Federal tax fraud is often reported as a local or state issue — but the reality is much bigger.

This short, easy-to-understand video explains why tax fraud isn’t confined to one place, one program, or one group. When federal funds are stolen, the impact reaches every taxpayer, regardless of where they live.

Learn how large fraud schemes develop, why the true cost is often higher than first reported, and how fraud affects public trust, future programs, and honest citizens.

No politics.
No finger-pointing.
Just clear facts and common sense.

If you care about accountability, transparency, and where public money really goes, this is worth your time.

Federal Tax Fraud Isn’t a State Problem — It’s Everyone’s Problem

This discussion examines the emotional transition that occurs immediately following the Christmas holiday, often characterized by a sense of aimlessness or exhaustion. The author validates these feelings as a natural reaction to the intense buildup of the season, suggesting that the "in-between" days leading up to the New Year should be used for rest rather than pressure. Instead of rushing into resolutions, the passage encourages readers to focus on quiet reflection and the genuine practice of holiday values like compassion and peace. By viewing this period as a necessary pause, individuals can move forward at their own pace without the need for grand gestures. Ultimately, the source serves as a comforting reminder that slowing down is a productive way to prepare for the upcoming chapter of life.

This was created by NotebookLM based on this blog post I published: https://bob3160.blogspot.com/2025/12/the-day-after-christmas-so-now-what.html

The Day After Christmas Emptiness

This discussion is created by NotebookAI based on my YouTube video which you can access at: https://youtu.be/y0FcQqCALm4

Humble Action Changes The World

Created by NotebookLM based on my Blog post available at:

https://bob3160.blogspot.com/2025/12/tis-season-time-for-hope-in-world-that.html

Defying Despair with Steady Acts

This podcast was created by Google's NotebookLM based on the following YouTube video - https://youtu.be/N8wUXZ7iNFA

Chrome's Agentic AI Safety and User Alignment Critic

The provided source gives essential guidance for consumers seeking to navigate Black Friday sales safely, focusing on avoiding online scams perpetrated by "cybercrooks." The text details three major fraudulent tactics, including the creation of "Evil Twin" websites that closely resemble legitimate retailers and the use of fear-inducing "Fake Order" panic emails to trick recipients into clicking dangerous links. A key warning addresses the newer threat of the AI "Smooth Talker," where sophisticated artificial intelligence is employed to write professional phishing emails that lack obvious spelling or grammar mistakes. To shield against these attempts, the source strongly recommends using credit cards instead of debit cards for purchases, which offers better protection against financial loss. Shoppers are also advised to execute the "Hover" maneuver to verify a link's true destination and to ensure all devices and software are fully updated before engaging in holiday shopping.I used NotebookLM to put this together based on my Blog post: https://bob3160.blogspot.com/2025/11/cybercrooks-and-black-friday-deals.html

Your Essential Shield Against Holiday Shopping Scams

Video - https://youtu.be/obk0ZQVAJqY

🎄💻 ‘Happy Holidays — From Your Friendly Hacker!’ 🎅

Tis the season for joy, giving… and cyber-grinches! Hackers love the holidays just as much as you do — but for all the wrong reasons. From fake shopping deals to sneaky charity scams, they’re waiting for you to drop your guard.

This quick, easy-to-follow guide shows you how to shop smarter, click safer, and avoid festive fraud — no tech degree required. Perfect for beginners and seniors alike, it’ll help keep your holidays merry, bright, and hacker-free. 🕵️‍♂️✨

🔐 Stay smart. Stay safe. Stay scam-free — even when the hackers come bearing gifts!

I used ChatGPT 5, ScreenPal, and Pictory.ai to put this information together.

If you're interested in trying Pictory.ai please use the following link.

https://pictory.ai?ref=t015o

Happy Holidays - From your friendly Hacker

The YouTube transcript, featuring excerpts from a video by Norbert “Bob” Gostischa, offers practical cybersecurity advice to help users avoid scams during the busy holiday season. The tips emphasize the importance of slowing down before clicking on urgent or emotional links, as hackers frequently use fake package delivery alerts and fraudulent holiday promotions to trick consumers. Key security measures include using credit cards instead of debit cards for online shopping due to better fraud protection, avoiding entering sensitive information when using public Wi-Fi, and only donating to verified charities. Furthermore, the advice stresses securing accounts by implementing two-factor authentication and educating family members about common phishing and tech support scams to ensure a secure holiday experience.

I used NotebookLM to create this based on my Video available here: https://youtu.be/obk0ZQVAJqY

DeepDive - 🛡️Holiday Hacker Prevention - Nine Essential Tips

The video transcript proposes a simple and painless method for supporting veterans by suggesting that individuals redirect their credit card cashback rebates to a charitable organization. The speaker emphasizes that this approach requires no additional personal spending or budgeting adjustments, instead leveraging money that is already being returned to the user. The organization Tunnels to Towers (T2T) is specifically highlighted as a highly reputable charity that provides mortgage-free smart homes for injured veterans and offers support to Gold Star families and first responders. The central theme encourages viewers to establish a monthly habit of turning their "free money" into real-world impact as a meaningful way to honor Veterans Day.

I used NotebookLM to put this together using my Video as it's source: https://youtu.be/CHoI4hdk0p4

🎖️Credit Card Rebates for Veterans Day Support - T2T.org

Video - https://youtu.be/CHoI4hdk0p4

A simple, cost-free way to honor Veterans Day - donate your credit card rebates to a veteran charity like T2T. No extra spending, just big impact.

Honor Veterans Day in a simple, meaningful, and completely painless way. Instead of digging into your wallet, redirect the cashback rebates your credit card already gives you. It’s money you never actually spent, and it can do real good when you pledge it to a veteran-focused charity like Tunnels to Towers (T2T). https://t2t.org/

This small habit turns spare “extra” money into real-world support for injured veterans, Gold Star families, and the first responders who stand between us and disaster. It costs you nothing, adds up over time, and reminds us that gratitude doesn’t need to be complicated to be powerful. Let your credit card rebates become a quiet thank-you to the heroes who gave so much for our freedom.

Make it a habit. Make it meaningful. Let your “free money” do something extraordinary.

Don't forget to listen to the song I've proudly created to honor our Vets: https://youtube.com/shorts/1DYFUCSF0yQ

I used ChatGPT 5, ScreenPal, and Pictory.ai to put this information together.

T2T Veterans Day Challenge - Turn Your Credit Card Rebates Into Real-World Support

Cyber Security news, tips and updates Support this podcast: https://anchor.fm/norbert-gostischa/support

Norbert (Bob) Gostischa

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