Is remote work the dream… or just a lonely trap? Is the office outdated… or still the best place to build your career?

In this episode, I share the real pros and cons of remote vs office life, and why the answer often depends on where you are in your career. From my early years in a traditional finance office to later working remotely while building my own projects, I talk about what each setup gave me and what it took away.

This episode also includes a personal update on my life and the podcast, and what you can expect from the podcast in the second half of 2025.

Whether you’re in your 20s seeking mentorship and visibility, or in your 30s craving flexibility and balance, this conversation will help you rethink what’s best for you right now.

97. Remote vs Office: What Works Best at Different Stages of Your Career

Job hunting in 2025 looks different — and for many women, it comes with added challenges: layoffs, confidence gaps, career pivots, and navigating a job market that’s constantly evolving. In this episode, I’m joined by Amanda Sayfy, Executive Director of Dress for Success Vancouver, to break down how women can rebuild their confidence, advocate for themselves, and land meaningful work.

We talk about:

 * The biggest mistakes women make in job searches — and how to avoid them

 * How to prepare for interviews and negotiate your salary with confidence

 * Career pivots after layoffs or life changes

 * Building a strong professional network and finding mentorship

 * Why financial independence is more than just a paycheck

 * The real power of community, resilience, and support programs like Dress for Success

Whether you're reentering the workforce, switching careers, or just feeling stuck in your current role, this episode will give you the mindset shifts and tools to move forward.

🎧 Listen now and share with a friend who needs to hear this!

Timestamps:

00:00 – Introduction: Career Pivots, Confidence & Job Hunting in 2025
00:33 – Meet Amanda Sayfy: Executive Director of Dress for Success Vancouver
01:35 – The Story Behind Dress for Success Vancouver
05:14 – Amanda’s Career Journey in the Non-Profit Sector
07:41 – Top Challenges Women Face in the Job Search Today
10:08 – How Women Can Build Confidence and Recognize Their Professional Value
11:19 – Using AI in Job Applications + How to Network Effectively
16:26 – Why Sponsorship and Mentorship Matter for Women’s Career Growth
23:43 – What Financial Independence Really Means for Women
26:50 – How to Support or Get Help from Dress for Success Vancouver
28:14 – Final Thoughts: Encouragement for Job Seekers in 2025



Episode resources:

Dress for Success Vancouver website [https://dfsvancouver.ca/donate/]

Amanda's LinkedIn [https://www.linkedin.com/in/amandasayfy/]

Get Your Monthly Budget Planner for $20 [https://stan.store/inherwallet]

Contact for partnerships & collaborations [https://sofiiasalimova.carrd.co/]



96. Career Pivots, Confidence & Getting Hired in 2025 — What Every Woman Should Know | Amanda Sayfy, Dress for Success Vancouver

Is the economy in trouble? Headlines are swirling about inflation, new tariffs, market dips, and global trade tensions — and if you’re feeling overwhelmed, you’re not alone.

In this episode of In Her Wallet, I’m joined by Seth Allen, Senior Portfolio Manager at Cadence Financial Group with Raymond James, who brings over 25 years of experience breaking down the markets and helping investors stay calm during times of uncertainty.

We cover:

 * What tariffs actually are (and why governments use them)
 * How trade tensions affect prices at the grocery store, in fashion, and beyond
 * What Canadian consumers and investors need to know
 * How to stay informed without spiraling from scary headlines
 * The #1 money habit to build financial resilience in volatile times



Whether you're a beginner or a seasoned investor trying to make sense of it all, Seth shares practical advice for staying grounded, spotting meaningful economic trends, and making smart money moves in any environment.

📌 Listen now on Spotify, Apple Podcasts & YouTube!

📩 Have a question about markets and economy? Drop it in the comments!

📅 Timestamps:

00:00 [https://www.youtube.com/watch?v=gyVNXv6ynYA] – Welcome & What This Episode Covers

01:05 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=65s] – Introducing Seth Allen, Senior Portfolio Manager

02:30 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=150s] – What’s Really Going On With the Economy Right Now?

03:52 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=232s] – Tariffs Explained: What They Are and Why They Matter

06:50 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=410s] – How Tariffs Are Impacting Canadians in 2025

09:15 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=555s] – Industries Most Affected by Global Trade Tensions

10:53 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=653s] – Should You Buy or Sell a Car Right Now?

