and Digital Assets in the Global Economy

 

31’57: Unleashing Potential: Crypto and AI's Complementary Forces in Shaping the Future of Open Source Technology

 

37’02: Universal Money Addresses: Revolutionizing Global Transactions with Seamless, Compliant, and Real-Time Payments

 

41’31: UMA and Bitcoin: Simplifying Cross-Border Payments with a Global, Liquidity-Driven Settlement Layer

 

46’49: Integrating Innovations: How UMA Partners Enable Smooth Cross-Border Payments Through Bitcoin Liquidity and Local Infrastructure

 

50’14: The channels used to connect with Chris & learn more about Lightspark

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

Building on Bitcoin Lightning Network and Lessons from Libra, with Lightspark Chief Strategy Officer Christian Catalini

Lex chats with Shelby Austin, co-founder and CEO of Arteria AI - Arteria AI is an AI-focused company that develops a contract lifecycle management platform for end-to-end digital contracting. Shelby kicks off by discussing her career journey and the development of her company, which focuses on solving documentation challenges in the financial services industry using artificial intelligence (AI). Shelby explains that Arteria AI uses a combination of people and technology to streamline document management processes, such as onboarding, contract generation, and data organization. The company leverages a variety of AI models, both open-source and proprietary, to analyze and generate documents. Shelby emphasizes the importance of user-centric design and practical application of AI in solving real problems for financial institutions. She also discusses the challenges and opportunities of working with large financial firms, including data security and integration with existing infrastructure.

 

 

MENTIONED IN THE CONVERSATION

 

Arteria AI's Website: https://bit.ly/3SLtWAr

Shelby's LinkedIn: https://bit.ly/3I11568

 

Topics: AI, Artificial Intelligence, ChatGPT,  documentation, finance, analytics, contract processing

 

Companies: Arteria AI, Arteria, Deloitte, OpenAI

 

ABOUT THE FINTECH BLUEPRINT

 

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

 

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

 

👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’23: From Law to Innovation: Shelby Austin's Journey Through Legal Grind to Tech Entrepreneurship

 

6’41: Digitizing Diligence: Pioneering Data Management in Legal Workflows

 

9’10: From Legal Documents to AI Frontiers: Navigating the Transition into Technological Leadership at Deloitte

 

17’27: Reimagining Documentation: The Genesis of Arteria and the Evolution of Financial Services Solutions

 

22’32: Simplifying Complexity: Arteria's Solutions for Streamlining Documentation and Compliance Processes

 

26’44: Transforming Documentation: Arteria's Multimodal Approach to Financial Services Paperwork

 

32’03: Crafting AI Solutions in Finance: Navigating the Landscape of Models Beyond the Hype

 

36’16: Building Bridges in Finance: Exploring the Complex Landscape of AI Integration with Major Financial Firms

 

39’25: The channels used to connect with Shelby & learn more about Arteria AI

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

How AI is generating and digitizing documentation across financial services, with Arteria AI CEO Shelby Austin

Lex chats with Rachel Lin, the Co-Founder & CEO of SynFutures, a decentralized derivatives trading platform. Lin discusses her background in traditional finance and her transition into the fintech and cryptocurrency industry. She explains her experience working in structured derivative sales and trading at Deutsche Bank, where she interacted with clients such as hedge funds and corporates who used derivatives for speculative purposes, hedging, and arbitrage. Lin then moved to fintech company Alipay, where she learned about blockchain technology and became interested in the potential of decentralized finance. She later joined Matrixport, a centralized platform, before starting her own decentralized derivatives platform, SynFutures. Lin explains that decentralized platforms offer transparency and the ability for anyone to become a market maker or service provider, while centralized platforms require more configuration and rely on market makers. She also discusses the growth potential of decentralized derivatives and the current dominance of speculation in the crypto derivatives market. Lin believes that as digital economies grow, the usage of blockchain and derivatives for economic purposes will also increase.