12:00 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=720s] – Market Volatility: What Investors Should Know

16:33 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=993s] – Two Types of Companies to Watch: “Renters” vs “Buyers”

22:55 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=1375s] – Smart Strategies for Canadian Investors Amid U.S. Market Swings

29:12 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=1752s] – Money Mindset: Staying Grounded in a Shaky Economy

31:19 [https://www.youtube.com/watch?v=gyVNXv6ynYA&t=1879s] – Where to Learn More From Seth Allen



💰Episode resources:

🔹 Cadence Financial Group: https://www.cadencefinancialgroup.com/team/seth-allen

🔹 Get Your Monthly Budget Planner for $20: https://stan.store/inherwallet< [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXRMZERacWluQVdhVHN0OEl4MGJ4ekxsRHc5UXxBQ3Jtc0trci12X0taTlAzQy1GbkxxVVpSbzVfaTdnQlEyeVF3Zm1PbG5lYjVtZk9JMzYtTG02bmh1SXV2dktFT2FlQ0JYY3IwaFFrZmlUaE1pV3R6MUlzRnJoanotYWtDNWdyQy1KbDJZQ2lHaG1ZUGJEUzA4UQ&q=https%3A%2F%2Fstan.store%2Finherwallet&v=gyVNXv6ynYA]

95. Tariffs, Inflation & a Shaky Economy: What It Really Means for Your Money | Seth Allen

Can a luxury handbag actually make you money? 

In this episode of In Her Wallet, I sit down with Courtney Watkins, founder of Canada’s leading pre-loved designer fashion store, Mine & Yours, to talk about turning handbags into smart financial investments.

You’ll learn:

✅Which designer bags hold their value best

✅ How to spot a good investment bag

✅ What to know before you buy or resell a luxury handbag

✅ Tips for maximizing resale value (yes, receipts matter!)

✅ How to shop more sustainably through resale

✅ Red flags to avoid when buying secondhand designer bags

Whether you're eyeing your first Chanel or considering selling a bag from your closet, this episode is packed with real, actionable advice on how to make fashion work for your wallet.

📌 Listen now on Spotify, Apple Podcasts & YouTube!

📩 Have a question about luxury resale? Drop it in the comments!

📅 Timestamps:

00:00 – Welcome to In Her Wallet + What Today’s Episode Is About
01:09 – Meet Courtney Watkins, Founder of Mine & Yours
01:20 – How Mine & Yours Became Canada’s Pre-Loved Luxury Hotspot
03:01 – Are Designer Bags a Good Investment? Here's What to Know
06:09 – Top 3 Handbags with the Highest Resale Value
07:37 – Up-and-Coming Brands Worth Watching
16:20 – Can Luxury Fashion Be Sustainable? (Earth Month Talk)
18:28 – How to Maximize Your Bag’s Resale Value
26:15 – Spotting Fakes: Authenticity Red Flags to Avoid
33:17 – Final Tips for Shopping Smarter + Buying Bags That Hold Value

Episode resources:

🔹Website Mine & Yours: https://www.mineandyours.com/

🔹Get Your Monthly Budget Planner for $20: https://stan.store/inherwallet [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGtkRGxRRjJlQ1VwU0pSWml3c0hKcnBEQmZiQXxBQ3Jtc0tuSzQwMW50M3NrMXhzRVhMUkNsR2t6eDNzcGpBWVFOWVdocWs0MmhvR0Z6LWQ4THdETVBhSlp2ZUtzbHRDa2pqUk5xeW1Ed1RNUjZGYVNhWWFEZ1M4MHRoX1JEREJCRFg4NzhwS0VxU3RNOW1UdllJTQ&q=https%3A%2F%2Fstan.store%2Finherwallet&v=UXEVKw23d9Y]

🔹Contact for partnerships & collaborations: https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbG1HOGpLS19JRlh4blppYjlyN2V6eUpxQ21rUXxBQ3Jtc0tuQ3VpOFdUUy1HRWFyd3pfMU5zUHdlMHlUV3BhNmxtR0VZc2M1cmJCMDFSU1RJcl9BSWhia25NcWRhX0RmckkzM09nWmpwQWdvX1duMEJZRU4weklBNm44aWN5Zzk4aGtyRGJ1MUV5YVNwWGI2RnIwaw&q=https%3A%2F%2Fsofiiasalimova.carrd.co%2F&v=UXEVKw23d9Yhttps://sofiiasalimova.carrd.co/


Follow Sofiia for more insights on finance & jewelry:

🔹 Instagram: https://www.instagram.com/sofiiasalimova/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa3I0aFJJNGxmcDlDU0doQ3pJYkFDRF82dmY1d3xBQ3Jtc0ttQjJmWWhSUUVnNWI4dkVoM01BQ2lLX1gtNVNqOXN5VjkwdVlYd20taEltZFJuYzFHd1QyMS0yZXp5aHBGV1VYUDFCV0hkRWNZU3FTTWZBcUZITG9VbklVWWp5Wi14TDNCcWl1eE9qLWIwRmQyV1dncw&q=https%3A%2F%2Fwww.instagram.com%2Fsofiiasalimova%2F&v=UXEVKw23d9Y]

🔹 Substack: https://hallofgems.substack.com/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbWVXOE5fRDAzdlQ4azBsWmV4YVVpNUl1aUJTQXxBQ3Jtc0ttZFY5QkZpRnd2U0p5OWJrWlNfRnJoc095a016X0pMdmpCRmlhbGdQWmNoS2FVcHl0MXJBTFNrT1JCX0QwX0VXMU01M21RMDZaTm9KNG1ST21iM0JsWTZzcjA5bHUwUFdobzhGUzhDYTR0NFNkb2tfRQ&q=https%3A%2F%2Fhallofgems.substack.com%2F&v=UXEVKw23d9Y]


94. Are Designer Bags a Good Investment? How to Buy & Resell for Profit | Mine & Yours Founder Courtney Watkins

What happens if your engagement ring gets lost, stolen, or the diamond falls out? Would you be covered—or would you be out thousands of dollars?

In this episode, I sit down with Dustin Lemick, a third-generation jeweler and founder/CEO of BriteCo, to break down everything you need to know about engagement ring insurance and how to protect your jewelry the right way.

Topics covered:

 * How much does engagement ring insurance cost? (And what it actually covers)
 * Should you add your ring to homeowners or renters insurance? (Pros & cons)
 * The biggest myths about jewelry insurance (What most people get wrong)
 * Why so many couples forget to insure their engagement ring
 * What’s the minimum value of jewelry worth insuring?

If you have an engagement ring, wedding band, or fine jewelry, this episode is a MUST-watch!


https://open.spotify.com/show/4SBhg9PwHbgy85qqSuVTUS?si=5d6ce123606d4475
https://podcasts.apple.com/ca/podcast/in-her-wallet/id1645464779
https://www.youtube.com/@inherwallet






 * 



 * https://stan.store/inherwallet
 * https://www.youtube.com/@inherwallet
 * https://hallofgems.substack.com/

93. Do You REALLY Need Engagement Ring Insurance? Jeweler Dustin Lemick Explains!

Self-employed? Learn how to save money on taxes, maximize write-offs, and avoid CRA mistakes in this episode of In Her Wallet!

In this episode, host Sofiia sits down with Chartered Professional Accountant Cindy Kumar to break down self-employment taxes and how freelancers, consultants, and small business owners can navigate tax season with confidence.

Topics covered:

 * Key differences between taxes for employees vs. self-employed individuals

 * Smart tax deductions & common write-off myths

 * Audit triggers & how to avoid red flags with the CRA

 * Should you incorporate? The pros & cons for tax savings

 * How accountants add value beyond tax software like TurboTax

 * Maximizing retirement plans (RRSP) for self-employed individuals



Whether you’re a freelancer, consultant, or small business owner, this comprehensive guide will help you avoid tax pitfalls, save money, and stay compliant.

Listen now on Spotify [https://open.spotify.com/show/4SBhg9PwHbgy85qqSuVTUS?si=ae0d0045cab14541], Apple Podcasts [https://podcasts.apple.com/ca/podcast/in-her-wallet/id1645464779] & YouTube [https://www.youtube.com/@inherwallet]!

Have a tax question? Drop it in the comments!

Cindy's resources:

 * 100 Tax Write-Offs Cheat Sheet [https://stan.store/inherwallet]
 * Book a Free 20-Min Financial Clarity Session with Cindy [https://link.stockmedia.ca/widget/bookings/financial-clarity-coaching]
 * Register for 4-Week Tax Course for Self-Employed [https://learn.elevatedaccounting.ca/4-week-reset-register-2?am_id=sofiia515]



In Her Wallet's resources:

 * Listen to EP64 You Guide to Filing Personal Income Taxes with Wealthsimple's Caroline Corbeil [https://open.spotify.com/episode/0bsRRjUk6aLiHdeCLovmvx?si=f46119599dd24ce9]

 * Get Your Monthly Budget Planner for $20 [https://stan.store/inherwallet]
 * Watch Episodes on YouTube! [https://www.youtube.com/@inherwallet]

92. Self-Employed Taxes 101: Maximize Write-Offs & Avoid CRA Mistakes with CPA Cindy Kumar

In episode 91 of In Her Wallet, we’re talking about something just as important as love in a relationship—money. Financial compatibility can make or break a relationship, yet so many people ignore the warning signs until it’s too late.