 

 

MENTIONED IN THE CONVERSATION

 

SynFuture's Website: https://bit.ly/3OCDRaa

 

Topics: crypto, digital assets,  investment, blockchain, AMM, DeFi, CeFi, Liquidity, hedging, arbitrage, derivatives, perps, synthetic

 

Companies: Synfutures, Alipay, Matrixport, DYDX, GMX, Synthetix, Deutsche Bank, Uniswap

 

ABOUT THE FINTECH BLUEPRINT

 

🔥Subscribe to the Fintech Blueprint newsletter to stay at the forefront of Fintech and DeFi: https://bit.ly/3hyhlC2

 

🤝 Partner with Fintech Blueprint through sponsorships: https://bit.ly/3UZllsV

 

👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’23: Trading Illusions for Insights: Navigating the Complex World of Financial Derivatives

 

6’35: Hedging Needs vs. Market Speculation: Deciphering the Derivatives Landscape

 

10’54: Institutional to Retail: Transitioning Through Chinese Fintech and Cryptocurrency Markets

 

16’16: SynFutures: Unlocking Decentralized Derivatives Trading for All

 

20’54: Synthetic Derivatives and Leverage: Amplifying Trades on Decentralized Platforms

 

26’56: DeFi Derivatives: AMM Liquidity, Competition, and the Future of Synthetic Trading

 

32’13: The promise of Crypto Derivative Markets: Beyond Speculation - Hedging, Arbitrage, and the Promise of Digital Economies

 

35’00: The channels used to connect with Rachel & learn more about SynFutures

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

The evolution of derivates from structured products to decentralized perpetuals, with SynFutures CEO Rachel Lin

Lex chats with Stan Miroshnik, founder and managing partner of 10Squared Capital, discusses his early experiences in financial services and his journey into the world of digital assets and crypto. He talks about the challenges of navigating the ICO market and the importance of price discipline in investing. Miroshnik also shares his insights on the current state of the market and the opportunities he sees in sectors such as infrastructure, consumer applications, data analytics, and financial services. He also discusses the potential of security tokens and real-world asset tokenization.

 

 

MENTIONED IN THE CONVERSATION

 

10Squared Capital's Website: https://bit.ly/3ShddVm

Stan's LinkedIn profile: https://bit.ly/3w8kO0S

 

Topics: crypto, digital assets, venture capital, investment, blockchain, ICO, tokenization

 

Companies: TenSquared Capital, 10THoldings, 10T, 10SQ, Animoca, Coatue, Tiger, Civic

 

ABOUT THE FINTECH BLUEPRINT

 

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👉 Twitter: https://twitter.com/LexSokolin

 

TIMESTAMPS

 

1’28: Navigating the Financial Landscape: From Soviet Childhood to Blockchain Innovation

 

4’03: Transitioning from Soviet Roots to Global Finance: A Journey Through Capital Markets and the Emergence of Digital Assets

 

11’07: Emergence of Russian Capital Markets: Navigating the Complexities of Financial Evolution and Integration

 

15’15: Bitcoin and the Birth of a New Capital Market: Pioneering Digital Asset Investment Banking

 

19’13: Compliance Complexity in 2024: Navigating the Evolving Landscape of Digital Asset Regulation

 

23’25: Reflecting on the ICO Market: Balancing Innovation, Speculation, and the Evolution of Digital Assets

 

27’53: From ICOs to Institutional Investment: Charting the Evolution of Digital Asset Markets with 10T Holdings and TenSquared Capital

 

32’18: Assessing Growth Stage Investments in the Digital Asset Space: Navigating the Challenges of Valuation and Opportunity in 2021-2022

 

35’24: Identifying Emerging Leaders in Digital Assets: A Look at Key Sectors and Companies Shaping the 2024 Market Landscape

 

36’25: Exploring the Future of Digital Assets:  Exploring Infrastructure, Consumer Applications, and Financial Services in the Blockchain Ecosystem

 

43’04: The channels used to connect with Stan & learn more about TenSquared Capital

Disclaimer here [https://www.fintechblueprint.com/disclaimer] — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex [https://twitter.com/LexSokolin], Laurence [https://twitter.com/lesmith96], Matt [https://www.linkedin.com/in/matthewjameslow/], Farhad [https://www.linkedin.com/in/farhadhuseynli/], Mike [https://www.linkedin.com/in/michael-hurrell-823643171/], Daniella [https://www.linkedin.com/in/daniella-seberini-273aa6205/]

Want to discuss? Stop by our Discord [https://discord.gg/tmHR6tCJv8] and reach out here with questions [https://www.lexsokolin.com/contact].

Investing in frontier capital markets, from Eastern Europe to ICOs, and tokenized securities, with TenSquared Capital Managing Partner Stan Miroshnik

Finance is being pulled apart by the forces of frontier technology. From AI, to
blockchain and DeFi, mixed reality, chatbots, neobanks, and roboadvisors — the
industry will never be the same. Here is the blueprint for navigating the shift.

Lex Sokolin

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