In this episode, we’re diving into:

🚩 The biggest financial red flags that can signal deeper issues in a relationship

💰 Why money habits matter more than income differences

🔍 Real-life stories of financial secrecy, overspending, and hidden debt

🔒 5 ways to protect yourself financially—whether you're dating, engaged, or in a long-term partnership

Whether you’re single, in a relationship, or navigating finances with a partner, this episode will help you spot red flags early, set healthy financial boundaries, and build a relationship that’s strong both emotionally and financially.



 * https://open.spotify.com/episode/1mjz17XlM7a783C8fiMSG6?si=ec5f639d67714680
 * https://stan.store/inherwallet

91. Love & Money: Financial Warning Signs in Relationships

In episode 90 of In Her Wallet podcast, I’m tackling one of the biggest financial questions: How do you invest your first $1,000? If you’ve been wanting to start investing but feel overwhelmed by where to begin, this episode is for you!!

I’m breaking down everything step by step—how to define your investment goal, whether to choose a TFSA, RRSP, or FHSA, and the best beginner-friendly options like ETFs, robo-advisors, or individual stocks. Plus, I’ll share a funny story about how my husband and I took very different approaches to investing in Uber, and what that taught me about patience in the market.

I’ll also cover common investing mistakes to avoid, so you can start building wealth with confidence. By the end of this episode (in just 25 minutes…), you’ll know exactly where to put your first $1,000 and how to make your first investment.

Tune in now and take the first step toward growing your money!



 * Start Managing Your Money Like a Pro with This Tool! [https://stan.store/inherwallet/p/monthly-budget-planner-mx57l]
 * https://open.spotify.com/episode/0eQA9VbVkvFlFQBXYo864C?si=0ebf22e532c545ac
 * Ep50 "How to Not Get (Fin)fluenced with Bad Financial Advice?" [https://open.spotify.com/episode/7likRXR4fAtrYqV87fURNQ?si=761562b1801842df]

90. Your First $1,000 Investment: Where to Start

In Episode 89 of the In Her Wallet podcast, I’m sharing how I’m building my Personal Board of Directors this year—a concept that could be a total game-changer for your career, personal growth, and life goals.

You’ll hear:

 * What a Personal Board of Directors is and why it matters.

 * The step-by-step process I used to define my goals, identify key roles, and select the right people for my board.

 * How to approach potential members with clarity and intention, and set up a framework that works for both sides.

 * Tips on how to engage regularly and create a meaningful, mutually beneficial relationship with your board.

Whether you’re navigating a big career pivot, planning a major life event, or just looking for guidance and support to achieve your goals, this episode will help you level up your life with the help of your own dream team!



 * https://stan.store/inherwallet
 * https://hallofgems.substack.com/?utm_source=substack&utm_medium=web&utm_campaign=substack_profile

89. How I’m Building My Personal Board of Directors to Level Up My Life

In episode 88 of In Her Wallet podcast, I’m diving into the 7 financial red flags that might be holding you back in 2025. These could be personal habits or behaviors you’ve noticed in yourself or others—like your partner or family members—that silently sabotage financial health.

I’ll share personal stories for each red flag and the solutions that have worked for me, giving you practical steps to tackle them head-on. This episode is all about helping you reflect, reset, and make smarter financial decisions this year—starting today!

Resources referenced:

 * Check out Monthly Budget Template by In Her Wallet [https://stan.store/inherwallet]
 * Start investing with Wealthsimple [https://www.wealthsimple.com/en-ca/managed-investing/classic-portfolio]

88. Are Any of These 7 Financial Red Flags Holding You Back in 2025?

Does the thought of managing your finances leave you feeling overwhelmed? Many of us, women, do feel that way. But your path to financial independence shouldn’t be hard. At ‘In Her Wallet’, we take matters of the masculine world of money into our own hands. Join Sofiia, Accredited Investment Representative in Canada and the Founder of I ADAPT YOU Academy, as she guides you on your path to financial success while having honest, relevant and entertaining conversations with personal finance and business experts, authors, entrepreneurs and women who have been there and done that. New episodes air every Wednesday on Apple, Spotify and Amazon Music.

Sofiia Salimova

Shows